Clever Online Shopping Saved Our Christmas Budget $400 So Far : The Saturday Weekend Review #242

MAKE ONLINE SHOPPING YOUR SOURCE FOR DEALS OVER THIS HOLIDAY    In general there haven’t been many people I’ve chatted to who don’t have some form of a Christmas Budget. Sounds odd since budgeting for the entire year seems to be one of the laziest financial tasks going even though it is mega easy to do, and valuable. Shopping for any holiday or special occasion without a budget makes for a potential financial disaster. Make sure you read the fine print on your credit card statement which states the length it will take you if only monthly minimum payments are paid. That should be MORE then enough to put the spending without a budget breaks on. Consumers who random-shop tend to spend more money on things they could have purchased cheaper somewhere else. If you care about your money then plan out occasions where you know you will be spending more than typical amounts of money. Compare random shopping to window shopping. Some people like to do their Christmas shopping on Boxing Day and throughout the year which is ideal but again a budget is necessary in my opinion. There were times when we would Christmas shop without a Christmas […]

grocery game monthly challenge

30 Keto Diet Staples You Will Find In Our Kitchen : The Grocery Game Challenge #5 Aug 28-Sept 3

STOCK UP ON LOW CARB ESSENTIALS WITHOUT CRUSHING YOUR GROCERY BUDGET.   You may have noticed over the past 2 years that our grocery shopping list has changed quite a bit since we’ve moved over to a keto diet. You might also have taken note that our many of our Sunday frugal recipes are low carb as well and this is because we no longer just eat what we want or classify as “healthy“. We have taken control of our eating habits and put more effort into what fuels our bodies and how we energize it each day. Related: Are you eating too much food? I’m not exclusively on a keto diet however I do follow it as much as possible as my dietary needs are different from Mrs. CBB. Coffee is a great start to the day for keto diet lovers. Many of you might be familiar with Bullet Proof Coffee and for those of you who aren’t let me tell you it’s packed full of fat! Some people have asked if the keto diet has interrupted our lean grocery budget of $265 a month for 2 adults and a toddler and it depends. Some months might be great […]

20 Garage Sale Tools You’ll Need To Attract Buyers

SELLING YOUR STUFF IS COMPARABLE TO RUNNING A BUSINESS- EITHER YOU WANT TO MAKE MONEY OR YOU DON’T.   Local garage sales for 2017 are slowly popping up as Spring has finally arrived but you’ll find the end of May into June, July and August the biggest garage sale months of the year. Typically garage sales kick-off on the Victoria Day long weekend at the end of May when most people poke their heads out from inside closed doors. It’s as if it’s safe to come outside. For those eager sale seekers there are people who host a garage sale as soon as the birds start chirping at the end of March. Spring cleaning is in full-swing with windows opened to let the fresh air circulate through the musty wintered house. This is also the time homeowners and renters realize they have far too much stuff. Mrs. CBB and I decided that this summer we were going to hold our first CBB garage sale and get rid of stuff once and for all. I’m a firm believer that any time I’m out to make/save money that I treat whatever I’m doing like it’s a business. A garage sale is a […]

How To Create A Simple Budget Organizer : Our January 2017 Budget Update

IF YOU ARE DETERMINED ABOUT GETTING OUT OF DEBT GET SERIOUS ABOUT THE WAY YOU BUDGET.   Your budget relies on you to report the financial information needed to ensure it balances at the end of the month. Having a budget organizer should be an important step on your to-do list when you begin to budget your money. I’ve never really shared what our budget organizer looks like on Canadian Budget Binder so today I will give you insight into our budget office. I briefly described what we’ve used in the past as our Budget Binder although we’ve since swapped over to a colourful blue sleek portfolio. Colour does matter when you choose a budget organizer. Think happy colours such as green, blue and yellow. You could be using the best budget app or budget spreadsheet available but if you aren’t keeping your documents stored in a budget organizer you’re failing before you begin. Not only is there potential to lose important documents you’re going to be tearing your desk or house apart looking for them. Even worse, you miss the expense and can’t balance your budget. As Mara points out below in her email to me she is wasting […]

15 Frugal Ways To Stock Children’s Books For Your Home Library

READING IS ABSORBING INFORMATION THAT YOU CAN’T GIVE BACK   Reading DOES matter in a child’s life and should start the minute they can look into your eyes, listen with their ears or touch with their hands. We began reading to our son shortly after he came home from the hospital. Not only that but we began to play soft music throughout the day like my wife did when he was in her tummy. That might sound daft to some people but for a baby hearing their parents voice talking to them is soothing and what better way to begin than by reading a book.   Children’s Books can be expensive   Have you ever seen the prices on brand new books that have never been cracked open? Some of the prices are mind-blowing especially on children’s books. Next time you’re in a book store or if you have any children’s books at home flip them over or look in the front cover to check for prices. Shoppers who pay full retail price for children’s books only do so because they really, really want it. Sometimes it’s hard to resist those cute books that you know your son or daughter […]

grocery game monthly challenge

Must-Have Kitchen Tools For The Home Chef On A Budget : The Grocery Game Challenge 2016 #3 Mar 21-27

FROST YOUR KITCHEN WITH THE RIGHT TOOLS   There are some pretty cool kitchen tools on the market but most often they are a waste of money because they are valuable in the moment but then fade away deep into the back of a kitchen cupboard. You all know what I’m talking about because you likely have some of those kitchen tools you’ve forgotten all about screaming to be used. I know we do. Under the cupboard we have an apple corer, grilled cheese machine, Pampered Chef cheese grater and I’m sure I could find a few more if I left the computer now and had a look, but you get the point. One of these days I’ll be the one selling these kitchen tools on Kijiji because I’m sure there will be a buyer out there looking for these items that will complete their kitchen gadget list. Some of you might dig this All Ware Stainless Steel Pineapple Easy Slicer and De-Corer kitchen tool but for others it’s just another expensive addition to the kitchen that will likely collect dust. The original price is $28.95 but if you are certain it will add value to your kitchen tools list […]

Christmas Shopping: Online or In-store?

SHOPPING OPTIONS ARE ENDLESS THIS HOLIDAY SEASON Did you know there are only 40 shopping days left until Christmas? With Christmas being not too far away the rush to get one’s Christmas shopping finished begins. Whether you plan to pack your suitcase full of gifts and jet off on holidays to see the family or shop right at home you can easily access shopping at your fingertips without stepping  foot out the door. While some people prefer to shop only in stores there are many people who will choose to do the majority if not all of their shopping online. Tablets, smartphones and free wi-fi access offered in places like Tim Hortons and McDonald’s, have made online shopping even more convenient than just being able to shop from the comfort of your home. Though convenient, online shopping may not always be the best the choice when it comes to your finances and your Christmas budget.   Online shopping   Online shopping allows you to shop from the comfort of your home or really anywhere you are able to gain online access. Shopping online you avoid having to deal with overworked sales people, waiting in long lineups or having to drive […]

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