Is Paying To View Apartment Rentals Just Another Money Grab? : The Saturday Weekend Review #96

IS IT GREED OR SIMPLY BUSINESS?   I don’t know about you but I certainly wouldn’t want to pay to view apartment rentals not now or not ever. For some people they are left with no choice if there on the hunt for a new place to live especially if they live where demand is high but choices are slim pickings. That’s what I read has happened in Calgary where resident Trish Nicholson who moved from Vancouver is going through. I immediately knew that it was happening, pretty soon everything and I mean everything will have a price tag attached to it. What I read is that some landlords are charging her a $25 viewing fee to check out these apartment rentals. I know, if you are shaking your head in disbelief, so was I however maybe there is some merit to why landlords should impose this charge. The last thing you need when you are conducting an apartment search is to find out what the ad says is not what it really is. How many times have you went to view apartment rentals or a rental house only to find out there were all these other fees on top […]

Would you give back a $40k find stuffed in a thrift store couch?: The Saturday weekend review #72

FINDERS KEEPERS……   Imagine that your new comfy couch that you just bought from the Thrift Store for $20 is worth more than you might make in your first year after graduation. Going to school and having to furnish your apartment with furniture can be a costly venture for a student on a budget. Aside from going to garage sales or finding free stuff online the next best place is the second-hand shops. You can find just about any type of basic furniture that you need at a second-hand store including couches that really do sell for less. You know after the school year is up you will find that couch sitting on the curb for free or in hopes the city will pick it up and discard of it, no questions asked. A while back we shared a blog post about places to stash your cash around the house and to be honest I didn’t think many people did that anymore. I’m sure there are few and for those that did it was so long ago they likely forgot they even had the money they buried away for a rainy day.   Couch cushion jackpot   I was reading […]

Should you be decorating and renovating when you rent?

WATCH WHERE YOUR MONEY GOES   Decorating a living space makes the space a more inviting place to enjoy for many people. They say the rich get richer and that may be true especially when we give money away when we simply don’t have to. We may not be literally handing over money at the time but the landlord where you rent will be all smiles when it’s not coming out of his pocket. Sure your landlord could potentially deduct renovations to the rental from his/her taxes but why bother if you’re paying for them out of your own pocket? We all decorate our houses from time to time when the need takes us or just a change of décor inspires us. Decorating and renovating doesn’t have to be expensive handmade screen printed wallpaper or exotic hardwood flooring. It can be as simple as painting and that is probably the best return on investment there is. Painting will brighten any room in the home instantly and give it that brand new feeling back. I’ve talked before about decorating your home and which renovations tend to be better than others along with which ones we’ve done to our abode. There is however […]

Could I live in a 420sq ft Micro-Apartment?- The Saturday Weekend Review #56

LIVING THE HIGH LIFE IN A SMALL SPACE   Living in a small space even if it is a 420 sq micro-apartment that transforms into 8 rooms may be perfect for one person and a nightmare for another. I love reading about small houses/apartments and how these designers go about taking a small space and transforming it into a living space fit for a King or Queen. Ok, maybe I’m going too far with that but let’s be honest when you see the video you will be shocked to see how well the designer Graham Hill also the founder of  treehugger.com puts this space efficient apartment together. He will not disappoint you, especially if you don’t mind sleek spaces that are magically transformed. When faced with a shortage of space these designers have to put their heads together and start thinking outside of the box and to be honest this is when we start to see the real creativity flowing. Not everyone can handle the functionality of a small apartment like the one in the video below (video removed as it was removed from Yahoo) not only because of the sleek modern use of space but because of the effort […]

Paying rent: Am I really wasting my money?

Throwing Money Out The Window I don’t think there is a right or wrong answer when it comes to renting and wasting money or purchasing a home but there certainly are pros and cons to both. Why do I choose to pay rent? While the freedom of owning my own home sounds great getting there on my own may not be a reality but I am certainly going to try. I am saving my money right now and enjoying it, though what I am saving for exactly is not set in stone. For the next 10 years I am choosing to continue to pay rent. As a single mother I want to make sure I am fully prepared for all the costs and fees that come with being a homeowner if I do decide to make that choice down the road. I have my mindset that in 10 years, if I am still single, I could be close to or have enough money saved for a reasonable down payment on a  house if desired. While budgeting and saving money regularly and wherever I can I figure I could have a decent down payment saved through investments and other means in […]

Paid By Cash- The New Addition For Our Family Home!

Guest Post By: Cynthia Guptill for Canadian Budget Binder Hi My name is Cynthia Guptill and our story starts back in 2007. Join me on our life’s journey to find out how we Paid Cash for our Dream Renovation. My husband Randy and I met in Calgary, AB,  when we were out there working alongside everyone else during the economic job boom. After we married I got pregnant and we both decided that the cost of living was far too much to try to raise a family in the city. We had to make some decisions for our little soon to be family. At the time we were paying a whopping $1100 a month rent for a basement apartment that met our needs but was far too expensive. Soon after we found out about the pregnancy, my husbands great-aunt passed away. We later found out that she had left her lovely home to my husband in New Brunswick in her will.  The petite home is very nice and boasts one bedroom, which was fine for the two of us. The problem was we had one baby on the way (Connor, now 5) and another baby soon after (Sadie,now 3). So, there were four […]

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