grocery game monthly challenge

5 Cheap Lunch Ideas To Get You Through The Week : The Grocery Game Challenge 2016 #1 Sept 5-11

BE KIND TO YOUR GROCERY BUDGET AND DINE-IN FOR LUNCH   You don’t need to eat steak and mushrooms for lunch nor do you have to create an elaborate spread to bring with you wherever you travel for the day. There are plenty of cheap lunch ideas that are delicious, filling and will cost you less than what you’ll pay at those money-making fast-food industry giants. One of the biggest reasons some people spend less on groceries is because they are eating out and making excuses why they can’t eat at home. If someone tells me they spend $100 a month on groceries such as I often ask how much they spend eating out. The reason is because we forget about those expenses BUT they are still part of your food budget because you are replacing the grocery store or farmers market for fast-food or restaurant options. If you tell me that you have an eating out budget I’d say good for you, however if your goal is to save money you could consider getting rid of or limiting the amount of money you spend on eating out, unless of course you can afford it. You wouldn’t be reading this […]

The Ultimate Back To School Savings Guide : The Saturday Weekend Review #187

GET YOUR BACK TO SCHOOL BUDGET READY BECAUSE STORE SHELVES ARE STOCKED AND WAITING FOR YOU!   The back to school promotion campaign for your hard-earned money is on as just about every store in Canada is ready for their biggest sales event during the month of August. I’ve been in and out of the education system over the years and with this experience I’ve come up with some frugal ways to keep back to school expenses low. Just a fair warning but a beverage is essential when reading this post because it’s longer than normal. For those of you who want to stick to a limited school budget it’s worth the read especially for those heading back to class or have kiddos they need to get ready for back to school. Back to School Tip #1 Don’t get a credit card! You don’t need one especially if you’ve worked your butt off all summer and saved your money. All a credit card will do is create debt for you which you don’t need especially if you have student loans to pay back. Stick to personal financial safety and walk away from the credit card. By now you should already […]

grocery game monthly challenge

The grocery game challenge Sept 2-8, 2013 #1- Back to school treats for kids

What’s In My Lunch Box? It was back to school today for many Canadian kids which meant the grocery stores were jam-packed and it was near impossible to get help if you needed it as there just wasn’t enough staff. The streets tend to get a bit crowded here when the students arrive for University and College but we have learned to have patience. Funny though while at Shoppers Drug Mart the University students were piling in and the sheer amount of snack items being purchased was outrageous. The counter was filled with Red Bull, Mentos, snack packs of crackers and cheese, chips and chocolate bars. In my head I was thinking how unhealthy all the food was and the cost to purchase the items. Back to school lunches While I was reading the grocery flyers for this week you couldn’t miss the “Back to School” sales in just about every flyer. Many of the sales that were advertised were for convenience foods such as juice boxes, chocolate, cookies, various types of bars and get this, Perrier water. I know, I was thinking the same thing, what kid brings Perrier water to school? I’m pretty sure that a sandwich is standard for […]

Mr.CBB’s Weekly Blog Post Picks September 7, 2012

Mr.CBB’s Week in Review Zoom, Zoom that’s how my week has gone once yet again but I am optimistic I will keep the engine rolling right through the weekend. A shout out to all the Personal Finance Bloggers at Fin-Con 2012 whom I’m sure are having a great time will come back fully charged with lots of information to share. Learning from each other and sharing were 2 of my number one priorities when starting this blog, not money (obviously as I’m still not making any). Thanks to everyone who mentioned Canadian Budget Binder in the past week, much appreciated. It’s been lovely to see people taking the time out to say I read something of yours and I want to share it with my fans as well. The only competition in the Personal Finance world is the competition you set up for yourself. No one likes someone who always talks about themselves so spread the word and tell others about ways they can learn. So, a big thanks to everyone that took the time to mention Canadian Budget Binder or simply stopped in to leave a comment or chat with me on Facebook and Twitter! What’s Been Happening at Canadian Budget Binder Not […]

grocery game monthly challenge

The Grocery Game Challenge Sept 3-9,2012 Back to School!

  Well today is the day all the student’s head back to school in Ontario for another fun-filled year. I’m sure many of the kids have already started a 2013 Summer Break Countdown. Most of all, no more babysitting costs for those parents that work and have to pay someone to look after their kids during the summer holidays. They can save some money in the budget but if you know you will be paying for a babysitter each year you can start saving now as a projected expense for next year. One of our readers sent her kids off with a smile this morning yet the kids frowned the loss of fun-filled days doing nothing but hanging out with their friends. Of course kids just don’t know how easy they have it, do they. How many times do we think to ourselves “why was I in such a rush to grow up”. Last month with our young of town guests staying with us we saw a rise in our grocery budget. We can only imagine what other families go through having to buy or make snacks for the kiddies. This month Mrs.CBB and I aim to keep the budget under […]

Back to School Student Budget For College or University

GRADUATE DEBT FREE   Do you need a back to school budget? I always say yes but it’s up you what you want to do with your life. I don’t think schools offer debt management degrees so either you buckle down or risk more debt than you can handle after school. A school budget is essential for most students I’ve talked to but the hard part is getting started and I’m going to show you how today.   Back to school Budget   I get so many emails from students wanting to know how they can budget their money when they go to school. You may graduate with student loans BUT you don’t need to graduate with tonnes of consumer debt. Budgeting doesn’t need to be stressful as it is fairly simple.Sometimes we put too much emphasis on not being able to spend money when we can IF we spend it wisely and budget our money. Now is the time to prepare your finances if you are University or College bound. Some people make a budget look harder than it actually is but for some just starting a budget is the most terrifying part of the process. A budget can […]

Mr.CBB’s Weekly Blog Post Picks August 3,2012

Weekly Update and Words of Wisdom This week has been a very busy week for me with going back to work after a 3 week vacation and working plenty of overtime.  My holidays were lovely, filled with a picnic and bbq’s, hanging out with my beautiful wife, chilling out with my mates, and taking in some small trips in and around our area. Next year we hope to head to England with a detour or 3 to Spain, Italy, and France. I’ll be doing all the planning for that so bring on the savings! Although I love to blog I do work full-time (and then some) with odd hours every week. I’ve since realized how much time one needs to devote to a blog for it to gain momentum with the fans. Is it worth it? You know, only the blogger can answer that question. For me, it’s not a get rich, get famous, I’m better than you, bigger than you scheme. It’s a way to say, this is our journey and what we are doing,would you like to join us and share your experiences. So I leave you today in hopes you do something for someone who needs it just […]

4 Ways To Lower Your Family’s Back To School Budget

  By: Anna Is what to buy for Back To School on your mind? Yes it’s that time again when the beautiful and blissfully relaxing summer comes to an end. The leaves start to change colour and you know it’s time for your children (or you if you’re an adult learner!) to go back to school, but at what cost? For many children, back to school usually means that they get a new outfit, new backpack, new pencil-case, new stationary, or *gasp* even a new electronic gadget!  The back to school budget can easily be busted with the rising cost of goods and inflation, and how these days, high school children want the best of everything. In fact, this year in 2012, 63% of parents plan to spend an average of $500 (Source) for the back to school budget for their children, this number is more inflated than last year likely because of the same parents polled, 40% plan to buy gadgets and electronics for their kids this year. Back to school can be a great opportunity to engage your child and teach your children about money. Here are some ways in which you can lower your family’s back to school budget […]

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