Black Friday: Not just a one day sale anymore

Sears-Black-FridaySAVE NOW ON BLACK FRIDAY SPECIALS

 

No more crossing the border for Black Friday as the sales are set to begin on our home turf, many starting today or at the stroke of midnight.

If you are not sure what to expect for Black Friday 2013 which falls on Friday, November 29 this year get ready to save some serious cash if you know what you are looking for.

Black Friday is just about here and in some places the lines of people camping out in some cases for days at a time have already begun.

There are lots of great deals to be found on Black Friday, many of which are in limited quantities meaning a lot of people are hoping to get their hands on one and many who have been unable to in the past.

With Black Friday planned around the American Thanksgiving and originally being only an American sale day, Canadian retailers are trying their best to keep Canadians shopping for some exclusive Black Friday deals in Canada.

red-thursday-canadian-tireAs part of an attempt to keep more Canadians shopping at home instead of crossing over the border into the United States, many retailers are now offering, Pre-Black Friday sales.

Canadian Tire is advertising their first Red Thursday this year which some also call Black Thursday.

Though many people will still cross the border for what most would agree are still the better cheaper deals, Canadian retailers are certainly putting in a lot more effort this year with a lot more deals being offered and many having longer store hours.

 

Getting the heads up

 

Many retailers, big and small, send emails to customers who have signed up for their email subscription with the latest offers and promotions. If you have your favourite stores that you visit often going to their website and subscribing to their emails can be of great benefit to you.

With Black Friday coming up various companies offered a sneak preview of their flyer to their email subscribers. These emails regularly often include exclusive coupons and promo codes.

Personalized email offers are also becoming more common among retailers where they will track your purchases by your email address and offer deals exclusively to you based on your past purchases.

I do recommend that if you are going to subscribe to multiple companies that you make a separate email for this purpose as you may find your inbox will fill up quickly with these emails.

I am signed up with many retailers, do I read every single email? No, but if I am planning a shopping trip or need something in particular it is nice to be able to take a quick look at what deals are currently being offered.

 

Price Matching

 

Black-Friday-Canada-2013

Knowing a retailers price matching policy ahead of time and whether it applies to Black Friday will be something good to know. You can find an full list of store policies at Coupon Christine.

Certain stores such as Best Buy have advertised that their price matching policy will be taking a hiatus during their Black Friday sale, allowing no price matching to local competitors for any limited quantity Black Friday deal.

Walmart’s price matching policy hasn’t changed for Black Friday, though you may find some stores at their own discretion may choose not to allow price matching that day so don’t be surprised if you are refused. Having a copy of the policy in your hand though may help your case in getting them on your side.

 

Flyers App

 

In this day and age there is an app for everything it seems, including your weekly flyers. Reebee is a great app that is free to download and it loads current and upcoming flyers to your smart phone or tablet for easy and convenient viewing of multiple flyers available.

You are able to set what city you live in to obtain local flyers and can also change the city if you are shopping out-of-town and hoping to score some good sales.

Not only can this help in finding the best possible deals for Black Friday but can also be used in most stores to price match, given that the store offers price matching.

I often use Reebee to price match, it is a very handy app to have and a great paper saver with all your flyers being right at your fingertips.

A few things to remember when price matching

  • With the rare exception, price matching applies only to local competitors so even if you are using an app such as Reebee, a flyer from a store that is nowhere near the store you are shopping at it will not be accepted so don’t get your hopes up on price matching a sale offered in Toronto if you live in Niagara Falls.
  • Price matching applies only to identical products advertised that are in stock in the store, no substitutions allowed for a similar product. There is the exception with produce (product of USA versus product of Canada) sometimes though I’m sure bananas aren’t a big Black Friday item.
  • Some stores may want to confirm with the store that you are price matching to that they are out of stock, if the store advertising the sale has the item in stock you may be refused the price match as – technically you can just go there and buy it.

Walmart’s one hour in-stock guarantee will have a big part in a lot more people getting their hands on an awesome deal this year.

Creating a positive customer experience is something that is important to all retail stores, an unhappy customer who walks out that door may never come back and who knows how many other people will be told about their negative experience.

Stores want happy customers and we are starting to see more of these efforts applied to Black Friday sales.

 

The early bird gets the worm

 

The majority of stores will open earlier than normal so if you are hoping to score some good deals, shop early, plan ahead and if you are really eager to get a great deal camping out or lining up really early may be an option for you.

If you wait too long you may be out of luck, going into a store even a few hours after opening you risk the chance of the stores being sold out.

 

Resist the impulse buys

 

Black Friday is a great opportunity for retailers to get a lot of foot traffic through their doors and they will try to get you to make impulse purchases while you are in the store.

Sometimes the great deals will be stocked at the back of the store requiring you to walk through the store and past all the other products, sometimes clearance items or items that have not sold as well in the past will be displayed with a significant price drop, resist these items if you are hoping to stick to your budget for that shopping day.

Impulse buying is a great way for them to get you to spend more money than you had originally intended especially on one of the best days of the year to snag a bargain aside from boxing day.

Are you shopping in Canada, crossing the border or just staying home this Black Friday?

Check out the full 2013 Black Friday guide at Bargain Moose Canada for up to the minute flyers and deals… so you don’t miss one!

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Christmas Shopping: Online or In-store?

ipod-tabletsSHOPPING OPTIONS ARE ENDLESS THIS HOLIDAY SEASON

Did you know there are only 40 shopping days left until Christmas? With Christmas being not too far away the rush to get one’s Christmas shopping finished begins.

Whether you plan to pack your suitcase full of gifts and jet off on holidays to see the family or shop right at home you can easily access shopping at your fingertips without stepping  foot out the door.

While some people prefer to shop only in stores there are many people who will choose to do the majority if not all of their shopping online.

Tablets, smartphones and free wi-fi access offered in places like Tim Hortons and McDonald’s, have made online shopping even more convenient than just being able to shop from the comfort of your home.

Though convenient, online shopping may not always be the best the choice when it comes to your finances and your Christmas budget.

 

online-shoppingOnline shopping

 

Online shopping allows you to shop from the comfort of your home or really anywhere you are able to gain online access.

Shopping online you avoid having to deal with overworked sales people, waiting in long lineups or having to drive around aimlessly looking for a parking spot.

Shopping online in most cases can be done 24 hours around the clock.

I like to be sleeping at 2 am but hey if you are up and have some online shopping to do, you can!

More product options may also be available to you as shelf space isn’t limited to what the individual stores can put out as well possibly more options in the colour and/or size of your desired purchase.

It is also much easier to avoid impulse buying when shopping online. Products may be found at a cheaper price as not having salespeople to pay to sell the product will impact the cost. Product reviews are something you can always count on when shopping online.

There are a lot of very opinionated people and self-proclaimed experts out there who love to leave reviews whether they are good or bad. Though some people may go overboard and the reviews may seem excessive at times product reviews are a great tool to use when making decisions to buy online.

Google any product and you’re guaranteed to find thousands of reviews from past customers describing their experience with the company, shipping process and the product itself.

in-store-shoppingIn-store shopping

 

In-store shopping especially around the holidays can be crowded and noisy.

Choosing to shop in-store means that you are limited to shopping when the stores are open, chance waiting in long lines, and we all know that finding a parking spot during holiday shopping season is always fun isn’t it?

A benefit of in-store shopping is that you have the opportunity to physically touch, hold, try on a size, or even possibly be given a demonstration of how the product works.

A common trend lately is under-staffed stores which means you are more likely to find shelves that may be cleared as there is insufficient store staff to keep on top of merchandising the products from the warehouse to the floor.

On the other hand if they are properly staffed you have in most cases someone who can tell you first hand and in-person the benefits or drawbacks of what you are looking to buy and may be able to offer other ideas.

Commission based employees often have added incentives and bonuses this time of year so you may find yourself dealing with salespeople who are a little more pushy than usual.

Price matching where you are able to get the same great deal at one store in another and a potential further discount to beat the competitor’s price is not just for grocery items and may be available to you based on what stores you shop in. Unlike online shopping where you have to wait for your purchase to be delivered you get to leave the store with the product in hand.

 

The cost of free shipping

 

We all love the word free and companies know this and use it in their marketing strategies. Free shipping sounds great but be sure to look into whether or not you have to make a minimum purchase to obtain that said ‘free shipping’. An example of this, orders placed over $25.00 are eligible for free shipping at Amazon.ca.

Buying something you may not have ordered otherwise just to meet the minimum threshold is any easy way for companies to sell more products and for you to spend more of your hard-earned money.

If you cannot meet the threshold without buying something you don’t need than maybe consider going in-store to make your purchase. Free shipping also often means the cheapest shipping option for the company, if you are hoping for your purchase to arrive within a few days rather than a few weeks, free shipping likely isn’t an option for you.

Also keep in mind that Amazon.ca and Walmart.ca for example are Canadian sites and Amazon.com and Walmart.com are American sites and shipping costs will be affected by this. Make sure you are shopping on the appropriate site.

What is best for you?

Truthfully, shopping online is probably the better option in terms of product selection and information availability and depending on shipping costs you are likely to find  better prices than in-store.

Shopping in-store and online both have their advantages and disadvantages. Setting a spending budget and doing some research will benefit you no matter which way you choose to shop.

Remember price matching if you are shopping in-store and like a grocery shop plan, make a list, set your spending limit and stay within it.

If you like to do your Christmas shopping last-minute then in-store shopping is the definitely the way to go.

If you choose to shop online take into consideration shipping times, shopping earlier than later will allow your purchases to be delivered sooner and avoid being caught up or even lost in the holiday rush.

 

Black Friday and Cyber Monday

 

In recent years, Canada’s retail market has been trying to keep more of our Christmas shopping in Canada by adopting the American shopping days of Black Friday and Cyber Monday.

Black Friday is held on the first Friday following the American Thanksgiving. With Thanksgiving and Halloween having passed many refer to this as the beginning of the Christmas shopping season. Stores typically open earlier than other shopping days and the Black Friday deals are usually worth the wait of waiting in line if you choose to brave the crowds.

Working in the retail environment for a few years I have seen line-ups starting 10-12 hours or more before the stores plan to open and the lines wrapped around the buildings.

Black Friday this year will be November 29. Many retailers will intentionally not offer these deals online in anticipation of Cyber Monday.
For those of us, including myself who do not care for the crowds, the long waits in line and all the commotion that comes with some door-breaking deals, Cyber Monday may be when you try to score some discounted Christmas gifts. Cyber Monday takes place the Monday after Thanksgiving and Black Friday.

Cyber Monday was created to persuade people to shop online. Cyber Monday this year will be December 2. Though the deals are offered online and you avoid having to wait in line the deals may still be limited to the number of each product offered so if you are going to shop online shop early!

Do you plan to take advantage of any Black Friday or Cyber Monday Deals? Do you prefer to shop online or in-store?

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Capitalize on Boxing Day Deals in Canada

Boxing day at the Eaton Centre

Boxing day at the Eaton Centre

Boxing Day in Canada is most commonly viewed as a day of fighting through hoards of shoppers beginning in the early hours of the morning. Boxing Day is the day immediately following Christmas during which huge numbers of people will line up for hours outside of stores in the hopes of scoring the best deals. Happening yearly on December 26th, it’s the kind of holiday that people partake in without actually knowing why they’re celebrating it or even when it started.

It’s also the time of year during which scores of naysayers argue that boxing day sales aren’t as rock-bottom as they would expect, but the main thing that needs to be understood is that older models and items will be heavily discounted, while a brand new TV that came out this year will unlikely be.

Wren-Bird

Wren-Bird

The Meaning of Boxing Day and it’s History

Though it’s unclear how Boxing Day truly originated, a few historical facts (or perhaps passed-down rumours that were never true to begin with) stand out:

  • On the day following Christmas, wealthy masters of the household would hand servants gifts inside of a wooden or clay container as a kind of token of appreciation for the year, and more specifically for working during Christmas. Often in the form of leftover foods, these boxed gifts would also grant them a holiday the following day.
  • In Ireland, the holiday is referred to as St-Stephen’s Day, during which “Wren Boys” used to run around in the streets and kill Wrens (a type of bird). Though they don’t kill the birds anymore, they now go around collecting money for charity instead.
  • In England, Boxing Day was synonymous with fox-hunting for centuries, until it was outlawed in 2004 for fears over cruelty. Nevertheless, some people continue the tradition by wearing red coats and leading dogs on fake trails

As a side note, while Boxing Day isn’t observed in the United States as it is more of a day for spending gift cards and making gift returns and exchanges, Black Friday has the same impact and it is celebrated on the day after Thanksgiving.

What’s Closed?

While banks, schools, and government offices are officially closed, some restaurants may be closed as well. Public transportation is open but often run on a holiday schedule.

Some provinces have banned stores from being open on Boxing Day: New Brunswick, Nova Scotia, Prince Edward Island, and Newfoundland and Labrador.

Is it really worth it?

With the burning question on first-time or even amateur Boxing Day shopper minds is whether the heavily advertised deals are worth the time, hassle, and especially money spent.  Essentially, the deals are indeed worth it but only as long as shoppers understand that they will undoubtedly be purchasing older stock since the primary objective behind the event’s incentive is to get rid of old stock to make way for the new.

Inspiring people to unleash their inner shopaholic when they normally wouldn’t  Boxing Day is also especially advantageous for stores and the economy. Seen as a kind of “thirteenth month” because of the drastic increase in sales, it allows stores to clear old inventory and end the year on a high note by helping to balance financial books.

Quick Tips For Shopping During Boxing Day
  • Clean out accumulated clutter from the year;
  • Make a budget and stick to it;
  • Research and make a list ahead of time of items to get (especially to avoid overspending);
  • Begin shopping before Boxing Day;
  • Get a good night’s rest.
Plan Transportation

Evaluate the best mode of transportation for you to achieve your planned shopping goals. For taking the car, consider traffic and potential parking dilemmas.  On the other hand, in exchange for all that hassle, you gain the much welcome perk of having plenty of room for all of your purchases.

As for public transportation, be sure to check holiday schedules and decide whether carrying all of your purchases back is a feasible option.  If anything, a taxi can always be called to return home.

Shopping List Prioritization

As getting around during Boxing Day can be a challenge, plan ahead and determine which items are the most important on your list for Boxing Day in-store shopping. This will allow you to quickly breeze through the stores without getting sidetracked and impulsively spending money. Keep in mind that popular sizes for clothes and shoes sell out fast, so put them at the top of your list.

Shopping on Boxing Day is especially great for gifts for weddings, birthdays, anniversaries and other occasions. Not only are you saving yourself the stress of potentially doing it last-minute later on, but you also run the occasion of scoring an amazing deal and savings loads of money in the long run. Just don’t forget to take the sale tag off when you hand the item over as a gift.

Shopping Efficiency

Shopping alone is ideal for staying focused and ruthless in the decision-making process. Also, try not to get carried away even if it’s a great deal. Consider whether you really need the item: perhaps you already have something similar? Also, while an item may look like a bargain, it may be damaged, so take the time to examine it carefully.

While heavily discounted, smaller items and knickknacks will also clutter your household. Once again, evaluate whether you’re actually going to use it, if not, put it back on the shelf.

Cyber Boxing Day – Why You Should Shop On-line

While avoiding the stress of long lines and hoards of desperate shoppers are obvious reasons, there is also the added perk of lounging around the house in your pj’s. There is also the benefit of day-and-night access to your financial balance.

Early preparation is also essential as it can help save time and money during Boxing Day. Bookmark store pages and create accounts for each website you plan on buying from in advance.

Don’t forget to see if your favourite store is running a coupon or sale by checking out Voucher Codes before shopping on-line on Boxing Day or Boxing Week. It has now turned into an on-line event in Canada you might not want to miss. I have been informed that there will be a plethora of exclusive and secret deals starting on December 26th 2012 that shouldn’t be ignored.

Fact of the matter is, Boxing Day isn’t going anywhere. People aren’t going to suddenly just stay home and not be tempted by deals, especially with the Internet at their fingertips. Comment below to share with us your thoughts on this mega event. Do you shop on Boxing Day?

Voucher Codes Canada

Rita is an avid online shopper and blogger at VoucherCodes.ca, an online savings community. She is always on the hunt for the best savings tips and deals to help users save even more.

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Mr.CBB’s Weekly Blog Post Picks-Nov 23,2012 Shop Til You Drop!

Mr.CBB's Weekly Blog Post Picks

This is a week of many Thanks and lots of Black Friday Shopping for the masses in the USA and Canada. We had our first Black Friday excursion yesterday although it was more to pick up dog food and a bag of bird feed.  Once inside TSC store we were nearly trampled on by hungry deal shoppers who lined up well before 6 am the cashier told us. She also went on to say they sold out of many items right away and that this particular day each year they will do one weeks worth of sales. I was in awe but not shocked after seeing so many customers with their shopping trolleys filled to the top, some pulling two carts ( I know). Hey if shopping is what you have to do to get the best deals and best prices then head out and shop til you drop!

Mr.CBB’s Top “whatever I want” Blog Post Picks of the Week

I know I said it would be the Top 20 but I realized I truly read alot of blog posts each week. All these lovely Bloggers read my Blog and link their favourite posts for their fans that it was so hard. Keep in mind this is only a snap shot of the Blogs I read so there are many more amazing posts. If I don’t mention you it doesn’t mean I’m not reading your posts and enjoying them.

So I realized that I’m going to do what I want (after all it’s my blog) and if one week there is 10 there is 10 if there is 20 there is 20. What matters is that I bring the best for my fans and that’s what I do, help to educate my fans about personal finance and more. As I continue to reach out to other Blogs that are new to me I will start to add them to my list. As always thanks to all of you who share my posts with your fans.

Eggless Chocolate Coffee Cake

In no particular order, sit back, go ahead grab a hot beverage and a piece of egg-less chocolate coffee cake (so good by the way) then enjoy these good weekend reads.

  1. A Guide to Consumerism Weekend – Femme Frugality
  2. How Far Does $300,000 of Retirement Savings Go?- Oblivious Investor
  3. Be an Advocate For Your Own Health Care – Frugal Rules
  4. How Do You Prepare A Budget With Irregular Income? – Eyes on the Dollar
  5. Is travel insurance essential? – Making Sense of Cents
  6. Are You For Or Against Labor Unions?- Financial Samurai
  7. Reconciling Consumerism with Minimalism-My Alternate Life
  8. The Most Popular Financial Mistakes You Should Avoid – Work Save Live
  9. Saving Money With DIY – One Smart Dollar
  10. Spotting Scams On Craigslist- Master The Art of Saving
  11. Life is What You Make Of It-Living Debt Free Rocks!
  12. What Would You Do For Money…If You Had To?-Club Thrifty
  13. How to Juggle it All – Tips from an Overachiever-Add Vodka
  14. How To Fake A More Expensive Christmas Gift – Plunged in Debt
  15. Preparing Financially for a Baby – Reach Financial Independence
  16. 6 Things You Should be Spending Money on – Monster Piggy Bank
  17. Christmas for Less- The Family Finances
  18. Balancing Our Family Budget Anew – Broke-Ass Mommy
  19. Bite-Size Your Finances – Money Crush
  20. Change Your Life – Step 7 Improve Your Social Life-Savvy Scot
  21. 7 Habits of Wealthy People – Well Kept Wallet
  22. Our Cultural Split-Personality: Frugality and Consumerism-Young Adult Money
  23. Google PageRank, Not Just About Links-Modest Money
  24. Five Steps To Get Your House Ready To Rent-Fix em Up and Rent em Out
  25. Making Money From Home – Is It Possible?-Pelican on Money
  26. Frugal Lifestyle: Why Bother?- The Frugal Path
  27. An Introduction Into the World of Freegans- My Canuck Buck
  28. Should You Have A Prenuptial Agreement? Finance Fox
  29. Note to CRA-Foreign Income Doesn’t Need To Be A Foreign Concept-My Own Advisor
  30. Are Children’s Extracurricular Activities Worth it? Boomer and Echo
  31. Thanksgiving- I Heart Budgets
  32. Dividend Income-The Passive Income Earner
  33. Humility, The Quiet Trait Everyone will Notice-Fearless Men
  34. Being Evil to Save Money-The Outlier Model
  35. Debt Collector Worries, Don’t Panic Inform Yourself-Money Bulldog
  36. I’m Going To New York- Blonde On A Budget
  37. My Best Financial Tip- Get Organized -Vix Money
  38. 6 Wacky Ways To Sell Your Home Fast- The Free Financial Advisor
  39. Twinkies A Hot Commodity- Freedom Thirty Five Blog
  40. When Did Banks Stop Accepting Coin Deposits- Debt Round Up
  41. The Pros and Cons of a No Contract Cell Phone-Edward Antrobus
  42. Our First Every Spending Cleanse- Planting Our Pennies
  43. How To Manage And Pay Off Debts- Budget Snob
  44. Proper Gift Etiquette Is There Such A Thing?- Nurse Frugal
  45. The View Nov, 19,2012- The Daily Dig
  46. Being On A Budget Doesn’t Mean You Are Poor- Budget Blonde
  47. Have Fun at The Mall I’ll Be at The Thrift Store- Money Master Mom
  48. Don’t Be an Asshole Ask L.Bee- L Bee and The Money Tree
  49. Money Pit #2 New Houses- Vanessa’s Money

Recipes of the Week:

  1. 40 Frugal Freezer Meals- Financial Highway
  2. Leftover Turkey Recipe- Eyes On The Dollar
  3. Homemade Chicken Noodle Soup with Egg Noodles- Work Save Live
  4. Roast Beef Dutch Oven Style-Lil Suburban Homestead
  5. Cheese Grits With Spinach, Roasted Tomatoes and Poached Eggs-Aunt B on a Budget

Twitter follow friday tweet tweet

Twitter  Personal Finance #PF  and Other Peeps to Check Out!

This is a list of the Twitter Peeps That I Follow that Tweeted 2 times or more from Friday to Friday Canadian Budget Binder Blog Posts according to the Follow Friday Helper App.  If I miss you, blame the app and let me know please. Cheers!

Facebook Follow Friday

Here are a few awesome Facebook Pages to Check out! These page owners came around, chatted and shared my posts with their Facebook Fans! If I miss you..tell me as I can’t always see the posts you share on Facebook so just PM me to let me know.

It's Not About How Much Money You Make It's How You Spend It

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The Grocery Game Challenge Nov 19-25-Black Friday and 35 Days Til Christmas

shopping cart with gifts

There’s only 35 days left until Christmas with Black Friday around the corner and Thanksgiving this Thursday in the USA for our American friends. That means it’s time to get the ball rolling so you don’t leave everything until the last minute including grocery shopping and baking. If you missed my Grocery Game Post from last week you will see all the holiday cookies we will be baking come the first week of December.  I will be posting these recipes every Sunday in December. This week we are staying away from the grocery stores as we have no money left in our grocery budget for the month. What we plan to do is eat what we already have in the pantry, freezer and refrigerator.

I think we have more than enough food to pull off a week of no trips to the grocery store especially since today is already Tuesday. My advice would be to not look at the flyers if you really want to stick to your grocery budget or save some money extra each month so you can shop if they have super deals on so you can stockpile some items. We may do this for next year where we add an extra $20 a month for stockpiling and carry it over as projected expenses. It will only be used if a great deal comes on for toilet paper for example and we have coupons.

Do you save extra money in your budget for stockpiling or do you simply use your monthly grocery budget to stock up on what you can?

Speaking of Black Friday, I  read a post by Mandy at Money Master Mom this morning who thinks it’s only a deal if you need it when heading out into the line-ups searching for a bargain. You can read how her Black Friday Getaway crossing the border ended up costing her more than she bargained for. If you don’t plan to cross the border for Black Friday and shop at home or on-line having a set shopping budget so you don’t get overwhelmed with the mass marketing is ideal in this situation.

I agree, when it comes to Black Friday, Cyber Monday or any deal for that matter unless you “need it” then it’s likely not a bargain. I know many people who spend money using Canadian coupons to buy items in the grocery store just because they have a coupon yet may never use that product or will let the product expire. I’m not talking about laundry, toilet paper and cleaning supplies I’m talking about the food. The thrill of the chase to find the best deal and the best price is always on for some savvy budget savers but ask yourself if it’s really worth it. Have you experienced having too much food and product expiring before you get a chance to consume it? Do you donate it?

Around the holidays can be the toughest time of year for families to stick to a grocery budget or any budget for that matter. We start to see gifts for everyone on our list even at the grocery store. It’s super easy to get carried away with the festivities, the decorations and the lights.  My advice is to make a plan and stick to it but don’t get discouraged if something goes wrong. Everything we do in life is a life lesson and we should learn from our mistakes.

Post your Grocery Shop Below in the comment section and you might be our next Monthly Winner!!!

Grocery Game Challenge Results

Total Grocery Budget for the Month for 2 Adults:$190.00 at $63.33 for 3 weeks of shopping with 1 No-Shop Week per month.

This was a no-shop week so last weeks totals apply to this week as well.

Weekly Grocery Game Challenge Results for Mr. and Mrs. CBB

  • Total Grocery Budget for the Week: $63.33
  • Total Coupons Used this Week:$17.50
  • Total Scanning Code of Practice: $0
  • Total Spent This Week:$14.48
  • Total Spent So Far for November: $99.21+75.13+$14.48=$188.82
  • Total Over/Under spend this shop: $1.18
  • Total Over/Under spend for the month of November: $1.18
  • Total Left to Spend for the Month: $1.18
  • Total Coupons Used This Month : $45.33 + $10.00 Spending Card+$15.99+$17.50=$88.82

Overall: We are happy that we stood our ground and are eating from what we have in our home to stick to our grocery budget.

Frequently Asked Questions 

  • Do I have to be Canadian to post my Grocery Shop?

No, you don’t have to be Canadian to post your shops only to win a monthly prize. We have a few posters from around the world.

  • When does the Grocery Game Close each month?

The Grocery Game Challenge Closes at Midnight of the last Sunday of the last post for the month. You can post your shops all month-long so if you miss a week you can go back and post so you still get your entry in the monthly contest.

  • Does Your Grocery Budget Include Health and Beauty and Laundry?

Yes our Grocery Budget includes such items as shampoo, conditioner, laundry soap, fabric softener, dish soap etc. We don’t mind stockpiling items that won’t be effected by expiry dates or have long expiry dates but not so much food any more. It’s just one way to help cut your budget to save money. We are currently well stocked with those products since we used coupons heavily the past couple of years. We haven’t really stocked up on much but we have taken every opportunity to purchase more paper towel, toilet paper, fabric softener and a host of other items that are an excellent price with coupon.

There are many places you can find Canadian Coupons whether it be in store or via the mail. I would suggest following an on-line coupon community or coupon Facebook page in your area.

Canadian Coupon Match-Ups- Match your coupons with flyer sales!

Here are your latest Coupon Match-ups  of the week from around Canada compliments of Save Big Live Better. Just one of my favourite Couponing sites for finding the hottest grocery deals in Canada!

Here are a couple of coupons we picked up while shopping this week at Canadian Tire. 

Canadian Tire Coupons November

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