Clever Online Shopping Saved Our Christmas Budget $400 So Far : The Saturday Weekend Review #242

MAKE ONLINE SHOPPING YOUR SOURCE FOR DEALS OVER THIS HOLIDAY    In general there haven’t been many people I’ve chatted to who don’t have some form of a Christmas Budget. Sounds odd since budgeting for the entire year seems to be one of the laziest financial tasks going even though it is mega easy to do, and valuable. Shopping for any holiday or special occasion without a budget makes for a potential financial disaster. Make sure you read the fine print on your credit card statement which states the length it will take you if only monthly minimum payments are paid. That should be MORE then enough to put the spending without a budget breaks on. Consumers who random-shop tend to spend more money on things they could have purchased cheaper somewhere else. If you care about your money then plan out occasions where you know you will be spending more than typical amounts of money. Compare random shopping to window shopping. Some people like to do their Christmas shopping on Boxing Day and throughout the year which is ideal but again a budget is necessary in my opinion. There were times when we would Christmas shop without a Christmas […]

Black Friday Shopping Is Now On Our To-Do List For 2 Reasons

MISS THE SAVINGS AND YOU MAY END UP PAYING THE PRICE   Black Friday shopping may be just another day to you but for many consumers it’s a day to save money in their budget and a great way to buy gifts for the holidays. I really don’t know why they call it Black Friday though when most retailers are starting sales on Thursday and some even going all week-long. Black Friday is not a one day sale anymore which I discussed last year but it seems every year some retailers add an extra day or wow factor to the day. Even the 2015 Canadian Tire flyer states “Black Friday Starts with Red Thursday“. Retailers may as well offer Black Friday shopping with a full month of savings for consumers in November and be done with it. Sooner or later it will be Maroon Monday Turquoise Tuesday White Wednesday Red Thursday Black Friday Sky Blue Saturday Sea Green Sunday There, I’ve done the work for them. All joking aside you get the point. My email inbox has been flooded with Black Friday promos this past week and once that’s done there will be another marketing extravaganza for the next big […]

Million Dollar Baby: Should travel insurance have protected them? : The Saturday Weekend Review #98

 A MEDICAL BILL SO BIG…   We believe travellers insurance protects us but this story should be an eye-opener for all travellers going to the USA and abroad from Canada. Baby Reece’s parents a couple from Saskatchewan found out the hard way just how easy it is to spend a million dollars after giving birth while away from Canadian soil. I have to talk about this story today because I know so many people who travel to the USA for one reason or another if even for a short trip to save money in their budget. With Black Friday upon us and the holiday season many Canadians cross the border to find deals but be careful when leaving Canada. How could the birth of a child cost almost one million dollars when one has travel insurance?   Travel Insurance Surprise   Jennifer Huculak-Kimmel from Saskatchewan was shocked to get an enormous medical bill after she went into labour prematurely October 2013 while travelling in Hawaii. Jennifer was 6 months pregnant when she gave birth which meant her baby was put in the NICU for 2 months. The bill for this stay was nearly one million dollars! I wasn’t shocked to […]

Black Friday: Not just a one day sale anymore

SAVE NOW ON BLACK FRIDAY SPECIALS   No more crossing the border for Black Friday as the sales are set to begin on our home turf, many starting today or at the stroke of midnight. If you are not sure what to expect for Black Friday 2013 which falls on Friday, November 29 this year get ready to save some serious cash if you know what you are looking for. Black Friday is just about here and in some places the lines of people camping out in some cases for days at a time have already begun. There are lots of great deals to be found on Black Friday, many of which are in limited quantities meaning a lot of people are hoping to get their hands on one and many who have been unable to in the past. With Black Friday planned around the American Thanksgiving and originally being only an American sale day, Canadian retailers are trying their best to keep Canadians shopping for some exclusive Black Friday deals in Canada. As part of an attempt to keep more Canadians shopping at home instead of crossing over the border into the United States, many retailers are now offering, […]

Christmas Shopping: Online or In-store?

SHOPPING OPTIONS ARE ENDLESS THIS HOLIDAY SEASON Did you know there are only 40 shopping days left until Christmas? With Christmas being not too far away the rush to get one’s Christmas shopping finished begins. Whether you plan to pack your suitcase full of gifts and jet off on holidays to see the family or shop right at home you can easily access shopping at your fingertips without stepping  foot out the door. While some people prefer to shop only in stores there are many people who will choose to do the majority if not all of their shopping online. Tablets, smartphones and free wi-fi access offered in places like Tim Hortons and McDonald’s, have made online shopping even more convenient than just being able to shop from the comfort of your home. Though convenient, online shopping may not always be the best the choice when it comes to your finances and your Christmas budget.   Online shopping   Online shopping allows you to shop from the comfort of your home or really anywhere you are able to gain online access. Shopping online you avoid having to deal with overworked sales people, waiting in long lineups or having to drive […]

%d bloggers like this: