The Saturday Weekend Review #34: Canadian mortgage rates on the rise

Mortgage Rates Going Up Again They say nothing lasts forever but it should come as no surprise to Canadians when they read that mortgage rates are on the rise. This rise apparently may have a negative impact on the Canadian housing market but I’m going to sit back and see how far they are willing to take this and how many Canadians are still ready to buy. Still, I believe many Canadians are on the fence about whether they should rent vs buy because of their debt load and inability to save up as much as they want or need for a down payment. I know we have friends who aren’t sure what to do because they are still saving up for their down-payment. Owning a home is great but with it comes along plenty of work and upkeep that a new homeowner must be prepared for with time and finances. I see more Canadians reaching out for help when it comes to setting up a budget, grocery shopping and just generally want to get out of debt so they can buy a home or life a debt-free lifestyle. My hope is that with all the information available to people […]

PF Weekly Grab A Brew #25:The Box by No Frills a smaller discount-store experience

Loblaws Ready To Help Canadians Save More  A few weeks ago Calgary got its first taste of a smaller discount-store experience with the opening of The Box a No Frills store. From reading the CBC article the new store stands at 10,000 sq ft compared to the big daddy No Frills stores at 25,000 sq ft. My understanding is that Loblaws which is Canada’s biggest grocer is testing out a smaller version of the larger No Frills stores to see if it meets the consumers needs in urban areas. I’m betting consumers will put this new store to the test wanting discounts and low prices just like they do any other store. It’s not going to be any different for those who want to save money so if the prices aren’t right they might just head else-where. What is an Urban area in Canada?  According to Statistics Canada, an urban area in Canada is an area with a population of at least 1,000 people where the density is no fewer than 400 persons per square km.- Wikipedia Loblaws already has over 1000 grocery stores from coast to coast but changing up the retail space and paring down what they sell might make a difference […]

The Saturday weekend review #24: Limes are our new money tree

Looking Back Over The Past Week New blog When Saturday rolls around it has to be one of my favourite days for writing a blog post because it’s a time that I just let loose and tell you how great or miserable my week has been. I know that I’m teetering on very busy territory shortly as my new blog design and move to self-hosted is on the horizon. I hope you really do enjoy the new look that’s been created and that I continue to improve upon this site that has been built for you and for me. I must admit that WordPress is one of the best free blogs I’ve ever used. It’s so easy to learn and navigate once you get used to it and support here has been absolutely wonderful to me. Moving to self-hosted has meant that I’ve had to find a hosting provider and I’ve decided to go with Bluehost which came highly recommended to me. You can read all you want online there will always be the good, the bad and the ugly so experimenting is what I plan to do. I’m sure I will do a small bluehost review once I’m settled in […]

The Saturday Weekend Review #19- Mothering Sunday Is Mother’s Day!

Mothering Sunday is what we call Mother’s Day in the UK, the equivalent of Mother’s Day In Canada and other places around the world. In the UK Mothering Sunday is always celebrated on the fourth Sunday of Lent. In 2013 Mothering Sunday in the UK (Mother’s Day UK) was celebrated on March 10, 2013 where Mother’s Day in Canada and the USA is celebrated on the second Sunday in May which is May 12, 2013. I call my mother my mum where in Canada my wife says her mom. I try to stick to mom so I don’t confuse people but sometimes I forget but I’m sure you all get it. We only celebrate Mother’s Day during the Canadian celebration date and my mom is fine with that. Some day soon she will get me in the flesh and blood as we hope to make a trip back to the UK very soon. We are hoping to plan something very special maybe visiting our friends in Spain, Germany and Italy. Yes. I will take lots of photos when we go and make sure we hook up with the best eats around. I’ve been to many places in this world but the wife […]

The Saturday Weekly Review #17- All Mouth And No Trousers!

Behind Closed Doors With Mr.CBB It’s Saturday, so close the door and come on in, sit down, grab a cuppa tea, relax and hang out with me for a moment. No, nobody is going to massage your feet and take the tension from your shoulders and rub hot oils all over your body to take the worry from your mind here at CBB. To make up for the lack of spa like atmosphere at this moment If I can have your attention for 5 minutes I promise I will make you forget about all the crap you have to do this weekend. If not, go have a beer or cocktail with an olive and suck it up! It’s not every day on the blog I get a chance to kick back and wind down for a bit with everything that’s going on in my life. With a newish career, the blog and working hard to renovate around the house life can get a bit hectic for me. I haven’t even factored in the wife but she gets me when she wants so I try not to bundle her in with “stuff to do” list or I may find myself in a […]

The Saturday Weekend Review- #16 Are You Making A Difference?

Making a difference seems an appropriate title for this post since I want to share Bloggers and fans who are making a difference with my community here at CBB. When I started Canadian Budget Binder I really had no idea what I was setting myself up for but it certainly wasn’t what it has become today. It’s been one heck of a year and I’ve learned so much from people all over the world. In the wake of the Boston Marathon bombing and the Texas fertilizer plant explosion it was just another grim reminder that life can pass us by in an instant. All the things we wanted to say, all the things we wanted to do may never get heard or accomplished. Some of the photos, the heroism of the people who did whatever they could to help the injured, really there is no words. Amazing. I remember life in the 80’s when having fun and being carefree was part of a daily routine for me. There were no computers to play on so I just hung out with my friends learning, building things and taking them apart, but goofing off most days. This world has changed alot, some […]