10 Frugal Ideas For Gift Wrapping Christmas Presents : The Saturday Weekend Review #201

EASY CHRISTMAS GIFT WRAPPING IDEAS THAT WILL GLITTER WITHOUT THE HIGH COSTS OF LUXURY.   Unique gift wrapping is nice but the sometimes fake ooh la la only lasts for a few seconds before the recipient rips open their Christmas gift. Instantly he/she forgets about all that effort and potential money you sunk into gift wrapping. Wrapping gifts is more about the effort you put into the project because that’s really what it is, a project of love. I’m not saying that no one will care about your gift wrapping skills all I’m saying is not everyone will appreciate what you do so why not do it on the cheap. This way you can give an elegantly wrapped Christmas gift that you’re proud of even if they don’t care about your efforts. Plus, you won’t be spending a fortune on gift wrapping paper and ultra expensive accessories at places like gift card shops or Chapters. Luxury Christmas wrapping paper is for people who don’t care about how much they are paying for Christmas wrapping so they just pay the price because they like what they see. Some people like to show off so they buy the most expensive wrapping paper […]

11 DIY Easy Christmas Decorations For Your Home : The Saturday Weekend Review #199

DECORATE YOUR HOUSE THIS HOLIDAY WITH HOMEMADE CRAFTS ON A BUDGET   It’s that time of year again when we start to think about Christmas baking, Christmas gifts, Christmas Tree Decorations Ideas, Christmas theme ideas and all of this costs money. Lots of money, especially if you don’t budget for the holidays. You’ll certainly feel the crunch come January though when the bills come due. You can eliminate a chunk of the holiday financial stress by making homemade Christmas gifts including DIY Christmas Decorations. If you’re already tight for cash don’t go out and spend your money on Christmas decor that you can make at home for a fraction of the price. To be honest I really like homemade Christmas decorations over store-bought. One of my fans was showing off her DIY Christmas holiday frames that she’s made. I would have never have thought to re-purpose a picture frame with some spray paint, bows with sparkly Christmas balls dangling. Brilliant idea. There are some pretty cool Christmas decorations you can buy that are outdoor but you’ll pay big bucks for them unless you wait until the end of season. On Boxing Day consumers flock to the stores to grab deals […]

6 Strategic Money Management Motivators To Keep Us Focused : October Net Worth Update (+0.55%)

THREE M’S THAT CAN CHANGE THE WAY YOU LOOK AT YOUR MONEY FOREVER.   Budget your money, Budget your money, Save, Save, Save we are told, but that’s only a portion of the solution to what so many people are feeling when it comes to feeling the financial crunch. Financial affairs should always be part of your daily routine however just because you use a budget doesn’t mean you will become successful at running it. It takes far more work than just budgeting to achieve your financial goals. In fact it takes a hell of a lot of work outside of the spreadsheet and whether your committed or not will show in the numbers. Let’s talk about the numbers for a moment especially since November is Financial Literacy Month across the globe. Numbers aren’t the only way you’re going to become rich. Come on now we all want to have money in the bank and being rich to you might mean you are debt free or have more than $100 in the bank. Whatever the case may be always remember that those numbers didn’t become what they are magically. They had to come from somewhere, somehow and most likely that […]

British Cinnamon Apple Pie Bars

THE DELICIOUS TASTE OF APPLE PIE WITHOUT FUSS   Apple pie is one of my all-time favourite desserts that my mum used to make when I was a little boy. Now that I’m in charge of the kitchen when I’m in the mood for apple pie I whip up a pan of these snack-size British Cinnamon Apple Pie Bars which are perfect on the run or packed in a lunch. Don’t get me wrong I love a nice slice of apple pie but I don’t always have the time to roll out the dough to make pie crust which is why I decided to experiment with apple pie bars instead. You get the same classic Apple Pie taste but in squares that you can carry along with you. Try putting a slice of apple pie in your hand and you’ll know exactly what I mean. These apple pie bars have a traditional British shortbread crust followed by a thick homemade apple pie filling and topped with brown sugar, white sugar, cinnamon, nutmeg, butter and flour. You can clearly see by the photo how lovely these apple pie bars turn out but the key is to wait until they are cooled […]

How To Keep Debt From Causing A Marriage Crisis

EVERY COUPLE HAS A STORY TO TELL BUT YOU PROBABLY WON’T HEAR ABOUT IT.   A marriage crisis is about to turn your world upside down, so what do you do? You write me an email looking for a twinkle of hope. Marriage is knowing you’re in love with someone but not sure if you can continue to love them based on events that occur in future dealings with-in your relationship. This is where YOU needs to become WE. What does this all mean? This means that anything can happen even to couples who are in love. One minute you’re all mushy about each other and the next you’re ringing up the lawyer because you no longer can stand each other. The annual amount of divorces in Canada tops 70,000 according to the feldstein-family-law-divorce-fact-sheet-2016. Not only that but 33% of first marriages end in divorce. Some of the reasons for divorce documented from Stats Canada in the fact sheet states the following; Communication breakdown Unreasonable behaviour Infidelity Midlife crisis Financial issues Physical, psychological or emotional abuse Relationship “runs out of steam”/fall out of love Where did you both go wrong? Most often lack of communication leads the way to a bigger […]