PF Weekly grab a brew #37: How small is too small of a house?

Tiny House Sale Is Not Surprising Many of us all have our dream home purchased in our minds before we even set foot on the pavement to search for the home that has it all, or at least what we need. Depending on where you live your dream home might be a distant dream because the price tag on most homes in major cities in Canada are just too high for many to handle. Even in smaller communities we can see house prices are still higher but jobs are far and few for most who opt to commute just to bring in the money to live comfortably in a decent sized home. If you are out of school and have lots of OSAP and other debts to pay off it may be a long time before you even get into the real estate market. It’s tough enough trying to pay back any debt that most people carry let alone saving for a down payment on a home that will cost them an arm and a leg these days. Sometimes I wonder how we were able to get into the real estate market so fast living in the Greater Toronto Area […]

Buy or Sell First: One Home, One House, Two Mortgages And A Pool

Deciding whether to buy or sell first can be a difficult decision that face home owners. It is a decision that if not executed properly could leave a homeowner with 2 mortgages and lots of stress. Owning two houses sounds like a great real estate investment but not when one is a home and another is a house you are trying to sell. This is the case with a neighbour of ours who is living the stress yet fails to see the problem, is the price of the house. Typically in the UK we would sell our home first with a reasonable closing date and then look for a new home to purchase. Research What to do when buying your first home? That’s easy, research! Talk to professionals and get tips and advice so you aren’t heading down a path where you want to tear your hair out. The same goes when you’re looking for things to do when selling your home, research. When I sold my home I did my research first, granted I wasn’t buying a second home I was moving to Canada. I had estate agents come around and value my home and I averaged the values out […]

Should I Rent Or Buy? The Million Dollar Question

Never have so many Canadians today faced such a tough question in “Should I Rent or Buy?” It’s the million dollar question but I’m not going to make it any easier on you because the answer to the question really is – it depends. There are a number of questions we can ask ourselves to determine and narrow down the grey areas here and provide you some clarity for your own situation. Should I buy a property? The fact of the matter is that we are just coming off of the greatest housing boom in the history of the world. This is no small statement. Many fortunes have been made over the last decade in the western world by buying property. But what now? First let’s look at the three reasons why you would buy a property: To use as a primary residence – this is the main reason to purchase property for the majority of Canadians. We occupy the home for our own use and derive value from using it as our family’s shelter. To gain capital growth – the last 10 years have been a wonderful time to rise with the tide of increasing property values. This is […]

Defective Products…Does It Pay To Complain?

  Have you ever purchased an item and found out it did not live up to its Quality Standards? Oddly enough most people simply toss an item with a product defect in the bin and head out to purchase the same product again. Why are we throwing money in the bin when all it may take is a simple phone call or email to the company? Most manufacturers have a quality standard that their products are built on whether it’s food, health and beauty, automotive etc. These companies work hard to make sure that their mission of sending out Quality merchandise is priority and so is customer service. Although standardized procedures are in place anything can happen along the manufacturing line that may consider a product defective yet it makes it through the quality inspection. Not every manufacturer has robots that do the inspections so we rely on the human eye to catch defects that should not get out to the customer. From the human eye we also rely on technology and if technology fails us that also might give us the green light that a product is up to code and ready for shipment when it’s not. Manufacturers understand that perfection doesn’t come […]

“Paid By Cash”- A New Ring For A Canadian Firefighter at CFB Edmonton

By: Heather Ferarr Mark and I got married in August 1996 at CFB Moose Jaw and purchased our first wedding rings at Consumers Distributing.  If you are too young to remember Consumer’s it was a shop you could go into and they had catalogues where you could pick items you wanted to order or pick up.  It was quite handy and convenient in those days.  Consumers Distributing has since went out of business so those days are gone with computers and new technology brings a new era of on-line shopping. In the 80’s  it was a big deal to place an order from the well-known catalogue especially at Christmas time. Now we raise the roof to find a deal on-line without leaving the comfort of our home. My husband Mark is a fire fighter with the air force and his profession has turned his wedding band into something less to desire. Mark is currently stationed at CFB Edmonton and our house has yet to sell here in Rural Nova Scotia. It has been on the market for one year now in hopes we sell to move closer to his work so we can all be together. I will be going to Edmonton in May to visit […]

Keeping the Costs Down-Spring Cleaning in the Canadian Sunshine!

Spring is in the Air! We’ve been waking up to windows open and the sun beaming down on us in our bed with the birds chirping a beautiful song for a couple of weeks now. You know it’s time to get up when all the familiar sounds, sights and smells engulf your space. Visions of cleaning our home inside and out, top to bottom, fill our heads as I’m sure it does yours. Winter is nice to chill out watching a movie by the fire, so what you shovel here and there but the term “lazy winter” is what it is! The first day of  Spring quickly came upon us yesterday March 20 but for weeks now the weather has been more than cooperative all over Canada and the USA. As the snow began to melt the unsightly landscaping of surrounding houses reminded us that this year was our year~ We await the flowers to bloom and the bees to jump about in their glory. This year is the year we are not only tackling our “Spring Cleaning” chores but have to landscape our property before the wildlife mistake it for their new home.  We will also be using “Vinegar” , baking soda and lemons […]

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