PF Weekly Grab a brew #43: Make a deal or pay full price

MAKE THE DEAL TO SAVE SOME CASH   Everyone I know likes to save a few dollars especially when they can pick up a great deal on a product they need whether small or large. Saving money is not easy but it’s also not that difficult especially if you have a budget or at the least track your numbers. The hard part for many is stepping up and asking to make a deal or to haggle with a company to get the best price. Haggling a deal   What does haggle mean? I think before anyone can be a leader of their financial life they need to understand how critical communication skills are in all aspects of life. Haggling is simply a word used to describe the ability to get out there and use negotiating skills in order to achieve a common ground with another party. Most often haggling or making a deal happens when you make a purchase whether large or small although many people tend to try to score a deal with larger items that might cost them a pretty penny.   The right way to make a deal   How to make a deal?  I know many […]

Free Trade Agreement: Planning for a stronger Canada

WHO CUT THE CHEESE PRICE?   The Free Trade agreement in principle was recently signed between Canada and the European Union.  It was hailed as a significant step to boosting the economy of Canada while having minimal negative impact for Canadians. Free trade   So what is a Free Trade Agreement?  Essentially it eliminates tariffs or taxes on cross border imports/exports making it easier for companies to trade products and/or services with neighbouring countries. It’s not just as simple as that though, there has to be limits or quotas set where each trading partner agrees to a set level. Depending on what the country exports or imports the most can determine what is set in the quotas. So for instance Canada has a lot of trees and the US needs to build a lot of houses, it would be in both of their interests to eliminate the tariffs on trees for, let’s say the first 100,000 tonnes. Anything past the 100,000 tonnes then tariffs will be applied so companies would have to budget their exports in order to keep with-in the quota. That’s great for Canada, they’re selling trees like they’re going out of fashion, but what’s the US getting out of the deal? They put […]

Will Roundabouts save money and time for Canadians?

Driving Me Around The Bend   As I’ve driven around southern Ontario I’ve noticed an increase in the amount of round-a-bouts that are replacing the more traditional light controlled intersections that north Americans so love. There are benefits to having roundabouts mainly, maintenance free and cheap to run due to no potential electrical problems. Those savings should eventually be passed on to the average Tax payer but I’m not a politician and where that money really ends up is anybody’s guess. Traffic flow is the next advantage, it allows  a constant controlled flow of traffic with zero intervention unless there’s been an accident which leads me on to my next subject.   Roundabout rules   Coming from a country that has a large amount of roundabouts it’s no big challenge to negotiate the circular obstacle. There is a simple rule in the UK about how to navigate a standard 4 entry/exit roundabouts that seems to have been made very complicated over here in Canada. In the UK the rule is stay on the right side lane if you’re exiting the first right hand exit or going straight which would be the second exit. Enter the roundabout using the left lane […]

The Saturday Weekend Review #42: Don’t cancel that cable subscription just yet

                                                                                                                                   The Mass Debate Surrounding The TV   The run up to and the day of the Speech from the Throne was surrounded by the controversial subject of single channel subscription rather than getting multiple channels bundled together. According to recent sources there is a growing trend towards free to air TV which is received through the more traditional aerial on the roof. A large proportion of TV in the UK is broadcast by either traditional aerial reception called terrestrial TV or satellite via the main provider that is BSkyB. Cable does exist and is available to a large portion of homes but is not that popular. There are 50+ free to watch channels in the UK with quite a number in HD through a digital set top box and if you get a Free Sat (Satellite) box there’s even more free television. TV channels already generate enough cash flow from advertisements so why pay again to watch them? Both the free to watch boxes available in the UK cost money up front plus you pay a TV licence every 12 months but it’s still far cheaper for a far superior service than what the average Canadian receives. One of […]

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