Top Ten Ways to Cut your Grocery Budget

Looking back at 2011, the first four months of our grocery budget was completely out of control, but that was our own fault. Although we were getting amazing deals, we never stuck to the budget because we were using coupons more than we needed to. We went from spending over $500 a month on groceries to our 2012 goal of $192.78. One thing we learned it was OK to let coupons expire and that we didn’t need to get everything even if it only required us to pay the tax. You see, over time all those little amounts that seem like nothing at the time, all add up. With only 2 people to feed we believe we can easily meet this goal. The problem comes when there is a really good deal or a 20x Shoppers Optimum points events. We also like to keep our eyes peeled for all those discount pink stickers and reduced to clear shopping carts filled with discontinued products. We scan our favourite spots in certain stores to find shelves that have marked down merchandise and so can you! Over time you get to know where in a store they will put all the marked down items for sale. If you are […]

Why the word Budget hurts our ears!

  To some people even mentioning the word budget can cause them to go into a bull horned frenzy. If I mention saving money is about “budgeting” not “bargain basement” they stare at me like I’m talking a foreign language.  Bargain basement meaning that just because you think you are saving by getting deals doesn’t mean you are doing it all right. I don’t delve into deep conversations with friends and colleagues about my personal situation but in idle chatter I am stunned to hear how so many are in financial ruins and desperate for a way out. Over the years I used to think saving was making sure an account was growing with interest in the bank. I always made sure I spent less than I made from a young age. Stashing my paper route money away was where it all began. I purchased my first condo at 21 and later sold it to buy a house at 23. I later sold that home and purchased a modest home with the Mrs. at 32 due to a move out of the city for work. Being the simple guy that I am I was never materialistic but I did love […]