grocery game monthly challenge

The grocery game challenge Sept 2-8, 2013 #1- Back to school treats for kids

What’s In My Lunch Box? It was back to school today for many Canadian kids which meant the grocery stores were jam-packed and it was near impossible to get help if you needed it as there just wasn’t enough staff. The streets tend to get a bit crowded here when the students arrive for University and College but we have learned to have patience. Funny though while at Shoppers Drug Mart the University students were piling in and the sheer amount of snack items being purchased was outrageous. The counter was filled with Red Bull, Mentos, snack packs of crackers and cheese, chips and chocolate bars. In my head I was thinking how unhealthy all the food was and the cost to purchase the items. Back to school lunches While I was reading the grocery flyers for this week you couldn’t miss the “Back to School” sales in just about every flyer. Many of the sales that were advertised were for convenience foods such as juice boxes, chocolate, cookies, various types of bars and get this, Perrier water. I know, I was thinking the same thing, what kid brings Perrier water to school? I’m pretty sure that a sandwich is standard for […]

Bust our budget August 2013: Save or splurge?

The Urge To Splurge Can Be Forceful Save or splurge really wasn’t going through our minds this month only because there were certain items that we needed to get which we were putting off for a long while, if not years. It was a funny month because it seemed as if everything that could go wrong, did go wrong. My Facebook fans got to listen to me whine this month every time we spent money that was out of the blue. When we put our money in the bank we hope to see it grow but there are times when we have to spend a little to enjoy the fruits of our labour. I won’t get into too much detail about our extreme emergency this month because I’m going to blast your computer screen in an upcoming blog post all about how I cost us $1400 in the budget this month. I also managed to take my wife out on a well deserved shopping splurge at the mall. It was national splurge month for us and we will certainly evaluate our year-end numbers to see if this is something we should add into the budget or whether it was a […]

PF Weekly grab a brew #35: Labour Day Weekend…Back to school!

It’s the Labour Day long weekend this weekend a statutory holiday in Canada for Monday September, 2, 2013. Many but not all of us are fortunate get the day off to spend with their family and loved ones, but for those that do there is plenty to do. Parades, loads of fireworks happen in local communities and it’s a time for the kids to get themselves organized for back to school next week. This is also a huge cottage weekend for those who want to spend the last weekend before the kids go back to school and the Fall weather sets in to enjoy the surroundings of summer. It’s also a big weekend where all the University and College students move and settle into their accommodations for the year if they are away from home. It will be chaotic at best in most cities that have a University or College as the population increases and businesses get ready to service all these kids who are clad with credit cards, OSAP loans and money they have stashed away for the year from their summer jobs. I’m sure the money savvy students will have already designed a student budget and will keep […]

The Saturday Weekend Review #34: Canadian mortgage rates on the rise

Mortgage Rates Going Up Again They say nothing lasts forever but it should come as no surprise to Canadians when they read that mortgage rates are on the rise. This rise apparently may have a negative impact on the Canadian housing market but I’m going to sit back and see how far they are willing to take this and how many Canadians are still ready to buy. Still, I believe many Canadians are on the fence about whether they should rent vs buy because of their debt load and inability to save up as much as they want or need for a down payment. I know we have friends who aren’t sure what to do because they are still saving up for their down-payment. Owning a home is great but with it comes along plenty of work and upkeep that a new homeowner must be prepared for with time and finances. I see more Canadians reaching out for help when it comes to setting up a budget, grocery shopping and just generally want to get out of debt so they can buy a home or life a debt-free lifestyle. My hope is that with all the information available to people […]

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