How To Handle The First Blank Page Of Your 2017 Budget: The Saturday Weekend Review #205

MANAGING YOUR MONEY AND PAYING OFF DEBT STARTS NOW!   Tonight is the night where New Years is celebrated and the next day is when financially savvy people like us turn to the first blank page of our 2017 Budget. This isn’t one of those blog posts that tells you how your financial world is going to crumble if you don’t use a budget. Not at all, rather it’s more of a reminder about just how important your money is and why taking care of it is the best option. First things first, breathe and understand how important of a step you are taking for your present and future days ahead. You are not alone at Canadian Budget Binder with lots of reader support and myself here to help guide you. One of your New Years resolutions may be to Budget and to work on your finances in 2017 which you’ve never done before. Whatever the case may be it’s important to not think that a budget is going to tie you down or get stressed about using one. It should be the opposite feeling of empowerment. Yes, you need a budget but it’s entirely up to you how you […]

grocery game monthly challenge

15 Main Sources For Grocery Savings 2017 You Should Know About : The Grocery Game Challenge 2016 #4 Dec 26-Jan 1

SPOTS NOW AVAILABLE FOR THOSE OF YOU WHO WANT TO SAVE MONEY ON GROCERIES IN 2017.   Grocery Savings 2017-The Grocery Game Challenge starts next Monday January 2 for returning players and for those of you who want to join but aren’t sure about how much money you spend but need to know. There really are many ways to scoop up grocery savings 2017 other than waiting for the paper boy/girl to show up with your weekly grocery flyers. This is one post I look forward to at the end of the year along with our final budget and net worth updates because these are the numbers we’ve worked so hard for all year. Saving money no matter who you are is challenging and it’s not until you start tracking your money when you really get the answer to that burning question, How much am I really spending on groceries? When you track your expenses whether it be only your food expenses or you use a budget spreadsheet those numbers at the end of December will either make you very happy or sad. If you’re not happy perhaps you’ll need to consider a new approach to your grocery savings 2017 […]

The Magical Moments Looking Back On CBB 2016: The Saturday Weekend Review #203

IF YOU’RE READING THIS RIGHT NOW, THANK-YOU FOR YOUR SUPPORT THIS YEAR.   You might not think that frugal and finance belong next to each other but when you have control over your money situation with a plan things start to ease up. Money pressures don’t have to rule your life but to change that awful feeling you must endure some of the toughest decisions you may ever have to make. This past year I’ve been fortunate to chat with many fans of this blog about their financial situations, answered questions and offered  tips. I even went as far to spend hours creating budgets for those that did not understand even when I had no time to spare. I care. In 2016 I was honoured to be featured a few times over at The Globe and Mail, The Brighter Life and Rockstar Finance. My posts have been showcased all over the personal finance world by bloggers sharing and you the fans spreading the word. I thank you for that support. How to curb holiday debt hangover– The Brighter Life/Sun Life Canada – January 4, 2016 How to include Fresh Produce in your diet when prices are high– The Globe and […]

grocery game monthly challenge

How To Survive Food Cost Increases in 2016 : Join The Grocery Game Challenge 2016 #1 Jan 4-10

DON’T BE STICKER SHOCKED WHEN YOU GO GROCERY SHOPPING THIS YEAR   If you thought your grocery budget was tight in 2015 experts are saying to buckle up and expect to add $345 this year to your grocery expenses. With the loonie taking a nose dive and the fact that most of our produce is imported, prices in the produce section are about to get scary. Already we’ve seen cucumbers jump in price to $3.00 each from a cool $0.99 and celery that looks like it could use a bit of love with a shocking price tag of $4.99. Keep in mind, these are NOT organic prices either. Prices are slated to rise from 2.0%-4.5% for fruit and produce in 2016 according to the University of Guelph’s annual Food Price Report 2016 English For 2016, the Food Institute is forecasting food inflation rates across the country to be anywhere between 2.0% to 4.0%.- UofG Food Price Report In February 2015 Stats Canada released the consumer price index where you can clearly see prices aren’t moving down nor will they be anytime soon. In 2016 food and utility prices are expected to increase so now is the time to get your […]

Magical Things Happened At CBB in 2015 : The Saturday Weekend Review 2016 #153

NEVER A DULL MOMENT WHERE MONEY IS CONCERNED!   Sitting by myself on New Years Day enjoying coffee in the morning to write this final post I realized that I’ve had a magical 2015 year on CBB because of all of you! Thank-you. I’m over the moon excited that Canadian Budget Binder has done so well over the past 4 years and continues to grow not only with subscribers but how the community has come together. I’ve made some amazing online friends whom I’ve never met but we chat quite often about life in general. As CBB moves into the 5th year of life on the world-wide web I’ve realized that personal blogging really is all about the “Personal aspect” and that’s what people want to read about. I’m fortunate that being a frugal living/budget blog that I get quite a few emails from fans who are looking for answers or support from the Canadian Budget Binder community. The Grocery Game Challenge which has been very successful over the years for all the fans who participate is gaining more and more attention. With the prices of food and utilities going up even further in 2016 I’ve had fans email me […]

CBB’s 2014 Top Posts and Blog Review!

This year on Canadian Budget Binder has been one of the best years to date and for that I want to start this post with a huge thanks to all the fans. The highlight of my year on the blog has been networking with so many personal finance bloggers and getting to know more fans through social media outlets. As you all know it’s been a super busy year for the CBB as we welcomed our baby boy into the family and I’ve worked my butt off to shift my career to new heights. With that came some changes to the blog where I had to decrease my everyday blog posts to a few each week. I take blogging seriously and when I write I spend hours on each blog post. I was worried that I might see many of you leave but to my surprise the blog kept going strong and my fans supported me along the way. I can’t tell you how much that support means to me. Thank-you! If you are a fan who has sent in a question that I’ve replied to in the form of a blog post, thank-you. I appreciate all the fan questions […]

Reflection on summer days: The Saturday Weekend Review #87

SUMMER MEMORIES   Hot summer days might not be the appropriate words to use for summer 2014 in Ontario with the up and down weather we’ve been having. Since we are getting hammered with heat this week we’re still in the clear to enjoy the best days of summer holidays. I didn’t want to make this post the usual Saturday blog post because it’s the Labour Day long weekend which means school starts back up which brings financial changes for most people. I also wanted to make it personal in hopes you share memories of your summer days in the comment section. What’s open for the Labour Day Weekend? I don’t know what’s open in your local area but in the Toronto area we have some shops open. Many of you might be enjoying one of the last weekends at the campground or prepping for back to school. You might plan to attend some local attractions for the long weekend such as the Toronto Zoo, Wonderland, Toronto Science Centre, CN Tower, Toronto Eaton Centre or hit the beach but all government is closed including the LCBO so stock up today! It’s hard when summer days seem to end at the […]

The best of Canadian Budget Binder 2013

THE BEST IS YET TO COME   The 2013 year has gone by so fast and with 2014 looming around the corner I am looking forward to our third year here at Canadian Budget Binder. Over the past two years I have been met with many ups and downs here the biggest being re-designing the blog which took nearly a full year. Personal finance has been a passion of mine for many years now and it’s been wonderful learning about Canadian personal finance and reading what others have to say while sharing my personal insights and stories. I especially love to share fan stories because the blog is for the fans, this is what I’m here for, you. A huge positive for Canadian Budget Binder in 2013 was bringing Katrina and Nicola on board with me to share their insights and recipes. They are both my rock here and committed to helping others as much as I am and I thank them from the bottom of my heart. Although Canadian Budget Binder is all about personal finance we all have to eat and eating costs money. Food is a huge part of the success of this blog and it’s here […]

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