The best of Canadian Budget Binder 2013

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THE BEST IS YET TO COME   The 2013 year has gone by so fast and with 2014 looming around the corner I am looking forward to our third year here at Canadian Budget Binder. Over the past two years I have been met with many ups and downs here the biggest being re-designing the blog which took nearly a full year. Personal finance has been a passion of mine for many years now and it’s been wonderful learning about Canadian personal finance and reading what others have to say while sharing my personal insights and stories. I especially love to share fan stories because the blog is for the fans, this is what I’m here for, you. A huge positive for Canadian Budget Binder in 2013 was bringing Katrina and Nicola on board with me to share their insights and recipes. They are both my rock here and committed to helping others as much as I am and I thank them from the bottom of my heart. Although Canadian Budget Binder is all about personal finance we all have to eat and eating costs money. Food is a huge part of the success of this blog and it’s here […]

Merry Christmas and Happy Holidays

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SPEND TIME WITH YOUR LOVED ONES   Good Morning to all of you reading this Christmas greeting hopefully with a smile on your face and a hot cup of coffee or mug of tea in your hands. I just wanted to take a moment to thank-you for your continued support here at Canadian Budget Binder because without you there would be no blog to read. Have a fun-filled day with your loved ones, eat and drink lots and make memories that will last you a life-time. It’s these times that we remember how thankful we are to be so blessed. If you are going to brave the crowds tomorrow to go Boxing Day shopping I wish you all the best of luck finding that bargain you were hoping to find. It’s time for me to get up, get crackin and dive into some chocolate and coffee for breakfast.  Mmmmm Merry Christmas and all the best in 2014, Mr. CBB xo     Are You New To Canadian Budget Binder? Follow Me on Social Media:  Twitter, Facebook , Pinterest , Stumble Upon,  Reddit and Google+ Don’t forget to Subscribe to the blog so you get my daily email. If you need to get in touch with me the best way […]

The Saturday Weekend Review #51: Extreme couponing 16 yr old and the holidays

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HOME IS WHERE THE HEART IS   After Sunday I’m officially on holidays which means we’re going home to see our friends and family to celebrate Christmas and New Years for the next 2 weeks. Christmas is one of those times of years that our families can actually all get together in one room and celebrate with the drinks flowing and the chestnuts roasting in the fireplace. Yes, we love roasted chestnuts. In fact it’s hard to stop eating them once you start as long as you have a cold beer in your hand. What I love to hear about most of all is how giving people are over the holidays. I am a firm believer that we should all give to others in any way we can be it time or even donations like 16 Jordan from the UK. It’s not everyday we read about extreme couponing in the UK let alone it being a teenager. Heck, I’ve tried to get my sister on the coupon bandwagon with no success although she has always been surprised at how well we have done using coupons over the years in Canada. Jordan started clipping and saving coupons all year while helping […]

The Saturday weekend review #45: Outrageous online pricing deals gone wrong

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PRICING ERRORS HAPPEN EVERY DAY No matter if you shop online or if you shop in store human error is possible and pricing errors can happen and sometimes depending on policy can be a perk for the consumer. Just yesterday I noticed a sale at Metro for a product that boasted the regular price at $2.99 and the new lower price being $2.99 which was exactly the same. Sure I had a laugh and took a photo of it because it was funny, but it was also human error. Online shopping has been going on for years now and its presence is only becoming much more powerful in the world of technology simply because people don’t have to leave home in order to go shopping. For those that are super busy or have less than optimal amounts of time to spend with the one’s they love shopping online cuts down on time. For some people who go into a store it triggers spending more than they earn because when they go to the store they tend to ‘want’ more because they physically can touch it. The same could ring true with sitting behind a computer screen and shopping with the […]

PF Weekly grab a brew #38: Leading the CBB team plus a new blog design and move

When You Have A Team In Your Corner Lead Them It will be 2 years January 2014 when I will celebrate the beginning of Canadian Budget Binder on a whim in my kitchen with a piece of paper, a pencil and a wild brainstorming session. Little did I know that in a short time I would have so many fans and other bloggers that are my rock and keep me going every single day. If you don’t already know my wife is going for a major surgery next week and I’ve been very busy behind the scenes with her as she is more important than anything to me and is very nervous. I haven’t been around to comment much although I’m checking in at all my favourite blog hot spots to read and share with my fans. A big thank-you to my good friend John from Frugal Rules and Karen at Lil Suburban Homestead and of course my in-house superstar mom and passionate lover of writing and helping others Katrina for accepting my call for help for guest posts while I tend to my wife in the next week. I know you will love what you read and if you […]

PF Weekly grab a brew #33: Kindness from a stranger

Would You Do The Right Thing? I’d like to think that there are good people still in this world and I am one of them. There is nothing wrong with coming in second or third or not at all as long as you play the game right. We fear failure but when we see a way to buck the system we jump on it and for many with no guilt or after-thought. I can’t say that I’ve stumbled upon anything more than some loose change on the ground in a parking lot but you can bet if I found something that wasn’t mine I’d do my best to get it back to its rightful owner. My luck seems to be finding pets and  well, you can bet I’ll be do my best to get them home. So where are all these good people then? There are amongst us and although not everyone wants their good deeds broadcast to the world every so often something spectacular like this happens. Finding money One of those good people, Paul Williams of Sacramento who works at Wal-Mart did the right thing. He was on his way home and ready to catch the bus when […]

The Saturday Weekend Review #30- Nature is free to enjoy

The Beauty Of Nature Costs Nothing Growing up I was always around nature and marveled in its beauty, only because it was clear to me that the simple things in life were free. My friends will tell you that I am a passionate guy who should probably write love stories or become a movie writer because I am able to connect so well on a different level than most. I’m not too sure about the love stories but I agree that I am passionate about what makes me happy in life. Probably why my wife says I’m such a romantic but it’s deeper than that because I appreciate life and the opportunity to experience it. I believe it’s more about the ability to ‘shut off’ and recognize the things we all take for granted most days, until it’s gone. You will find I have a passion for photography but don’t fancy taking photos of people as I do photos of nature or unique scenery. Nature’s beauty Too often we are in such a rush to enjoy a few moments of bliss in the morning while the birds are chirping, the chipmunks rushing from fence post to fence post looking for […]

The Saturday Weekend Review #18- Is It 24 Hr Lasting Perfection or Lasting Perfection “Style” ?

Lancome is feeling the heat over some 24 hour long-lasting perfection foundation make-up as one woman sues. Consumers want to know is it actually a “lasting perfection” product as it claims or is it lasting perfection style make-up? I know I’m writing about make-up today and not beer, budgets, gardening and DIY but I couldn’t help myself. When I read the lengths one woman is willing to go to sue a company because a product “faded significantly” “overnight I knew I had to keep reading. As a consumer we have marketing terms thrown in our faces all the time in hopes of reeling us in to buy products and spend our money. How many times have we heard people question whether products are organic, fat-free and so on but now the claim of a product not lasting long enough has surfaced. It’s just the name of the game for marketers, a game of who can capture their audience the best in order to sell product, full-stop. It’s been going on since the dawn of time and as consumers many of us are just used to the hoopla we read but there are some people who really do buy into it, literally and […]