PF Weekly grab a brew #33: Kindness from a stranger

Grab A Brew

Would You Do The Right Thing?

I’d like to think that there are good people still in this world and I am one of them. There is nothing wrong with coming in second or third or not at all as long as you play the game right. We fear failure but when we see a way to buck the system we jump on it and for many with no guilt or after-thought.

I can’t say that I’ve stumbled upon anything more than some loose change on the ground in a parking lot but you can bet if I found something that wasn’t mine I’d do my best to get it back to its rightful owner. My luck seems to be finding pets and  well, you can bet I’ll be do my best to get them home. So where are all these good people then? There are amongst us and although not everyone wants their good deeds broadcast to the world every so often something spectacular like this happens.

Finding money

One of those good people, Paul Williams of Sacramento who works at Wal-Mart did the right thing. He was on his way home and ready to catch the bus when he spotted a walled in a shopping cart. He was surprised when he opened it up to find $4000 inside including a cheque for $1000 and no identification. He brought the wallet home and called in to the store to let them know what he had found. That is when a less than hopeful Lynne Andries returned to the store not thinking she would see a penny of her money. To her surprise she received just the opposite, every penny back and a some new friends, Paul and Debra Williams.

It’s stories like these that make my days brighter especially when it is a stranger who simply wants to do the right thing. We watch or listen to the news media every day and most often it is the darkness of the world that garners the most attention. Most often we are more entangled with what’s happening in the lives of the rich and famous and those that are including themselves in the line-up of illegal activity.

I just wanted to show that there are still good people in this world who do the right thing and to let them see it’s ok. – Paul Williams

Slow down

This is a great example of why we need to slow down and not always multi-task or think of a million things at the same time when we are completing a task, as tempting as it is. Lynn was in a rush and nearly lost the money to put down on her second mortgage had her money not landed in the hands of someone who cared how the person who lost the money would feel.

So, today I ask all of you to slow down a bit and take a look around you. Don’t be in a rush to get where you need to get and take a few extra minutes if you need to so you are on time and not rushing to get the job done.

You can watch the news story here. 

Have you ever found money or an item before that didn’t belong to you? How did you handle the situation and how did it turn out?

Top Recipe

Kahlua Toffee Cheesecake

You know before I let you get on with my weekly reading line-up I must share a treat with all of you. When Erica’s recipes posted her Kahlua Toffee Cheesecake on my Foodie Facebook Page The Free Recipe Depot this week, I knew this was going to be the TOP RECIPE PICK for the week at Canadian Budget Binder. Congratulations Erica, well done with this recipe.

PF weekly reading line-Up

What a great week I had for reading blog posts from my amazing personal finance friends. There’s not a day that goes by where I don’t learn something new. Without continuous improvement and education we let life pass us by.

Take some time out today to read a few or all of these amazing blog posts below. Many of these bloggers I showcase here at CBB because their writing style is one that I connect with and hope you that you will to.

Top story: The Gift of Time- Planting Our Pennies 

What a great story of a family that came together to get the job done.Building a house from the ground up, the gardening, preserving, flea markets etc. Times have sure changed but in many ways we still do the same things. My time is valuable to me and to be honest I do think about where I spend my time. I’ve done lots of thinking lately. I can’t think of any one time in my life where time was the best time that I spent as I try to make the most of every day, every event, every memory.

Have a great week everyone and I hope you enjoyed this edition of my Personal Finance Weekly Grab a Brew #33 Kindness From A Stranger . Join me again next Friday when I do it all over again.

Money-quote

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The Saturday Weekend Review #30- Nature is free to enjoy

The-Saturday-weekend-Review-30-CBB

The Beauty Of Nature Costs Nothing

Growing up I was always around nature and marveled in its beauty, only because it was clear to me that the simple things in life were free. My friends will tell you that I am a passionate guy who should probably write love stories or become a movie writer because I am able to connect so well on a different level than most.

I’m not too sure about the love stories but I agree that I am passionate about what makes me happy in life. Probably why my wife says I’m such a romantic but it’s deeper than that because I appreciate life and the opportunity to experience it. I believe it’s more about the ability to ‘shut off’ and recognize the things we all take for granted most days, until it’s gone. You will find I have a passion for photography but don’t fancy taking photos of people as I do photos of nature or unique scenery.

Nature’s beauty

Too often we are in such a rush to enjoy a few moments of bliss in the morning while the birds are chirping, the chipmunks rushing from fence post to fence post looking for a new hiding spot for its catch of the day and understand who we are as individuals. My good friend who practices medicine also participates in meditation and yoga and it says it allows him to clear his thoughts and think about positive things in his life. I don’t do yoga, but on some level I like to believe I ‘turn off’ to the world in many things that I do, even writing this blog as it’s a way for me to express myself.

Every morning now, I set aside a few moments to focus on my surroundings. I walk around the garden and inspect the fruits of my labor plant by plant. I touch, I feel and I know that without the beauty of nature our world would be a somber place with a dark shadow of gloom before us. Maybe that is why we enjoy black and white photos so much, because it takes away color and initiates a world all on its own. When we close our eyes to beauty, when we forget about slowing down, we lose ourselves in a world made up of fast cars, fancy jobs and money that in the blink of an eye can all be taken away from us.

Take time today, if even a few moments to stare into the sky, watch the birds, smell and touch the flowers and appreciate nature because nature is free and you never have to pay for natural beauty when it’s before you. If you are looking for something free to do with your children take them on a nature walk in a trail and share with them what nature has to offer us for free. Educating children and sharing moments such as these are times they will remember just as I did with my parents when I was young.

Gardening and Landscaping

ontario-raspberries-2013-Mr CBB

Yes, that is a photo of raspberries from our garden. When we moved into this house a few years ago the backyard was covered in raspberry plants as they literally spread every year. I’ve since cut them back and cleaned up the entire landscaping in the back garden but they seem to produce every year the biggest, brightest berries with a sweet taste that amazes me. Our plants are over 6 feet tall this year and we have berries coming at us from every direction.

Growing fruits

We typically pick them, clean them then lay them on a flat baking sheet and put them in the freezer to freeze. I then transfer them to a freezer bag or container to use throughout the year. Most times we will use raspberries on our cereal, yogurt or in smoothies. I have also made apple-raspberry jelly which is just lovely on toast in the morning or on fresh banana bread as a spread.

Growing flowers is a beautiful thing but growing fruit trees and fruit bushes such as raspberries bring you something extra, nourishment for the mind, body and soul. We’ve just purchased a cranberry bush for $5.00 at a local greenhouse which I still need to get into the ground. I look forward to seeing what it will have to offer us down the road.

Do you grow any types of berries or fruits?

Blog update

I’m afraid I have no good news with the blog design but soon I hope. I do have to have say that I was thrilled to have MSN Money Canada at Everyday money Canada link to Canadian Budget Binder in a post called “When is the best time to buy groceries”. Check out the post and enjoy!

Weekly blog post review

You can now follow Canadian Budget Binder via Bloglovin and continue to get my daily posts in this reader.

If you are a regular reader you would have already received these awesome posts in your email or reader but just in case you missed reading one I’ve put them all together here just for you.

PLUS…. check out the NEW FEATURE I’ve added which is my New Free Recipe Index! You get all the recipes that I have posted here at Canadian Budget Binder in one spot so you don’t have to go looking for them.

Garage sailing with Jen

Jen and her husband have made many improvements to their shopping habits and their budget. You can read all about it in her guest post, Budgeting With Mr. CBB Got Us Back On Track. Jen shares her weekly garage sale finds with us for the summer to show just how much she can save for her family.

No garage sale deals for Jen as she is on holidays with her family. If you want to see what awesome deals she picked up last week check out this post with all the goodies.

Making a difference

monster-piggy-bank

Making a difference is a part of this post where I share a personal finance blog that I interact with daily and has made a difference in my life. I have asked the blogger to introduce themselves, their blog and how they want to make a difference with their blog for the fans and for themselves. Today, I bring you my mate Glen from down under who runs the blog Monster Piggy Bank. He is a wealth of information and was also the brains behind The A-Z of Saving Money E-book that I participated in writing for which is currently on sale for only $4.99! An awesome e-book sharing the best personal finance tips from around the web from some amazing bloggers.

Hi there CBB fans, I’m Glen and I blog over at Monster Piggy Bank. You may remember me from such posts as A Personal Story: Chores and Money Lessons Growing Up and Saturday Weekend Review #29 in the Thank-you section.

For those of you who haven’t checked out my site yet and who don’t know anything about me – I am Australian and I blog primarily about personal finance, with the occasional crazy rant thrown in for good measure. I’m still fairly new to the whole blogging thing with my 1 year blogoversary (is that even a word?) happening next month. Most of my posts are about things happening in my life and how they are impacting me financially. As an example – 6 months ago I became a first time father and so over the last couple of months quite a few of my posts have been baby or parenthood related.

I originally started my site as a way of keeping track of my mortgage debt. I figured that by making all my debt figures public I would have more accountability in paying it off. As it turns out, I was right J and now my wife and I only have around $80,000 debt left to pay (we started with $315,000 6 years ago). My goal now is to guide others through what I am doing and how they too can pay off debt and hopefully one day be completely debt free. I’m honestly not sure if I am making a huge difference to people’s lives, but every once in a while I do get a “thank you for sharing your experiences” email in my inbox, and it makes me feel great that I have been able to reach even just a handful of people and change their life for the better.

Anyway, I hope you take the time to check out my site and hopefully we can all learn to be more financially savvy together.

Blog share

I really appreciate when other blog owners recognize my hard work at Canadian Budget Binder and share my posts with their fans. Here are the blogs that did just that this past week, so please head over and check them out.

What is a blog carnival?

Some fans have asked me just what a blog carnival is so a little explanation is due here for anyone reading for the first time or for my long-time fans. A blog carnival is where a blog or website hosts what we call a carnival of blog posts from around the web.

Most blog carnivals have a theme and certain rules for submitting which must be followed. If you are a blogger and would like to learn what blog carnival directories I submit to each week you can find the information in a previous Saturday Weekend Review post that I wrote.

A big thanks to these pages for accepting my blog posts and sharing them in the following carnivals

Carnival glory

Google search terms

web search terms

What are Google keyword search terms?

Keywords for search engines help me to understand what people are looking for at Canadian Budget Binder. Although I get thousands of keyword searches from Google users that come in each week I pick out a few that catch my eye and make me smile.

Top pick- Brownies Pinterest- If you know me you know why this is my top pick. Brings me joy those chocolate brownies. I think I have pinned just about every brownie on Pinterest. Now my wife thinks I should get baking!

  • July photo challenge 2013 has been pretty popular here although I don’t have any such challenge going on.
  • Small fluffy carry on dogs- I have no idea
  • They call me Miss Money Bags, why? – Do you really need to ask?
  • The welfare diet- I don’t think you will find an actual diet for people on welfare. You can eat foods that are healthy with some planning and stocking of the pantry over time.
  • Paying coffee for a friend at lunch- I love this, true friendship when you take care of each other this way
  • How can I win $100,000 to pay off my debt- I’ll tell you next week in a blog post I’m writing, make sure you come back to find out though.
  • Scary recipe- sometime they are lol… but have no fear I’m still here and eaten them all

That’s all I have for this weeks edition of The Saturday Weekend Review. Please, join me again next Saturday for more life updates and what’s been going on in my world. Have a great week.

The Saturday Weekend Review #18- Is It 24 Hr Lasting Perfection or Lasting Perfection “Style” ?

The Saturday Weekly Review

Lancome is feeling the heat over some 24 hour long-lasting perfection foundation make-up as one woman sues. Consumers want to know is it actually a “lasting perfection” product as it claims or is it lasting perfection style make-up? I know I’m writing about make-up today and not beer, budgets, gardening and DIY but I couldn’t help myself. When I read the lengths one woman is willing to go to sue a company because a product “faded significantly” “overnight I knew I had to keep reading.

As a consumer we have marketing terms thrown in our faces all the time in hopes of reeling us in to buy products and spend our money. How many times have we heard people question whether products are organic, fat-free and so on but now the claim of a product not lasting long enough has surfaced. It’s just the name of the game for marketers, a game of who can capture their audience the best in order to sell product, full-stop.

It’s been going on since the dawn of time and as consumers many of us are just used to the hoopla we read but there are some people who really do buy into it, literally and it’s not just make-up. I can’t keep track of all the break-through sciences on the television anymore and walking into the shops or heading to your local cosmetics counter is living proof of “beauty gone wild”, it’s a big business. Beauty is not cheap either, especially when you have to pay for it.

We’ve all been stung at one point or another with products we’ve bought that didn’t work as expected or claimed. I’m sure we can all riffle through our homes and find something we no longer use as it simply didn’t turn out the way we expected it to or like it said it would or should.

As I have my morning coffee and read this Yahoo article about an Orthodox Jewish lady, Rorie Weisburg, from Monsey, New York who is taking on cosmetics giant Lancome. The post states Weisberg abides by her Jewish laws and does not wear make-up from Friday sundown until night-time on Saturday so she wanted a product that would “enhance her natural  appearance” and comply with her religious laws. Apparently that didn’t happen so now she wants to let them know that she’s not happy about it.

According to article Weisburg claims “she was tricked into believing that the company’s new Teint Idole Ultra 24H provides a full day and night of “lasting perfection” as the product’s website states.” 

I’m sure many people wonder if she is merely after money or if she going head-first against companies in order to set a precedence amongst the advertising industry. What I’d like to know is how is she going to prove that she didn’t get the “24-hour lasting perfection” look with this product.

There are so many variables that can come into play starting with the her skin-type right down to other products she may have used underneath, reactions to what she did during the 24-hour time frame it was on her face. I know women who are naturally beautiful (including my wife who hardly if ever wears make-up) that wouldn’t be caught dead outdoors without their “look” on. Make-up can really change the look of someone to the point that they look like 2 different people with and with-out make-up.

Looking good, especially with make-up is part of the flawless look that some humans crave, it makes them feel good, confident, beautiful like they can take on the world. Personally, I don’t mind a bit of make-up on a woman but when it alters the natural look of a woman it’s not my cup of tea. I like a woman who can get up and go and not spend hours in the bathroom with enough cosmetics to open up a small business.

Maybe we are being naïve consumers and people may laugh thinking we should know better than to believe claims of  24-hour long-lasting products but then why bother putting it on the packaging in the first place if it can’t deliver? I’ll tell you why, It sells, It makes money, It makes women and men who use cosmetics feel confident and beautiful. It’s just not beauty products though. Maybe it does deliver but we’re just not using the product as directed by the manufacturer.

Looking at Make-Up In Store

There are people who truly believe these claims of “flawless”, “24-hour”, “water-proof” , “oil free” and don’t think twice about dropping the cash to purchase items especially from big name companies. My favourite is the “anti-aging” products with endless product lines for these creams, lotions and potions. We are buying into youth and it’s costing people big bucks in their budget because we want to believe there is no such thing as getting old. Sorry to say, the products may help but it’s true we will all become old and wrinkly at some point.

We are after all using our hard-earned money to purchase products and if they say they do one thing yet do another it may seem deceitful in the eyes of the consumer. It’s no different from light and lite or is it really fat-free what you are eating? We put our trust in companies to deliver quality products and why should it be the consumers who get stuffed at the cash because of it?

I’m sure if we reach in and read we will find the small print disclaimers that many consumers fail to read because they are buried somewhere on a label but that’s no excuse I guess. I know most times when I’m at the grocery store and picking up products I’m more interested in the meal I”m cooking. I’m already cooking in my head and just running around picking up items on my shopping list.

The fine print is not what we want to read, all we see is the glam and beauty of products. How many people miss the scanning code of practice at some Canadian stores? It’s right in our faces most times but we fail to see the fine print because we aren’t looking for it. If they are allowed to use catchy names to grab the attention of the consumer I guess we better be reading labels like we do ingredients on products at the grocery store.

Welcome To The Real World

Many of the comments I read after the post were straight forward and one simply stating “welcome to the real world” and of course that is what it all boils down to. As consumers we need to make informed decisions about what we buy either based on others experiences or simply risk the product not living up to its expectations or trial and error. What works for some might not work for others.

Of course keeping the receipt helps so you can easily return it for your money back if you are not satisfied which I’m pretty sure Wesiburg could have done. Would it have changed the way companies market their product? No, it wouldn’t have and clearly she wants more than just her money back.

At the end of the day as consumers we need to be aware of how products are being marketed towards us and take a stance on the products we purchase if we are not happy. If you aren’t sure, don’t buy it do some online research about the product and see if any others have posted their experiences. Keep your receipt and if you are not happy after using a product, simply return it and ask for your money back.

We can’t believe everything we read nor hear and I’m sure marketing will continue to bring us the frosting like it always does. Perhaps naming the product “24 hour lasting perfection style” foundation might have solved the entire problem.

What products have you purchased that didn’t live up to it’s claims? Did you return it?

The Deck

Canadian Budget Binder Weekly Review

It’s been a busy week for me trying to get spring cleaning done around the house but I did finish the deck which I’m happy about. Now I just have to tackle the many other items on the list for 2013 summer. I’m in the mid-stages of design for the new site and will be working hard to get you the new design you have all been patiently waiting for since I told you about in late 2012.

We also had another successful month at CBB with just a shade under 38,000 page views for my little blog here and thousands of visits. Thanks so much for being a fan and continuing to share CBB around the web!

Our friend Pauline also informed me this past week that Canadian Budget Binder made the prestigious Top 100 list at Technorati which to be honest I just learned about. I’m still learning lots about blogging but Pauline put it all into perspective for me which I can always count on with her although as of last night we were saved from being kicked off the Technorati island. We are survivors!

It means you rock haha! Seriously though, this is a highly volatile ranking and I guess we’ll get kicked out pretty soon, in the meanwhile I am enjoying a nice traffic bump and hope you are too!

Finally, just a reminder of “Frugal Food Sunday’s” on my Facebook page. Pop around to share your recipes and kitchen secrets with all of us who are eager to try new creations out in our own kitchens.

Hot Posts Of The Week

Canadian Budget Binder’s Weekly Blog Posts

The CBB Blog Post Bundle… just for you!

Making A Difference

Making A Difference eyes on the dollar 2

I’ve talked about how important it was to “Make a Difference” not only with my life but with this blog. I put out a call for other bloggers to email me a few sentences about why they are making a difference with their blog and to share what that difference was.

This week I’m sharing a good blogger friend of mine Kim’s blog “Eyes On The Dollar” as Making a Difference. Kim is no stranger around Canadian Budget Binder fans especially to those who play The Grocery Game Challenge which Kim actively participates in. Thanks Kim for taking the plunge and making a difference.

Three years ago, my family had over $100,000 in consumer debt and student loans. I worked all the time, and spent my time at home worrying about paying bills and being resentful of having to work so much.Through facing our fears, making big changes, and rethinking what normal should be, we’ve paid off all that debt, invested in rental property, and best of all, I’ve been able to cut my work schedule dramatically.

I started Eyes on the Dollar to share my story and let readers know that there is another way besides working yourself into oblivion to make payments on things that don’t add value to your life. It’s not fun to talk about how horrible I used to be with money, but if one person can read my story and believe that your path in life can always be changed, that’s the difference I hope to make.
Thanks for all you do. You’re a big inspiration in how to do things the right way! Kim
Blogs You Should Check Out And Follow
Who’s Talking Canadian Budget Binder

Thank you all so much. If I missed you please send me an email and I’ll get you on the list as I don’t always get the pings.

Carnival Glory

Only a few carnivals took on CBB this week, thanks for sharing I’ll always remember!

web search terms

Google Search terms really help me to understand what people are looking for at Canadian Budget Binder! Any typos below are simply how the person who searched Google and typed it in search incorrectly, or me ;-) Another week of thousands of search terms but only a few good ones worth mentioning.

Top Pick: Sexy Body Binder-Not sure what they mean but if it has the word sexy in it then it must be some HOT!

  • Chef Michael Smith Spice Drawer- Did you mean BIG WALK-IN Spice Pantry… oh ya his pantry is awesome!
  • We Are Getting Married- So excited you had to search for it!
  • Mouldy Butter- I knew that photo would be a star!
  • Dollar store pee test- Haha.. I’m pretty sure it’s a pregnancy test not a pee test
  • Sexy Neighbour Walks Dog- More sexy at CBB… it’s just a sexy kind of place I guess and if you think your neighbour is sexy, by all means get out and mingle! Of course only unless you are not married.

Quote-Budget and Money

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Make-up in store/Ambro Freedigitalphotos. net

The Saturday Weekly Review #17- All Mouth And No Trousers!

The Saturday Weekly Review
Behind Closed Doors With Mr.CBB

It’s Saturday, so close the door and come on in, sit down, grab a cuppa tea, relax and hang out with me for a moment. No, nobody is going to massage your feet and take the tension from your shoulders and rub hot oils all over your body to take the worry from your mind here at CBB.

To make up for the lack of spa like atmosphere at this moment If I can have your attention for 5 minutes I promise I will make you forget about all the crap you have to do this weekend. If not, go have a beer or cocktail with an olive and suck it up! It’s not every day on the blog I get a chance to kick back and wind down for a bit with everything that’s going on in my life.

With a newish career, the blog and working hard to renovate around the house life can get a bit hectic for me. I haven’t even factored in the wife but she gets me when she wants so I try not to bundle her in with “stuff to do” list or I may find myself in a tent in the back yard.

This past week I have been working on a secret project in my garage which you will learn about shortly. No, it’s not going to make me a millionaire but it will save us a few bucks and get the neighbours talking. Yep, I’ll be sharing my neighbours junk and what I’ve done to bring it back to life. Sometimes I am amazed at what I find and I hope you can trail along with me to see what I do to transform or bring back to life junk my neighbours don’t want.

Since the weather is heating up I’ll be tackling my fence shortly as well as making the deck all pretty so I preserve it’s beauty year after year. Amazing what  a bit of elbow grease and $25 can do for your deck. I’ll be filling in some crack on the drive and giving it a lick of black, working on the new landscaping project and the list goes on.

All Mouth And No Trousers

Do you know someone that you want to slap around a bit to wake them up? I do, and pretty soon he’s going to be driving the lawn mower home and not his Mercedes (just having a laugh). He’s a good mate, a bit arrogant and sometimes drives me around the nutter because he’s all mouth and no trousers (a little too full of himself). If you promise someone you are going to do something, just do it and be done with it. Don’t give them the run around with excuses.

Canadian Budget Binder Weekly Review

Mortgages Toronto Star April 25 2013

What an amazing week on the blog with lots to say and plenty of comments from the fans. I really do like when you toss in your two cents because that not only shows me that you read what I spend hours putting together. The other part I enjoy is that I get to learn more about you and your opinions as my readers. So, don’t be shy, leave me a comment.

PLUS…. Canadian Budget Binder made The Toronto Star in which I am so grateful that they reached out for me to ask me some questions about how we were able to save and why we wanted to pay off our mortgage. It’s not going to make CBB famous but what it will do is share our reasons for paying off our mortgage and hopefully motivate others to think about their own finances.

It’s a great read with a couple of other families that shared what they did to save in order to pay their mortgage off. If you missed this past Thursday’s Toronto Star it’s my understanding the article will be online in the upcoming week. It’s difficult to read the one part of 2 that I scanned but you can double click the photo to see if you can read it from that point. I’ll keep you posted as soon as I see it, I’ll let you know.

Facebook has heated up this week as well, my What’s for Dinner post is still on fire as my top post of the day and the fans dive in and share their favourite recipes, frugal living tips and what’s hot in the kitchen. I’ve decided to continue every Sunday on Facebook as “Frugal Food Sunday” with Mr.CBB.

One thing about personal finance that I’ve learned is money isn’t the most exciting topic but we all love food. Food is love and here at CBB we take food seriously and if we can make a meal that we love and can share it with the fans that’s what we are going to do.

So, if you have a recipe you want to share, pop around and share your recipe link every Sunday for my fans. Tomorrow I’ll be rolling out my Homemade Crockpot Lasagna which turned out surprisingly good! Don’t Miss this recipe if you like quick and easy in the kitchen!

Not alot to report back on the blog design front but I’m hoping to get my arse in gear with the new design as we roll it out shortly. I’m on the hunt for a hosting company at the moment and then we will turn Old CBB into New CBB with a bit of magic.

We are now full speed ahead with the CBB Facebook fans who call themselves “The Cheerleading Squad” who lead the way championing for CBB as we strive for 6000 Facebook Fans. You all know who you are and you can bet I appreciate every single thing that you all do for me and CBB.

So, if you aren’t following Canadian Budget Binder on Facebook.. head on over and LIKE my page!

Hot Posts Of The Week

Canadian Budget Binder’s Weekly Blog Posts

The CBB Blog Post Bundle… just for you!

PLUS… Check out my contribution post at “You Only Do This Once” called Smart Budgeting And Grocery Shopping For 2

Making A Difference

Making A Difference Wise Dollar

Last week I talked about how important it was to “Make a Difference” not only with my life but with this blog. I put out a call for other bloggers to email me a few sentences about why they are making a difference with their blog and to share what that difference was. I want to host this every Saturday and our first Blog to Make a Difference goes to Jose at Wise Dollar.

I’ve followed Jose for a little while now but one thing that caught me about Jose was his willingness to share and to comment on posts that he can add something of personal value to. Jose is making a difference not only for his fans but for his children. Today I ask you to head over to Wise Dollar and check out his blog that he works very hard on for all his followers. If you like what you see, hang out with Jose, just like I do. Well done Jose!

Why Jose Says He’s Making A Difference

I started my blog for my kids, particularly my 20-year-old son has always had a fascination with my investing activities. I’ve slowly, over the years given him tidbits of information on how I invest, what I look for, etc. I have never really had the discipline to document everything.

Creating the Wise Dollar Blog has given me a vehicle to document how I invest and pass that legacy on. Even if the Wise Dollar eventually goes away, I will have put down in words the information that my kids will need to be successful investors and better money managers. A secondary objective? Yes, of course. I would like to make the Wise Dollar a successful Personal Finance (and more) blog) to provide extra income when I semi-retire!

Blogs You Should Check Out And Follow

Who’s Talking Canadian Budget Binder

Thank you all so much. If I missed you please send me an email and I’ll get you on the list.

Carnival Glory

web search terms

Google Search terms really help me to understand what people are looking for at Canadian Budget Binder! Any typos below are simply how the person who searched Google and typed it in search incorrectly, or me ;-) Another week of thousands of search terms but only a few good ones worth mentioning.

Top Pick: How To Make A Home Pregnancy Test- Now there’s a science project I never thought of.

  • Sexy Men, Sex Men Over 60- Nope, none of that here.. maybe almost half that age!
  • Cash For Beer Cans- Crap, they’re catching on
  • Animated Pizza Tossing- Because that’s what we do here…
  • Why Man Like Money- Oh, I don’t know maybe because, it pays the bills.
  • Hiding Spots In Homes- Part of  The Burglar Research Academy

Quote-Budget and Money

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