The Saturday Weekend Review #30- Nature is free to enjoy

The Beauty Of Nature Costs Nothing Growing up I was always around nature and marveled in its beauty, only because it was clear to me that the simple things in life were free. My friends will tell you that I am a passionate guy who should probably write love stories or become a movie writer because I am able to connect so well on a different level than most. I’m not too sure about the love stories but I agree that I am passionate about what makes me happy in life. Probably why my wife says I’m such a romantic but it’s deeper than that because I appreciate life and the opportunity to experience it. I believe it’s more about the ability to ‘shut off’ and recognize the things we all take for granted most days, until it’s gone. You will find I have a passion for photography but don’t fancy taking photos of people as I do photos of nature or unique scenery. Nature’s beauty Too often we are in such a rush to enjoy a few moments of bliss in the morning while the birds are chirping, the chipmunks rushing from fence post to fence post looking for […]

The Saturday Weekend Review #18- Is It 24 Hr Lasting Perfection or Lasting Perfection “Style” ?

Lancome is feeling the heat over some 24 hour long-lasting perfection foundation make-up as one woman sues. Consumers want to know is it actually a “lasting perfection” product as it claims or is it lasting perfection style make-up? I know I’m writing about make-up today and not beer, budgets, gardening and DIY but I couldn’t help myself. When I read the lengths one woman is willing to go to sue a company because a product “faded significantly” “overnight I knew I had to keep reading. As a consumer we have marketing terms thrown in our faces all the time in hopes of reeling us in to buy products and spend our money. How many times have we heard people question whether products are organic, fat-free and so on but now the claim of a product not lasting long enough has surfaced. It’s just the name of the game for marketers, a game of who can capture their audience the best in order to sell product, full-stop. It’s been going on since the dawn of time and as consumers many of us are just used to the hoopla we read but there are some people who really do buy into it, literally and […]

The Saturday Weekly Review #17- All Mouth And No Trousers!

Behind Closed Doors With Mr.CBB It’s Saturday, so close the door and come on in, sit down, grab a cuppa tea, relax and hang out with me for a moment. No, nobody is going to massage your feet and take the tension from your shoulders and rub hot oils all over your body to take the worry from your mind here at CBB. To make up for the lack of spa like atmosphere at this moment If I can have your attention for 5 minutes I promise I will make you forget about all the crap you have to do this weekend. If not, go have a beer or cocktail with an olive and suck it up! It’s not every day on the blog I get a chance to kick back and wind down for a bit with everything that’s going on in my life. With a newish career, the blog and working hard to renovate around the house life can get a bit hectic for me. I haven’t even factored in the wife but she gets me when she wants so I try not to bundle her in with “stuff to do” list or I may find myself in a […]

Saturday Weekend Review #14- Credit Card Surcharges, Would You Pay Them?

  Paying to use our credit card each time we swiped it would certainly make the choice of not using it easy for us. A recent conversation with a local pizzeria owner we frequent shared with us that it does cost him money when customers use a credit card. If we ever order a pizza now we pay in cash because we kinda feel bad about it, but not sure if he meant to make us feel that way or we feel sorry for him. He does make a good pizza for a reasonable price though. Canadian businesses are charged fees from 1.5 to more than 3%  of each purchase put on a MasterCard and Visa credit card. Best of it is, if you are using a premium credit card merchants have to pay more. The transaction charges imposed are per the anti-competitive rules set out by the competition bureau of Canada. Would you not say that this is just part of the cost of doing business?  We have seen signs at shops that say “Cash Only” or “Debit and Credit Card Machine” down in our days but tend to stay away. In Canada merchants can ask the customer to pay a surcharge […]

Easter Bunny Butter Shortbread Cookies With Lemon Drizzle

Easter Bunny Butter Shortbread Cookies

EASY EASTER SHORTBREAD   The best memories I have of baking especially at Easter is coming into the kitchen after school and smelling and seeing what my mom had baked. My favourite cookie that my mum would make is the butter shortbread cookie which I will share with you here today.These butter shortbread cookies are super easy to make and decorate and are far better to make homemade vs store-bought cookies. My mum used to make these amazing double shortbread cookies which are two pieces of shortbread loaded with jam in the middle and icing on top. We always used to fight over those when we were kids just because they were doubled up and stuffed cookies. After moving to Canada I had to get this shortbread recipe from mum so I could bake it with my kids, which is actually my grandma’s recipe. I love lemon and so does my family which is why I created this shortbread cookie with lemon drizzle. My youngest Rhia is the helper to decorate the cookies even though she eats more than the actual decorating. Of course there is always a fight to see who gets to finish off the lemon drizzle icing or to have […]

PF Reading List #13- Good Friday, Good Food and Meeting Gail Vaz-Oxlade

Today is Good Friday, a religious holiday for many Christians which is celebrated the Friday before Easter Sunday all around the world.  It’s a time to commemorate the crucifixion and death of Jesus Christ. Since we observe this holiday, along with an afternoon mass we will be serving this day as a day of fasting eating one full meal and 2 smaller meals which are normally light meals. Others will be celebrating Easter this weekend with family traditions and lots of  Easter Chocolate and egg hunts. Easy Good Friday Meals Tonight we will be making a meatless meal which will be a lightly fried fish served over lentils and rice a tradition we started last year and hope to continue each year. Another great meal that my friend Megan at Cooking Whim’s posted is a lentil Sheppard’s pie which is another easy frugal Good Friday meal to make for the family. I’ll be posting my version soon but check hers out it looks delicious! You could also go modern and try my meatless lentil Sloppy Joe recipe for some new and exciting at the table that the kids might just love. Come Easter Sunday if you want to hang out with your friends and […]

The A-Z Of Saving Money E-Book-A to Zero Excuses!

When Glen who blogs at Monster Piggy Bank emailed me about this new A-Z e-book project he wanted to start working on I thought it was a great idea. Glen had also asked me if I was interested in contributing to the e-book along with many other personal finance Bloggers and I was honoured that he had asked me. I had thought about writing an e-book last year but I was nowhere near that stage in my blogging hobby to even attempt that. I just knew that one day I might want to take everything that I have learned and put it into a book that everyone could easily read. At that point though I was still learning about blogging and networking with many Bloggers whom I consider good virtual friends today. I’m not kidding when I say I read over one hundred blog posts every week and can’t get over how friendly the personal finance Blogging community really is. Canadian Budget Binder When I started to brainstorm for Canadian Budget Binder I knew that I enjoyed talking about saving money and finance but I was far from a finance professional. I’m just a regular guy with a dirty little secret, I have a […]