PF Weekly Grab a Brew 31: I don’t care about debt…push!

I’m sure you know someone who is deep in debt and shrugs it off like it’s no big deal saying they don’t care about debt. Sometimes I wonder how someone gets to that point but from another perspective I can understand how overwhelming debt can be for some people, myself included. Every one in a while we need motivation in our lives, and I’m here to share some of mine with you. Yes, when I bought my first condo that amount of debt and unexpected bills were piling up even though some people would say a mortgage is not a bad debt it loomed over my head. I’s not near as bad as having thousands in consumer debt that you just can’t pay off no matter how you accumulated it. Some people are comfortable paying the minimum payments until the bitter end no matter how much they pay in interest. It’s easier to close our eyes than to take the steps to iron out the wrinkles. 12 per cent of them — said they are comfortable carrying the debt and don’t intend to pay it off. The CIBC telephone poll that I read said “14% of Canadians won’t pay off […]

December 2012 Canadian Budget Binder Budget Update

What happened in December in the CBB House?  Christmas and New Years have come and gone and now the bills are going to come piling in. Like many others December is a busy month for our budget although we do somewhat prepare for these expenses. We did go over in some categories like clothing for example where Mrs.CBB needed a new winter jacket and pair of winter boots. Both of which we were able to score for %50 off and they are a great quality product. Sometimes it’s worth waiting for those great boxing day sales in Canada. You can actually take that expense of $247.97 and double it and $495.94 would have been what we would have spent if not for the sales. Our gas was up slightly this month, not over budget but we spent more because we had to travel for the holidays. We also paid a bit more on the mortgage this month to make it an even $154,000 that is left to pay. Yes we have had the cash to pay that in full since last month. I’ll be talking more about this in the next little while. If you live in Ontario you know that […]

October 2012 Canadian Budget Binder Family Budget Update

What happened in October in the CBB House?  The Budget Saga, no, not the Twilight Saga continues here in the CBB home although I’ve been reminded Twilight Breaking Dawn part 2 comes out in theatres Nov 16,2012 and the red carpet premiere is Nov 12, 2012. I don’t know what it is about the ladies and Robert Pattinson but Mrs. CBB says he’s sexy but not as dreamy and sexy as me and my accent is just as drool worthy (ha, ya that’s what they want us to believe). I also think it’s a way to drag me to the movie release for a date night.. because she has free tickets and has made me watch every other Twilight Movie. That’s Ok, there’s give and take now because I have the remote control so she watches what I watch lol. Anyhow… enough Vampire talk… the budget saga continues in the CBB home as it should with any home as the budget can change at any moment so it’s important to keep on top of it. This month we see a change in our communications category although it’s no surprise really. Good News from Rogers Communications who says the CRTC LPIF FEE of 1.5% […]