This Independent Woman Doesn’t Care About A Man’s Money : The Saturday Weekend Review #195

IF YOU WANT TO MAKE IT IN THIS WORLD YOU FIRST HAVE TO FIND YOUR PATH UNASSISTED BY OTHERS WEALTH.   My wife and I were having this conversation the other day about someone we know who is beautiful, smart, successful and single. She confided in my wife that when she finds her true soul mate she will know, which is why she would never settle for the possibility of love. I can understand how she feels because we all want to get love right. Fair enough I thought because there are plenty of single women who don’t want to jump into a relationship with just anyone. It has to be the right moment, the right attitude, the right feeling, the right everything so that the pieces fall into place. What I didn’t know was that she had a past which was a dark time for her but now she’s living a new life. When I asked my wife why her friend seemed so strong with a “don’t come near me” type of aura about her I was expecting her response. She looked at me in the eyes and said that she was once in an abusive marriage where she […]

Why Live A Frugal Life If You’re Always Going To Be In Debt?

JOKES ABOUT BEING CHEAP AREN’T FUNNY TO MOST PEOPLE   I’ve never heard anyone say that they LOVE living a frugal life. Carrying debt is not something to take lightly so choosing to watch where the dollars go is better than the stress of  debt collectors calling. Nobody wants to struggle with their finances. Nobody wants to budget but many of us do it so we can make ends meet and save for the future. We do what we believe we must do to get ahead, but not everyone thinks this way. Anyone that can add and subtract should realize that if you continue to spend money that debt will mount, especially if it’s not being paid in full every month. I’ve had the painful luxury of listening to a conversation between two guys who said there’s no point saving money because we’re all going to die before we can spend it. I’ve also been in the middle of a conversation where an acquaintance was saying to his wife that he doesn’t care about debt because he will never pay it off before he dies. I’ve come to the conclusion that some people are clairvoyant and can see into the […]

Mr.CBB’s Tomato Minestrone Soup Recipe

When the colder weather approaches soups, stews and chili are on the menu more often than not. In Mr.CBB’s Kitchen this week I have participated in the British Columbia Welfare Food Challenge by raise the rates. With this challenge you start with an empty pantry and you spend only $26 at the grocery store on foods you will eat all week. The purpose of the challenge is to get a better understanding about how challenging it can be to live on $109 a month for groceries given to welfare recipients. You can read about my journey along the way in The Grocery Game Challenge posts and What I ate the first 2 days of the challenge. This quick homemade soup was created from my list of ingredients and I have to say it was absolutely amazing. So amazing that I couldn’t stop Mrs.CBB from stealing 3 bowls of the soup over the course of 3 days. This was such an easy minestrone soup to make. A large pot of soup is not only easy to make but it’s a cheap way to fill you up with some healthy good food. This pot of soup used almost all the ingredients I had in […]

Frugal Party Planning – Let’s Party!

By Sally Pyle (aka Frugal Sally) Frugal Party planning is easier than you think. I recently hosted a baby shower and I had to put my thinking cap on to make it a frugal baby shower and impress the guests. Some of the ideas I came up with can be used for just about any party or gathering such as a frugal back yard bbq, wedding, birthday, retirement or graduation party etc. Staying under budget all starts with the planning.  Below are some ways you can host a frugal party and not break the bank. Theme Having a colour and theme in mind will keep you focused and help you to brainstorm ideas. The theme for the baby shower was rubber duckies. You could even have a color theme, such as yellow and blue or pink and purple. The last wedding I helped with had a green and lavender theme and it was stunning. By having a theme it keeps your eye tuned to watching for ideas that have that theme. Making a list of items you need are also important so you are only purchasing the items you will use and not overspending on items you won’t use. Time If possible […]

Mr.CBB’s Creamy Garlic Hummus

  Hummus simply means “chickpeas” in Arabic. What I have created is an easy creamy garlic hummus recipe that anyone can make in minutes in a food processor for around $1.50. While shopping the other day we noticed the cost of this frugal dip coming in at a whopping $4.50 for a 500 g tub. You can find Tahini paste down the ethnic section at your local grocery shop for around $4-6 for a large container. Although this cost seems high for the paste it will last you for many recipes. The Tahini (sesame butter) is what turns this chickpea spread into a creamy delight and makes your taste buds tingle. If you are a hummus fan you must try this easy garlic hummus recipe before heading out to the grocery store to pay premium price for something you can easily make at home.  If you are a fan of roasted garlic you could easily substitute the fresh garlic in this simple hummus recipe for roasted garlic. Sometimes I even like to toss in some fresh basil from my garden to kick it up a notch in the flavour department. Roasted Garlic- Peel your garlic to expose the outer layer skin of the individual garlic cloves. […]

My Childhood Shaped My Financial Future

My childhood shaped my financial future after seeing my parents struggle to make ends meet for our family. I am now 27 years old with a young family (8 and a half month pregnant with a 29-year-old fiancée and a 1-year-old) and we are totally debt free! As most parents would do, mine never wanted to communicate their financial problems.  My mom always seemed to find a way to make everything into a game. She would always bake with us, turn her old clothes into costumes, make play dough, and cover the walls in newspaper and let us color in the pictures! I think when children are that young as long as you keep them busy in a creative way they don’t mind if it’s costing $100 or its free. On the flip side I remember my dad taking me to kindergarten on his old beat up motor bike that hardly ever started and yelling…hold on tight!  The reason was because our car was always broken down and my parents could not afford to fix it. Along with that I remember in my childhood my mom making it into a game when it would rain. She would have us run and […]

Mr.CBB’s Oatmeal Chocolate Chip Raisin Cowboy Quickies!

If you are in the mood for cookies, try my cowboy quickie cookies filled with oatmeal, chocolate and butterscotch chips and raisins. Seems like a lot but it’s worth every bite especially if chocolate goodness is what you are dreaming of for your sweet treat of the week. I woke up this morning went for a jog in the light rain then came home and felt like something… well, sweet! Since the Mrs. was still sleeping I decided to check our freezer inventory list to see if we still had chocolate chips. I wanted to make a signature cookie for Canadian Budget Binder sort of like the recipe mascot for the blog although it’s in a tight competition with my fudgy brownie recipe that’s loaded with chocolate and walnuts. I must admit I enjoy baking cookies and have done it since I was younger as we helped me mum in the kitchen. I was always wanting to learn from me mum and dad. I found it rewarding when I was able to help or replicate something that they had taught me.  This cookie I’m afraid is the works of my imagination and frankly it turned out pretty darn good. If you want […]

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