Daycare-You Are The Voice For Your Children

Daycare is not something Mrs.CBB and I are worried about at the moment but for those of you that are parents that might be a different story. You don’t really read up about kids when you don’t have kids, well at least I don’t unless it’s something that is brought to my attention. I tend to thrive on “How To” articles and DIY projects that I need to get done around the house because I enjoy learning about these topics. This post mostly comes after friends of our divulged how much they were paying out for their 1 year old child to go to a licensed daycare. They also told us how they struggled to find a spot and weren’t sure if they were going to be able to get their child into the daycare as they were put on a waiting list. I asked what other options they had and the first one was to bring their child to family. They chose the daycare for the day-to-day interaction so their child had the opportunity to interact with other children. Luckily for them a spot opened up. Are parents really in the dark though about who’s looking after their kids?Apparently […]

How I Turned My Passion and Skills Into Making Extra Money

  HARD WORK AND DEDICATION REALLY DO PAY OFF   My friends always ask me how I make extra money and I tell them I took what I do best and turned it into cash! Up until 4 years ago, working a full-time job was as easy as getting up, going to work, coming home and collecting my pay-check. Then I had my son, which made things a little more difficult, 19 months later my daughter joined our family, followed 4 months later by a divorce. Not so easy anymore……Many nights I laid awake thinking “how can I do this all on my own?” How can I make extra money so that the kids can do things like swimming lessons and soccer? I could not wrap my head around how I could go back to work full-time. I have over ten years experience in the landscaping industry, but now I have a life that makes that job impossible. I have always enjoyed working so I decided I would look for a part-time job instead.   Part-Time Job   I found the perfect part-time job while viewing an online posting board. No experience needed!! I got that job and for two years now […]

Why I’m A Stay At Home Parent And Our Budget Compromises

PARENTING MEANS MAKING DECISIONS THAT ARE FINANCIALLY AND EMOTIONALLY FITTING FOR THE ENTIRE FAMILY   Deciding to be a stay at home parent was very nerve-wracking process for my husband I but happy we took steps to understand it. Don’t for a second think that you are alone when trying to figure out if being a single-income family is right for you. There is no definite right or wrong answer but a couple of things you need to consider.   Lifestyle choice   Having a parent stay home full-time with the new little bundle(s) of joy is a lifestyle choice, some parents are quite happy putting their kids in daycare/in the care of family for work hours as soon as their parental leave is expired and that’s fine. Initially when I found out I was pregnant the first idea that we agreed on was that we wanted me to be a stay at home mom until our little guy was old enough to be in school part-time. And after throwing around various numbers, costs and logistics of getting to and from work/daycare, we discovered that financially it would work for us.   Money, money and more money!   Most of us are really not […]

Maternity and Parental Leave Part 1 – The Basics

Even if you have the easiest baby in the world, maternity or parental leave won’t be the blissful paradise you imagined if you’re constantly stressed about your reduction in income. In this two-part series I’ll outline how the benefits work, and how you can make them work for your budget. Maternity and Parental Leave Benefits in Canada Unless you work for a company that offers an income top up programs or paid maternity leave most parents on leave will only receive basic maternity benefits, which fall under Canada’s Employment Insurance program. While many people refer to the year a mother takes off after the birth or adoption of a child a maternity leave, it’s actually a combination of two leaves. The first leave is called maternity leave, and is only available to birth mothers and surrogate mothers for up to 15 weeks. After the 15 weeks, the leave is now called parental leave. This cheque can be collected by either the biological or adoptive parents for up to a maximum of 35 weeks.These benefits can be claimed by one parent or shared between the two partners, but cannot exceed a combined maximum of 35 weeks.   Parental leave benefits must be […]

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