How to tackle financial fears so you have no regrets

CONQUER YOUR FEARS TODAY   Some people have a fear of needles and others have a fear of driving but many people have financial fears and although it may not seem as dangerous it can turn someone’s life upside down. Have you ever wondered why a child might not have as much fear as an adult? It’s because they have a curiosity that we as adults should adopt in order to surpass what we fear the most, risk. Recently I took to my Facebook page to chat to my fans about financial fears. I wanted to know what their financial fears were so I could see just where people were at with-in my community of fans. Not everyone lives in a financial la la land but they do have fears and they are legitimate fears that are common to you and me. I was not shocked at the results even though I had just over 40 women comment and no men. I held a contest giving away a box of hair dye hence the abundance of women that commented but my intentions were not to write a blog post around the results. I had a coupon I wanted to see […]

grocery game monthly challenge

Do you blow your grocery budget if you rush? : The Grocery Game challenge #2 Mar 10-16, 2014

LET THE GROCERY GAME BEGIN   I guess only you can answer whether you bust your budget on groceries if you are in a rush. I can tell you what our answer to this question is but I’m betting every grocery shopping situation would be different. The key here is not so much the time it’s whether you are prepared the minute you walk through the doors at the grocery store. Alternatively I like to earn cash back on groceries meaning I like to use coupons and other means to trim the grocery budget like just recently learning about Checkout 51. Another way we save is by using our PC Points because saving money is important to us especially when it comes to groceries and other items that we can easily reduce on our own. Free money is good! You may find cash flows in as fast as it flows out if you aren’t watching where you money is being spent. Can you agree?   The grocery rush   Just the other week I watched a mother come zooming in to Wal-Mart with her child who immediately wanted to play on the money operated toys they have in the front […]

Child breaks the food rules of daycare: PF Weekly grab a brew #62

THERE ARE NO WARNINGS   Rules are rules and they are put in place for a reason. We have rules at work to follow and many have strict provisions due to health and safety reasons. When I read this article about a 2-year-old child that was suspended for 3 days from daycare for bringing in a cheese sandwich I knew it would cause online chaos. The child broke the rules and according to the daycare policy would be suspended. It is what it is. The Ottawa daycare says that parents sign a policy when they sign up at the daycare and it’s posted in French in regards to the policy on the front doors. Chaos in commenting was right because plenty of parents and those without kids had something to say about this suspension. I’m sure many more parents will chime in because it is a topic of concern and it should be.   Follow the rules   So, the rules of the daycare state “no outside food” is allowed inside the daycare. Best of it is, if your child brings in any food containing peanuts they will be expelled. Strict, you bet. The daycare provides everything needed for the […]

Why you should teach your children respect: The Saturday weekend review #61

THE PARENT LEADS THE WAY   Here we go again talking about kids again and this time about respect. It’s important for every parent or parent-to-be to read this. Are we raising a generation of “self- entitled, lazy, disrespectful brats” as one person commented on another article about disrespecting adults that gets me upset. Not all teenagers act this way but it’s true the bad situations stick out in our minds more than the pleasant one’s that hardly ever make headlines. If we give in to these children who always want and never work to earn what they want they will continue to use this behaviour in life because that’s what they believe works to get what they want. It becomes a form of manipulation that they end up mastering because you let them master it with you, the parent. If you don’t tell them it’s not right to tell an adult what they are going to do and not going to do they will continue to do so. Sure you will have people stare at you and wonder what’s wrong with your kid and why on earth are they talking back to adults in such a manner. Yes, they […]

Do you live in a financial independence la la land?

Do the math it works   A state of being out of touch with reality and in this case with money in debt…. yep that’s living in a financial independence la la land. You dream of retiring and doing anything your heart desires because you were smart with your money when you were younger but were you really? You don’t have to be married or in a relationship either to be a donut with your money. I don’t normally watch too much television but last night for the very first time we watched Money Moron staring Canadian financial guru Gail Vaz Oxlade. You either love her or you hate her because of her no-nonsense to the point approach with personal finance. I happen to think if you beat around the bush with finances you get nowhere. Sometimes it’s hard to hear the truth but if that’s what it takes to wake someone up from a financial independence la la land then so be it. It’s amazing how many people who want to retire early and think that the road to that money independence is easy peasy when in fact it takes lots of work. There’s more to the fat bank […]

Should your career choice be up to your parents?

WALK YOUR OWN PATH IN LIFE   When trying to pick a career choice for the rest of your life it’s not an easy task for someone who may still be a teenager and still in high school. The reality is that many people go on to change careers over the course of their life for many reasons. Does money and success buy you happiness? Sure, everyone wants that great career that pays out more money than the actual amount of effort put in. However, not everyone is built the same and one persons passion will be different from another. The work ethic, studying philosophy and creativeness begins at an early age, depending on what your child finds an interest in. I can quite easily say that there is also some inherent genetics that play a part as my own brain and interests are definitely similar to my fathers.   How to encourage your child   I can remember as a child growing up that my parents had obviously seen that I had an interest and certain developing skills that led them to encourage and pursue similar activities for me. They also bought toys and encouraged my interest in activities related to […]

grocery game monthly challenge

The Grocery Game Challenge Jan 13-19, 2014 #3: Supermarket abuse that costs money

YOU OPEN IT YOU BOUGHT IT   Although theft is one of the most costly forms of abuse in any retail store there are other more obvious things we see as consumers that make us shake our heads. I don’t know how many times I’ve been through a supermarket and wonder why some parents just let their kids run around the store. It’s nice to see when parents are teaching children about grocery shopping by educating them and having them help with the grocery list but another thing just to let them do what they please.   Supermarket abuse   I’ve literally seen children at the supermarket taking products off of the shelves and putting them in random spots. In one instance I saw a child open a chocolate bar and start eating it. I’m sure the child was in heaven but it doesn’t teach them right from wrong if we allow this behaviour. Once the mother noticed and stopped him she left the opened chocolate bar on the shelf and went along without saying a thing to the child. The proper thing to do would have been to take that chocolate bar and purchase it now that your child […]

Roasted Pumpkin and Red Lentil Soup

Create Pumpkin Recipes As Easy as 1 2 3 …..   I hope you are ready for my Roasted pumpkin and Red Lentil Soup because I can guarantee you that if you make this budget-friendly recipe you will want to make it every year. Although I’m biased it’s one of the best pumpkin soup recipes that I’ve ever tried before.   Easy soup recipe   You carve your pumpkin for Halloween or have a few sitting on your front porch for decoration and then what do you do with it? Most people throw their pumpkin away and waste all the beautiful flesh inside when you can easily turn that pumpkin into some amazing pumpkin recipes keeping your pumpkin in the kitchen and out of the compost heap. I know many people that buy soup in a can or a box but making soup is a fairly painless process especially a fresh pumpkin soup that will be bursting with flavour. Take a look all over the internet and you will find an easy soup recipe just like this one that you can test in your kitchen. Once you get used to making soup you will see how creative you start to […]

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