Budget-Friendly Christmas Decoration Ideas For The Home

christmas ball on a plate

Christmas ball on a plate

Budget friendly Christmas decorations can easily be accomplished with a little imagination when creating a holiday theme in your living space. One of the best parts of Christmas has to be walking into a festive and warmly decorated home. Along with a little music and the right lighting, the atmosphere is set to make this holiday season a memorable one.

The personalization behind homemade holiday displays provides a nice touch and eliminates the need to buy costly decorations. Be sure to borrow the following budget-friendly Christmas decorating ideas for your home.

Start At The Entrance

Christmas Door Wreath

Christmas Door Wreath

Since Christmas begins at the front door, here is a lovely entrance decoration that is easy to put together for next to nothing.

Collect some fragrant greenery such as holly, spruce, or eucalyptus and bundle it together with floral wire. Then tie a few ornaments onto a wooden floral pick, and push the pick tightly into the greenery boughs. Finish the arrangement with a satin ribbon, and hang it on the front door for a simple and elegant Christmas look.

Wine Bottle Candle Holders

wine bottle candleholders

wine bottle candle holders

Candle holders can be a great way to add a warm handmade glow to any household. Begin by removing all the labels from a few clean, empty wine bottles and then apply a band of silvery wrapping paper around the middle of the bottle. Finish them with a green ribbon tied into a bow and find a thin candle that will easily fit into the bottle’s mouth. It’s guaranteed to look Christmas-chic for the holidays.

Save Your Christmas Cards

Martha Stewart cards on mirror

Martha Stewart cards on mirror

Some Christmas cards are just too pretty to throw away. As you receive some each year, save your favorites and turn them into a homemade display.

Not only will the people who gave you the cards be happy to see you cherishing them, but they will also serve to bring up sweet memories. Christmas cards are one of the best and easy budget-friendly Christmas decoration ideas for any home.

Angels In Your Home

Paper Angels

Paper Angels

These lovely paper plate angels are easy to make using either paper plates or white card stock. Place them on mantles, or set the table with them during holiday dinners. For the later, you can even invite your guests to take them home after the meal.

Light Up The Wall

Christmas Light Wall Tree

Christmas Light Wall Tree

Perhaps you don’t have the extra space (or money) for a Christmas tree. With a strand of lights, you can still create the same effect on a blank wall.

Create the tree’s frame using adhesive hooks – four along the bottom and one at the top. Drape lights around these hooks to form the tree’s shape, and add a few elements like white felt stars to finish off the look. This Christmas decoration idea is especially ideal for a kid’s room as it lights up the place with minimal fuss.

What To Do With Leftover Wrapping Paper

Hanging Christmas Decoration

Hanging Christmas Decoration

It’s always a shame to throw out those little bits of beautiful wrapping paper left over after all the presents have been opened. To salvage the paper (and do the environment good by re-using it!), glue small circles to thicker pieces of card stock, then align and attach these circles onto a long section of string. Hang a few of these Christmas decorations alongside one another in front of a window or mirror for an inspiring look that is sure to grant you a couple of well-deserved compliments.

Presents On The Wall

Wall Present

Wall Present

Lastly, for anything hanging on your walls, such as a framed picture or a mirror, wrapping it like a Christmas present is also a neat way of decorating the house without breaking the bank.

What budget friendly Christmas Decorations have you made for your home?

Voucher Codes Canada

Guest Post By: Erin is a Canadian savvy shopper and blogger at vouchercodes.ca, an on-line savings community. She is always looking for the best deals available in Canada and for the latest tips on how to be more frugal.

It's Not About How Much Money You Make It's How You Spend It

Mr.CBB’s Quote

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Photo Credit: Ball on a plate Copyright (c) <a href=’http://www.123rf.com’>123RF Stock Photos</a>

 

The Grocery Game Challenge November 12-18,2012 Ho,Ho,Ho,Holiday Treats!

Christmas Holiday Shortbread Cookies

Did someone say Holiday Treats? Last week in The Grocery Game Challenge we talked about planning to bake for the holidays and what you needed to do. Now that the weather has changed some of our neighbours have flipped the switch on their Christmas lights and put out their holiday decorations. We woke up to see our skylight this morning covered in snow and like kids we both rushed to the front window to see what the night had brought for us. Sadly, it was a small dusting but clearly the snow is on its way. For some it is still very early and for others like us we like to get a jump-start into the festive season so we can be enjoying it with friends and family as the weeks slide on in and party invites start to come in. The festive spirit has already ignited as we spread some holiday cheer.

So we decided to make a few easy Christmas recipes in the upcoming weeks starting in December and I will post them every Sunday as a Holiday Treat Special. Every Sunday I post a recipe from Mr.CBB’s kitchen on the blog. It’ s the only time a week we talk food on the blog so it’s a fun time for us.

What holiday dessert recipes are we making you ask? I know I’ve kept you in suspense. Well, I can promise you it’s super easy, frugal and anyone can make them. The Christmas Balls recipes are easy enough that the kids can help roll the balls for you so they can participate in traditional family Christmas baking.

We also may try our hand at those cute Santa Hat Cupcakes that I posted the last week in the Grocery Game that I found on Pinterest. We are always searching for ideas for Christmas baking but Mrs. CBB has her nanny’s famous Christmas Recipes tucked away that she makes every year. They were so cute! OK,  I admit it I love sweets, in moderation of course. This is the plan below but as Mrs.CBB and I enjoy messing about in the kitchen (get your mind out of the gutter, only those with IKEA kitchens get it on…. (oddly enough we were there yesterday to pick out our kitchen… oh ya!)

Christmas Treats In The CBB Kitchen This Holiday Season……

  • Holiday Snow Balls (these melt in your mouth, hard to eat just one)
  • Spud (potato) Sugar Donuts – One of the best Christmas desserts I’ve had in a long time. Not too sweet, just perfect any time of day sweet or savoury.
  • Chocolate Peanut Butter Balls (if you like chocolate, peanut butter, cherries, dates and walnuts… look out for this explosion in your mouth)
  • Coconut Balls- chocolate goodness wrapped in coconut layered with cherries, graham crackers and more.
  • Cherry or Orange Biscotti-  I used to buy these in the tins at Tesco in the UK every year. I just enjoyed dipping these in my tea or coffee and now I make them.
  • Cowboy Quickies- Yup this can be a famous holiday cookie recipe for our   family one day.
  • Maybe… I might make a British Shortbread… not sure yet

The plan is to get all the ingredients as cheap as we can but buying quality products. Right now all we have left to buy is the orange for the biscotti as we have everything else. We tend to pick ingredients up throughout the last few months of the year for this baking fiesta! Cha Cha!

egg nog pie- Nestle Kitchens

OK, and this egg nog pie from Nestle Kitchens which I found on Pinterest is something that made me drool this morning.  This pie would be a perfect end to a Christmas dinner, don’t you think. I dunno about you but I think I might give this one a try! Nestle has some pretty amazing recipes. We love eggnog, spiked with some rum of course!

Photo Credit- Nestle Kitchens

Do you know what you are making for the holidays?

Some Store Acronyms I might  use:
  • No Frills= NF
  • Wal-mart=WM
  • Food Basics= FB
  • Shoppers Drug Mart= SDM

The Grocery Game Challenge Canada MVP

Get to know our Grocery Game players… do you want to join with us!! No problem, post your shop in the comment section of this post and you will see your name on the list next week!

Grocery Game Challenge Results

Total Grocery Budget for the Month for 2 Adults:$190.00 at $63.33 for 3 weeks of shopping with 1 No-Shop Week per month.

Freshco

  • 2 x Parmigiano Reggiano Cheese bricks- Sale $5.99-$0.75 printable coupon
  • 16 cans of Carnation Evaportated Milk Sale $1.25-$1.00 coupons
  • Total Coupons Used: $17.50
  • Total Out of Pocket- $14.48

Weekly Grocery Game Challenge Results for Mr. and Mrs. CBB

  • Total Grocery Budget for the Week: $63.33
  • Total Coupons Used this Week:$17.50
  • Total Scanning Code of Practice: $0
  • Total Spent This Week:$14.48
  • Total Spent So Far for November: $99.21+75.13+$14.48=$188.82
  • Total Over/Under spend this shop: $1.18
  • Total Over/Under spend for the month of November: $1.18
  • Total Left to Spend for the Month: $1.18
  • Total Coupons Used This Month : $45.33 + $10.00 Spending Card+$15.99+$17.50=$88.82

Overall: This month was a close one and there is still one week to go although it should be our no-spend week. I’m sure we can pull it off as we have so much food in this house. Sometimes people forget to try and make what they have work instead of piling more food into the home. We shy away from stockpiling food because it’s hard for us to eat it unless it’s something with a long expiry or no expiry. Oh and Vicky (grocery game player).. that Sriracha is so hot, I can’t begin to tell you how your mouth must be tough as nails to conquer that Asian Ketchup as you put it. Good stuff in little bits for me!

Enter Our Quickie Contest: Mrs. CBB and I cleaned out the coupon binder and found so many coupons we won’t use so we will be giving them away. Today all you have to do is Share this Facebook post that you will find on the Canadian Budget Binder Facebook wall, and comment with which cookie that we are making you think is my all time favourite. You can only chose once. When the contest closes all the fans that chose the correct Christmas Cookie will get entered to WIN this coupon package below. Contest is only open to Canadians. Contest Closes November 14 at noon, winner will be announced the same day on Facebook and in the comment section of this post. You must be a Fan of Canadian Budget Binder Facebook Fan Page to Enter and Win! This contest is sponsored by Canadian Budget Binder only.

Good Luck! -Mr.CBB

Quickie Contest Mr.CBB  Canadian Coupons November 13, 2012

Frequently Asked Questions 

  • Do I have to be Canadian to post my Grocery Shop?

No, you don’t have to be Canadian to post your shops only to win a monthly prize. We have a few posters from around the world.

  • When does the Grocery Game Close each month?

The Grocery Game Challenge Closes at Midnight of the last Sunday of the last post for the month. You can post your shops all month-long so if you miss a week you can go back and post so you still get your entry in the monthly contest.

  • Does Your Grocery Budget Include Health and Beauty and Laundry?

Yes our Grocery Budget includes such items as shampoo, conditioner, laundry soap, fabric softener, dish soap etc. We don’t mind stockpiling items that won’t be effected by expiry dates or have long expiry dates but not so much food any more. It’s just one way to help cut your budget to save money. We are currently well stocked with those products since we used coupons heavily the past couple of years. We haven’t really stocked up on much but we have taken every opportunity to purchase more paper towel, toilet paper, fabric softener and a host of other items that are an excellent price with coupon.

There are many places you can find Canadian Coupons whether it be in store or via the mail. I would suggest following an on-line coupon community or coupon Facebook page in your area.

Canadian Coupon Match-Ups- Match your coupons with flyer sales!

Here are your latest Coupon Match-ups  of the week from around Canada compliments of Save Big Live Better. Just one of my favourite Couponing sites for finding the hottest grocery deals in Canada!

Here are a few coupons we picked up while shopping this week.

It's Not About How Much Money You Make It's How You Spend It

Are you NEW to Canadian Budget Binder?

If you are new Start here!

Grocery Game Challenge Rules

Do you have a Question for Mr.CBB please click HERE to ask him!

You can Follow Canadian Budget Binder on Twitter HERE or Facebook HERE and Pinterest Here. 

You can also subscribe to Canadian Budget Binder so you don’t miss a blog post. Fill in your email address on the HOME page of the blog off to the left where it says “Subscribe Via Email”- No Spam, I promise!

Are you on Mr.CBB’s Blog Roll? Check HERE… if not and you want me to check out your blog and add you, come introduce yourself.

If you want to write a Guest Post for Canadian Budget Binder start here!

Photo Credit Cookies- Copyright (c) <a href=’http://www.123rf.com’>123RF Stock Photos</a>

The Grocery Game Challenge Nov 5-11, 2012- Holiday Baking Planning

Holiday Baking Cupcakes

Holiday Baking can see the Grocery Budget sky-rocket as prices for baking ingredients typically rise up for the Holiday Season. This potentially just adds more pressure to the grocery budget and why planning is important. Last weeks Grocery Game Challenge I brought up the topic of  Holiday Baking and how it could be a budget buster. We don’t bake as much as we used to as we found we had more hanging around than we were giving away each year. I don’t remember making any traditional British holiday recipes myself when I lived in the UK  I do remember each year my mum would make a lovely British Christmas Cake, comparable to a fruit cake. Mrs. CBB fell in love with this cake (probably because of all the nuts and alcohol in the cake). Now we have narrowed it down to a few Christmas Balls that we enjoy making and packaging for friends and bringing to gatherings.

What we like to do is shop ahead of the festivities so we are ahead of the game especially when work parties start in November for some folks. This year we took advantage of Bakers Chocolate Squares found at the Dollar store for only $2.00 which normally cost $3.99 at the grocery store. Best of it is, they are the same product. Another ingredient that shocks Mrs.CBB is the price of nuts. Nut prices jump in price from Oct- Jan and we almost question whether baking certain holiday recipes for Christmas is worth it. We sit down each year and make a list of Christmas recipes we will make and plan all the ingredients we will need. There’s nothing worse than having to run out in the middle of winter to get an ingredient.

Yesterday at Freshco they had 300 g bags of Walnut pieces on sale for $3.77 which was a great deal considering last year we paid around $12.99 a pound for these nuts. We picked up 3 bags or 900 grams worth for baking as it is a main ingredient in most of our easy Christmas Balls recipes.  Sometimes we venture off and make special holiday cookie recipes we find on-line or in a magazine where you can get great recipe ideas. You do the math and you can see how much cheaper it was to stock up now on walnuts instead of waiting until the prices hit the roof.  We also shop for butter a few months in advance and freeze it for baking Holiday recipes or Festive Christmas Cakes.

  • When do you shop for your Holiday Baking Ingredients?
  • What are some of the best holiday cookie recipes you have tried?
  • Do you have any traditional Christmas recipes for cookies?
  • Do you budget money for Holiday Baking?

So although we won’t start the Holiday baking bonanza just yet planning for festive baking is important especially if you don’t have separate budget for these expenses.

The Grocery Game Challenge Canada MVP

Lastly, I want to send out some CBB Love for those fans that have committed to playing The Grocery Game Challenge each week with me. What I have seen over the course of the year from all of you is that you share an inherent passion for sticking to your grocery budget. I have seen many of you make impressive improvements and I commend you. I hope that next year we can grow even bigger and encourage others not only from Canada but from around the world to post their grocery shop. So please join in and post your shop. If you have any questions, ask I’m always around. -Mr.CBB If  I missed you I apologize, just let me know and I’ll add you in!

Grocery Game Challenge Results

Total Grocery Budget for the Month for 2 Adults:$190.00 at $63.33 for 3 weeks of shopping with 1 No-Shop Week per month.

Some Store Acronyms I might  use:
  • No Frills= NF
  • Wal-mart=WM
  • Food Basics= FB
  • Shoppers Drug Mart= SDM

Food Basics

  • 1 x bag of mung beans Sale $2.49
  • Fresh Ginger $0.62
  • Purex Laundry Soap $2.97-$1.00
  • Dempsters Farmhouse Bread $2.99-FPC
  • 2 x Hellman’s Mayo- Sale $2.97-1.00
  • 4 x pomegranates reduced rack $1.99
  • 2 x bread sale $1.59

Total Out Of Pocket: $14.49

No Frills

  • 8 x cheese bars (found more coupons at FB) Sale $2.47- $0.75
  • 4 x Hellman’s Mayo Sale $2.97-$1.00

Total Out of Pocket-$21.64

Freshco

  • 4 x Ital Pasta Sale $0.77
  • 3 x California Walnuts 300 g $3.77
  • 5 x Limes Sale $0.20
  • Dates Sale $0.99
  • 6 x Nescafe Instant Coffee Sale $3.77

Total Out of Pocket- $39.00

Weekly Grocery Game Challenge Results for Mr. and Mrs. CBB

  • Total Grocery Budget for the Week: $63.33
  • Total Coupons Used this Week:$5.99+$10.00=$15.99
  • Total Scanning Code of Practice: $0
  • Total Spent This Week:$75.13
  • Total Spent So Far for November: $99.21+75.13=$174.34
  • Total Over/Under spend this shop: $11.80
  • Total Over/Under spend for the month of November: $15.66
  • Total Left to Spend for the Month: $15.66
  • Total Coupons Used This Month : $45.33 + $10.00 Spending Card+$15.99=$71.32

Overall: Well we have one shop left for the month and one no-shop week left for the month. We stocked up on cheese, mayo and coffee this week which will do us into Jan 2013 and then some. It should be interesting to see where we will spend our $15.66. Stay tuned!

Frequently Asked Questions 

  • Do I have to be Canadian to post my Grocery Shop?

No, you don’t have to be Canadian to post your shops only to win a monthly prize. We have a few posters from around the world.

  • When does the Grocery Game Close each month?

The Grocery Game Challenge Closes at Midnight of the last Sunday of the last post for the month. You can post your shops all month-long so if you miss a week you can go back and post so you still get your entry in the monthly contest.

  • Does Your Grocery Budget Include Health and Beauty and Laundry?

Yes our Grocery Budget includes such items as shampoo, conditioner, laundry soap, fabric softener, dish soap etc. We don’t mind stockpiling items that won’t be effected by expiry dates or have long expiry dates but not so much food any more. It’s just one way to help cut your budget to save money. We are currently well stocked with those products since we used coupons heavily the past couple of years. We haven’t really stocked up on much but we have taken every opportunity to purchase more paper towel, toilet paper, fabric softener and a host of other items that are an excellent price with coupon.

There are many places you can find Canadian Coupons whether it be in store or via the mail. I would suggest following an on-line coupon community or coupon Facebook page in your area.

Canadian Coupon Match-Ups- Match your coupons with flyer sales!

Here are your Coupon Match-ups for Nov 9-Nov 15, 2012 the week  from around Canada compliments of Save Big Live Better. Just one of my favourite Couponing sites for finding the hottest grocery deals in Canada!

Here are a few coupons we picked up while shopping this week.

Canadian Coupons November 2012

Are you NEW to Canadian Budget Binder?

If you are new Start here!

Grocery Game Challenge Rules

Do you have a Question for Mr.CBB please click HERE to ask him!

You can Follow Canadian Budget Binder on Twitter HERE or Facebook HERE and Pinterest Here. 

You can also subscribe to Canadian Budget Binder so you don’t miss a blog post. Fill in your email address on the HOME page of the blog off to the left where it says “Subscribe Via Email”- No Spam, I promise!

Are you on Mr.CBB’s Blog Roll? Check HERE… if not and you want me to check out your blog and add you, come introduce yourself.

If you want to write a Guest Post for Canadian Budget Binder start here!

Santa Cupcakes  Credit -Pinterest 

The Grocery Game Challenge October 1-7, 2012-Giving Thanks!

It’s October already can you believe it with Thanksgiving knocking on our door and the scary monsters are anticipating the fun of trick or treating. It’s that time when we give thanks for all the blessings in our life and appreciate this beautiful world we have been given to live in. Take the time to thank those that have helped you in any way even if it is opening a door or making you smile. The power of the spoken word can make someone’s day a little brighter, especially those that don’t hear it often enough.

The Grocery Game Challenge has been going on almost all year now and we are a few short months away from seeing how we made out for the year. Although I suggest checking in every few months to make sure you are on track for the most part if you stick to your budget you should hit the mark.

We are aiming to ramp up our goals for next year and make some new changes with our grocery budget. We hope the changes will allow us to better get a grip on our expenses. I’ve also updated the grocery game template that will help us keep our shops nice and tidy each week and easy to follow on the rules page. I will post it below, as one fan noted they couldn’t copy paste it and that was my fault as I posted it as a photo. You can add in what you like ie: Total SCOP, Total Discounts, etc. It’s up to you but it’s nice to see it all in one spot at the end of each fans shop.

Template: Copy paste this each week.

Name Your Store ie: Zehrs

List what you purchased and coupons used below it with bullet points.
Total Coupons Used: $
Total Out Of Pocket: $
Do the above for each receipt you have.
Weekly Grocery Game Challenge Results
Total Grocery Budget for the Month: $
Total Coupons Used this Week : $
Total Spent This Week:$
Total Spent So Far for September: $
Total Over/Under spend this shop: $ Let us know if it is over or under
Total Over/Under spend for the month of September: $
Total Left to Spend for the Month: $
Total Coupons Used This Month : $
Weekly Overview: Share your overall thoughts on your shop and what improvements you will need to make or any achievements you want to talk about.

We had a slow start to the month as our freezer is filled to the rim but we also had to take the time to go through it all. If you haven’t heard of the Canadian Food Inspection Beef Recall that’s been going on this past few weeks it’s important you do. Apparently there has been E Coli a potentially deadly bacteria found in beef products and they have shut down an Alberta plant XL Foods Manufacturing until further notice. There is a list of stores and a list of recalled products that potentially have the tainted meat and you are urged to read the list and go through your freezer to check the dates. This is another good reason to download my freezer inventory list so you have all this information at your finger tips.

As we know Halloween is creeping up and with that brings Mr.CBB back to the kitchen to whip up some scary sweet treats. Stick around to see what I come up with… subscribe to Canadian Budget Binder so you get all my scary emails this month sent right to your inbox. We enjoy Halloween but are also feeling the spending pressures of the Holiday season approaching so we are focusing on both scary little people, turkey and Christmas shopping. Now is a great time to start your shopping and saving money in your budget.

Christmas is one of the biggest reasons credit card debt grows exponentially simply because there is no planning for heightened expenses over the holidays. This is another reason why Canadians are in debt so we need to have a plan of action in place to stop this cycle of debt.

  • Do you budget for the holidays?
  • What do you do to lessen the expenses?

Finally, This month if I get 5 new grocery game challenger posters join I will draw an extra winner for the month of October. I’d like to see that the people who do post their shops do it because they “want” to save money in the budget and that my prize is just that a perk.

I would like to  see Canadian Budget Binder Fans around the world post their shops….

  1. To save money in the grocery budget.
  2. To hold themselves accountable for their shopping.
  3. To motivate not only themselves but others.
  4. To make like-minded friends who also post their shops.
  5. To understand where their money is going when grocery shopping.
  6. To think of other ways to save money in the budget.
  7. To spend some time in the kitchen exploring new recipes.
  8. To help with meal planning.
  9. To encourage other Canadians to join the Grocery Game Challenge Movement.
  10. To promote saving money wherever possible and make it a life-style change not something you feel you have to do, but something you should do.

What are your reasons for joining the Grocery Game Challenge?

Frequently Asked Question: Do I have to be Canadian to post my Grocery Shop? No, you don’t have to be Canadian to post your shops only to win a monthly prize. We have a few posters from around the world.

What are you waiting for? Join in and Save!

September Grocery Game Challenge Winner is…………… #10 shop belonging to Wingsze Blake. Congratulations WING and Congratulations to all of you who posted your shop, we are all winners… saving money is a big Win! So pat yourselves on the shoulder for investing in your finances and posting your shop. The biggest win of all. 

Coupon Match-Ups

Here are your Coupon Match-ups for the week  October 5-11, 2012 from around Canada compliments of Save Big Live Better. Just one of my favourite Couponing sites for finding the hottest grocery deals in Canada! Check it out!

Wal-Mart

  • 1x bag of carrots Sale $1.00
  • 1x bag of yellow onions Sale $1.00
  • 1x Rutabaga $1.91
  • 2x 1L Neilson Cream Sale $2.00 Each
  • 2x Black Diamond Cheese Bar 500g Sale $3.77-$1.00 coupon wub 2
  • 2x broccoli PM No Frills Sale $0.77
  • 2x Eggs Sale PM Freshco $1.67-$1.00 wub 2
  • 1x Spray Deodorant $3.28 was on sale came up reg price so I had them apply the Scanning Code of Practice (SCOP) so it was – FREE!
  • Total Coupons Used: $2.00
  • Total SCOP: $3.28
  • Total Out Of Pocket: $18.33

Shoppers Drug Mart

  • 2x Royale Bathroom Tissue Double Rolls Sale $3.99-$1.00 go-coupon
  • Total Coupons Used: $2.00
  • Total Out Of Pocket: $7.02

Weekly Grocery Game Challenge Results for Mr. and Mrs. CBB

  • Total Grocery Budget for the Month of October: $190.00 or $63.33 per week for 3 weeks a month with one no-shop week.
  • Total Coupons Used this Week : $4.00
  • Total SCOP this week : $3.28
  • Total Spent This Week:$25.35
  • Total Spent So Far for October: $25.35
  • Total Over/Under spend this shop: $37.98
  • Total Over/Under spend for October: $37.98
  • Total Left to Spend for October: $164.65
  • Total Coupons Used In October : $4.00

Weekly Overview: We didn’t need too much this week so we have used up some of what we have in the house instead of piling on more. We’re hoping to set some new goals next year where if we overspend one month we make it up the next. I got this idea by another Grocery Game Poster, Mary who does this and it makes sense. If we have a yearly goal of $190 x 12= $2280 for example we need to stick to it even if that means we cut back the next month if we went over budget. The money has to come from somewhere so if it’s not budgeted in you need to make up for it. Don’t forget when making your grocery budget for all the birthday parties you might have to plan, holiday dinners etc. It’s better to estimate something than nothing at all. If you don’t use it then that’s extra money in your pocket. Smart! Thanks Mary.

Finally, I want to Thank everyone who has participated, mentioned, tweeted whatever you have done to get the word out about Canadian Budget Binder and  The Grocery Game Challenge. It’s because of all of your support I continue to turn on my computer and log in to this blog and to my social media outlets each and every day, so Thank-You. Happy Thanksgiving to All my Fans! -

XoXo Mr.CBB

Are you NEW to Canadian Budget Binder?

If you are new Start here!

Do you have a Question for Mr.CBB please click HERE to ask him!

You can Follow Canadian Budget Binder on Twitter HERE or Facebook HERE and Pinterest Here. 

You can also subscribe to Canadian Budget Binder so you don’t miss a blog post. Fill in your email address on the HOME page of the blog off to the left where it says “Subscribe Via Email”- No Spam, I promise!

Are you on Mr.CBB’s Blog Roll? Check HERE… if not and you want me to check out your blog and add you, come introduce yourself.

Photo Credit: Copyright (c) <a href=’http://www.123rf.com’>123RF Stock Photos</a>

Mr.CBB’s Weekly Blog Post Picks July 27,2012

It’s Friday, time for Weekly Blog Post picks and that also means another week has come and gone for us. As the month draws to a close reflecting on the past days has made me realize how busy we get this time of year. July has been filled with lots of working days, mainly in and around the house and the garden for me. I know this time of year most people tend to be outdoors and super busy with summer family outings.

This week I want to send a special Thank-You to all the blogs that take a minute out of their day to read my blog posts and link up to them. I take notice and am honoured that you showcase something I or a guest has poured their heart and energy into writing for every one of the fans.

Taking a step out of the norm can be difficult especially when numbers mean more than the reason the online journey began, but not so much for me.  I think reason first, no sense trying to push the envelope over the cliff.

The other day I had contacted a blog owner and asked them if they would be interested in writing a guest post. I was impressed with her blogs overall strategy of teaching sustainability in everyday life. I knew my fans would learn something special from this writer especially us since we are trying to get back to basics in our own budget. The owner emailed me back thrilled at the opportunity but asked me why I would want a small blog with hardly any readers to write a guest post. My answer was simple, “what goes around comes around”.

On the flip side if a fan of mine has something important they want to share that would help other fans then I’m listening and they appreciate that opportunity. I can’t tell you the feeling I get when fans tell me that something I said has influenced them. Giving fans the opportunity to help others is paramount to Canadian Budget Binders overall goals and objectives.

There was a time when I had no readers and another blog owner took me under her wing. No one knew Mr.CBB let alone Canadian Budget Binder. I sat at my kitchen table with a piece of paper and a pen and brainstormed about blogging and what I wanted from a blog. Would readers actually want to know about our life and finances?

I still have that piece of paper in my binder today. I was not far off and you know,that mini-session of thoughts really did help me overcome the fear of what readers might want to know. Canadian Budget Binder is far from being a high traffic blog but I do realize that I at one point was at the starting line, waiting for the gun to sound… GO. No one was around to listen until Julia came into my life. Now we are sitting at almost 2000 Amazing Facebook Fans, over 300 Blog Subscribers, over 300 Twitter fans and just over 43,000 blog views in less than 6 months of starting this blog.

I will forever be grateful to Julia at Save Big Live Better for the help and dedication for getting me to the next level without even a whimper. She reminds me of the person I am, someone who is always willing to go the extra mile. I can’t tell you the silly amount of emails I sent her seeking assistance, likely in the hundreds. I keep them all so one day I can look back to read about how far we have come here and where we started.  I know now why Julia’s fans love her so much and this isn’t a plug for her, she doesn’t need that, they all know.

Sometimes we tend to put more emphasis on the big guys and forget about the small ones. I still remember the day The Brighter Life  linked to a Canadian Budget Binder Blog post titled “How much should my Grocery Budget Be” which was a guest post for us here as well from Aunt B on a Budget. I can’t tell you how thrilled we both were to have them take a moment to say, great post and share it with their fans.

When these little guys grow up to be “blogger-stars”  I hope they remember how Mr.CBB and others gave them a read, a link, a smile, a like,a share,a mention, a retweet or simply an introduction. I know that I would  give back to all of those that motivated or guided me if that happened to us.  So don’t forget the little guys on your rounds, you were once in their shoes and a smile, well I have lots of those to give so should you.  Keep Hope close to your dreams in all that you do.

So if you want a smile take one, I have plenty where these came from!

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What’s been happening at Canadian Budget Binder this week?

If you are wanting to learn more about Investing check out a NEW book called :

“The Beginner’s Guide To Saving and Investing In Canada” I hope one day to read or review this book for you as my goal is to learn more about Investing in Canada.

This book was written/edited by:

  1. Canadian Couch Potato
  2. Give Me Back My Five Bucks
  3. Retire Happy
  4. Million Dollar Journey
  5. Canadian Capitalist
  6. Life Insurance Canada

Mr.CBB’s Top Blog Post Picks of the Week- Lots of great posts from around the web are posted every Friday here on Canadian Budget Binder…

If you would like to submit a post for me to read and add to my Friday Weekly Blog picks email today at canadianbudgetbinder [at] yahoo [dot] ca

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