Homemade Chocolate Bars with Stevia (Sugar-Free, Low-Carb)

CHOCOLATE CANDY BARS ARE INEXPENSIVE TO MAKE AT HOME WITH THE ADDED BONUS OF INCLUDING YOUR FAVOURITE INGREDIENTS   I’m the kind of guy who doesn’t mind making homemade gifts for the people I love. So, I decided to make homemade low-carb chocolate bars as a surprise for Valentine’s Day to give to Mrs. CBB along with some not-so-crafty decorations that I’m sure she will laugh at. It’s the thought that counts, right? Homemade chocolate bars or other chocolate candies are not meant to look perfect because it is the imperfect that says, “I made this with Love” that matters most. What I love the best is the cost of making homemade chocolate bars vs. store-bought. Before we start this recipe for homemade sugar-free chocolate bars ….. I just want to point out that if you don’t care for sugar-free chocolate you can easily use regular chocolate chips  to make this recipe for homemade chocolate bars. Once you understand the basics of melting chocolate, own the proper tools and have the ingredients on-hand then you’ll be set to go.   Chocolate Bar Mould   To be honest if you don’t fancy the same chocolate bar mould that we use that […]

Santa, All I Want For Christmas From A to Z : The Saturday Weekend Review #246

NOT EVERYTHING FOR CHRISTMAS COMES WRAPPED IN A BOX   I often reflect on just how lucky I am to have such a wonderful family and know that I don’t need anything more but happiness in my life. Money is nice too BUT it won’t make or break what it is inside my heart. This has become my new rich and because of the way my financial mind has changed over the years no one can stop me from putting family first, not even money. I won’t make this a long post today because I realize most of you will be out doing some last-minute Christmas shopping, wrapping gifts, baking, drinking, partying and maybe even catching up on sleep.   Just more smiles   Funny how the mind of a child works. Perhaps adults could learn a thing or two about looking outside the box, literally. Yesterday as the doorbell rang and Mrs. CBB opened it to find more Amazon deliveries waiting to be brought in the house. If you’ve ordered from Amazon Canada you know that every box comes with the signature arrow from A to Z. Our son can’t understand why Amazon keeps sending us boxes of smiles. […]

grocery game monthly challenge

The Ultimate Guide Of Economical Christmas Drinks (Recipes) : The Grocery Game Challenge 2017 #2 Dec 11-17

DELICIOUS CHRISTMAS DRINKS FOR EVERYONE   Serving economical Christmas drinks during the holidays doesn’t mean they have to be non-alcoholic. You can offer an array of fancy frugal beverages to your guests by keeping it simple or jazzing them up with a shot of alcohol. Of course non-alcohol will always be cheaper than buying booze but if you want to offer drinks with a splash of buzz I have our top Christmas drinks picks for you. Recently I’ve had readers of this blog ask me if they should include Christmas drinks in their holiday budget planning and the answer is, yes. If it is money coming from your bank account you always include it in your budget. One problem that could arise is that hosting a Christmas party might be a last-minute arrangement. This means when you set your Christmas budget for the year you may or may not have considered hosting expenses. This is one of those cases of not being able to budget for all projected expenses. Related: The Ultimate Guide For Christmas Desserts When creating your yearly budget if you plan to factor in projected expenses for the what-if’s it could save you in the long run. […]

The Best Frosted Apple Cinnamon Rolls

A PLEASANT SURPRISE AWAITS YOU WITH THESE CINNAMON ROLLS WRAPPED IN WARM APPLES WITH A BLANKET OF GOLDEN ICING   It smells so good in here already don’t you think? Today’s Apple Cinnamon Rolls recipe is a family favourite around here during the Christmas holidays. What’s even better is when my sister-in-law said my apple cinnamon rolls are the best she has ever tasted and she is a pretty good baker herself! Compliments are always welcome. Birth of the Apple Cinnamon Rolls recipe   My apple cinnamon rolls started with a recipe that I found in a library cook book years ago and modified it to suit our family tastes. I remember the first time I made these apple cinnamon rolls because I had one lonely apple in the kitchen that needed using up. Sometimes good things come from just one inspiration such as an apple. Since apples and cinnamon are such a tasty pairing and quite common in many recipes, it seemed to be an easy step to add that one apple to my cinnamon rolls. A new family recipe was born, Apple Cinnamon Rolls! I have to admit some of the measurements are not very exact but I […]

Homeless Care Package Ideas To Spread Christmas Cheer : The Saturday Weekend Review #243

MAKE ‘GIVING’ A FAMILY TRADITION FOR YOUR CHRISTMAS HOLIDAYS   As the weather in Canada gets colder the need for more shelters, beds and warm clothing is dire for the homeless in every community. Creating a homeless care package is not only simple and relatively inexpensive but life-changing for someone who has no one to turn or talk to when their cries for help are silent. I know that many of you reading Canadian Budget Binder love to save money using coupons and other means to stockpile family product essentials so I’m reaching out to you. Even if you’ve never seen a homeless person I can guarantee you there are many living on the streets where you live. I’ve only lived in Canada for 11 years and I’ve seen my fair share of homeless hovering in corners around the streets of Toronto. Just this past week we had an old friend of ours pass away from cancer only to find out that two years ago she was homeless and living on the street. She did not reach out to anyone and no one knew the status of her world. Although that troubles us and in ways we feel guilty we […]

How To Change Christmas Traditions You Can’t Afford : The Saturday Weekend Review #202

LET GO OF THE OLD AND BRING IN THE NEW BY ACCEPTING CHANGE AND CREATING NEW HOLIDAY MEMORIES.   Christmas around the world is different for everyone and there are no set rules to say how much to spend on festivities. Many people like to keep Christmas traditions going once they’ve moved out, gotten married or have children but can’t afford it. These parents want their children to experience the same traditions as they did however if money is tight things may have to change. According to Mrs.CBB when she was younger it was difficult to see under the Christmas tree for all the gifts that were stacked around it. Christmas traditions in their house began with a huge holiday morning breakfast and hours of gift-giving and receiving followed by plenty of wrapping paper clean-up. It was fun times she says and lots of memories were made but Christmas Traditions like that are hard to hang on to once you have a family of your own. Where you may run into problems is when some of the family members agree to change and others are not so happy about it. At the time there were no set financial limits when […]

grocery game monthly challenge

Top 5 Christmas Cookies For The Budget Baker : The Grocery Game Challenge 2016 #4 Nov 29-Dec 4

Christmas Cookies Without The High Costs Start Now In Your Kitchen.   This time of year budget bakers are on the hunt for Christmas baking ideas that won’t cost them a fortune. Just because you have a tight budget doesn’t mean you can’t enjoy home-baked Christmas cookies. You don’t need to be a baker to make simple Christmas cookies that you can bring to a holiday cookie-exchange or to wrap up as gifts for friends and family. I’m betting if we did a count of hands here that most of us would love to receive homemade Christmas cookies over a boring gift that doesn’t suit them. Everyone loves Christmas cookies! Related: Holiday Baking On A Budget Some of the best Christmas cookies that I’ve ever had before came from our family kitchen and those of our relatives. I must admit my wife’s family is quite amazing when it comes to baking and the holidays. There is never a holiday that we don’t show up at the in-laws house without our Christmas cookies. My mother-in-law has a huge spread on the dining room table and her side table full of Christmas cookies, Christmas cakes, Panetone, Chocolates of all descriptions. Turtles comes […]

No-Bake Sugar-Free Peanut Butter Squares (Low-Carb)

A SUGAR-FREE DESSERT RECIPE FOR ALL OCCASIONS   Not everyone can enjoy sugar-laced treats especially when there is a holiday such as a Birthday, Christmas, Easter and even Valentine’s Day. There are however some amazing sugar-free peanut butter squares that I want to share with you today that I adapted from a recipe I found online. My wife no longer consumes sugar and with Valentine’s Day coming up I wanted to surprise her with something sweet that I knew she would love. She’s a peanut butter enthusiast even though I’m not the biggest fan I must say that these sugar-free peanut butter squares are pretty amazing. It’s important that you buy unsweetened, no-salt peanut butter for the recipe. Peanut butter traditionally has quite a bit of sugar so make sure you read the labels carefully. How much sugar is in peanut butter? Even though your sugar-free peanut butter is only crushed nuts you will still have 1 gram of natural sugar per tablespoon (15g) and 3 grams of carbohydrate. If you can buy organic peanut butter that is unsweetened and just crushed peanuts…even better. You’ll pay around $5-6 a jar. The coconut oil we use is Grace premium virgin coconut […]

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