How to become Financially Free in a How To World : March Net Worth Update (+1.46%)

HOW TO LOSE A GUY IN 10 DAYS…   Remember that movie? Even the relationship industry has poured their hearts out to those in need of motivation for years and making a mint from it. Why? The words How and To can be compared to gold because finding the answers to something you need or want is a relief, a big one. Becoming financially free was something I wanted from a young age even though I was still learning about what the heck it meant. All I knew is that if you needed something you had to have money to pay for it. I knew that you had to work to make money and that it wasn’t always easy to find a job unless you specialized in something that was needed. I ask myself, ‘How to’ do something when I don’t understand what I’m doing and Google it. I did lots of that when I was in University and I still do it today for just about anything I need clarification on. Is it all true what we read online? No, so before you rush out to make millions of dollars from licking envelopes be ready to embrace the good, […]

grocery game monthly challenge

4 Costly Kitchen Distractions To Avoid While Cooking : The Grocery Game Challenge 2016 #5 Oct 31-Nov 6

KITCHEN SAFETY AND EXPENSES BEGINS WITH LIMITING DISTRACTIONS   You might think what I’m about to say is NOT a big deal until something happens to you or even worse someone you love. Both mental and physical distractions while cooking can produce a ruined meal, injury, death or damage to your house or apartment. Don’t turn your kitchen into an episode of Kitchen Nightmares. It’s so easy to get caught up in everyday life that when we get home it’s tough to turn off from the work day. How we choose to try and do that may affect the way we prepare meals in the kitchen and potentially your wallet depending on the outcome. You or someone else could lose a life You or someone else could get injured You burn and ruin your meal You cause a fire What are distractions? Distractions are anything that takes your eyes and mind off the task(s) at hand. Related: Should I get tenants insurance? You may be one of those people who are able to multi-task and do it all but when I’m in the kitchen I like to think I’m on the job. Imagine you were a chef in a restaurant […]

Chunky chocolate chip walnut cookies

Homemade Cookies Baked With Love   You can’t go wrong with chocolate chip cookies with walnuts and a hot cup of tea. I’m a big fan of cookies so I tend to make them often over cakes since I’m the only one who eats them. That and cookies are dead easy to make and don’t cost as much as buying them from the bakery. You can’t compare homemade cookies to bagged cookies either. Growing up my mum made cookies (biscuits) often because she didn’t fancy buying them from the grocery store. My mum used to make cookie baskets for her friends when she went to visit for tea and that was her way of saying thanks for having her and dad over for a cuppa. Saying that I can tuck into a pack of McVities Milk Chocolate Hobnobs any day of the week… (sorry mum) but to buy them in Canada costs a mere fortune so I’ll have to wait until we go back to the UK so I can load up on some good eats. I joke with my sister that we are going to hang outin the grocery store just to pick out all the foods I miss […]

Homemade Olive Pita Bread

Making homemade olive pita bread is easier than you think and it won’t break the grocery budget. Even if you don’t like olives in your pita bread simply leave them out of the recipe. We’ve been buying pita bread lately to get away from traditional loaves of bread and it’s much more versatile for us as a couple. Although we normally buy it we wanted to try and make homemade pita bread to see if it was worth all the hoopla in the kitchen. It sure was, absolutely worth every penny and the time and effort to make it. This is now going to be a regular recipe in our home although I may modify the flour for my wife who would want a whole wheat pita. You can flavour your pita bread with olives, sun-dried tomatoes, basil, chives and parsley. You really can add any spices you like to this pita bread recipe to make it your own custom bread. For this recipe I used a white all-purpose flour although you don’t have to stick with white flour as there are other options. If you love pita bread and you can’t have white pita you can easily make a whole wheat […]

How Much Should My Grocery Budget Be?

SAVING MONEY WITH A BUDGET   Last week Mr.CBB asked me, “What do you think is a reasonable weekly grocery budget for 1 person in Canada?” The question got me thinking: You can’t define a single weekly grocery budget that will work for everyone because there are too many variables.   Determining your grocery budget   First and foremost, a budget is determined by income. Some people can afford to spend more on food than others. A Budget is also affected by food prices, which can vary depending upon your location. For example, because the weather is inhospitable to farming and the location remote, food will always cost more in the Yukon than it will in Ontario. Through need or preference, some people will have special dietary needs. If you need to buy special ingredients due to an allergy or illness, or if you choose to eat only organic foods, you can expect to pay a premium for shopping to accommodate those requirements.   How much effort are you willing to put in?   Grocery budgets are also affected by how much time and effort a person is willing to invest in food preparation and meal planning. When I’m not earning a pay-check we spend less money on […]

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