New Rules To Keep Your Financial Marriage Happy

NEW RULES MEAN CHANGE WHICH ALL COUPLES SHOULD EMBRACE   Marriage IS financial, marriage IS physical and marriage IS emotional and without a balance that kingdom will crumble and fast. Marriage issues typically arise for more than one reason but for Mrs. CBB and I we created new rules this year to build up instead of tear us down.   Be the contractor of your life together.   Some people might question why would have any marriage issues when we are debt free but remember, money doesn’t make people truly happy from the inside out. It’s easy to fake a happy relationship when money is priority with fancy cars and a frosting of glass that no one can see through, but the both of you. Let’s be realistic, NO marriage is perfect BUT if you choose not to work on it consistently then it will never flourish. On the day we got married we thought we knew everything there was to know about each other but 11 years later and we were dreadfully wrong. Just because you fall in love and spend time dating before you get hitched doesn’t mean you really know the person you are marrying. This could […]

Couple on the Debt Binge Train to rid of $40,000 : The Saturday Weekend Review #120

THE GIFT OF DEBT FREEDOM   I’m excited to share this amazing journey about a couple who are 18 months away from paying off $40,000 worth of consumer debt. Do you want to know how they are getting rid of their debt? It’s easy…they spend less than they earn and they are budgeting. I hope you weren’t expecting some wild formulas or the easy way out because there are none.   Couple tackling debt   Canadian Budget Binder fans Jen Peacock, 36 and Ken Blowes, 35  from Georgetown, Ontario shared their debt payback story with the world in a video at the The Globe and Mail online. I was humbled to hear how much I had influenced their budgeting journey but as you all know I worked pretty close with the Jen and Ken to help them along because I knew Jen was serious and needed the help. This is probably a Mother’s Day she won’t forget because it’s been an on-going battle with debt where they can now “finally see the light“. Since Jen first chatted with me at CBB she has written “Budgeting with Mr.CBB got us Back on Track” as well as their struggle with infertility. Jen […]

The costs of fertility treatments to create a miracle

A  STORY OF A COUPLES STRUGGLE   Fertility treatment centers across Canada are visited every day from couples who are struggling to conceive. Each week I find that someone is coming to the blog looking for answers on the costs of fertility treatments, ovulation tests, what infertility is, fertility calendars, fertility calculators and so on. The reality is there are not always any real answers and the doctors will put you through a series of tests and medications that will cost you out-of-pocket if you don’t have the benefits coverage to pay. Many couples will go into debt or use their life savings for an ounce of hope and stop at nothing from re-mortgaging their homes, borrowing money or using credit cards to fund fertility treatments. Sadly, not every treatment has a happy ending and costs can mount up month after month, year after year. If both your fallopian tubes are blocked In Vitro Fertilization (IVF) is not covered under OHIP but the province of Ontario will cover a portion of the costs of IVF but when they say a portion it’s a small portion. Update: Oct 1, 2015 If you are under the age of 43 treatment for IVF […]

Budgeting for Love on Valentines Day

Like most men, I wonder what I should plan special for my wife on Valentine’s Day. An automatic Day where love is in the air,  but seems like every other day to me. You ask any man and he is terrified about not doing enough for Valentine’s Day or getting the right gifts for her. He wants to make sure everything is perfect! I ask myself….. Do I love her more today than I did yesterday? Romantic Valentine’s Ideas come to mind but at what cost? Breakfast in Bed Candlelit Dinner Dozen Red Roses Box of the best Chocolates A beautiful card that says I love you! A date she will never forget Men save your dollars for today is the day, you WILL break the bank or potentially break her heart. According to Global TV News men spend an average $158 and women $75 on Valentine’s Day. Planing ahead and budgeting for these expenses are simple. Did you know that “Rose’s” are most expensive on Valentine’s Day than any other day of the year? Learn how to save money on Rose’s and why Red may not be your first pick. Whether you are dating or married you should budget in the “Love” if that’s the kind of  spender you are. […]

%d bloggers like this: