How a small town family saves money on groceries

small town grocery bananasSMALL TOWN SAVINGS

 

Today we have a guest post from a small town fan of Canadian Budget Binder who wants to share her insights into grocery shopping on a budget when your options are limited.

If you are a fan or a personal finance blogger and would like to share a story please read my guest post guidelines and contact me.

My name is Christine and I live in a small town in Ontario and have followed Mr CBB for quite a while now on the blog and participating in posting my grocery shops with his Grocery Game Challenge since Sept 2012.

 

Our grocery budget

 

I shop for my family of 4 which includes my two adult children, my husband and I. We also can’t forget our family pet fat cat Stuart who eats up a part of our grocery budget as well.

Our grocery budget is $650 per month so I have to make that money stretch and living in a small town can make that challenging for me.

I have tried very hard to keep things within my budget, not always successfully. It’s been a learning experience to say the least.

If you have been hesitating about posting your grocery shops because you think that you can’t save on groceries, think again. If I can do it …you can too.

 

Small town shopping

 

If you are thinking that the people that post their shops have all these stores to go to to help them save money but you are in a small town and just don’t have access to all those stores…..keep reading.

One of the things I have had to deal with in trying to keep the grocery budget in line is the fact that I live in a small town, roughly 6000 people. We have all of two grocery stores to choose from.

One our our small town gems is a grocery store called Foodland which is part of the Sobey’s chain. Another of the small town grocery stores that we have is a Your Independent Grocer, part of the Loblaw’s chain.

Foodland is right across the street from me so I can walk over and get what I need a great part of my small town life. This cuts down on time and petrol another factor to think about when planning my grocery list.

The Your Independent Grocer is out at the east end of our small town and I need to drive there. My options are limited to these two stores unless I go out of town.

This is not always an option depending on the weather, my husbands health on any given day and a lack of flyers for the out of town stores.

Most of the time I shop at Foodland which is available in most small towns. It’s convenient and believe it or not…cheaper than the Your Independent Grocer store another small town grocery store.

 

Product pricing

 

The fact above underscores one of the biggest issues if you want to save money on your groceries. You need to know your prices.

It doesn’t matter how many stores you go to you still need to know the prices for all those regular items we are always buying.

Because there are only the two options for my groceries I don’t price match in town although I do shop the sales and I coupon.

I use a grocery list every time! If you know the regular prices on those items you buy on a regular basis then you can tell when you look at the flyers if it’s a good sale price or a really good price or even a Good Price!!

Lets look at these items one at a time. Knowing your prices… I plan my stock ups by how good the price is. Foodland has the regular flyer deals but they also have price cuts that last 4-5 weeks at a stretch.

I believe Food Basics is doing this now too. It tends to not be that great a sale but every penny helps. If the price cut is on what is considered a basic item for my family I will try to pick up one or two items on price cut every time I go.

By the end of the price cut time I have a nice amount of product stocked in my pantry that I didn’t have to pay full price for! I do much the same thing for the weekly sales but, usually, on a smaller scale.

 

Coupon clipping

 

I also coupon but not to the extent that some people do but I do use them. I get the inserts that show up in our weekend papers and sometimes even manage to get more than one copy of an insert.

Those are red letter days. I look in the store while I’m shopping for the tear pad coupons too. The best source of coupons is online in my opinion.

Sites like Gocoupons.ca, Save.ca, Websaver.ca are great and they mail those coupons to you. They also have printable coupons. Other sources like Smartsource are printable.

There are also sites like Save Big Live Better, Mrs January and Coupon Christine that post deals and such you can take advantage of, and they post daily.

Lets not forget our own Mr CBB!

I always shop with a grocery list when I shop. There are lists online you can print off like Mr CBB’s Free Money Saving Tools.

I have my own way to list what I need to buy with prices listed right on my list and if I have a coupon to use for the product. Figure out what works best for you and then make sure you use that list.

Hopefully these ideas will help you save money on your groceries.

Posting on Mr CBB’s Grocery Game Challenge helps to see just what it is we are buying. Speaking for myself it does make me stop and think about what I am getting knowing that Mr CBB will see what I am purchasing.

Below is a sample shop from January that I posted in the Grocery Game. As you will see I came so close to making my grocery budget and without posting my shops I might not have been able to track my money so well.

Here we go!!! I made it into No Frills for a shop this week for a quick prowl around, but the rest was at Foodland.

Foodland, Jan 24

  • 2 tomato paste @.89- 1.78
  • 3 cans pasta sauce @1.25- 3.75
  • 3 cans tomato sauce @1.88-5.64
  • 1 bread crumbs- 1.99
  • 1 cider mix- 3.99
  • 1 jug water- 5.49
  • 2 eye of round roasts- 8.68+ 9.21, stockpile
  • Tax- .52
  • Total- $41.05, part was stockpile

 

No Frills, Jan 24

  • 1 yogurt- 5.97, 50% discount- 2.99
  • 1 box Bear Paws- 2.44
  • 3 bags frozen veggies @2.97- 8.91
  • 4 Hot Stuffs @1.00- 4.00
  • 2 4l milk @3.97- 7.94
  • 1 cranberry cocktail- 2.97
  • 1 large Royale TP- 7.97
  • 2 boxes 144 count Tetley tea bags @4.97- 9.94
  • 1 bagels- 1.97
  • 1 pork loin- 5.21
  • 2 packs X-lean ground beef- 9.48+9.92
  • bananas- .96
  • cole slaw- 1.27, 50% discount- .64
  • 3lbs carrots- 1.49
  • 2 Sensodyne toothpaste @3.97- 7.94
  • 2 Dove body wash @4.72- 9.44, $2.00 coupon
  • 1 Vasaline body lotion- 4.97, $2.50 coupon
  • Tax- 3.94
  • Total- $98.60, $4.50 coupons, $3.63 discounts

 

Foodland, Jan 30

  • 2 cans soup @ .79- 1.58
  • bananas- .30
  • 1 onions- 1.99
  • 2 boxes cereal @1.99- 3.98, reduced
  • 1 sweet and sour bbq sauce- 2.79
  • 1 doz eggs- 2.99
  • 1 apple juice- 3.29, 1.00 coupon
  • 1 cider mix- 3.99
  • Tax- .52
  • Total- $20.43, 1.00 coupon

 

  • Total budget for the month- $650.00
    Total coupons this week- $5.50
    Total discounts this week- $3.63
    Total spent this week- $151.99
    Total stockpile this week- $8.09, roast
    Total spent this month- $653.06+ $8.09 stockpile
    Total over/under for week- over $21.99
    Total over/under for month- over $3.06
    Left for month- $0.00
    Total coupons/discounts for month- $44.83
    Total carry over- $3.06
    Total YTD- $653.06, $25.00 stockpile

Final Thoughts on Grocery Shop:

So I finished the month over by a whole $3.06, on a 5 week month!!! So much better than last year!!! Last Jan. I was over by some $200.00!!!!

The roasts were a good deal as was the extra lean ground beef. The ground beef was broken up into a number of smaller meal size packs for the freezer.

The stockpile amount helped a lot. The coupons for NF were what I think as the cashier just rang it in as one big coupon for $4.50. The pork loin was a super good price!! $1.00 lb.

It was dollar days at No Frills. I won’t argue with those prices. I am pleased that this month went as well as it did. The first three weeks were low so that helped with the last two weeks when there was some stocking up done.

I have had to wrap my head around 4 and 5 week months as that was part of what messed with me last year. This time I was more aware. All in all a good start to the new year….

 

Grocery savings

 

We all have ways to save money on groceries and we all have to work with what is available to us, whether it is the amount we can afford to spend or the limitations we have in places to do the actual shopping.

Whats for dinner

Another way to save on your grocery bill is to join us every night for the What’s For Dinner post on Facebook at Canadian Budget Binder. The post runs from 5pm until 10pm 7 days a week.

We post what we are making for dinner that night and we share recipes and general chatter and have a lot of fun. All of us are generous with our recipe collections and if you need ideas on what to make your family we have ideas.

If you are wondering what is coming up on sale at your store, chances are someone can tell you as long as you ask.

If you bought something on sale and are wondering how to cook it, again just ask as we are a diverse group of fans on Canadian Budget Binder from an array of cultures.

We have recipes we can post for you and everyone else to try or you can check out the free recipes Mr.CBB posts from other food bloggers at The Free Recipe Depot on Facebook. Another great free source for recipes to help keep your budget in check.

Come join us in the Grocery Game Challenge!! We don’t judge but are there to help you any way we can. Even better, after you have your groceries, come join us on What’s For Dinner! Trust me…you won’t be sorry…….

I hope that if you live in a small town like I do you don’t let the small shops deter you from saving money in your grocery budget because it is possible, I’m proof of that. Planning is important so if you want to save the savings are there as long as you are willing to put in the effort.

-Christine

 

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Related posts:

The Grocery Game Challenge #2 May 13-19, 2013-Discount Days And Rewards Programs

 

Juanitas Grocery Game Challenge Discount Days May 13-19 2013

What would the grocery game challenge be without discussing discount days and rewards program perks to save money in the grocery budget? Essentially a discount day is a day or many days where a grocery store offers discounts to its customers and in some cases like Juanita’s, a further discount for holding a loyalty rewards card.

I was intrigued by the deep discounts some of the fans, especially Juanita who scored some great deals on groceries at Sobeys during a discount day that offered a %10 discount to all customers and a further %5 if you were a Club Sobeys member.

She may not have gotten everything free or a 98% savings but she saved a significant amount of money by planning this shop and the savings that came with it. I’m not too familiar with discount days at Sobeys as I don’t frequent that grocery store as it’s too far of a drive for us to the nearest shop.

I find it interesting to read all about the different discounts and savings programs all around the world, not just in Canada because pricing isn’t always the same. In many cases staple foods are not the same either so our diets differ and so does the grocery budget.

It was great when Pauline shared a bit about her life and grocery shopping in Guatemala  which we all really enjoyed. I hope other fans will come forward to share a bit about their grocery costs and experiences where they live.

I think that’s another reason Coupon Christine created her Coupon All-stars team because she knew that fans from around Canada might only want specific deals to their province.

Although we don’t shop at Sobeys we do shop at one of the other stores under their empire of names which you might be familiar with. It’s common to see this as Loblaws does the same with their President’s Choice stores like No Frills, RCSS and Zehrs just to name a few.

The only difference to me is the set-up (marketing), the environment and pricing of products. You may get more at one store than the other but you will pay a premium to shop in the luxury of fresh fruit bars, sushi bars, fresh hot foods, floral shops, In-Store Bakery and deli etc.

Grocery Store Empire
  • Sobey’s
  • Price Chopper
  • Food Land
  • Fresh Co
  • IGA
  • Thrifty Foods
  • Lawtons Drugs

Sobeys is one of the higher priced grocery shops but like any other has great flyer deals which can be further discounted with matching coupons and discount days like Juanita has taken advantage of.

I was more impressed with the fact that she was able to save so much money in one shop while utilizing all the ways to save money in her grocery budget. To top it off she received $20 in Sobeys points which makes the shop even more lucrative even for the frugal wagon-wheel shopper like me.

Grocery Store Rewards Programs

We don’t normally shop at the higher end grocery stores but if we can score some great discounts and match them up with Air Miles Rewards like at Metro you can count us in. At Sobeys you can sign-up for their Club Sobeys rewards points program which you can then transfer points to Esso Extra Points as well or simply apply for a BMO Club Sobeys MasterCard for even more rewards.

In Juanita’s case it was smart for her to have her Club Sobeys card so she could obtain the further %5 discount for discount days which she might have missed out on if she didn’t apply for it.

There is also the new smart rewards program at President’s choice with their new PC Plus program which I will be reviewing shortly as I personally signed up for this program. I would rather experience the program to give you the full effect rather than just telling you what it’s about since you can read all about it on their website. I do my best to review programs that I have participated in or if I know someone who has that can share their personal experience so we can all learn from each other.

In the end yes discount days and rewards savings all add up. It’s no different from those who enjoy getting Shoppers Optimum Points which is just another lucrative way to shop smart if you can cash in on the savings and points using coupons that are readily available otherwise it’s a pricier place to shop.

Like any other programs that are available whether it be through your credit card rewards programs or through a grocery store program it’s important to do your homework. Get the best rewards by spending a few minutes of your day reading the different deals available to consumers.

Price matching may very well put a bit of a dent in these programs since the shopper has the option to choose where they can price match and the rewards cards they want to use for the transaction. Many grocery stores have price matching such as Wal-mart, No Frills that I am aware of but not enough of them do. I think the stores that are smart enough to offer price matching are scooping up customers that would potentially go to shops that don’t price match.

Alternatively customers may be store loyal and use their rewards cards at the shop just to get the points. I know with our PC MasterCard we get points no matter where we shop and with the new program we can load offers on to our new PC Plus Program Card. If a shopper went to many grocery shops they could easily use a credit card with rewards to pick up extra reward points like I do with my Canadian Tire MasterCard or the wife with her President’s Choice MasterCard.

The above is far from an extensive lists of the grocery stores with rewards programs, discount days and price matching but I hope to put something together for all the fans. If you are interested in sharing your rewards program story and why you love it email and lets spread the word together! If you have a shop you want to brag about send me the photo and the shop breakdown and tell me why it was so awesome!

Grocery Game Challenge Discount Days Shop

Below Juanita shares her discount days shop with all of us and how it saved her $23.61 and she used $52.74 in coupons many of which were high value coupons or Free Product coupons to use them up and save the tax if any is applicable. I would imagine it’s a great time to pull out your free product coupons. If you have an amazing shop with photo you want to brag about email me today otherwise, post your shops each week and join us, it’s FREE to Join!

Juanita- This is my Discount Days Tuesday shop. This month was 15% off for Club Sobeys members when you spend $35 or more because Target down the street was opening the same day. There was also a wrap around flyer for my store only for spend $75 and receive 10x your base points, so I took advantage of that as well!

  • $22.99 3kg Frozen Chicken Breasts
  • $4.55 Whole Chicken- clearance
  • $6  Chicken Wings -clearance
  • $6.15  Chicken wings -clearance
  • $8.09-$5C&$2CO51  ML Prime Chicken Breasts -clearance
  • $10.99-$5C  Schneiders Naturals Burgers
  • $8.99-FPC  Schneiders Naturals Pepperettes
  • $4.79×2-bogoC  Grill’ems Smokies
  • $3.99-FPC   Naturals Turkey Deli Meat
  • $1.49-FPC  Dr. Oetker Pudding
  • $4.99  Iced tea  (with $10 in pizza coupons!)
  • $2.99 Lea Perkins Sauce
  • .50  Peach Crystals – clearance
  • $6.99-FPC  Jumbo Raisin Bran
  • $6.99-FPC Jumbo Vector
  • $1.95(5) Corn on the cob
  • $6.99×2-.75C x2  Black Diamond Cheese
  • $1.25×6-.75C x6  Barilla Pasta
  • $3.99×2-.75C x2 International Coffee Creamer
  • $4.99×2-$1C x2  Royale Toilet Paper
  • $2.89×2 dozen Eggs
  • $5.31  4L milk

$15.74 -10% Discount
$7.87 -5% Discount
$52.74 -Coupons used
$81.86 Total oop
Received $20 in club Sobeys points

Grocery Game Weeks for May

If you missed grocery game posts for this month just click on the links below and post your shops in the comment section.

Posts With Grocery Saving Tips

Free Money Saving Downloads just for YOU!!! Get organized with a freezer inventory, meal plan, shopping list, price comparison list and much more!!! Click, Save and Print.. It’s that easy~

What’s In MrCBB's Shopping Cart

Our Grocery Game Challenge Results #2 May

We chose to have this week as a no-shop week so there’s nothing in Mr.CBB’s Shopping Cart this week!!

Yearly Grocery Budget For 2 : $2819.38
  • Total Grocery Budget for the Month: $235.00 or $78.33 week with one no-shop week per month or $58.75 for 4 weeks per month. (During the months with 5 weeks we just make it work)
  • Total Budget For May: $72.26
  • Total Coupons Used this Week : $0
  • Total Discounts this Week: $0
  • Total Gift Cards Given Used this Week: $0
  • Total Rewards Points Used: $0
  • Stockpile Budget: $20.00 Used: $0
  • Total Spent This Week:$0
  • Total Spent So Far for (May): ($162.74)+($42.23)=$204.97
  • Total Over/Under spend this shop: $ N/A
  • Total Over/Under spend for the month of  (May): $N/A
  • Total Left to Spend for the Month: $30.03
  • Total Coupons Used This Month :$6.00+$0+
  • Total to Carry Over Next Month : ($ 162.74 has been carried over to May from April 2013)
  • Total Spent To Date This Year: $206.95 (Jan)+ $160.77 (Feb) + (March)$169.62 + (April)$397.74=$935.08
  • Rendezvous Account: $65.38 (this will be used for a date night or a summer holiday)

Weekly Overview: It’s been no secret that this month will be tough for us but if we want to stick to our yearly goal we have to make do with what we already have in our pantry. We are well stocked so fingers crossed that we make it until the end. The best we can do is try and if we go over than we work even harder the next month to make up for it.

How was your grocery shop this week?

Canadian Coupons Found This Week

Do you want to WIN these Canadian Coupons?

All you have to do is leave a comment here telling me how much your grocery budget is and how many it feeds and do you use rewards programs and which one is your favourite and why? 

That’s it!! Good Luck and please share the post on Facebook! Must be a fan of the blog and Facebook to enter and win and you must be Canadian as the coupons are for Canadian shops unless you are American and shop in Canada then by all means you can enter! Good Luck! Closes Thursday May 16 at noon EST!

Canadian Coupons Found Grocery Game Challenge May 13-19

Grocery Game Frequently Asked Questions

Grocery Game Challenge RULES….. Read the rules first and if you have any questions email me or comment on this post with your question and someone will answer you as soon as possible. 

  1. Do I have to be Canadian to post my Grocery Shop? No, you don’t have to be Canadian to post your shops only to win a monthly prize. We have a few players from around the world.
  2. When does the Grocery Game Close each month? The Grocery Game Challenge Closes at Midnight of the last Sunday of the last post for the month. You can post your shops all month-long.
  3. Does Your Grocery Budget Include Health and Beauty and Laundry? Yes our Grocery Budget includes such items as shampoo, conditioner, laundry soap, fabric softener, dish soap etc. We don’t mind stockpiling items that won’t be effected by expiry dates or have long expiry dates but not so much food any more. It’s just one way to help cut your budget to save money.
  4. Where can I find Canadian CouponsHere are your latest Coupon Match-ups  of the week including Checkout 51 from 25 Newspaper Inserts around Canada compliments of Save Big Live Better that you can use to help you save money in the Grocery Game Challenge.
  5. How Do I Know what stores accept coupons? You can find all your store coupon policies here. If you are not sure it’s always best to call the store and ask.
  6. How Do I Grocery Shop?- I can tell you about grocery shopping and what we do in terms of shopping to save money and how it works for us. There are no wrong or right answers, just smart choices. Over time you will gradually learn where you should and shouldn’t go in the grocery store or at least how to say no, I’m on a budget I don’t need to buy this or that. You may also substitute items in order to stick to your budget to make it work.

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Check Out Checkout 51: Technology and Coupons in Check!

checkout51 app

Checkout 51 mobile app, have you heard you can get Cash Back on every day items you buy at local retailers in your area?

Get in on the action and start saving money in your grocery budget with Checkout 51, the hottest cash back money-saving app around!

What is Checkout 51?

 

Based out of Toronto, Checkout 51 is a Canadian cash back program that allows shoppers the opportunity to save money on products they love.

It is FREE Apple IOS app that you download, then shop using the weekly Checkout 51 offer list, and finally upload a picture of your receipt to the app to earn cash back in your Checkout 51 account. EASY!

Android For Checkout 51  Is Finally Here!

NEW Update: April 18, 2013 -Download Checkout 51 Android App HERE or -Or search “Checkout 51″ in the Play Store

Yes, it is 2013! Technology for couponing and saving money in Canada just got exciting!

How To Use Checkout 51 with Coupons?

 

The BEST part about Checkout 51 is that you can use coupons to save even more on the offered products each week (offers run Thursday – Wednesday).

Checkout 51 lists approximately 10 – 15 offers a week (products and discount vary) that when combined with sales AND coupons at your favourite stores can save you tons of money each week.

Coupon Christine does weekly Checkout 51 ad match-ups for Ontario to get the biggest bang for your Checkout 51-buck! I love this program and have already received two cheques from Checkout 51 valued at over $50 total!

 

Who Can Use Checkout 51?

 

If you are a Canadian resident (excluding the province of Quebec) and you have an Iphone, Ipad or Ipod and are able to take clear photos of your receipts you can easily become a member of Checkout 51.

If you are an Android or other smartphone user, they are working hard to get you in on the action so hang tight!

Another great feature of Checkout 51 is it is set up to allow all members an equal sharing of the offers. You can choose to purchase all offers on the list, but you are limited to cash back on 1 product per Checkout 51 account.

 

How does Checkout 51 get paid?

 

Checkout 51 has made some amazing contacts that have agreed to release a limited amount of offers each week to its members. Once they reach the limit set out from the companies, they do not give any more refunds.

Great offers go fast like Heinz Ketchup, Huggies wipes and Coca-Cola offers, so shop early and submit your receipt to not be disappointed

Will we start to see Checkout 51 permit its members to buy more than 1 product? Time will tell: The team at Checkout 51 have a very close relationship to Coupon Christine and they tell her that the more Checkout 51 is used, the more exciting the offers will be”.

Coupons and technology, are we excited? Heck yes! If you are a Canadian couponer, you can relate to the ‘pain’ of non-scannable coupons, cashiers that read coupons over three times before accepting, and long line ups behind us at the checkout.

 

Couponing and Checkout 51

 

Is Checkout 51 paving the road for Canadian couponers? 

Will other online coupon distributors (Websaver.ca; Save.ca; Brandsaver.ca, GoCoupons.ca) see the benefits of moving away from the cost and time it takes to distribute; mail; and process returned coupons?

In an ideal “coupon world”, downloadable coupon app software would allow us to download the coupons we want, submit our receipts, and earn cash back in online accounts. No more clipping coupons and carrying around those heavy coupon binders.

It is definitely a win for the couponers, but also a huge score for companies looking to find out details on shopping habits. Who is shopping at which store, what time of day and what else they are buying.

Not to promote a “big brother world” for us to be leery of, but let us envision the personal gain from a couponers stand-point on saving time and money with ease of online applications.

Will companies lose those who are not technologically savvy? Will companies gain a new younger generation of money-savers?

Time will tell. Checkout 51 is the first of its kind in Canada to allow companies direct access to its customers via an app. Simply providing offers, companies and Checkout 51 can get instant access on how much of their product is being purchased across Canada. Pretty cool if you ask me!

 

How Do I Use Checkout 51- The Basics?

 

  1. Download the Checkout 51 app to your Apple IOS device (find Checkout 51 in the app store) NEW! Download to your Android!!
  2. Checkout 51 has a list of offers issued every week (offers are live Thursday – Wednesday).  
  3. You go to any retailer in Canada (excluding Quebec) and buy the offers on the list (you do not need to buy all of them, but you are limited to 1 product per Checkout 51 account). You must get the exact product listed.
  4. Upload a CLEAR and readable picture of the ENTIRE receipt in English and upload it to the iPhone app Checkout 51
  5. You get an email confirmation from Checkout 51 if the picture was clear and processed
  6. You check your account to make sure the $$ has been placed into your account
  7. Once you reach $20 you can request a cheque to get cash back (using your online account).

What do you think of this innovation in couponing and money-saving?

I personally think I am going to sit back, put my feet up and enjoy the Checkout 51 ride with a bowl full of Orville Redenbachers popcorn that I earned $2 cash back on!

If you haven’t signed up to Checkout 51 take a moment and set yourself up, become a member today. Download Checkout 51 from the app Store. Start saving your hard-earned money the easy way!

If you need more Help for Checkout 51 the website contains all the information you need or you can contact the Help Desk for Support.

Contribution Post By:  

Christine (aka Coupon Christine) is passionate about couponing and saving money. Coupon Christine started with just a few hundred fans in the spring of 2012 and she now has over 7500 fans on her Facebook page.

She is also the brains behind Coupon Allstars Canada. Coupon Christine has Bloggers that feature deals and coupon match-ups to their provinces like she does for her Ontario Fans.

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Photo Credit: Checkout 51

The Saturday Weekend Review #8 December

Saturday Week In Review Mr.CBB

 

Mr.CBB’s  Saturday Weekend Review

It’s Saturday and that means working late and sleeping in for me. The best part of waking up this morning was that last night I made Walnut and White Cheddar Biscuits a recipe from my mate Aunt B and they turned out amazing. The goal was to use them with my homemade Pulled Pork that I put in the crockpot this morning. Yep, the house smells.. well. porky!  I couldn’t take it any longer so I had to test a biscuit when I woke up this afternoon so I fried a couple eggs with a huge slice of ham and this is what it looked like…..

Ham and Egg On a Walnut White Cheddar Biscuit

Ham and Egg On a Walnut White Cheddar Biscuit

So keep an eye out in the upcoming weeks for my homemade pulled pork recipe on the blog tucked in between the cushions of this lovely biscuit! Ok now that we have the food out-of-the-way this week I did alot of Christmas baking as you know….

Mr.CBB's Peanut Butter Balls

Mr.CBB’s Peanut Butter Balls

I also went down to the Ministry of Transportation to pick up a $15 temporary sticker for our winter vehicle. On the way there some donut decides to run a red light and do a right hand turn as I’m going 80 up a highway (brilliant) hand on horn and Mrs. CBB could practically touch the car if she opened her window. Didn’t have a minute to live I guess. No accident thank goodness but if there was someone in my left lane things would not have had a happy ending I can assure you. (Anyhow…. while at the Ministry) Upon asking if there was a cheaper way to do this  to eliminate the cost of the temp sticker as we had to get an E-test first then come back and get the actual sticker.  She tells us, of course. Did you know that your E-test lasts for one year? Nope, I had no idea. We didn’t have all of this in the UK so it’s all new to me.  Now I know that I can get the E-test done before I park my vehicles that way I won’t have to waste $15 on a Temporary sticker (money grab ) just to drive the bloody thing to the garage to get an E-test (money grab) and back to the Ministry to get a sticker.  Everyone wants money…. and it’s only bound to get worse.

 

Financial News Mr.CBB

What’s Been Happening at Canadian Budget Binder

I’ve noticed a nice little spike in traffic for CBB so I’m hoping it’s only up from here. It’s great to have so many fans and Personal Finance and Foodie Bloggers that support CBB because you are all the reason CBB is gaining support amongst the fans and our peers. If you’re not a fan of Canadian Budget Binder on Facebook please head over and give us a LIKE. My goal is 3000 by the end of 2012 so I could use all the support to get me there!! *WINK* Don’t be afraid to come chat on my wall like John at Frugal Rules, Glenn at Monster Piggy Bank and others. My fans like to mingle with other Bloggers and that my friends is how we network!

Did I tell you how excited I am about……..

I know I’ve mentioned it before but I thought I should mention it again to keep everyone in the loop.  Canadian Budget Binder will be going through a facelift… Botox and all.. plump this site up, get it ready for some action. I’m just as excited as the fans are so keep an eye out in the upcoming weeks for this! It will also be our 1 year anniversary at the end of January so I’m looking to gather some neat prizes for the fans. Nothing big as I’m just starting out but just something to say thanks! If you want to add your name to the give-away list, contact me today!!!

I’ve also been collaborating with one of the top sites that I like to check out for finance news and more…. but that’s all I’m going to say. I’m happy to be teaming up with such a friendly bunch of people.

That’s all for now folks… carry on down this post .. you haven’t even gotten to the good stuff…. those search terms! 

-Mr.CBB

Canadian Budget Binder’s Weekly Post Recap

Guest Posts I Wrote:

Top Blog

This is where I will share the top website that sent me the most traffic for the week! The Top Blog To Drive Traffic To Canadian Budget Binder for this week goes to…  Modest Money who is coincidentally holding an amazing contest you might want to check out!! It’s a Cash Giveaway! Good Luck and thanks Jeremy for sharing CBB with your fans!

Weekly Top 2 Honourable Mentions

Top 5 Blog Commenter’s- Imagine that the same as last week!! Gotta love it when the fans take a minute to comment on your hard work. I sure know it makes me feel good when others read my work and have something to say about that is meaningful!

Blogs That Shared Us With Their Fans This Week!

I know many of my fans read this post as they tell me they wait for it each week. To all of my fans please check out these personal finance Bloggers below and follow them. I read their Blogs everyday and I know that you will benefit from them as well.  Come back each week as I will name other Blogs that I think you should follow!

Thanks to all the Bloggers that link up and share my posts and this is why I do my best to share your posts with my Fans via social media, so thanks! -Mr.CBB

(If I miss You..please let me know as I didn’t get the Ping and I will include your post next week as this runs Sat to Sat so if you linked me on Sat it will show up next week)

Carnival Mention

web search terms

What People Searched to Find Canadian Budget Binder on the Web

Search terms of the week are really a hoot! Here are a few of them for your viewing pleasure.  What are you saying about them? Any typos below are simply the person who searched who made the error or me ;-)

Top Pick- Can you pee on a dollar store pregnancy test?- Well I’m sure spitting on it won’t work. Read the instructions that always helps.

  • Babies room with five senses- Better than having six I’d imagine… 
  • Mrs. Fresh Twinki-  As opposed to Mrs. Day-old Twinki haha always like my Mrs. to be fresh..
  • Costco Welfare Diet- I did say buying in bulk would save money for those on welfare as they build their pantry.
  • Sexy and Intelligent Guy- Well you’ve come to the right place…  ok, tootin my own horn, hey nothing wrong with a bit of confidence!
  • Mess with My Family Quote- oh oh lol.. someone’s up the crapper
  • I need my ex back- I need a lot of things to but my ex ain’t one of them.
  • Lawn Darts For Babies- Now there’s a genius idea.
  • Bathtub of hummus-  Ya that’s where I want to dip my nachos..
  • Looking for Mr.Santa- Well mate, hate to break it to you, you’ll be waiting a long time, how about you go grab a $7 Starbucks coffee…
  • Ideas to Decorate Pasta Salad- What, like with a bow? lol…

It's Not About How Much Money You Make It's How You Spend It

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