Christmas Shopping: Online or In-store?

online-shopping

SHOPPING OPTIONS ARE ENDLESS THIS HOLIDAY SEASON Did you know there are only 40 shopping days left until Christmas? With Christmas being not too far away the rush to get one’s Christmas shopping finished begins. Whether you plan to pack your suitcase full of gifts and jet off on holidays to see the family or shop right at home you can easily access shopping at your fingertips without stepping  foot out the door. While some people prefer to shop only in stores there are many people who will choose to do the majority if not all of their shopping online. Tablets, smartphones and free wi-fi access offered in places like Tim Hortons and McDonald’s, have made online shopping even more convenient than just being able to shop from the comfort of your home. Though convenient, online shopping may not always be the best the choice when it comes to your finances and your Christmas budget.   Online shopping   Online shopping allows you to shop from the comfort of your home or really anywhere you are able to gain online access. Shopping online you avoid having to deal with overworked sales people, waiting in long lineups or having to drive […]

How living life on a budget didn’t deter us

piggy-bank-budget

NO ONE SAID LIFE WOULD BE EASY   If you truly knuckle down and want to succeed, living life on a budget doesn’t necessarily mean you have to miss out, be unfit and eat unhealthy. It just means you have to adjust your brains wants and needs by thinking of alternative and creative ways to live the good life. We’re going to go back to the basics.   Back to budget basics   The other days post took everything back to basics so I thought going back to the basics would be a theme for this post too. I’ve always talked about how to budget, research ideas and products, pay for things with cash, avoid debt, invest your money and save for the future. You’ve probably taken some things away with you and applied them to your life. Not all people can live on a budget for a long time, the problem is, they assume you have to go without and that’s boring. You may not be able to do absolutely everything you want but you don’t have to live in a cardboard box either, just be prepared to combine all the budgeting techniques and financial tools you’ve learned and apply them on a regular basis. Sure, […]

grocery game monthly challenge

The Grocery Game Challenge Nov 19-25-Black Friday and 35 Days Til Christmas

There’s only 35 days left until Christmas with Black Friday around the corner and Thanksgiving this Thursday in the USA for our American friends. That means it’s time to get the ball rolling so you don’t leave everything until the last minute including grocery shopping and baking. If you missed my Grocery Game Post from last week you will see all the holiday cookies we will be baking come the first week of December.  I will be posting these recipes every Sunday in December. This week we are staying away from the grocery stores as we have no money left in our grocery budget for the month. What we plan to do is eat what we already have in the pantry, freezer and refrigerator. I think we have more than enough food to pull off a week of no trips to the grocery store especially since today is already Tuesday. My advice would be to not look at the flyers if you really want to stick to your grocery budget or save some money extra each month so you can shop if they have super deals on so you can stockpile some items. We may do this for next year where we add […]

Make The Most Out Of Black Friday Deals Without Crossing the Border

With at least 18% of Canadians expected to cross the border to enjoy deals on Black Friday in the U.S., some might be wondering if it’s even possible to save money from within Canada? I’ve been blogging about shopping deals and frugal living in Canada for a few years now, and I wanted to share some of my best tips to get the most out of your Black Friday shopping in Canada. That’s right, there are some great discounts to enjoy on our side of the border too! Black Friday Deals in Canada Since the Canadian dollar is now on par with the U.S., many Canadians have picked up the habit of crossing the border to shop the Black Friday sales. Now, Canadian stores aren’t blind, they have taken note, so that more and more Canadian retail stores are also offering comparable deals on Black Friday to keep paying customers on Canadian soil. Shopping the Black Friday deals in Canada avoids the long waiting lines at customs and the crazy hordes in shopping centres while saving money on gas too. Some offers might not be as good as what’s on offer in the U.S. (it’s getting closer though). But you also need to take into consideration […]