grocery game monthly challenge

4 Costly Kitchen Distractions To Avoid While Cooking : The Grocery Game Challenge 2016 #5 Oct 31-Nov 6

KITCHEN SAFETY AND EXPENSES BEGINS WITH LIMITING DISTRACTIONS   You might think what I’m about to say is NOT a big deal until something happens to you or even worse someone you love. Both mental and physical distractions while cooking can produce a ruined meal, injury, death or damage to your house or apartment. Don’t turn your kitchen into an episode of Kitchen Nightmares. It’s so easy to get caught up in everyday life that when we get home it’s tough to turn off from the work day. How we choose to try and do that may affect the way we prepare meals in the kitchen and potentially your wallet depending on the outcome. You or someone else could lose a life You or someone else could get injured You burn and ruin your meal You cause a fire What are distractions? Distractions are anything that takes your eyes and mind off the task(s) at hand. Related: Should I get tenants insurance? You may be one of those people who are able to multi-task and do it all but when I’m in the kitchen I like to think I’m on the job. Imagine you were a chef in a restaurant […]

Your Will And The Legal Ramifications Of Death

HOW DEATH WILL AFFECT YOU   When a loved one dies, the grief that follows is often overwhelming and difficult to bear. I know this feeling all too well as my stepfather passed away in 2013 after a COPD diagnosis and several recurrences of cancer. If you’re a surviving spouse or a very close relative, the responsibility may fall on you to oversee the funeral arrangements and burial or cremation rites. During this time of mourning, it isn’t likely to be a forethought whether or not the deceased had a will, significant assets or debts. Settling an estate cannot be delayed for long however. Regardless of whether the deceased lived alone or had a surviving spouse, someone will need to assume the great task of sorting through the person’s financial life and personal belongings. This is in order to meet the law’s requirements on the settling of an estate.   Last will and testament   Upon the death of the individual, one of the first questions that needs to be asked is if the deceased had a valid last will and testament. In Canada, there are commonly three types of wills used.   Formal Will:  this is a typed document […]

Driving distractions and making your own rules of the road cost

NOT USING COMMON SENSE COSTS   Driving a vehicle takes skill and that’s why in Ontario a licence is not handed to you on a silver platter. If you factor in the cost of purchasing a car, obtaining auto insurance and licence plate stickers, just owning a vehicle can be expensive. Add in the cost of getting your driver’s licence, renewing it every five years, gas to be able to drive your vehicle as well repairs and regular maintenance and the cost of driving quickly goes up. So if owning and driving a car takes up a significant chunk of our budgets, why do some of us choose to make driving even more expensive than it already is? While these expensive choices eat away at our budgets they are often also unsafe.   Distracted driving   With the wide use of smart phones these days, distracted driving is most often referenced as ‘texting and driving’. Even though texting is what we most often hear about, it is not the only thing that classifies as distracted driving. Having two kids in the car can be a distraction I will admit, it’s hard to ignore. Sometimes they get upset because I can’t […]

Do you know the laws when travelling abroad? : PF Weekly Grab a brew #58

KNOW YOUR RIGHTS   Do you really read about the laws of the country you are about to visit when travelling abroad? Shaking your head no, don’t worry me neither. I’ve been to many countries around the world in the 30 odd years I’ve been around and Canada was the only place that I did. To be honest the laws of each destination that I visited weren’t something that crossed my mind although it really should have been. Before I became a permanent resident in Canada I did look into the laws of the road and driving and how I would be insured since I was visiting from abroad only because my wife had brought it to my attention. It’s important to know what your rights are and whether your insurance will cover you in the event of an accident but also what the laws of the country are involving certain situations such as the horror described below. I was disturbed to read an article earlier this week about Canadian Justine Davis from Toronto who was travelling through Cuba with her three-year old son. While on a rented scooter just before this past Christmas they were involved in an accident […]

The Saturday Weekend Review #41: Would you buy a house that has a spooky or illegal past?

Behind Closed Doors Lurks A Story You Might Want To Know You are looking for your dream home when you suddenly find it but then you also find out there is more to the home than meets the eye. Getting my daily dish of Yahoo this morning I was reading about whether Satanists decrease the value of a home. The article had me thinking about what other things might decrease the value of a home that was out of the ordinary and would I put an offer on a home of that calibre. I don’t suspect the property assessment with the Multiple Property Assessment Corporation (MPAC) would be affected as they value the homes that are comparable in the neighbourhood so we might not see any value decrease reflection documented when the paperwork arrives. Then again, what do I know? Whether it was a grow op house for sale, illegal activities, someone may have died or even worse was murdered inside of a house would you put an offer in on a house you fall in love with knowing this information? There was a time last year where a beautiful home sitting on a large property in our city was […]

The Loss Of A Dog, Euthanasia Costs and Dealing With Grief

Unconditional love. The loss of a dog, euthanasia and dealing with grief may well be part of owning a family pet. Thoughts of what to do when a dog passes away is not a subject that many pet owners tend to think about. As humans we do the same because we don’t tend to think of our own deaths and preparation of a will unit later in life if ever for some people. I’m not sure if we will ever own another pet when our beloved dog passes but we do know he’s had a great life and we love him very much. I would rather see our dog pass of old age in his sleep rather than pain and suffering. I still hold that close to my heart. When a pet dies, a part of the owner dies with the pet because there is a spot in our hearts that becomes the bonding of pet owner and pet. Writing this post is bringing a tear to my eye as good memories flashback in my head. I don’t care who you are you the last thing you want to think about as a pet owner is the death of a dog. All […]

The Cost of Smoking on your Health and Budget

There’s no surprise when hearing about deaths related to smoking or the various diseases caused by smoking but turn a blind eye. Is it really worth it to smoke? I’m sure you know the answer to this question but most smoker’s either choose to ignore it or struggle to give up this habit. Smoking is a harmful addiction, one that can cause your bank account to suffer and your loved one’s wishing there was something they could have done when you’re gone. As I lay here tonight and write this post I am thinking about tomorrow morning and what life will be like for us.  While watching Global Television a commercial appeared called driven to quit which is a challenge to motivate smokers to quit for the month of March. My wife is a huge Young and the Restless fan so everyday we were seeing this commercial Monday to Friday when something clicked. We both decided that it was time to stop letting cigarettes rule our lives as of January 30,2012. We both signed up for the challenge with the support of friends and family.  Quitting smoking for the month of March was far from our goal as we want to quit for […]

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