How To Break The Debt Cycle Once And For All

WOULDN’T IT BE NICE TO  WORRY LESS ABOUT MONEY?   Yesterday we make a trip to the Dollar Store to pick up some bits for an educational project I’m working on for our son. Outside on a bench sat a homeless man in his 30’s, scruffy looking but alert. He looked up at my wife as we walked by and asked if she had any spare change. She did and she smiled and without passing judgement or any hesitation handed him two Toonies. He smiled, thanked her and we went on our way. You obviously can’t do that for everyone but once in a while if you’ve got some spare change it may make a difference. Just behind us was another lady who he only looked up at when she was walking in. Her response, “No, get a job a$$hole and stop being lazy” and Mrs. CBB nearly hit the floor. She turned around and just stared into the woman’s eyes and walked away as you can’t fix stupid. The entire time we walked around the shop Mrs. CBB was thinking about him and decided to buy him a bag of chips and a bottle of pop. When we went […]

How To Live A Simple Life And Avoid Consumer Debt

YOU DON’T REALIZE THE POWER OF YOUR WORLD UNTIL YOU RELEASE THE CLUTTER AND INCREASE SAVINGS POWER   The other day Mrs. CBB and I were driving in the truck when all of a sudden she says to me, “I just want to live a simple life” which was surprising but given recent events in our lives, not really. After her father passed away it was constant trips to her parents house to sort out all of his stuff and boy did he have lots of stuff. It took us weeks of travel and hours of hard work just to get through what we did and we’re still not done. There wasn’t a time throughout the process that we didn’t complain about how much stuff there was and how we would never do this to our son. It was tough, we’ll admit it over and over again and I think it has taken its toll on us both. Over the last month we managed to take our entire 10-year-old living room set and binned it because it was that pleather material (fake leather) which was peeling and getting on our nerves. I had it in my mind to chop it […]

Bills Come First That’s How You Stay Out Of Debt : July 2018 Budget Update

BELIEVING YOU ARE FOREVER FINANCIALLY DOOMED IS YOUR EVIL   If you want to stay out of debt, pay your bills it’s as easy as that however for those of you who fall behind it becomes a game of catch-up. This is one of the deadliest financial games to be involved in because it can take months even years if at all to pay back money you owe for services you purchased or were provided with. Almost everyone plays the game because let’s be honest, we’re not all made of money. Unless you were born in a money pit you have to work for your cash and have bills like everyone else. This is what we call everyday-life and working for a living. I do it and it sucks (although I do love my job) but it has to be done or we suffer the consequences of falling behind with our bills, bill collectors calling and possibly bankruptcy. Not only that but factor in the mental and physical stress that comes along with financial struggles and you’ve got a hell of a mess happening. Money worries can take over your life fairly quickly. I also want to be clear that […]

Why Do You Care So Much About Your Neighbours Income Levels?

THE TALK OF THE NEIGHBOURHOOD WILL BE YOU AT SOME POINT AND HERE’S WHAT YOU SHOULD KNOW   A good conversation starter often begins with the weather but in neighborhoods the neighbours talk careers, income levels and the business of everyone around them. Does money really make you happy if you have more than your neighbour does? For some of you reading this, YES and others not so much. There is peace of mind for some people knowing the income levels of their neighbours and for others it’s simply a war on who earns more and who gets the upper-hand on conversations. Have you ever driven down the street making your way home only to notice a congregation of neighbours chatting away. What are they talking about? Probably other neighbours, real estate or general gossip. Perhaps they are just friends planning the next get together but I’ve yet to run into many of those neighbourly conversations. Making more money than your neighbour may make you feel like the happiest person on the block but why do we care so much? You might tell yourself that you don’t and perhaps that is the truth but how often have you wondered what […]

30-ish Adult Freeloader Moves In With Mom Full Of Excuses : Net Worth Update May 2018 +(1.53%)

GET YOUR HEAD OUT OF THE SAND FREELOADER THERE’S NO FREE RIDE   To The Parent(s) who won’t ask their adult child to pay rent when they move back home THIS post is for you. To The Adult child who moves back home with his/her parents and doesn’t think they need to pay rent, THIS POST IS REALLY FOR YOU. Wouldn’t it be nice…. Free Rent or No Mortgage Payments No Grocery expenses No Chores Sure, it would if you were rich but if you’re not wake the hell up and stop acting like a child. I don’t care what excuse you dish out there is no reason to NOT pay your parents any money when you move back home. Consider this- If they weren’t there you would have to pay a landlord, live on the streets or in a shelter. Perhaps doing that for a day or two might fire up the dead battery in your rear-end so you understand the difference between being a freeloader and being someone with no where left to go but outside. If you are the type of adult who thinks your parents should back you free for life you my friend are in […]

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