3 Money Smart Strategies We Applied In Our 30’s To Erase Debt

DO SOMETHING WITH YOUR MONEY THAT YOU NEVER THOUGHT POSSIBLE   It’s still hard to believe that we managed to become debt free including our mortgage before the age of 40. We credit our success by applying simple money smart strategies in our 30’s that got us over the hump. You don’t have to have a degree to become a money smart consumer especially when tackling debt is a matter of choice. You either do it, or you don’t but the end results will be in part the actions of your willingness to erase debt and get the hell out of the rat race. Did you know that Canadians are world leaders in debt. Not something to be proud of really. A report from the Organization for Economic Co-operation and Development (OECD) shows that Canadian households are among the most indebted in the world. In fact, Canada tops the list of countries surveyed.   Debt never sleeps   If you’re one of those people who can’t sleep because you’ve got debt on the brain, you’re not alone. Debt freedom opening hours are all day every day especially when you’re dealing with your financial future. You may sleep but your money […]

Our Canadian Home-Tips to Save for a mortgage Down Payment

A HOME IS A BIG INVESTMENT   Saving for a down payment on a home is probably one of the biggest goals many people set out to achieve when they want in on the real estate market. Are you thinking of making the move into home ownership? Deciding whether you should continue to rent or buy a home is a decision only you can make. People often ask me why I chose to buy a home so young when I was living in the UK. I decided to buy so young because my parents taught me the value of money early. I saved my money because I knew that I should be able to make more money over time if I invested it wisely. I also realized that I didn’t want to rent but that I’d rather own my piece of land in this world. I’m not going to lie and say it was easy as that’s simply not the truth. I worked hard and long hours to get me into the home ownership scene. I had no debt and paid cash for everything I needed. My wife was the same way growing up so we both had an understanding […]

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