Fixed Income Seniors Struggle To Learn How To Budget

DON’T LEAVE YOUR FINANCIAL DREAMS SCATTERED ON THE GROUND   Learning how to budget after never using one has caused two seniors we know anxiety over their financial future. If they could do it all over again they would change so much about the way they managed their money. They know they can’t turn back the clock and must face the reality of living on a fixed income with little to no retirement savings and lots of grandchildren. They are not alone as many Canadians on a fixed income struggle to make ends meet and must juggle their money to balance their budget, if they use one. Living on a fixed income is a big deal especially for seniors or individuals who rely on money from sources other than from an employer. Cost-of-living increases can cripple those who live on a fixed income especially if they have no other sources of extra money to take from. People are talking about finance and income so much these days particularly in Ontario because most people are struggling with soaring utility costs and high debt loads. Comparing a Hydro bill to a mortgage payment is not unusual for some homeowners these days. If […]

Spiced Apple Bread

SIMPLE QUICK BREAD   If you are looking for apple recipes you’ll want to add this spiced apple bread to the menu this week. Apples are everywhere in September especially at the farmers markets where you can buy bushels of them for a reasonable price. Also, with the Fall season around the corner apples are waiting to picked from the trees so now is a good time to harvest them. Now that the leaves are falling to the ground and seasons are changing this spiced apple bread is the perfect dessert. Quick breads have long been a favourite in many households not only because they are easy on the budget but they are fast to make. I’m a huge fan of apples and since I had a spare can of apple pie filling in my pantry I decided to create this spiced apple bread. Typically I would make my apple pie filling or apple sauce which you can do or you can use this shortcut that I’m taking to use up a pantry item so it doesn’t go to waste. If you don’t have apple pie filling in your cupboard like me you can easily substitute with a homemade spiced […]

Roasted Pumpkin and Red Lentil Soup

Create Pumpkin Recipes As Easy as 1 2 3 …..   I hope you are ready for my Roasted pumpkin and Red Lentil Soup because I can guarantee you that if you make this budget-friendly recipe you will want to make it every year. Although I’m biased it’s one of the best pumpkin soup recipes that I’ve ever tried before.   Easy soup recipe   You carve your pumpkin for Halloween or have a few sitting on your front porch for decoration and then what do you do with it? Most people throw their pumpkin away and waste all the beautiful flesh inside when you can easily turn that pumpkin into some amazing pumpkin recipes keeping your pumpkin in the kitchen and out of the compost heap. I know many people that buy soup in a can or a box but making soup is a fairly painless process especially a fresh pumpkin soup that will be bursting with flavour. Take a look all over the internet and you will find an easy soup recipe just like this one that you can test in your kitchen. Once you get used to making soup you will see how creative you start to […]

Mr.CBB’s Pumpkin Spice Pound Cake With Brown Butter Buttercream

Pumpkin was not something I grew up with in the UK as my mum never really served pumpkin pie or pumpkin anything for that matter. It wasn’t until I moved to Canada and my mother-in-law served me pumpkin cheesecake that I was first time I was introduced to the unique flavour in a dessert. Over the years I tasted pumpkin pie, pumpkin scones,pumpkin cookies, pumpkin cheesecake and pumpkin bars all of which tempted me to create my pumpkin spice pound cake recipe this Fall. When the leaves begin to fall and the colours turn there’s something special about the Fall scenery, big bright orange pumpkins and warm Fall spices fill the air. We not only decorate the front of our house with pumpkins and corn stalks we now aim to create our own tradition for the season using this gourd-like squash better known as winter squash. Today I present to you a recipe that I created using pumpkin purée and seasonal spices such as nutmeg, pumpkin spice, cinnamon and all-spice. I created a rich buttery homemade pumpkin spice pound cake and topped it with a brown butter pumpkin spice butter-cream. I made this in a tube pan as well as a muffin tin but you could also […]

Mr.CBB’s Creamy Apple Caramel Harvest Muffins

CARAMEL STUFFED APPLE MUFFINS AND A CUPPA TEA   Apples are in abundance during the Fall season in Ontario which means creating new recipes that will make everyone drool like these Apple Caramel Harvest Muffins. There is something nostalgic about the Fall and the smell of cinnamon, apples and nutmeg swimming in the air. Standing in the kitchen I can close my eyes and take a deep breath and it reminds me of when I was a child and my mother would bake on Sunday mornings. Mrs.CBB and I don’t typically buy baked goods at the shop because what we do like we make at home for a fraction of the cost most times. The best part is we know the ingredients we are putting inside and can control the amount we make. These apple caramel harvest muffins are not low-fat but has all-natural ingredients from your pantry and refrigerator. It’s a treat muffin that you would have once in a while and the best part is that it is homemade. So these apple caramel harvest muffins had no name as of yesterday so I took to my Facebook Fan Page and asked the fans to post a name for this […]

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