Your Texting Addiction Could Cost You Your Job : The Saturday Weekend Review : #162

LEAVE YOUR SMARTPHONE ALONE   Texting, hail to the new normal of our world where looking down is more important than life itself. Is texting making you less human? For many people the answer is yes because the smartphone addiction is a hard habit to break. Why oh why have we not learned that texting is an evil that can instantly cost you your life, someone else’s life or your job. Do you ever catch yourself saying this? It will never happen to me. I will never get caught. No one is watching. It was only a second. It takes only a second, to die or get injured. One second! You can never take that second back. As a new parent I’m skeptical to leave our son with anyone because these days I wonder what kind of care he would get. I’m sure I’ll get over it but any parent will tell you they worry about their child even when they are not with them. If you bring your child to daycare or any other activity that requires someone to watch your child you want to make sure they are 100% protected from harm. Accidents do happen but when they […]

When the sole provider of the house loses their job

BE ONE STEP AHEAD OF THE GAME   When you are the sole provider of the house and you lose your job you’re now faced with a bigger reality that I hope you are prepared for. I enjoy getting emails from my fans and just this weekend I received one that really was unique and it’s a situation many people fear. I’ve talked about strategies to survive unemployment, job loss and disability when it comes to work and covered everything from emotional well-being, budgeting to emergency savings. A Canadian Budget Binder fan sent me an email the other day telling me her husband who is the sole provider for the family lost his job. She was thankful that she was ahead with the bills and had some savings to get them by but she was not sure where to turn next. They are not Canadians rather live in the USA and so they both took on the only jobs they could find which are commission based. The reality is that no matter where you live this could happen to you. This could happen to a single person, or a single parent with only one income.   Losing your job   […]

Can you afford to take a full day off from work?

PAYING THE BILLS TAKES MONEY   In order to take a full day off from work for most people that means an entire day’s loss of income. That can be tough for any budget but there are times when it must be done. Unless your employer has provided you with stellar benefits or a contract that states your days off are paid sick days you might be shaking your head, no you can’t afford to take a full day off. You may say, yes you can afford to take a full day off because you have money saved up in the event that you need to take a day off and it won’t affect your budget too much. That’s great. Some employees are lucky they can carry over their sick days, bank them or get paid out for them but you must read the provisions of your contract with your employer to know what is covered. If you are not sure contact your human resources department or your benefits company for a more in-depth explanation. It’s better to know rather than to guess.   Full day off   Not everyone can afford to take a full day off from work […]