How a sale flyer can be confusing: The Grocery Game Challenge #2 Feb 10-16, 2014

flyer sales Canada DON’T RUSH YOUR MONEY

 

Reading through the sale flyer of each store is something I do each week in order to make a list of what we need to shop for.

I have probably told you over and over again how important a list is because without it I’d likely deviate and buy all sorts we probably didn’t need or could do without.

Saying that, there are times when a great deal is before you and you have to make that split second decision yes or no, like we did this week as you will read in our grocery shop. Making sure you have the funds in your budget is imperative though.

How many of you can relate? Probably lots but that’s not what I’m here to chat about today.

I always tell you to read your receipt before you leave the store just in case there is an error either made by the computer or the cashier which does happen.

I should also add to that to make sure you are not in a huge rush when shopping because that is when you make more errors or maybe miss an error.

We were in a rush and we mis-read or mis-understood is more likely a better choice of words how a sale flyer with limits work at Shoppers Drug Mart.

We all know mistakes happen but for some stores they have the scanning code of practice which you can read all about if you are not familiar and for others they don’t.

If you don’t catch a manual error you are out that cash depending on if it was in your favour or not but we should still be honest either way.

 

Sale flyer

 

My wife has to attend a family baby shower next month so we’ve watched for a baby sale flyer at Shoppers Drug Mart to see if we can match some great baby deals with our Shoppers Optimum Points coupons.

We have almost 400,000 Shoppers Optimum Points now over the past year so they send us all sorts of coupons for 20x the points, or get x amount of points if you spend x amount.

We like to use them only if we need to pick up items or if the math means it’s in our favour paired with a sale flyer. This was a great week to use our printable Shoppers Drug Mart 20x point coupon if you spent $50 because the sale flyer stated that Johnson’s Baby products were on sale for $2.99 Sunday and Monday with a limit of 4.

The rest of the week the baby products would be $3.99 with a limit of 4. There’s a catch though to this type of sale flyer ad. Maybe it’s obvious to some but for us, not so obvious.

At $3.99 that’s still a decent price after we compared prices at many other stores ranging from $5.99 and up. So we needed to spend $50 which was reasonable since we needed to pick up 2 bags of milk which would cost us just under $8.00.

Off to the baby section we went and it was great to see that there were so many products on sale for $2.99. It was like hitting the baby shower jackpot. We were going to pick up a nice basket at Value Village and some clear cellophane from the dollar store and jazz up the basket with bits and bobs for the mom to be for her baby.

While at Shoppers my wife left me in charge to pick out baby products and all she said was get one of everything that was on sale so we could hit the $50 mark. She ran off to the pharmacy to order a prescription she needed and to chat to her friend who was working who also gave her a bonus 3000 points coupon with the prescription beeper.

This was an unplanned shower so the expense is going under miscellaneous this month but none the less we needed to make a nice gift up. We went to check out and to be honest we were paying attention but the sales don’t factor in until then end on the new cash registers so nothing registered in our minds until after we left the store.

I read over the receipt and thought the flyer sale said that select Johnson’s baby products were on sale for $2.99 but for many of them we were charged $3.99.

I went back into the store with the Johnson’s baby products and I’m already dealing with a 3 day migraine and I’m almost late for an appointment with my real estate agent. We bought everything from baby shampoo, baby wash, baby powder, Vaseline etc. for $2.99, supposedly.

I talk to a cashier who said we weren’t the only ones who have noticed this but that just lately that Shoppers Drug Mart has been advertising products in the sale flyer with a limit although that limit may include the entire line of products even if they are all different.

He said we have to really watch the limits and what products the sale flyer describes otherwise after you reach the limit on any of the products you pay the next step price.

The confusing part if you are not aware is that it is the entire Johnson’s line of products that are on sale that you have a limit on, not just per product ie baby wash, baby shampoo or UPC code. I thought that was a bit odd since they were all different products but that’s what he says they do now.

So, even though each shelf price tag has the sale price and limit of 4 it’s not just for that one product the limit it’s for the entire line that’s on sale. We thought it was per product as the sales tag read, limit 4 which is what had us confused. I’m sure there must be an easier way to market the sale so it’s not so confusing to customers like us although we get it now.

If you are reading the flyer sales be warned that what you see in that little box may mean that there is a limit of 4 on all of those products not per product. If you read the shelf price it says the product name, the sale price and limit of 4 and that may mean more than just that product you are buying.

We don’t normally buy lots of products like this so it was a bit new to us and maybe for you seasoned Shoppers Drug Mart shoppers you caught on to this faster than we did and that’s great.

It’s no different from a multi-buy sale flyer and if you don’t buy the 2/$5.00 and only buy 1 you pay a regular price of let’s say, $3.99 if that’s what the flyer sale states. It’s so important to read and read that fine print just so you don’t get confused at the cash like we did.

If believed you were getting all those products for $2.99 and are someone who doesn’t read their receipts you likely just paid $1.00 more per product than you thought if you went over that 4 product limit.

Like I said, $3.99 is still a great deal so we didn’t bother returning the products. It’s just something to be aware of and I thought I would let you know how we handled it.

Have you ever paid more for a product because of a product limit on an entire line of different products and UPC’s or a multi-buy where you only purchased one item?

 

February grocery game challenge posts

 

If you missed any grocery game posts for the month I will post the line-up for the month each week here in this section for you.

 

Grocery saving tips

 

Click, Save and Print. It’s that easy!

Free Money Saving Downloads are awesome lists that were created to get us on track to work towards reaching our budgeting goals and now we are sharing them with you.

I hope you take the time to get back on track and start the saving process in your grocery budget today.

Get organized with a FREE freezer inventory, meal plan, shopping list, price comparison list and much more all for FREE. CLICK HERE to download all the free lists and even our family budget spreadsheet for FREE.

NEW!! You can now download the Canadian Budget Binder Budget Spreadsheet in Excel…… Grab it while you can… It’s FREE! We use it to budget.. check it out!

 

Ultimate grocery shopping guide

 

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Everything you want to know about grocery shopping in Canada is below with new information added monthly.

If you missed a Grocery Game Challenge post some of the most popular posts are listed below or you can now find the posts listed on their own page called The Ultimate Grocery Shopping Guide.

If you know a topic that should be discussed send me an email and let me know.

 

 

Food food and more food

 

shopping-cart

Wal-Mart

  • Premium plus crackers whole wheat $2.50
  • Split pea beans $2.76
  • Celery- $1.27
  • 4 x chunk light tuna $1.07
  • Tomatoes $1.77
  • 6 x Grapefruit  Sale $0.47 each $2.82
  • Mini Carrots Sale $2.00
  • Bag of coleslaw $1.47
  • Bag of yellow onions 3lb $1.00
  • Bag of carrots 3lb $1.00

Total out-of-pocket $ 21.87

Food Basics

  • Panko Bread Crumbs Sale $1.50
  • Bean Sprouts $1.50
  • Light Rye Bread Sale $1.99
  • Beef cubes $1.00
  • Red Peppers Sweet $1.87
  • Anjou pears $0.91
  • Bosc pears $1.12
  • 2 x White mushrooms 1lb Sale $1.97 each
  • Romaine hearts $1.97
  • Asparagus x2 bunches Sale $4.30
  • Red onions $1.97
  • 2 x Axe Body Spray minus coupon BOGO $4.47

Total out-of-pocket $28.71

Shoppers Drug Mart

  • 2 x 4 L Neilson Milk $7.94

Total out-of-pocket $7.94

Zehrs

  • President’s Choice fruit condiment $0.44 (blowout not on list…eesh)
  • Raspberry and Strawberry jam $0.97 (blowout not on list)
  • Green Giant green cut beans Sale $2.49
  • 2 x bags of shredded mozzarella with flax  Sale $2.99 (reg $8.99)
  • 2 x Dempsters whole grains bread $3.79-pink stickers $1.90 each
  • Pillers Knackwurst sausages Sale $2.99
  • Pillers Bratwurst sausages Sale $3.99

Total out-of-pocket $21.52

Grocery Game Challenge  Feb  2014 flyer sales

Yearly grocery budget for two: $2820

 

(The above total does not include the stockpile budget of $240 per year or $20 per month.)

  • Total Grocery Budget for the Month: $235.00 or $78.33 week with potentially one no-shop week per month or $58.75 for 4 weeks per month. (During the months with 5 weeks we just make it work)
  • Total Budget for February $235.00-$7.66 overpspend in January =$227.34
  • Total Coupons Used this Week : $4.94
  • Total Coupons Used to date: $21.25
  • Total Discounts this Week: $3.80
  • Total Discounts Used to date: $5.54
  • Total Gift Cards Used to date: $33.18
  • Total Rewards Points Used: $0
  • Total Rewards Points Used to date: $0
  • Stockpile Budget ($20.00): $0
  • Stockpile Budget Used to Date: $20.00
  • Total Spent This Week: $80.04
  • Total Spent So Far February: $7.66 over budget January+$25.97+$80.04
  • Total Over/Under spend this shop: $0
  • Total Over/Under spend for the month: $0
  • Total Left to Spend for the Month: $227.34-$25.97-$80.04=$121.33
  • Total to Carry Over Next Month: $0
  • Total Spent To Date This Year: Jan $242.66 (does not include stockpile budget)
  • Weekly Overview: Not too bad of a week as we found a few items on blow-out that weren’t on our list but the price was too good to pass up. Otherwise, a good shop for us.

 

Canadian Coupons Found

 

If you want to know the specifics of any of the following coupons as they are hard to read simply email me or leave a comment and I’ll let you know as soon as possible.

 

Canadian Coupons February 2014

Frequently Asked Questions

 

 

Read the rules first and if you have any questions email me or comment on this post with your question and someone will answer you as soon as possible.

 

  • Do I have to be Canadian to post my Grocery Shop?

 

No, you don’t have to be Canadian to post your shops only to win a monthly prize. We have fans who post their grocery shop who live all over the world.

 

  • When does the Grocery Game close each month?

 

The Grocery Game Challenge closes at midnight of the last Sunday of the last post for the month. You can post your shops all month-long.

 

  • Does your Grocery Budget include health and beauty and laundry products?

 

Yes our Grocery Budget includes such items as shampoo, conditioner, laundry soap, fabric softener, dish soap etc. We don’t mind stockpiling items that won’t be affected by expiry dates or have long expiry dates but not so much food any more. It’s just one way to help cut your budget to save money.

 

 

Here are your latest Coupon Match-ups of the week and your weekly Checkout 51 offers from 25 Newspaper Inserts around Canada compliments of Save Big Live Better that you can use to help you save money in the Grocery Game Challenge.

 

  • What is an FPC?

 

An FPC is a free product coupon which means you can get a free product as described on the coupon.

 

 

You can find all your store coupon policies here. If you are not sure it’s always best to call the store and ask.

 

 

I can tell you about grocery shopping and what we do in terms of shopping to save money and how it works for us. There are no wrong or right answers, just smart choices.

Over time you will gradually learn where you should and shouldn’t go in the grocery store or at least how to say no, I’m on a budget I need to buy this or that.

You may also substitute items in order to stick to your grocery budget to make it work. Nobody is perfect, heck we struggle with this part of our budget like many people do.

This is why the grocery game challenge was created to not only show you that we are like everyone else but to bring us all together to work as a team to get our budgets on track.

If you have just joined The Grocery Game Challenge 2014 get ready to dive deep into your grocery budget and learn just where you are spending, how much you are spending and what you are saving.

Feel free to read all the above posts that I linked to above which I feel are relevant to learning about the grocery budget and grocery shopping in general.

You’ve made a wise decision to take control of your grocery budget now show me your shops and let’s get saving!

Welcome to The Grocery Game Challenge Canada 2014!

-Mr.CBB

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Black Friday: Not just a one day sale anymore

Sears-Black-FridaySAVE NOW ON BLACK FRIDAY SPECIALS

 

No more crossing the border for Black Friday as the sales are set to begin on our home turf, many starting today or at the stroke of midnight.

If you are not sure what to expect for Black Friday 2013 which falls on Friday, November 29 this year get ready to save some serious cash if you know what you are looking for.

Black Friday is just about here and in some places the lines of people camping out in some cases for days at a time have already begun.

There are lots of great deals to be found on Black Friday, many of which are in limited quantities meaning a lot of people are hoping to get their hands on one and many who have been unable to in the past.

With Black Friday planned around the American Thanksgiving and originally being only an American sale day, Canadian retailers are trying their best to keep Canadians shopping for some exclusive Black Friday deals in Canada.

red-thursday-canadian-tireAs part of an attempt to keep more Canadians shopping at home instead of crossing over the border into the United States, many retailers are now offering, Pre-Black Friday sales.

Canadian Tire is advertising their first Red Thursday this year which some also call Black Thursday.

Though many people will still cross the border for what most would agree are still the better cheaper deals, Canadian retailers are certainly putting in a lot more effort this year with a lot more deals being offered and many having longer store hours.

 

Getting the heads up

 

Many retailers, big and small, send emails to customers who have signed up for their email subscription with the latest offers and promotions. If you have your favourite stores that you visit often going to their website and subscribing to their emails can be of great benefit to you.

With Black Friday coming up various companies offered a sneak preview of their flyer to their email subscribers. These emails regularly often include exclusive coupons and promo codes.

Personalized email offers are also becoming more common among retailers where they will track your purchases by your email address and offer deals exclusively to you based on your past purchases.

I do recommend that if you are going to subscribe to multiple companies that you make a separate email for this purpose as you may find your inbox will fill up quickly with these emails.

I am signed up with many retailers, do I read every single email? No, but if I am planning a shopping trip or need something in particular it is nice to be able to take a quick look at what deals are currently being offered.

 

Price Matching

 

Black-Friday-Canada-2013

Knowing a retailers price matching policy ahead of time and whether it applies to Black Friday will be something good to know. You can find an full list of store policies at Coupon Christine.

Certain stores such as Best Buy have advertised that their price matching policy will be taking a hiatus during their Black Friday sale, allowing no price matching to local competitors for any limited quantity Black Friday deal.

Walmart’s price matching policy hasn’t changed for Black Friday, though you may find some stores at their own discretion may choose not to allow price matching that day so don’t be surprised if you are refused. Having a copy of the policy in your hand though may help your case in getting them on your side.

 

Flyers App

 

In this day and age there is an app for everything it seems, including your weekly flyers. Reebee is a great app that is free to download and it loads current and upcoming flyers to your smart phone or tablet for easy and convenient viewing of multiple flyers available.

You are able to set what city you live in to obtain local flyers and can also change the city if you are shopping out-of-town and hoping to score some good sales.

Not only can this help in finding the best possible deals for Black Friday but can also be used in most stores to price match, given that the store offers price matching.

I often use Reebee to price match, it is a very handy app to have and a great paper saver with all your flyers being right at your fingertips.

A few things to remember when price matching

  • With the rare exception, price matching applies only to local competitors so even if you are using an app such as Reebee, a flyer from a store that is nowhere near the store you are shopping at it will not be accepted so don’t get your hopes up on price matching a sale offered in Toronto if you live in Niagara Falls.
  • Price matching applies only to identical products advertised that are in stock in the store, no substitutions allowed for a similar product. There is the exception with produce (product of USA versus product of Canada) sometimes though I’m sure bananas aren’t a big Black Friday item.
  • Some stores may want to confirm with the store that you are price matching to that they are out of stock, if the store advertising the sale has the item in stock you may be refused the price match as – technically you can just go there and buy it.

Walmart’s one hour in-stock guarantee will have a big part in a lot more people getting their hands on an awesome deal this year.

Creating a positive customer experience is something that is important to all retail stores, an unhappy customer who walks out that door may never come back and who knows how many other people will be told about their negative experience.

Stores want happy customers and we are starting to see more of these efforts applied to Black Friday sales.

 

The early bird gets the worm

 

The majority of stores will open earlier than normal so if you are hoping to score some good deals, shop early, plan ahead and if you are really eager to get a great deal camping out or lining up really early may be an option for you.

If you wait too long you may be out of luck, going into a store even a few hours after opening you risk the chance of the stores being sold out.

 

Resist the impulse buys

 

Black Friday is a great opportunity for retailers to get a lot of foot traffic through their doors and they will try to get you to make impulse purchases while you are in the store.

Sometimes the great deals will be stocked at the back of the store requiring you to walk through the store and past all the other products, sometimes clearance items or items that have not sold as well in the past will be displayed with a significant price drop, resist these items if you are hoping to stick to your budget for that shopping day.

Impulse buying is a great way for them to get you to spend more money than you had originally intended especially on one of the best days of the year to snag a bargain aside from boxing day.

Are you shopping in Canada, crossing the border or just staying home this Black Friday?

Check out the full 2013 Black Friday guide at Bargain Moose Canada for up to the minute flyers and deals… so you don’t miss one!

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Related articles

The Grocery Game Challenge Dec 3- Dec 9, 2012 Festive Preparation

Barilla Pasta Sale $1.00- $0.50 coupon

Barilla Pasta Sale $1.00- $0.50 coupon

It’s a few weeks before Christmas now and the festive preparation has begun starting with our Holiday Snowballs and tonight Peanut Butter Balls. This is the first post for the December Grocery Game Challenge and I welcome all new fans that are joining in from wherever you are in the world! As I mentioned in my November Budget Update yesterday next year we will be making changes to our Christmas Budget.  Just when we thought we had it sorted out we were thrown another curve ball yesterday. This is where we feel the pressures of the holiday season but should be ready. One of our family members came up with the idea to have a “gag gift” for everyone to open on Christmas Eve. She says the amount to spend is $10 which is fine but we did not budget for this expense. Although it is only $20 total for the both of us it’s more money we need to factor in for next year, just in case. The Christmas season is so unpredictable that we will really take a look at our Christmas Budget to make it as realistic as we can. Any left over money can go towards boxing day sales or into our savings. It’s better to be safe than having to put it on credit if you don’t have to. 

Today I am putting up the Christmas Decorations and I can’t wait to tell you all about it… shhh.. that means a Christmas Blog Post is coming up soon!

So, since we went WAY over budget in November it didn’t leave us much to spend for December.  We have a total of $190 per month to spend and in November we spent a whopping $295.77 mainly due to stockpiling products that were on sale.  I’ll touch more on this topic in the new year and what we will do about our stockpiling budget. I know it sounds like alot of budgeting and it is but it’s worth it. In December we are now left with $84.23 to spend. Here’s to hoping we can pull this off!!!

Do you find you spend more money in your grocery budget in November and December?

Grocery Game Challenge Results

If you missed a couple of great posts that I put on Facebook yesterday about saving money on groceries, check them out below. My friends Kim from Eyes on the Dollar who plays the grocery game challenge and Catherine at Plunged in Debt (who doesn’t but I think we should all motivate here so head to her blog and corner her, lol) posted ways to save on groceries and mentioned our Grocery Game Challenge.  While you are there enter the $100 Give-away!

OK, down to the nitty-gritty!!!

Total to Spend $84.23 for the entire month, oh my!

Shoppers Drug Mart

  • 2x Egg Nog Sale $1.99
  • 4x Neilson Cream Sale $1.99

Total Out of Pocket $11.94

Food Basics

  • 8x Barilla Pasta Sale $1.00- .50 coupons
  • 3x white mushrooms Sale $1.00
  • 1x bag of carrots 3lbs Sale $1.50
  • 1x 5lb Russet Potatoes Sale $1.50

Total Out of Pocket $10.00

Wal-mart

  • 2x Christie Crackers (Christmas) Sale $1.67- $2.00 coupon wub2
  • 6x White Granulated Sugar Bags Sale $1.76
  • 1 bag of Onions- Sale $1.47
  • 5 limes $1.66 or $0.33 each
  • Lettuce Sale $1.00
  • 2x Dempsters Farmhouse Bread $FREE with coupon

Total Out Of Pocket- $16.42

Weekly Grocery Game Challenge Results for Mr. and Mrs. CBB

  • Total Grocery Budget for the Week: $84.23 (For the month of Dec)
  • Total Coupons Used this Week:$8.54
  • Total Scanning Code of Practice: $0
  • Total Spent This Week:$38.36
  • Total Spent So Far for December: $38.36
  • Total Over/Under spend this shop: $N/A this month
  • Total Over/Under spend for the month of December: $N/A this month
  • Total Left to Spend for the Month: $45.87
  • Total Coupons Used This Month : $8.54

Overall: I think we may be pushing our limit this month but with all the food in this house there is no reason we can’t do this. The hard part is if a bloody good deal comes up that we have coupons for.

December Canadian Coupons 2012

December Canadian Coupons 2012

Canadian Coupons we Found while out and about yesterday Dec 3,2012 at Food Basics, Metro and from the Ingredients Magazine that comes in the mail! Click HERE to sign up for your free magazine subscription. It’s an EXCELLENT magazine for recipes and coupons!

Free ingredients mag

Photo Credit: Ingredients Magazine

Our November Grocery Game Challenge Winner is………….. #43 ADELINE!!! Congratulations….

It's Not About How Much Money You Make It's How You Spend It

FAQ’s- Grocery Game Challenge RULES…..

  • Do I have to be Canadian to post my Grocery Shop?

No, you don’t have to be Canadian to post your shops only to win a monthly prize. We have a few posters from around the world.

  • When does the Grocery Game Close each month?

The Grocery Game Challenge Closes at Midnight of the last Sunday of the last post for the month. You can post your shops all month-long.

  • Does Your Grocery Budget Include Health and Beauty and Laundry?

Yes our Grocery Budget includes such items as shampoo, conditioner, laundry soap, fabric softener, dish soap etc. We don’t mind stockpiling items that won’t be effected by expiry dates or have long expiry dates but not so much food any more. It’s just one way to help cut your budget to save money.

There are many places you can find Canadian Coupons whether it be in store or via the mail.

Canadian Coupon Match-Ups- Match your coupons with flyer sales!

Here are your latest Coupon Match-ups  of the week from around Canada compliments of Save Big Live Better.

Are you NEW to Canadian Budget Binder?

Would You Like To Guest Post for Canadian Budget Binder?

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Make The Most Out Of Black Friday Deals Without Crossing the Border

Black Friday Canada

With at least 18% of Canadians expected to cross the border to enjoy deals on Black Friday in the U.S., some might be wondering if it’s even possible to save money from within Canada?

I’ve been blogging about shopping deals and frugal living in Canada for a few years now, and I wanted to share some of my best tips to get the most out of your Black Friday shopping in Canada. That’s right, there are some great discounts to enjoy on our side of the border too!

Black Friday Deals in Canada

Since the Canadian dollar is now on par with the U.S., many Canadians have picked up the habit of crossing the border to shop the Black Friday sales. Now, Canadian stores aren’t blind, they have taken note, so that more and more Canadian retail stores are also offering comparable deals on Black Friday to keep paying customers on Canadian soil.

Shopping the Black Friday deals in Canada avoids the long waiting lines at customs and the crazy hordes in shopping centres while saving money on gas too. Some offers might not be as good as what’s on offer in the U.S. (it’s getting closer though). But you also need to take into consideration the amount of time you’ll save.

Spot the Deals Before Shopping

It is really important that before you go shopping on the high street, have a look at what the sales are going to be beforehand. To do that, there are many helpful tools such as a saving community blog, forums and of course flyers from the most popular stores.

This will allow you to spot which stores will run Black Friday deals in Canada and what kind of discounts you can expect and on what type of products (for example, expect electronic accessories to be heavily discounted). And with the number of stores participating increasing every year, you shouldn’t have any trouble finding offers for most of your favourite stores.

Make a List

Making a list before shopping for any kind of occasion should always be the first step to help us spend more wisely. It allows us to plan what we really need ahead of time, and if we manage it properly, it can also prevent us from buying items that are not on the list. Take a few minutes to do a list of what you really need to buy and put them in order of priority, starting with what’s most important.

Compare Prices

Merchants normally advertise most of the upcoming deals in their flyers, newsletters and/or on their website, so customers can easily spot the offers they are interested in. This price comparison allows you to compare the current price of the items with the upcoming one and analyze how much of a good deal it is. But you probably already know what the average price for it is and if what on offer is a tremendous discount or not.

Or go one step further, simply find the best price for the product(s) you are interested in, then find a coupon (if applicable) to get further discounts.

Read the Store Price-Match and Returns Policy

Some stores change their returns policy during the Black Friday sale, so make sure to be aware of the appropriate policy if you need to return the product. You might also want to have a look at their price-match policy—in case you find it cheaper later.

Print Coupons

Using a coupon (printable or on-line code) on top of a Black Friday deal is the best you can expect in terms of saving money. Make sure to read all the fine print on the coupon and all the terms and conditions of the store’s Black Friday sale to see if you can use it.

If you decide to shop on-line as the following section recommends, look for coupon codes to unlock better deals on select products. Canadian coupon sites, such as vouchercodes.ca, normally list all the latest codes and promotions available for top merchants, especially for events as big as Black Friday and Cyber Monday.

Shop On-line

Since most U.S. stores are now on-line and Canadian customers can shop them from within Canada, shopping on the web is a great option to enjoy the U.S. Black Friday sales from your own home. Expect to pay for handling and shipping fees, but if you saved on gas and you didn’t have to fight to grab an item(s), you might be more comfortable with this option.

It’s not only convenient, but it could also be cheaper in some cases, owing to lower overheads for stores, which in turn can lead to lower prices for the consumer.

Following Black Friday, Cyber Monday is another great event where products are highly discounted and deals are mostly available on-line  Customers can expect to find the same kind of promotions as on Friday, but all on-line a must see for avid shoppers.

Shop Early

It doesn’t matter if you’re shopping on-line  in store, in the U.S. or in Canada, getting to the store as early as you can, will maximize the chances of getting the item you need, as most of the products are only available in limited quantities. For the on-line part, make sure you find out at what time the sale is going to start to be among the first cyber-shoppers. Some stores start it on Sunday night so be aware.

Voucher Codes Canada

Guest Post By: Erin is a Canadian savvy shopper and blogger at vouchercodes.ca, an on-line savings community. She is always looking for the best deals available in Canada and for the latest tips on how to be more frugal.

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The Grocery Game Challenge June 24-July 1 Happy Birthday Canada!

The Grocery Game Challenge for June is drawing to a close this week and what a month it has been for us. Considering our small budget for grocery and health and beauty I must say we are happy with the progress we are making. We are no longer stockpiling food as we did the past year and this has helped put us in a better place. We are now spending that money on products to make food from scratch or testing new recipes. We are also staying on top of knowing prices at most of the shops in town and which have the best prices.

We seem to believe that the more you allocate to spend, you will spend it. We want to see if we cut our budget to $190 a month if we can we actually stick to it. Will the fact that we have less money in our grocery budget impact our shopping habits? Truly it has and I’m sure we will continue to think twice before tossing something into the shopping trolley.

I know many of our grocery game posters have said that their budget has significantly improved since posting their shop each week and I believe them. All it takes is a challenge and if you are the competitive type even if it is against yourself, you WILL WIN!

This week was a no-shop week for us but we did shop one more time last week. I decided to put that shop on this weeks challenge as most of it was all free product coupons.

On July 1st when Canada turns 145 yrs old I will be celebrating my 5th Canada Day in Ontario, Canada. The celebratory fireworks to me mean that I am proud to be living in a Country that is so resourceful and welcoming to others from around the world. I am honoured to call Canada my home and am thrilled to explore all that it has to offer. There is so much I haven’t even seen or done yet. I now know why so many want to be part of this glorious country. So, Happy Birthday Canada!

 Be thankful for what you have as there are others in this world who are in a worse off place than you are.

Here are your coupon match-ups for the week June 22-28,2012  from Save Big Live Better.

Walmart

6x Air Wick Freshmatic $5.74- $5.00 coupons 4.47

14x Zantac $2.22- $3.00 coupons = +$0.49 a pack 4.04

1x Maille Dijon mustard reduced $1.94

1x cucumber =$0.77

10x Resolve Sale $2.00-$2.00 coupons =FREE 2.60

3x Glade Oil Diffuser $8.97- FPC= FREE 3.49

4x Glade Aerosol $3.00-FPC =FREE 1.56

2x Naturals Sausages $5.47-2.00 peelie=$6.94

-$10 GC from an  online study

Total Oop-$8.99

Total Coupons Used $146.85

Month End Results- $ Total Spent out of Pocket $222.93-$26.87 points earned at SDM event-$5.47 left on GC from SDM event= $190.59

Total Coupons Used In June- $245.22

Over/Under Budget-  Over budget by $0.59

How did you make out with your shop this week? Post your shop below to WIN 1 free entry in our monthly contest.

If you didn’t get a chance to play this month don’t worry July’s Grocery Game Challenge is right around the corner!! You can post any time you like in the challenge and you can go back and post shops any time in the month. You can read the rules here.

Good Luck.

If you have any questions simply send me an email to canadianbudgetbinder@yahoo.ca

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Looking forward to chatting with you. Mr.CBB

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