The grocery game challenge #2 Sept 9-15, 2013: Why you should use the produce scale

grocery-scale

It’s Worth It To Always Check Your Numbers

You can go in just about any of the grocery store chains in Canada including small markets or even organic grocery stores and you will likely find a produce scale or a grocery scale depending on what department you are shopping in.

Today I want to focus on the produce scale only because I happened to notice while grocery shopping on Friday in the midst of chaos because we went at the wrong time that not many people actually use the grocery scale at all. In fact we must have noticed only 2 or 3 people bother to weigh what grocery store products they were purchasing before pushing their grocery cart off to the next fruits and vegetables.

Normally we go shopping during the day if we can when it’s quiet but since I’m on vacation we thought we would battle the aisles with the Friday crowd when the new flyer specials came out for the week. Bad Idea!

When I was talking to my best friend this morning and he told me that he never looks at the price when things are sold by weight, only the final price. This got me thinking because it’s just not fruits and vegetables he was talking about. How many of you do the math when you buy a pack of ground meat or sausages that are sold by weight?

I’m betting many of you don’t have the time to sit there and figure it out nor do you carry a calculator in hand, although most cell phones have one built-in. The reality though is that many people are clueless when it comes to doing math or they simply don’t care like my friend but does that really help your grocery budget if you are guessing how much the fruit you just packed up will cost you at the cash or whether the math is correct on the pre-packaged meat you are purchasing.

I’ll be the first to say that yes I’ve done the math in the meat department many, many times. I’ve actually found an error on the pricing that way and it was a start the car moment but unless you did the math you would not know. It goes both ways here so even though the meat department might be using a meat scale with a printer they need to make sure they are putting in the correct data.

I’m pretty sure all the scales are regulated and checked but human error can cost the store money if it’s not caught by someone.  The same goes with our grocery budget and paying attention to pricing, especially when items are scanned incorrect and you can apply the scanning code of practice.

Food Basics produce section

Pay attention

Mindfulness when grocery shopping can be so difficult and to be honest shopping on Friday was so chaotic when we were walking out of the store we both looked at each other and said that there was no way we could look for deals let alone pull out our coupons when looking at the grocery store food. When we plan our grocery list we estimate how much of each product we will purchase if it is in the produce section. You will see that for the most part all the prices for each product are clearly labelled as in the photo above so taking note of the price is important.

If we have $20 to spend for the grocery shop and apples are on sale for $1.00 per pound and we only want 1 pound so around 454 grams we need to make sure we weigh the apples on the scale to make sure we don’t get more than we need or want so we don’t go over budget. The last thing you want to do is be like my friend (sorry mate) who finds out just how much he has in the bag and the cost at the cash.

If you really want to stick to a  grocery budget you will weigh your produce. I can’t see everyone being picky about the cost of meat and whether the numbers all match up but for those of us who do the math I’m sure at one point you were happy you did because you made a pricing discovery that was indeed an error on the meat department.

price per kg/lb conversion chart

price per kg/lb conversion chart

Food waste

Another thing to consider and we’ve talked about this before and it is food spoiling in your refrigerator because you didn’t get to it on time. If you are guessing how much you are purchasing you may find you are buying too much and are eating the same thing every day or you can’t keep up and it goes rotten and into the compost heap for your garden.

When you set your grocery budget and when you look through your flyers to build your shopping list and menu plan take notice of how much the price is, how much you can afford to buy and weigh it on the grocery store to see if you are dead on because the scales are well-marked so you don’t really have to guess the metric system in your head.

Do you weigh your fruits and vegetables and/or check the math on meat products that are pre-weighed and priced?

September grocery game recap

I will post the previous weeks grocery game here for ease of finding them each week if you need to go back and post your shops for the month.

Grocery saving tips

Free Money Saving Downloads is lists that were created to get us on track to work towards reaching our budgeting goals. Get organized with a freezer inventory, meal plan, shopping list, price comparison list and much moreall for FREE. I want to see you save money in your budget.

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Click, Save and Print. It’s that easy

Food food and more food

What’s In MrCBB's Shopping Cart

Freshco

  •  4 x watermelon Sale $2.00 ea
  • 4 x cucumber Sale $0.66 ea
  • Hellman’s Olive oil Mayo $3.00 Sale
  • Field Tomatoes $1.04
  • Romain hearts Sale $1.00
  • 3 x lemons $0.40 ea
  • Celery $1.00
  • Fennel/Anise Sale $1.99
  • Oranges $3.00
  • Ed Smith Pumpkin Puree $3.19
  • Dried apricots Sale $1.00

Total out-of-pocket $27.06

Zehrs

  • 4 x pumpernickel bread $3.00- pink sticker %50 off
  • 2 x Bernadine labels $0.25 ea
  • 8 x Bernadine Standard lids $0.25 ea
  • 2 x 454g mushrooms – %50 pink sticker $$3.68 reg price
  • 2 x Lined Paper $0.15 ea
  • Pack of sweet corn Sale $1.88
  • 2 x grapefruit $0.99 ea

Total out-of-pocket $16.70

Shoppers Drug Mart

  • Milk $3.97

Total out-of-pocket $3.97

Yearly grocery budget for two: $2819.38

  • Total Grocery Budget for the Month: $235.00 or $78.33 week with one no-shop week per month or $58.75 for 4 weeks per month. (During the months with 5 weeks we just make it work)
  • Total Budget For September: $234.57  which is $235.00-$0.43 overspend in August
  • Total Coupons Used this Week : $0
  • Total Discounts this Week: $0
  • Total Gift Cards Given Used this Week: $0
  • Total Rewards Points Used: $0
  • Stockpile Budget: $20.00 Used $0
  • Total Spent This Week: $47.73
  • Total Spent So Far for September $
  • Total Over/Under spend this shop:  $0
  • Total Over/Under spend for the month of  (September): $ 0
  • Total Left to Spend for the Month:$107.82- $47.73= $60.09 left to spend in September
  • Total Coupons Used This Month:$n/a
  • Total to Carry Over Next Month: $0
  • Total Spent To Date This Year: $206.95 (Jan)+ $160.77 (Feb) + (March)$169.62 + (April)$397.74+(May) $155.68 + (June) $216.01+ (July) $235.83 (August) $182.35=$1724.95 (does not include stockpile budget)
  • Rendezvous Account: $65.38 This is money saved if there is any leftover at the end of a month of grocery shopping for a date night for the wife and I.

Weekly Overview:We had a fairly good shop this week mainly picking up fruits and vegetables. I think we are on track for a successful September.

Frequently Asked Questions

Grocery Game Challenge RULES….. Read the rules first and if you have any questions email me or comment on this post with your question and someone will answer you as soon as possible. 

  1. Do I have to be Canadian to post my Grocery Shop? No, you don’t have to be Canadian to post your shops only to win a monthly prize. We have a few players from around the world.
  2. When does the Grocery Game Close each month? The Grocery Game Challenge closes at midnight of the last Sunday of the last post for the month. You can post your shops all month-long.
  3. Does Your Grocery Budget Include Health and Beauty and Laundry? Yes our Grocery Budget includes such items as shampoo, conditioner, laundry soap, fabric softener, dish soap etc. We don’t mind stockpiling items that won’t be affected by expiry dates or have long expiry dates but not so much food any more. It’s just one way to help cut your budget to save money.
  4. Where can I find Canadian CouponsHere are your latest Coupon Match-ups  of the week including Checkout 51 from 25 Newspaper Inserts around Canada compliments of Save Big Live Better that you can use to help you save money in the Grocery Game Challenge.
  5. What is an FPC? An fpc is a free product coupon which means you can get a free product as described on the coupon.
  6. How Do I Know what stores accept coupons? You can find all your store coupon policies here. If you are not sure it’s always best to call the store and ask.
  7. How Do I Grocery Shop?- I can tell you about grocery shopping and what we do in terms of shopping to save money and how it works for us. There are no wrong or right answers, just smart choices.

Over time you will gradually learn where you should and shouldn’t go in the grocery store or at least how to say no, I’m on a budget I ‘need to buy this or that. You may also substitute items in order to stick to your budget to make it work. Nobody is perfect, heck we struggle with this part of our budget like many people do and this is why the grocery game challenge was created.

If you have just joined The Grocery Game Challenge get ready to dive deep into your grocery budget and learn just where you are spending, how much you are spending and what you are saving. You’ve made a wise decision.

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PF Weekly Grab a Brew 31: I don’t care about debt…push!

Grab A Brew Reading Line-Up

I’m sure you know someone who is deep in debt and shrugs it off like it’s no big deal saying they don’t care about debt. Sometimes I wonder how someone gets to that point but from another perspective I can understand how overwhelming debt can be for some people, myself included. Every one in a while we need motivation in our lives, and I’m here to share some of mine with you.

Yes, when I bought my first condo that amount of debt and unexpected bills were piling up even though some people would say a mortgage is not a bad debt it loomed over my head. I’s not near as bad as having thousands in consumer debt that you just can’t pay off no matter how you accumulated it. Some people are comfortable paying the minimum payments until the bitter end no matter how much they pay in interest. It’s easier to close our eyes than to take the steps to iron out the wrinkles.

12 per cent of them — said they are comfortable carrying the debt and don’t intend to pay it off.

The CIBC telephone poll that I read said “14% of Canadians won’t pay off their debt” and although any number seems high to me it’s no surprise especially if we take on the negative attitude that many people swim with. When one is too far in debt the feel the waves are too high so they float. Push. I know not everyone is in debt from their own doing but realistically if we could only think of better ways to pay off the debt instead of saying “I could care less if I pay it or not” because that attitude is a huge weight that some people carry around and will take them down, eventually. Push.

When one CBB fan shared her story about drugs,  debt, divorce and triumph her words were so powerful that the post was seen by so many who crave that inspiration. Then there is Katrina a single mom who does whatever she can to make extra money for her family to stay out of debt. It’s that drive, that attitude, that push.

How do you become more positive about debt?

Well, there’s not much more to say except for take your debt with both hands and conquer it. It may be easier said than done but for those of you that know me, you know I always say anything is better than nothing at all. It’s hard for some people to see the bits come from the pile little by little but if we could cut back in other areas or make more money we could take bigger bits. No one will sorry for you and your debt, that’s just the way it is. They won’t care how you got it or arrived at the place you are at but they may want to help you get over the negative hurdle and back on paying higher monthly payment grounds. Push.

Being positive is not hard at all, because if you have what it takes deep in your heart you can make anything happen. Digging out of debt takes steps but you must climb them and figure out what you want money for. There are people out there with varying degrees of disability that are able to make positive change to their life where they once thought there was no hope. If we could just take their strength and apply it to our finances we would be in a much better place. Push.

The name of the game is to “push” and don’t stop until you get what you want. If you want lower interest rates on your credit card, find a way. Do what you need to do to get back on track, especially if that means budgeting every penny so you know where your money is going. It’s your ship, you’re sailing, no one is going to pull your heavy debt weight along but the strength you put into getting your ship to shore. Push.

There once was a girl I knew, and still know who had dreams, lots of them. In an instant all those dreams came crashing down after an accident she was in. She went through the stages of  loss through emotion but now she is a fighter and is doing whatever it takes to get back the goals she lost through re-arranging the way she thinks about her life and what she wants from it. The hidden message in this post is so obvious that I hope those that read it grab it and hold it close because when you want to give up, say the word to yourself. Don’t let anyone tell you that what you dream is impossible, but when you tell yourself that it’s only a dream you won’t ever bring it to life. Push.

Do you know someone who has debt and has just given up or doesn’t care what happens any more? What would you say to them if you could to motivate them never to give up?

Top Recipe

skinny-frozen-smores

 

It’s a hot day today and I’m in the mood for something sweet but skinny and this Skinny Frozen Smore’s Treat that Nancy Fox from Skinny Kitchen created is right up my alley, no camp-fire needed at all. This is my top recipe from my Facebook page The Free Recipe Depot! Each week I feature one recipe from other Food Bloggers right here… just to make your mouth water. Check out my full frugal recipe index to see what you’ve missed in my kitchen.

PF weekly reading line-Up

I’ve had another busy week so I didn’t get a chance to read and comment on as many posts but from what I did read and comment on I think you might enjoy the few I picked out. Looks like a certain host (s) is down today and some posts I wanted to share I can’t. Sorry.

Top story: My good friend Karen is celebrating 3 years blogging at Lil Suburban Homestead. Lots of contests going on so please head over and say hello and tell her Mr. CBB sent you!! I always think that if a blogger can make it past a year you know they are passionate about their topic and Karen, well she goes above and beyond. Enjoy the real-life photos of her homestead and how she lives the frugal life. 

Have a great week everyone and I hope you enjoyed this edition of my Personal Finance Weekly Grab a Brew #31, I don’t care about debt…push.  Join me again next Friday when I do it all over again. Happy August long weekend Canada.

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PF Weekly Reading List #18-Come Hang Out In My Closet, I’ve Got Beer and Breakfast!

men's closet

Hanging out in my closet sounds silly and it probably would be if you saw the size of our walk in closet. As a guy who enjoys ripping things apart and creating new spaces I’m the first to admit the closet is NOT at the top of my remodel list.

I’m afraid there are many people who beg to differ with me and have taken what to some is just an obvious hole in the wall with a door to a WHOLE new level. Gone are the days where closets were just for hanging our clothes in, it’s party time, so come hang out in my dream closet, I’ve got beer and breakfast.

Most women and plenty of men would love to have a chef’s kitchen that really is GOURMET. I’m not talking about the rubbish you read in some of the MLS or For Sale By Owner listings that have a bog standard kitchen with a refrigerator, stove, dishwasher, island, microwave about the stove and granite counters.

That is FAR from a chef’s kitchen to me, I’m talking about a real fancy gourmet kitchen with a stone work-top, walk-in 2 storey pantry, climate controlled wine cooler, Sub Zero refrigerator and other built-in top of the line appliances surrounded by solid wood cabinetry with the finest of details and accessories. That to me is what screams Posh!

The other wow-me-now room is the bathroom and although I like a nice bathroom I’m sure my arse and bubbles will never see the day soaking in luxurious bath layered with marble, a gold bog  surrounded by a gas fireplace, flat screen TV and heated floors so my tootsies don’t get cold in my bathroom.

Renovating a home in other cases a mansion is a big business not only for the homeowner but for many élite designers around the world. No matter what your budget is some people have an even bigger budgets with bigger desires to frost their homes with luxuries that us regular folks would think of as plain strange and over the top. Although strange is intriguing we certainly would soak it all up if the offer was on the table.

Gone are the days where the kitchen and bathrooms were the top luxury spots for men and women. Forget about inviting your mates over to check out your granite counter-tops and built-in appliances. Put all that silly talk behind you and get with the modern times my friends.

Masculine Closet

 

Via Pinterest

The Closet AKA. The Dressing Room

Let’s all put our hands together and welcome the new and exciting walk in closet (OK, dressing room) and we’re not talking just any closet. We’re talking you need a few minutes and an escalator to get to the top-level where some designers are sparing no expenses for some of the wealthiest in the country.

Some of the wealthiest people are  spending from $50,000 to 2.5 million dollars according to The $100,000 closet. You heard that right, 2.5 million dollars spent on a bloody high-end designer closet. Some of these closets are bigger than my own home, hell ya! Give me 2.5 million dollars and you can bet I won’t be hanging out in someone’s closet with it.

“We don’t call them closets anymore,” says Los Angeles-based contractor Gary Drake, who says the preferred term for such spaces among the designers and clients he works with is now “dressing room.”

A Peek Into Mariah Carey’s Closet

mariah-carey-closet

Via- Trends Hairstyle

Sexy Ladies Closets

Best of it is, it’s just not the ladies who want to showcase the sexy, open concept, dressing closets with refrigerators for champagne, televisions,  custom cabinets, sinks for beauty and cosmetics, purse and shoe racks, computers, TV’s and enough amps to think you were in a night club. (because the closet is where all the action is happening!

If you have kids and you want to get away simply retreat to your secret closet getaway big or small for some hot, steamy… well whatever you do in your own closet is your own business. You don’t have to be rich or a celebrity to hang out in your own closet.

Sounds like one heck of a kinky night if you ask me though. Hanging out in your woman’s closet, sipping champagne while munching on strawberries and playing dress up or dress down in this case. It’s like you are in your own movie but in a dressing room where all the action happens.

The Masculine Closet

A man's dream closet

Photo Via McGraw Designs

It’s not just woman though, oh no we can’t give all the fancy pants credit to the ladies, us men need our own private extravagance and we are sparing no expenses. The man has his own space, I’ll call mine “the closet cave” except you won’t find any power tools, tires or window washer fluid nor the distinct smell of motor oil in this cave.

Hell no, your butt will be stolen sitting back massaged on leather couches watching tennis on the flat screen television with a racket in one hand and a glass of the finest wine in another.

Don’t worry about staying up late in your closet and being too tired to head into work the next day either. You can easily stay in your closet and work from home in your custom closet office on your computer. When it’s break time just swivel over to your custom breakfast bar to fill up on some good eats (because that’s where I want to eat my eggs and bacon, in my closet). I wonder if I open door number 10 in my closet if I will find a maid, a cook and a butler.

If you think I’m inviting my mates over to come and rifle through my closet with me while chugging back a beer you’re sadly mistaken. I’m afraid I don’t have a full sneaker line either to proudly showcase in a lighted glass display in my closet. But wait, What I do have and this might change your mind is a few pairs of “vintage discount shoes” if you should so dare have them grace your space. (nothing a little Febreeze can’t handle, right?)

If that’s not enough let’s show off  what luxury and money can buy with the lighted clothing rods and remote control revolving clothes and shoe racks because it’s just far too difficult to flip a switch or clap on a light to see what the heck you are doing while moving a hanger.

As funny as I thought about all of this while reading the post about the $100,000 closet was it’s simply a life that I likely will never be exposed to. For me this seems so surreal but I know it’s out there and for others it’s their way of life and just the way it goes when you have money to burn and a desire to hang out in your closet.

I’m far from envious because you can’t miss what you don’t have especially if your budget is far from “without limits”. I’m sure that if I had that kind of cash I too could come up with all sorts of crap to do with it even if it is over the top and in a closet.

If you’ve got the cash and you have too much of it you might as well find some way to spend it because what’s silly to one is luxury to another. If you really want to chill out in my closet be my guest, just make sure to leave the empties in the corner!

What would you have in your dream closet and would you spend $50,000- $2.5 million if you had the pocket change to do so? 

PF WEEKLY READING LIST

Here is this weeks reading list which includes some of the best blog posts from many blogs that I interact and comment on and who also have a common interest in CBB.

Mr. CBB’s Top Read of The Week
  • Should I Implement The Smith Manouver- My Own Advisor – The Smith Manouver was something that Mrs.CBB and I were contemplating with our mortgage and investments. It’s certainly worth it if you can handle the risk and are very organized and on top of your game. Some have used this manouver successfully. Thanks Mark!
Top 7 Blog Posts Of The Week
Recipes/Frugal Blog Posts of the Week

Chocolate Cookie Brownies

Top Recipe
  • My mate Lindsay at Pinch of YUM creates some of the best recipes so please head over and check them out. She really captured me this week with her Chocolate Chip Cookie Brownie recipes.  All my fans know I have an obsession with brownie and created my own signature brownie and called them Mr.CBB’s Fudgy Brownies.. so check them out if you dig brownies like I do!

New Foodie Blog- Manila Spoon!

  • I’ve found a new friend to Follow and her name is Abby at Manila Spoon. She runs an amazing website where you can find a variety of recipes and some of our favourite Filipino recipes as well like today’s recipe of the week Ultimate Pork Adobo Chinese Style! Check out her page for some outrageous photos and great recipes. Enjoy!

Top 20 Things Money Can't Buy v.2 wm

Inspirational/Funniest/Scariest/Motivational Post of the Week

Inspirational: Things I Need To Add To My To Do List- Money Beagle

Life Lessons: The Worst Job I Ever Had-Budget and The Beach

Entertaining and Educational: How Much Money Should You Have Saved For Retirement At Age 30-Money After Grad

Unique/Odd/Different: Pizza Gift Basket Idea- Unique Gifter

Quote-Budget and Money

  • Follow Mr.CBB on TwitterFacebook and Pinterest
  • Subscribe to Canadian Budget Binder>> Everyone else has, why wait!
  • Do You Have A Question For Mr. CBB? The best way to get in touch with me is on Facebook

Photo:123RF

Mr.CBB’s Weekly Blog Post Picks Dec 14,2012- Tek Who?

Mr.CBB's Weekly Blog Post Picks

This is one of the last couple of weekly blog post picks for the 2012 year. Yes we all know the Holidays are going to be kicking it into high gear soon for most but for TekSavvy Customers the Grinch may have stole Christmas or at least put a bit of a damper on it for some.

Is there a good reason though? To Voltage Pictures, studio for The Hurt Locker they think so. The law is the law and they want to know. If  a court order is produced forcing TekSavvy to hand over contact info of customers who may have engaged in copyright infringement this would be the biggest of its kind. If an IP address matches that of a customers they say the customer may be part of this request.. OUCH! I hope for all involved they sort this out for the best.

You can read the full story here.

Although TekSavvy has retained a legal counsel they are saying if a customer is caught up in this they might want to seek legal advice.  I can only imagine the legal fees  for some of these customers let alone the company. Will this hurt business for TekSavvy? Who knows? Ah well, glad I was able to haggle a good deal with Rogers as I almost jumped ship although I don’t download music and movies.

What do you think about all of this?

Mr.CBB's Coconut Balls image

Mr.CBB’s Coconut Balls

Mr.CBB’s Top Blog Post Picks of the Week

Wow, I read alot this week and picked out a few posts from some of the blogs I read to share with you! This is like the Holiday Edition bringing you the best of the best~

In no particular order, sit back, go ahead grab a cuppa tea and one of those delicious looking festive coconut balls. If you want the recipe come back this Sunday when it will be on the blog.

This is a list of some of the posts that I read this week and hope you enjoy. I don’t use a reader (I know silly, maybe soon though) so if you don’t have an email subscription on your blog that may be why I don’t visit.

Thanks to all of you for sharing my page with your fans and taking the time out to drop in and comment on my post.

Recipes of the Week:

Twitter follow friday tweet tweet

Twitter  Personal Finance #PF  and Other Peeps to Check Out!

This is a list of the Twitter Tweeps That I Follow that Tweeted 2 times or more from Friday to Friday my own Canadian Budget Binder Blog Posts. I’m almost at 800 Followers with my goal being 1000 for the end of December but I’m always optimistic! Thanks for your support!

Facebook Follow Friday

Almost to 3000 Facebook Fans as that is my goal for 2012. I’m holding out that it will happen so please share! Here are a few awesome Facebook Fan Pages to Check out! These page owners came around, chatted and shared my posts with their Facebook Fans! If I miss you..tell me as I can’t always see the Page owner posts you share on Facebook.

It's Not About How Much Money You Make It's How You Spend It

Mr.CBB’s Quote

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You can Follow Canadian Budget Binder on Twitter HERE or Facebook HERE and Pinterest Here. 

If you have a QUESTION for Me.. Mr.CBB the quickest way to get in touch with me is through Facebook as I am very active on my page… PM me!

Mr.CBB’s Weekly Blog Post Picks November 30,2012 Bring On The Egg Nog!

Mr.CBB's Weekly Blog Post Picks

It’s the end of November already and I still can’t believe the ground is not white 3 hours after writing and it’s now snowing like buggery.  I remember one year when I had come to Canada right in the midst of Winter. We had driven to the relatives for Christmas Holidays and all was well until the return trip. Not only was I in a new country but I was driving on the 400 series highway for the first time in the middle of a winter storm. Oh ya, can you say I was trying to be strong for Mrs.CBB who was near faint as she hates winter driving but I also wasn’t ready for this surreal driving experience. Put it this way, I never owned a pair of winter tires in the UK because I simply did not need them. There was not enough snow ever to justify having them.

So, a 2 hour journey took me about 5 hours with white-outs and  trying to stay on the road (there were no lines) and praying that we made it home safe. That journey, those 5 hours made me a stronger person. It made me realize that there are many people who put their lives at risk driving for a living or simply driving in the winter just because we have to. It’s so important to slow down when driving and what I like to say “have a minute to live“. So as the snow falls please take the time and precautions necessary to stay safe this winter season while driving.

 

Found on Pinterest- Chocolate Mousse Brownie

Found on Pinterest- Chocolate Mousse Brownie

Mr.CBB’s Top Blog Post Picks of the Week

In no particular order, sit back, go ahead grab a mug of cold milk or in my case Egg Nog and a chocolate mousse brownie (if you follow me you know I have a passion for brownies, just check out my Pinterest board) and  enjoy these good weekend reads. This is a list of some of the posts that I read this week and hope you enjoy. I draw the limit at 50 although I read tonnes of blogs just know that if I am subscribed, I’m reading!

  1. The Last Bobby Pin Effect- Plunged In Debt
  2. Can’t Save, Write it Out Bitches- The Free Financial Advisor
  3. How To Budget For Home Renovations- When Life Gives You Lemons
  4. Double Check Your Paycheck- Tight Fisted Miser
  5. Does It Make Sense To Pay Off The Mortgage Early- Eyes On The Dollar
  6. The Myth Of Having To Work Until Retirement Age- Nurse Frugal
  7. At What Point Will You Ask For A Pay Raise?-Money Bulldog UK
  8. Budgeting On Household Products To Save Money- Modest Money
  9. Be Rich, Give it Away- One Smart Dollar
  10. Little Debt Wrangler Coming Soon, Any Advice?Debt Round Up
  11. Be Wary of Overseas Credit Card Charges When Travelling- Work Save Live
  12. 5 Ways To Make Side Income- Young Adult Money
  13. How Do You Get Out Of Debt, The Big Picture Part 7- Celebrating Financial Freedom
  14. How Do Credit Cards Make Money?- Frugal Rules
  15. Things I’d Rather Hire Someone Else to Do- Club Thrifty
  16. Identity Theft (Someone Bought A House In My Name)- Making Sense of Cents
  17. Upcycle Scarves into Hats- Femme Frugality
  18. Kraft Has A Plan To Get You To Buy More Salad Dressing- Money Beagle
  19. Saving Money With Green Business Improvements- The Savvy Scot
  20. How I Actually Make Money Off My Credit Card- Debt and the Girl
  21. Frugal Travel Tips on The West Coast- The Outlier Model
  22. Netflix Canada Doesn’t Suck- How to Save Money
  23. It’s Not Your Imagination Prices Have Been Rising Over the Past 10 Years- My Canuck Buck
  24. 10 Habits Of People Who Are Well Off- Pelican On Money
  25. Why You Need A Grocery Stockpile and How to Grow One- Thirty Six Months
  26. Our First Budget Story- IHeartBudgets
  27. Why Using Your Nest as Your Sole Retirement Egg is a Bad Idea- My Own Advisor
  28. Alcohol and The Early Retirement Budget-Free In 10 Years
  29. Living Rooms- Low Cost Designs- The Frugal Toad
  30. Who Doesn’t Like Free?- Lil Suburban Homestead
  31. When You Find Yourself In A Hole, Stop Digging- Budget and the Beach
  32. Investing in an MBA- Money after Grad
  33. The Only Real Get Rich Scheme- This is Common Cents
  34. Celebrate the Holidays Without Going Broke- Money Coaches Canada
  35. Healthcare Gifts- UGifter
  36. Two Savings Rules To Live By- LBee and the Money Tree
  37. Minimalist Christmas Decorations- My Alternate Life
  38. Using Checks Is Bad For My Finances- Enemy of Debt
  39. Festively a Minimilist- Broke Ass Mommy
  40. Three Tips for Christmas Decorating On A Budget- The Entry Level Dilemma
  41. Should You Share Finances With Your Partner- Grown Up And Stuff
  42. 5 Indications You Might Be In Financial Trouble- Financial Highway
  43. How To Avoid Bankruptcy- Monster Piggy Bank
  44. To Gym or Not To Gym- Blonde on a Budget
  45. Travelling Abroad On A Budget Part 2- Budget Blonde
  46. The Art of Window Shopping- Thrifty Dad
  47. Taking Personal Finance Blogs With A Grain Of Salt-Mo Money Mo Houses
  48. TD E-Series Portfolio-Vix Money
  49. How You May Be Getting Ripped Off Every Day- Finance Fox
  50. When Did You Realize Money Was Important? -The Family Finances

Recipes of the Week:

  1. Easy Minestrone Soup- Budget and the Beach
  2. Spinach and Leek Pizza- Reach Financial Independence
  3. Why You Need This Stuff In Your Kitchen- Aunt B on A Budget

Twitter follow friday tweet tweet

Twitter  Personal Finance #PF  and Other Peeps to Check Out!

This is a list of the Twitter Peeps That I Follow that Tweeted 2 times or more from Friday to Friday Canadian Budget Binder Blog Posts according to the Follow Friday Helper App.  If I miss you, blame the app and let me know please. Cheers!

Facebook Follow Friday

Here are a few awesome Facebook Fan Pages to Check out! These page owners came around, chatted and shared my posts with their Facebook Fans! If I miss you..tell me as I can’t always see the posts you share on Facebook so just PM me to let me know.

CBB quote- start saying I will

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