grocery game monthly challenge

Quick Tips For Buying Groceries Without A Vehicle: The Grocery Game Challenge 2018 #3 Jan 15-21

CHOOSE GROCERIES WISELY WHEN SHOPPING WITH LIMITED OR LITTLE TRANSPORTATION TO HELP SAVE YOU MONEY   When I was in University I didn’t have a supermarket near me which meant I had to get creative with buying groceries and stockpiling sales so I didn’t go without or even worse, run out. It’s not like I wouldn’t have been without food since there were and still are take-away shops in just about every village in the UK. Being a frugal guy all my life it was rare you’d catch me eating out when I could make it at home for less. I would and still do get more enjoyment out of creating delicious meals at home then heading to a restaurant. My idea of eating out would be a restaurant or street vendor selling food that I’d have no idea how to cook, won’t cook or foods I’ve never tried before. Many people who do go out to eat get the same boring food that’s relatively easy to make. That’s not really why a majority of people eat out anyways, it’s the convenience. When I get asked why so many people eat out I know that one of the biggest reasons […]

University Student Makes Costly Friendship Mistake

SOMETIMES THE BEST PATH IN LIFE IS TO FIRST BELIEVE IN YOURSELF.   Friendship is a wonderful thing especially when you are networking and keeping doors open for opportunity that might come your way. It’s all about who you know right? In most cases, yes but you can’t just rely on friends. Do you tell yourself, “I need a friend” or ” I want a friend”? There is a difference between Needs vs. Wants that we talk about in the finance world and the same can be applied here. If you don’t need it then don’t waste your time, energy or money on it. If you want something then you have to work hard to save money to pay for it. Compare this to earning the friendship of someone new in your life. Don’t get me wrong, having friends is great but at the end of the day they do their thing and I do mine. Contrary to what you’ve read in children’s books growing up life isn’t all about rainbows. There are no unicorns, dolls and talking cars who will watch your back and give you advice. At one point you probably imagined that Spiderman was your hero and […]

Can lending money ruin friendships?

DO WHAT MAKE MAKES SENSE TO YOU   Friendships consist of mutual likes or dislikes or even complete opposites because one person will bring something out of the other. Either way you look at it friends are different from family but can still be just as close. There’s that old saying “You can choose your friends not your family” and for some unfortunate people out there that can be true. Differing views on how each individual runs their lives or what they consider to be important changes from person to person.     Family   I’m sure there’s been times that my parents have had to bite their tongue when it comes to our family and their money situations. Although Mr. CBB is stable with his finances, it doesn’t hold true for my siblings. I somehow was much more aware when my parents taught us about money from a young age. You remember the money-box I spoke about just recently. This is where more financial lessons come into play. I carried those money lessons right up to University and into purchasing my first home at a young age. My parents have had to lend out money more than a few […]

Do you need financial motivation?

PUSH YOURSELF TO SUCCEED   Financial motivation doesn’t normally just jump into your head when you wake up in the morning. Motivation for many typically happens because something is either wrong or you want to make changes to your life. Some people need personal motivation to get through daily, weekly, monthly and yearly tasks and if that’s what it takes, go for it. Asking for help is not easy to do especially if you are a strong, independent person who struggles with showing weakness in any form. I know plenty of friends especially my male friends who won’t even ask for directions because they don’t want to look like they don’t know where they are going. These days we combat that with the GPS but there’s only so much a GPS can do. The same goes with letting our finances ride out on their own. You can’t expect to see optimal growth in your savings account if you aren’t focused on growing it. Same goes with paying your bills on time and earning enough money to pay cash for something you want rather than putting it on credit. Motivation to have patience¬†and wait until you have your feet on the […]

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