Why Are You Being Frugal When You Don’t Have To Be?

why are you being frugal when you don't have to be

MIND YOUR OWN FINANCIAL BUSINESS   The whole saving money and being frugal movement is always filled with people who just don’t get it. Wanting to save cash is not a new concept even if you think someone shouldn’t have to. It’s amazing how saving money ideas are crucial when running a business but not when it comes to personal finance for some people. Even if you don’t own a business you can bet your employer successful or not is always looking for ways to curb spending. You don’t have to be budget poor to live a frugal life and you can be rich and frugal at the same time-Imagine that! Mrs. CBB and I were at a friends dinner party about a week ago enjoying some of the finest foods including triple brie, prosciutto, melons and a main dish that we would only make for a special occasion. I guess that means we were all special. Most of the people in attendance would be considered “rich” or “well-off” because they own successful businesses or have thriving careers in the medical field. My wife and I don’t typically talk about personal finances with anyone however sometimes we’ve been happy to […]

Chocolate Cheesecake Torte


A Sweet Treat To Eat   Now if you are anything like me you adore chocolate, wait no you love the stuff! Earlier this week I decided to create some new recipes to take to our friends Thanksgiving meal. My goal was to make them my guinea pigs for my food including this decadent Chocolate Cheesecake Torte just to get their reactions to my food.- Nicola Hey Fans, it’s Mr.CBB here and do you know what? I love chocolate and if you haven’t noticed by now you will soon learn how important this sweet treat is to me. I am a huge fan of the fudgy brownie and my Pinterest page is littered with brownies and it’s my most popular board. Chocolate is a feel good food for most people and that’s why we crave it and want it when we are feeling up and down emotionally. Chocolate is a way to say I love you for special occasions and is also perfect when eaten all by yourself in a corner indulging in one of the worlds most beautiful sweet. Although Nicola chose to use a Tenderflake pie crust in this recipe because it was a quick pie crust to […]

Roasted Pumpkin and Red Lentil Soup


Create Pumpkin Recipes As Easy as 1 2 3 …..   I hope you are ready for my Roasted pumpkin and Red Lentil Soup because I can guarantee you that if you make this budget-friendly recipe you will want to make it every year. Although I’m biased it’s one of the best pumpkin soup recipes that I’ve ever tried before.   Easy soup recipe   You carve your pumpkin for Halloween or have a few sitting on your front porch for decoration and then what do you do with it? Most people throw their pumpkin away and waste all the beautiful flesh inside when you can easily turn that pumpkin into some amazing pumpkin recipes keeping your pumpkin in the kitchen and out of the compost heap. I know many people that buy soup in a can or a box but making soup is a fairly painless process especially a fresh pumpkin soup that will be bursting with flavour. Take a look all over the internet and you will find an easy soup recipe just like this one that you can test in your kitchen. Once you get used to making soup you will see how creative you start to […]

Baked Loaded Cauliflower Pizza


  Cauliflower Just Got A Whole Lot Better If you are in the mood for an easy pizza recipe or if you aren’t good at making pizza dough than this is the pizza for you. I know you are thinking cauliflower pizza sounds disgusting but trust me it’s far from what you think.The best part is that you don’t need any flour and it’s not going to cost you lots of money to make this frugal pizza in a flash. When I am on Facebook, particularly my Canadian Budget Binder and The Free Recipe Depot pages I see recipes in  my news feed all the time and many of my fans like and share recipes as well. The other day one of my fans and I can’t remember who mentioned or liked this cauliflower pizza recipe and I knew I just had to make it. I thought it was a brilliant idea since we had a great big bowl of cauliflower mash in the refrigerator that my wife and I made the previous day instead of mashed potatoes. Her sister came around with a head of cauliflower that they weren’t going to use up on time and asked if we […]

Working Towards A Debt Free Lifestyle In 8 Steps

Working towards a debt free lifestyle is possible, that is if you really want it bad enough. I’m sure you all know that the 8 steps are only stepping-stones, meaning one step leads to another. Perhaps you may learn that our steps differ from what your ideal steps are but learn to create your own. You may only need 1 step but the first step may be the most important of all. You can make that happen. There may be some of you who didn’t start saving early like we did but that doesn’t mean you can’t follow the road to debt freedom. Start today. If you take a sincere interest in wanting to learn how to pay off all your debt and start saving for all the things you’ve wished for in your life, it can happen. Sometimes we have to make sacrifices to get ahead especially if you are in a relationship. Getting rid of our mortgage was one of our top goals when we bought our home so instead of investing in renovations like we wanted to with the extra money saved, we backed away from them. We didn’t invest all of our savings into our home down-payment because […]