grocery game monthly challenge

Quick Tips For Buying Groceries Without A Vehicle: The Grocery Game Challenge 2018 #3 Jan 15-21

CHOOSE GROCERIES WISELY WHEN SHOPPING WITH LIMITED OR LITTLE TRANSPORTATION TO HELP SAVE YOU MONEY   When I was in University I didn’t have a supermarket near me which meant I had to get creative with buying groceries and stockpiling sales so I didn’t go without or even worse, run out. It’s not like I wouldn’t have been without food since there were and still are take-away shops in just about every village in the UK. Being a frugal guy all my life it was rare you’d catch me eating out when I could make it at home for less. I would and still do get more enjoyment out of creating delicious meals at home then heading to a restaurant. My idea of eating out would be a restaurant or street vendor selling food that I’d have no idea how to cook, won’t cook or foods I’ve never tried before. Many people who do go out to eat get the same boring food that’s relatively easy to make. That’s not really why a majority of people eat out anyways, it’s the convenience. When I get asked why so many people eat out I know that one of the biggest reasons […]

grocery game monthly challenge

5 Supermarket Annoyances That Cost You More To Buy Groceries : The Grocery Game Challenge 2016 #3 Oct 17-23

AVOID IRRITATING PITFALLS AND YOU’LL SAVE YOUR GROCERY BUDGET FROM EXPANSION   This week I wanted to focus on changes that grocery stores could embrace that would make grocery shopping easier so I’ve broken down some of the most common annoyances that customers face. Today when we buy groceries it has gone from something simple to a bit overwhelming at times now that we are parents. Over the past nine years of grocery shopping in Canada I’ve noticed a trend at every grocery store that I go to and that is marketing differs across the board. It becomes a tug of war between the shops and the customers and in the end all I ever see is a packed parking lot at Costco. We’re a country driven by convenience and it shows. No grocery store is alike even though they may offer similar rewards programs and the same products. Every grocery store needs to have a face and by that I mean they must stand out whether it’s in a big way or by multiple smaller reasons to herd the customers in week after week. That’s how they make their money or in part. You might not want to shop […]

Saving almost 50% of his Gross Income is no longer a dream

YES THAT’S BEFORE TAXES   In my February 2015 net worth update post I mentioned I was saving approximately 50% of my gross income – my goal for 2015 is 45%. The reason I set this goal is my expenses in life right now are likely the lowest they will ever be for the rest of my life (not married, no kids, modest house), so it’s important to focus on savings while the going is good. I suspect that my salary will increase at a modest rate for the next few decades; however, my expenses will increase at a higher rate. The key thing about my savings rate is a lot of it is a result of preemptive planning. Below I’ll tackle each piece of my expenses and discuss tips and ideas on how you can trim these down in your own budget.   Government deductions   The government seems to always have his hand in our pocket. This expense is without question my largest, which requires some careful planning to ensure I’m not needlessly paying too much. The main focus of any budget conscious taxpayer should be to legally minimize taxes in a cost-effective manner. As a chartered accountant […]

A Beginners Guide To A Grocery Price Book (Free Template Included)

Why Make A Grocery Price Book   For many families, groceries make up a large portion of their monthly spending. If you’re looking to spend less every month, it’s possible to save a considerable amount of money on groceries. Knowing your prices is one of the best strategies to save money on groceries. It helps you evaluate the sale flyers to know if a sale really is the best price in town. Prices are always changing. If you track the prices, you’ll know when to stock up and how much to buy. The simplest way to really understand your local food prices is to create a grocery price book. What is a grocery price book? A price book, also called a price comparison chart, is a sheet that tracks the prices of the items you buy most often. It takes sometime to set up, but you’ll earn back your time quickly. To really see this in action, take the example of my favorite brand of bouillon, Better Than Bouillon Chicken Bouillon. Here are the prices at my local grocery stores: Wegman’s: Regular price of $3.99 Giant: Sale price of $3.99, Regular price of $4.49 Walmart: Regular price of $3.58 When […]

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