grocery game monthly challenge

5 Simple Grocery Savings Tips For The Busy Shopper : The Grocery Game Challenge 2017 #4 Apr 24-30

IT’S HARD TO WINDOW SHOP AT THE WHEN YOU’RE IN A RUSH.   If you’re consistently seeing that you’re spending more money on groceries then you’d like to perhaps you’re a busy shopper who needs to back up a step before moving forward. Like a harmless day of retail therapy after work grocery shopping therapy is just as exciting for those who love food. Both of which come with a high price tag if not careful. Do we put enough time and effort into what food we put into our bodies? For the most part I think we buy what we can afford and often go without so we can have something that’s a bit pricey. Those that follow this routine are in-tune with their food expenses and understand the idea behind stretching the food budget. If you have $100 to spend it depends on how many people you are feeding with the $100 and for how long. Those who are shopping for one or even two people at $100 a week every week may be able to afford less for more money. Not everyone wants to get value from their grocery expenses as missed opportunities to save their money […]

grocery game monthly challenge

How Much Should My Retirement Food Budget Be?

RETIREMENT PLANNING INCLUDES FOOD BUDGET CONSIDERATIONS   The cost of retirement does not come with a free meal pass and for that reason many seniors continue to budget as long as they can. One popular question I get asked on the blog is-How much money is needed for a retirement food budget? Retirement goals+Retirement Health are important financial considerations for the future especially when estimating financial needs. If you are close to retirement I’d say with-in 5-7 years it would be smart to estimate your future costs and whether you will be ready for them financially. Once you have that magic estimated number that you can work with then you will at least have a clearer picture. This will also ease any retirement stress you may be feeling when the time comes to say good-bye to your career and hello to retired life. Obviously monthly net income is factored into the equation as well how much money is left after all the fixed expenses are paid. Your income needs during retirement may decrease however an increase in eating out and travelling may see an increase in your dollar needs. You might find that you won’t need as much money as […]

grocery game monthly challenge

4 Expensive Impulse Food Purchases You Should Dodge : The Grocery Game Challenge 2017 #3 Mar 13-19

GROCERY SHOPPING IS LIKE WALKING INTO A CANDY STORE FOR ADULTS   Impulse buying behaviour is something that every consumer has to deal with whether you believe yourself to be an economical shopper or not. Frugal shoppers are as sensitive to the marketing process of luring shoppers into buying stuff they don’t need as are those who aren’t so thrifty. As you already know I’m a grocery shopper with eyes and ears and occasionally a mouth that engages in food-related conversation. Most often I enjoy observing and listening to what others are saying if they are in my vicinity. Don’t worry I’m not a grocery store stalker, just a nosey customer.   Types of Impulse food purchases   Over the past 5 years that I’ve posted our grocery shops in the Grocery Game Challenge I’ve been more attentive to what people are buying. I’m not the best at multi-tasking but since part of my hobby (this blog) requires knowledge about other shoppers I tend to snoop a bit. When you’re not looking I am because I want to know what you’re buying. I’m also interested in knowing what you’re reading on packages before you toss it in the shopping cart. […]

grocery game monthly challenge

Our Weekly Menu Plan Based On A Monthly $265 Budget: The Grocery Game Challenge 2017 #1 Feb 27-March 5

MENU PLANNING INVOLVES MORE THAN A SHOPPING LIST.   If you are the family meal planner don’t get discouraged if you can’t make the same menu plan your friends or family make because their grocery budget may be different. Not only that but their savings skills and ability to use coupons, price-matching, rewards points and so on all aid in savings. Also, keep in mind that not everyone has grocery stores on every other street corner. Some of you who live in rural areas may have a small grocer in town but must drive into a bigger city to see further grocery savings. Related: How a small town family saves money on groceries   Look to others for inspiration   Two of my home cook inspirations… Canadian Budget Binder fan Mary has posted her grocery shop in The Grocery Game Challenge (GGC) for the past 5 years. Not only does she try different recipes she finds online to her menu plan but her monthly $190 grocery budget for 2 has remained unchanged for many years. You can follow her journey every week by reading the comment section of the Grocery Game Posts along with many other GGC players. Mary makes […]

grocery game monthly challenge

25 Foods We Stopped Buying To Strengthen Our Savings Power : The Grocery Game Challenge 2017 #4 Feb 20-26

DON’T LET FOOD CONTROL YOU ESPECIALLY WHEN IT CAN SIGNIFICANTLY IMPACT YOUR GROCERY BUDGET.   You might be asking yourself the same questions everyone else is when it comes to food prices. When is this grocery shopping battle ever going to end? The answer is never because we have no control over price points or the state of the economy. What we do have is the ability to fight back by finding ways to slash our grocery budget with smart shopping choices. Ugh, I know that sounds like fun to some of you. Most often it’s not for the rest. The biggest savings high for us is finding those unadvertised awesome deals or using enough coupons to get a product free or near free. Is that even possible to do with coupons today? Meh, some say yes and others say no. It depends on what you buy, but I can say with certainty that stockpiling and the lucrative deals are far and few these days. You won’t believe how much money you are spending on empty foods that don’t add value to your meal plans or snack box. By adding value I mean, nutrition, cost and taste. Everyone wants to […]

grocery game monthly challenge

How To Spot Grocery Store Discounts (Saved Us $511 last year) : The Grocery Game Challenge 2017 #3 Feb 13-19

WHAT WOULD YOU DO WITH AN EXTRA $500?   If you find it amazing what you can save money on when you’re not looking imagine the savings you’d find if you were. One question we often get asked is, “How do you eat so well on a tight budget of $265 a month?” to which I reply budgeting, flyer savings, coupon app savings and grocery store discounts. Ask me that same question back in 2012 and I would have told you we were extreme couponers and deal seekers but times have changed. We went from using thousands of dollars in paper coupons every year to $15.35 in 2016. Today, our savings plan is far more balanced than it used to be. Now we take the grocery store discounts approach paired with eating less, using coupons, applying coupon app savings and rewards points etc. Back then rewards point programs were ramping up outside of the credit card world which gave Air Miles a run for their program. It became clear that consumers wanted to be rewarded for being loyal customers. The start of war of the rewards programs began and quickly evolved into which company could rope in the most customers. […]

grocery game monthly challenge

6 Grocery Budget Sacrifices Of A Frugal Shopper : The Grocery Game Challenge 2017 #2 Feb 6-12

STOP AND CONSIDER WHETHER YOU ARE PUTTING ENOUGH EFFORT INTO SAVING AS MUCH MONEY AS YOU CAN WHILE FOOD SHOPPING.   Grocery shopping should not be difficult but without unlimited funds walking into a grocery store and putting whatever you fancy into a shopping cart can be costly. Some shoppers don’t care about saving money but complain that grocery prices are too high. Then there is the frugal shopper who will pull out all the strings to save money but not without sacrifices. Which shopper are you? Frugal doesn’t mean you are cheap it means you are smart with your money. Don’t get me wrong there are still plenty of smart shoppers who aren’t frugal shoppers but just happen to land on deals wherever they go. Lucky maybe? We’re not in the CBB house so we opt for the frugal lifestyle so we can concentrate on paying our debts, increasing our retirement savings and enjoying life without the added worry of more bills. Why? We pay everything in full. Related: Why are you being frugal when you don’t have to be? Arriving at the point where money stress wasn’t getting in the way of our reasoning when grocery shopping has […]

grocery game monthly challenge

7 Money Smart Shopping Trip Essentials You Need : The Grocery Game Challenge 2017 #1 Jan 30-Feb 5

THE GROCERY SAVINGS BAG IS THE ONLY BAG WE THINK ABOUT BEFORE WE LEAVE FOR A SHOPPING TRIP.   Coupon Binder, what’s that? Yes, even the binder has become old school and the grocery saving newbies are wondering what we’re going on about. You mean, smartphone, right? No, coupon binder but don’t worry because not many people carry them around these days. Planning for a grocery shopping trip in the CBB household either runs as smooth as my brownie batter or as lumpy as my mashed potatoes. Even before we became parents grocery shopping was a big deal and it still is although our priorities include a toddler who takes ages to get out the front door. Related: How to successfully go grocery shopping with a baby Over the years we’ve learned the easy way how to save money while grocery shopping and the hard way. The problem is that even though we have the best intentions sometimes not everything goes as planned. I bet even the ultra-organized shoppers screw up their own shopping trip from time to time. I can’t tell you how many times Mrs. CBB and I have sat down to sort out our menu plan for […]