How I Reduced Our Grocery Budget From $1100 To $600 In 6 Months

ABOUT OUR FAMILY   We are on a very tight budget with food being the second greatest expense, preceded only by our mortgage. My husband and I have spent most of our family years raising our kids and figured we would have plenty of time to save for retirement. Retirement has arrived for my husband and is staring me in the face and we are trying to get our financial house in order. Our kids are the joy of our lives but raising 4 of them has proven to be costlier than we would ever have imagined. This is our story about how we are beginning to climb out of debt and onto the road towards financial freedom. It is never too late to take control of your financial future. My family is a single income family of 5 (two parents and three grown kids at home). Last summer, I sat bemoaning my situation (out of control debt and never enough money at the end of the month) and wondering where my money, which in theory should be sufficient to meet our needs, went. I am a professional person and make a modestly decent income, but through the wonder of the […]

grocery game monthly challenge

The Grocery Game Challenge #8 February 18-24, 2013~Buy Now or Buy Later

Image Courtesy of digitalart/freedigitalphotos.net Buy now or buy later is something that runs through our minds when we are looking at the weekly flyers or when we are inundated with bargains at the shop that were unadvertised or are too good to pass up. We ask ourselves 3 questions Is this the best price? Do we really need it? Can we afford it in the grocery budget? Often we are faced with these dilemmas because we don’t want to pass up an opportunity to save our family some money. Earlier in 2012 we had guest blogger who shared their thoughts on knowing prices and how to that’s the key to saving money on your grocery bill which leads us to wonder whether we are taking the time to learn them. This week the milk is on sale at Food Basics for example for $3.88 and we have a $1.00 coupon off when you purchase any Lactancia milk. We use milk mainly for coffee, tea and cooking and typically will pay $4.19 at Shoppers Drug Mart to purchase our 4 litres of  milk so we can get Shoppers Optimum points fast. With the $1.00 off coupon this week we would pay $2.88 for 4 litres of milk. So, […]

grocery game monthly challenge

The Grocery Game Challenge #6 February 4-10, 2013~ What Foods Not To Eat, Organic and Gardening

Photo Credit I was reading an article yesterday on Yahoo about 9 foods that we should never eat and wasn’t sure what to make of it. What I did realize though was how important growing organic food was and why we do it every summer. One of the items on the list was canned tomatoes which we use in the off-season for making pasta sauce. It states that it’s not that tomatoes that are the problem it’s the can. The can itself apparently has a harmful chemical called (BPA) Bisphenol A which is a chemical found in hard plastics and the coatings inside food and drink cans called epoxy resins. They behave in a way like estrogen and other hormones in the body. After reading more about the potential health effects of this chemical I’m shocked they are even allowed to be using it. The article goes on to say that it’s best to find tomatoes in a jar rather than a can. We typically buy our tomatoes in the can. A few other foods in were deli meats which they say are crap, which for the most part may be true as they are full of sodium, hormones, antibiotics […]

grocery game monthly challenge

The Grocery Game Challenge #2 January 7-January 13,2013 Join In!!

You should Join in the Grocery Game Challenge If you’ve thought about cutting back or even getting your grocery budget under control. Whether you have a grocery budget for 1 or a grocery budget for 7 sticking to the budget is made easier when you post your shop. I’ve already seen an increase in new grocery game challenge posters and I am excited to track their success in 2013.  In 2012 we set a grocery budget for 2 of $190 a month with one no-shop week per month. When we reviewed our 2012 Yearly grocery budget figures in last weeks post you can see our grocery expenses were a bit more than the $190 a month we anticipated. Why? For 2 reasons We didn’t start the Grocery Game Challenge at the start of 2012 We didn’t carry over any overspend to the next month so we could get back on track. This year will be different for us as we have a bit of a bigger budget as well as a stockpile budget that we will use for great deals so we don’t use our entire grocery budget for the week. Our 2013 grocery budget is now $2819.38. It makes sense to us […]

grocery game monthly challenge

The Grocery Game Challenge Dec 31-Jan 6 #1~Happy New Year 2013

Happy New Year’s to all my fans here at Canadian Budget Binder. The Grocery Game Challenge has been amazing this past year and I know 2013 will be even better. We have had fans from Canada and the USA post their grocery shops weekly and we are growing each month with more people who want to stick to their grocery budget. If you are looking for ways on how to save money post your shop in the grocery game each week. I often have people email me to ask me “How much should my grocery budget be?” but the question should be “How much can I afford?” to spend in the budget.  I can’t tell you the amount of people who are looking for magic numbers telling them what they need to spend on groceries every month. I’ll tell you all loud and clear you are the one holding the answer to your question. No one on the internet can tell you what to spend. Once you figure out your monthly budget using your net income the numbers should fall into place. Balancing the budget is the only way you will know how much to spend and besides there may be […]

grocery game monthly challenge

The Grocery Game Challenge Dec 24-30, 2012~Boxing Day

Boxing Day Deals kept piling up in our shopping cart today but that’s OK we planned to pick up some great deals and we did. Not everyone fancies going out for boxing day but for us we were pretty sure it would save us some money. I’m guessing many of the people working on boxing day were just as anxious to pick up deals. Our cashier at Canadian Tire told us that she wants to pick up a few things after her shift if there’s anything left. There was a great deal today spend $60 and get a $15 spending card so I don’t blame her. They were pretty much throwing money back at us and we used every bit of it. We planned to be at Sears for 6 am when they opened but that didn’t happen. Laziness kicked in and we just didn’t give  a toss when we got there because we thought if we find what we want great but we’re not running out at stupid-o-clock for a deal. We finally made it out by noon with a Tim Horton’s coffee in hand and made our way to the mall, Sears, Value Village and Canadian Tire. I personally don’t see […]

grocery game monthly challenge

The Grocery Game Challenge Dec 17-23,2012 Hot Stuff That Tabasco!

I’m adding a little spice to the Grocery Game Challenge! Tabasco has been so nice to send me this nifty Christmas gift set that I won from Facebook. It came with around 10 coupons for $1.00 off any Tabasco and 10 little bottles of  Tabasco in red velvet bags perfect for a stocking stuffer. Thanks Tabasco Canada! I’ll be sure to pass these along to any Winners in the Grocery Game Challenge. ENTER to WIN HERE>$100 CASH through PayPal or an AMAZON Gift Card! Contest Ends Dec 28,2012. Good Luck It seems many grocery game challenge fans believe their grocery budget has been shot to the moon and back this month and you know what, it has for many. The lesson we learned this year was that we need to make some changes to our grocery budget including Christmas and stockpiling using coupons or simply great deals we find. Having posted our shops all year we will have a better idea for 2013 how much money we spent in 2012 and what we should set our budget at. We do know for certain that if we spend more one month that we WILL carry that overage to the next month to make up for it. There’s […]

grocery game monthly challenge

The Grocery Game Challenge November 12-18,2012 Ho,Ho,Ho,Holiday Treats!

Did someone say Holiday Treats? Last week in The Grocery Game Challenge we talked about planning to bake for the holidays and what you needed to do. Now that the weather has changed some of our neighbours have flipped the switch on their Christmas lights and put out their holiday decorations. We woke up to see our skylight this morning covered in snow and like kids we both rushed to the front window to see what the night had brought for us. Sadly, it was a small dusting but clearly the snow is on its way. For some it is still very early and for others like us we like to get a jump-start into the festive season so we can be enjoying it with friends and family as the weeks slide on in and party invites start to come in. The festive spirit has already ignited as we spread some holiday cheer. So we decided to make a few easy Christmas recipes in the upcoming weeks starting in December and I will post them every Sunday as a Holiday Treat Special. Every Sunday I post a recipe from Mr.CBB’s kitchen on the blog. It’ s the only time a week […]

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