grocery game monthly challenge

How To Chop Your Grocery Costs In Half : The Grocery Game Challenge 2016 #3 May 16-22

YOUR GROCERY COSTS CAN BE SAVED   I’m sure you think that it’s impossible to cut your grocery costs in half and for some of you it may be challenging but for others who are determined it is possible. The problem with so many people who overspend is realizing that they need to change and put stops in place to stick with it. How much should your grocery budget be? If you don’t know the answer to this question today I’m going to share with you how you might be spending far TOO MUCH on groceries for no reason at all. Let’s examine the ways you may be overspending and how you can chop your expenses without feeling deprived. Just because you grocery shop at a cheaper grocery store doesn’t mean you are winning with your grocery bill. No matter where you grocery shop there will ALWAYS be deals which means not one grocery store is created equally. This is the beauty of consumer marketing at it’s finest. In the event you live in a small town and have one local grocery store being mindful of your grocery expenses may become imperative for those who run their ship on a […]

Ontario Budget 2016 Will Affect Your Household Budget : The Saturday Weekend Review #161

ROLL OUT THE FINANCIAL RED CARPET   If you don’t think your household budget will be affected by the Ontario Budget 2016, think again. For the most part there are your typical increases but with every extra dollar spent that’s money you must account for. The new Ontario Budget 2016 lit up the internet and social media on Thursday when highlights of the new budget were announced. To be honest I wasn’t sitting by the computer waiting for the new Ontario Budget it kind of hit me in the face. It generated such a buzz that my Twitter and Facebook feed was littered with posts and comments. So over a cup of coffee I read article after article about the pros and cons but the bickering between students was outrageous on some Facebook pages. When money is concerned you can’t please everyone and the government knows this. You’re almost taking from one pot to fill another and hoping that they balance themselves. The deficit for 2016-17 is projected to come in at $4.3 billion and be reduced to zero the following fiscal year Ontario’s net debt will hit $308 billion in 2016-17, the largest of any sub-national jurisdiction in the […]

grocery game monthly challenge

How often should you complete a food budget review? : The Grocery Game Challenge 2016 #3 Jan 18-24

PROJECT BUDGET CONTROL   Some people spend FAR MORE money on groceries than they need to like one  CBB fan who chopped her $1100 grocery shopping budget to a manageable $600 a month in less than 6 months. She had to make serious changes but the biggest of all was a review of how much money she was actually spending every month. Without knowing that number she wouldn’t have known just how much she was spending. Related: How I decreased my grocery budget from $1100 to $600 in 6 months Understanding food cost can be overwhelming for anyone as I’ve learned from experience over the years. When I moved to Canada I had no idea what the cost of anything was so I had to learn from the ground up. Last week we talked about how to calculate your monthly grocery costs and today I want to talk about how often you need to review your grocery budget to make sure it still fits with your overall budgeting goals. By know you already know how much your grocery budget should be BUT when should you review that number? Some people like to review their grocery budget yearly which is what […]

grocery game monthly challenge

How To Calculate Your Monthly Grocery Costs: The Grocery Game Challenge 2016 #2 Jan 11-17

BUDGET ONE STEP AT A TIME   One of the top questions I get asked is “How much should my grocery budget be?” and I reply,  “How much are your current monthly grocery costs?” Before determining your grocery budget it’s important to know what your current situation is costing you.  Most often my question goes unanswered or I get a response of “I don’t know” because for some consumers grocery shopping is simply buying food for the week and paying the bill. Unfortunately budgeting and frugality are not normally part of the shopping trip until it becomes necessary for some people. Don’t make this be you. A food budget should be essential for everyone unless you have unlimited income where money is of no object to you. Not many of us reading the blog are that fortunate I’m afraid. Typical grocery costs per month will differ from person to person depending on many factors such as size of the family, income level, health and special diets and so on. You can read all about that in the post I linked above. Currently it’s high-season for budgets now that new year has arrived and people want to get back on track […]

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