grocery game monthly challenge

How often should you complete a food budget review? : The Grocery Game Challenge 2016 #3 Jan 18-24

how often should you complete a food budget review(1)how often should you complete a food budget review(1)

PROJECT BUDGET CONTROL   Some people spend FAR MORE money on groceries than they need to like one  CBB fan who chopped her $1100 grocery shopping budget to a manageable $600 a month in less than 6 months. She had to make serious changes but the biggest of all was a review of how much money she was actually spending every month. Without knowing that number she wouldn’t have known just how much she was spending. Related: How I decreased my grocery budget from $1100 to $600 in 6 months Understanding food cost can be overwhelming for anyone as I’ve learned from experience over the years. When I moved to Canada I had no idea what the cost of anything was so I had to learn from the ground up. Last week we talked about how to calculate your monthly grocery costs and today I want to talk about how often you need to review your grocery budget to make sure it still fits with your overall budgeting goals. By know you already know how much your grocery budget should be BUT when should you review that number? Some people like to review their grocery budget yearly which is what […]

grocery game monthly challenge

How To Calculate Your Monthly Grocery Costs: The Grocery Game Challenge 2016 #2 Jan 11-17

how to calculate your monthly grocery costs(1)

BUDGET ONE STEP AT A TIME   One of the top questions I get asked is “How much should my grocery budget be?” and I reply,  “How much are your current monthly grocery costs?” Before determining your grocery budget it’s important to know what your current situation is costing you.  Most often my question goes unanswered or I get a response of “I don’t know” because for some consumers grocery shopping is simply buying food for the week and paying the bill. Unfortunately budgeting and frugality are not normally part of the shopping trip until it becomes necessary for some people. Don’t make this be you. A food budget should be essential for everyone unless you have unlimited income where money is of no object to you. Not many of us reading the blog are that fortunate I’m afraid. Typical grocery costs per month will differ from person to person depending on many factors such as size of the family, income level, health and special diets and so on. You can read all about that in the post I linked above. Currently it’s high-season for budgets now that new year has arrived and people want to get back on track […]

grocery game monthly challenge

3 Ways You Can Have A Food Shopping List With Variety And Save Money : The Grocery Game Challenge #3 Nov 16-22, 2015

3 WAYS YOU CAN HAVE A FOOD SHOPPING LIST WITH VARIETY (1)

FOOD DOESN’T HAVE TO BE BORING   Having the same weekly food shopping list when we grocery shop is a part of our past. We’ve learned that we really don’t like eating olives every day if we don’t have to. These days we have plenty of variety in our diet and we owe it all to our grocery budget and a few other motivations that everyone should be aware of. I think most people buy the same foods out of habit because there’s no method to the madness of consistency in the kitchen especially if you have a busy schedule. Last week fellow personal finance blogger at Budget Blonde Catherine who is an amazing saver left the comment below on my blog post. Her words had me wondering if others create the same food shopping list every week because it’s cheaper on the grocery budget. I also considered that some people may want the same foods each week because they have recipes in mind that they’ve done over and over which saves time and in their opinion, money. I love to have some variety in my diet, but I’ve found that the more variety I seek the more money I […]

grocery game monthly challenge

10 Breakfast Ideas That Are Budget-Friendly : The Grocery Game Challenge #2 Nov 9-15, 2015

10 breakfast ideas (1)

THE MEAL OF CHAMPS   We’ve all heard that eating breakfast is the most important meal of the day but for many people we let the busy morning get the best of us so we skip it. Everyday there are school breakfast program advertisements on the television because without breakfast it’s hard for kids to concentrate. The same holds true for adults which is why we need to eat a balanced breakfast in the morning. I’m probably one of the worst breakfast eaters since our son was born but I’ve been working on changing that. With a busy morning I am that person who puts my needs aside to help take care of everyone else. Typically grabbing a coffee in the morning would work for me but now I’m reverting back to my old ways where breakfast is king. I want our son to realize how important it is to sit around the breakfast table in the morning and why it’s important to get up early to do so. While grocery shopping, I always go down the cereal aisle to see what bargains we can find. Buying cereal used to be a big deal in our house when coupons made […]

grocery game monthly challenge

4 Ways A New Diet Plan May Impact Your Grocery Budget :The Grocery Game Challenge #4 Oct 26-Nov 1, 2015

4 WAYS A NEW DIET PLAN MAY IMPACT YOUR GROCERY BUDGET

I WANT TO LOSE WEIGHT   Every now and then I hear someone say they want to start a new diet plan so they can shed a few pounds. We’ve all been there and some say it more often than others. This time around it’s my wife and she’s on a mission to lose weight and get back her pre-baby body. She just woke up one morning and said, “Enough is enough, let’s get this diet plan going”.  And, so it begins. I know some people aren’t a fan of the word ‘diet’ but I don’t view it as a jail sentence like some people do. I believe the word diet encompasses our overall health and wellness. Just recently we’ve talked about 2 different diet plans on the blog, The Paleo Diet Plan and The Raw Food Diet Plan both of which are filled with good healthy food. A diet is filled with products that we as humans consume and they are either good for us or not. It’s about living longer and not just about living in the moment. Losing weight fast is never recommended which means fad diets are just that, a fad and a waste of time. […]

grocery game monthly challenge

Click and Collect Online Grocery Shopping Is Here : The Grocery Game Challenge #3 Oct 19-25, 2015

CLICK AND COLLECT ONLINE GROCERY SHOPPING(1)

GROCERY SHOPPING HAS GOTTEN EASIER!   Have you ever dreamed of having a personal shopper? Don’t we all. Well dream no more if you live in Edmonton, Alberta because Loblaws launched Click and Collect Online Grocery Shopping in some of their Real Canadian Super-Stores (RCSS). To be honest it almost sounds like a drive-thru grocery shopping opportunity. I did a bit of research because I wanted to learn about this new click and collect online grocery shopping in Canada. At Tesco UK, they have done home deliveries ever since I can remember but now they do click and collect so it’s not a new concept. You might even remember your grandparents or great-grandparents tell you that they worked for a grocery store delivering groceries. Do you remember the milk man? Fresh milk brought right to your door. These times are all coming back but with a twist, technology. With the snow on the way the click and collect online grocery shopping service could be a VERY popular service for Loblaws and make them a fortune. They are not targeting all those people who would rather not shop, those who can’t shop or those who don’t have the time to shop. […]

grocery game monthly challenge

President’s Choice World Elite MasterCard Is Helping Us Get Loads Of Free Groceries: The Grocery Game Challenge #1 Oct 5-11,2015

THE PRESIDENT'S CHOICE WORLD ELITE MASTERCARD (1)

WE LOVE FREE GROCERIES   President’s Choice (PC) Financial has done it again bringing customers the No Annual Fee President’s Choice Financial World Elite MasterCard to the table. We really do love that there are no annual fees on this credit card or any PC Financial MasterCard which is why we chose PC. My wife banked with PC Financial years before I emigrated to Canada. It was only natural that I sign up for my first Canadian Credit card with PC. I needed to build a credit history in Canada as a permanent resident so we were able to get a mortgage. Thankfully the good people at PC Financial were kind enough to give me that start in a country I was now calling home. As the years have passed PC Financial MasterCard has come out with new versions of their popular MasterCard which my wife and I have always applied for. There are now three PC MasterCards all of which we have used over the years including this brand new one I’ll be telling you about today. All PC credit cards now have the chip and pin technology which just about every shop accepts and it’s great for security […]

grocery game monthly challenge

Protect your wallet from the pickpocket at the grocery store: The Grocery Game Challenge #5 Aug 25-31, 2014

Pickpocket steals wallet from purse

SECURE YOUR VALUABLES   You don’t think the pickpocket pro will target you but all it takes is you to turn your focus for one second and your wallet will be missing. Learning how to pickpocket doesn’t require a degree rather it’s simply practice and you don’t want to be the one they practice on. I don’t know if any of you, especially the ladies have had your wallet stolen from your purse before but you can feel so violated knowing you were right there. I could have probably taken my camera and went around a few grocery stores this week and snapped pictures of lonely shopping carts with open purses sitting in them. It happens all the time and for some reason I notice these things and maybe because my instincts kick in wondering how someone could leave their purse alone for someone to steal boggles my mind. I make sure my wallet is always in my back pocket even though many men will tell you keeping your wallet in your front pocket is likely a better place to deter any pickpocket. Yes a pickpocket will put their sticky fingers in your back pocket to steal your wallet or […]

grocery game monthly challenge

Do you buy magazines at the check-out?: The grocery game challenge #4 June 23-29, 2014

magazine rack

BORED AT THE CASH MIGHT COST $   Not everyone falls prey to the marketing ploy of magazines at the check-out although there are many of you that just can’t go without your weekly or even daily dose of  “worldly news”. We do not subscribe to magazines so unless it is a free magazine like “Melt magazine” or “Ingredients Magazine” it will never end up in our shopping cart. Although those magazines in Canada revolve around food they are not costing us any money. Maybe that means we are boring people? With the internet at our finger tips you can find just about anything you need to know online. You can pretty much find free magazines online which will give you hours of reading entertainment. Magazines are not cheap either as you can expect to pay anywhere from $2-$5 and then some just to read something and toss it in the garbage.   Magazine fever   I notice my wife falls prey to the celebrity gossip magazines while waiting at the check-out and will look at In Style magazine, Chatelaine magazine and Canadian Living magazine. She has never bought a magazine though and to be honest I just don’t think […]

grocery game monthly challenge

How a cooking skillet caused a customer to argue: The grocery game challenge #4 May 19-25, 2014

Frying Pans

KEEPING CUSTOMERS HAPPY   This is a case where the cooking skillet wins and the customer who doesn’t care to listen or understand the rules rather just wants her product for less. Happy customers spending their money are what most businesses aim to have, but what happens when you can’t make a customer happy and they start a public argument with you?   Cooking skillet frenzy   This happened the other day at the grocery store where a couple was chatting to the cashier about a cooking skillet that scanned wrong and they wanted to have the scanning code of practice (SCOP) applied. Yes, the store honoured the scanning code of practice so you would think it would be a cut and dry situation like most of who have had SCOP applied before. Not this time. Apparently the cooking skillet was put on the wrong rack by another customer who clearly noticed that the other frying pans were on sale. Instead of putting the more expensive frying pan back where it belonged they just swapped it out for the frying pan that was on sale. That meant the more expensive cooking skillet was on the same rack as the cooking […]

grocery game monthly challenge

Do food pictures tempt you to buy the product?-The grocery game challenge #1 Apr 28-May 4, 2014

Money Quote Logo CBB

FOOD PHOTOS THAT MAKE YOU DROOL   I don’t know about you but food pictures really do play an important role when deciding on whether to purchase a product at the grocery store for many people. We know that marketing in the grocery store plays to all of our senses because they know that if we smell, see and taste food that we are more inclined to purchase it. Many grocery stores that have a full deli, fruit bar, sushi bar, fresh fish and bakery make it priority that the customers can see what they are doing. They want the customers to get that food porn visual because they know it’s money in their pocket. I for one don’t mind watching food being prepared and if your store has a butcher you can bet you will see the meat that you are putting on your BBQ packaged right before your eyes. Be prepared to pay for this premium service though.   Food Pictures   Today I want to talk a bit more about food pictures on products, posters and displays but mostly products. It’s just not convenience foods that have food pictures either. When you pick up a product you […]

grocery game monthly challenge

Why some people hate the grocery store: The Grocery game challenge #4 Apr 21-27, 2014

coupons Canada apr 2014

SHOPPING IS NOT FOR EVERYONE   I could teach you 10 ways to save money buying food but if you hate the grocery store there is nothing that I can say that will convince you to spend more time planning your shops. Grocery shopping is one household task that some people cringe at having to do. I always seem to write about the positive side about grocery shopping but what about those people who hate the grocery store and would rather be doing something else. Sure, grocery shopping isn’t my idea of fun but at the same time when it comes to our finances we both take pride in making sure we are spending according to our budget. Today I’m going to talk a bit about those grocery haters and if you’re one of them leave a comment and tell us why you hate the grocery store and what you’d rather be doing.   Hate the grocery store   I know most men will be the first to admit that they hate the grocery store because it’s just too boring and not their thing. I can understand that because many men might not have went grocery shopping with their family […]