grocery game monthly challenge

Do summer foods cost you more money? : The Grocery Game Challenge #4 July 21-27, 2014

PICK YOUR OWN EAT IT FRESH   Summer foods are fresh, in-season and in some cases can drive up your grocery budget if you’re not careful. For the most part Mrs.CBB and I have a standard grocery list that we use every week along with sale items that come up in the flyers. In the summer our grocery list seems to grow. With such growth we really need to focus on how much money we are spending at the grocery store so we don’t overspend causing us to carry over these expenses to the next month. This is what we did for the month of July as you will notice we were over budget by $18.24. The reason for this is because we are trying to catch up for going over budget the month previous. It only seems to happen in the summer but come winter, things change. I know you might suggest giving ourselves a larger budget but it does seem to work out in the end. If by the end of 2014 we notice we need to make an increase then that is what we will do. We won’t deprive ourselves and not buy what we need when […]

grocery game monthly challenge

Do you spend more or less when grocery shopping alone? : The grocery game challenge #3 July 14-20, 2014

YOU AND THE GROCERY BASKET   Grocery shopping alone for some people is like a holiday away from the hectic life they lead at home and in the workplace. Would you agree or disagree with the above statement? Not everyone enjoys to shop alone but if you are one of them you might find you spend less than if you have your spouse, partner, friends or the troops alongside you. I’m one of those who grocery shop with my wife although there are times where I have to go grocery shopping on my own because she is busy doing something else. I don’t mind shopping alone but what I did notice is that when I shop alone we spend less money. The only reason I thought about this was because when I went shopping alone this week three things happened. I was in and out of the store faster even though I still took my time I didn’t deviate from the list nor was I thinking about it I spent less because we didn’t try and convince each other that we needed a certain product I find when we shop together we start talking about food and recipes and conversations […]

grocery game monthly challenge

What if the customer ahead of you was short cash?:The Grocery Game Challenge #4 Mar 24-30,2014

WOULD YOU PAY FOR THEM?   The last thing you want to have happen while paying for your groceries is that you are short cash. Not everyone has a credit card to pay for groceries to pick up the perks nor do they care to use a debit card to pay transaction fees where applicable. In fact many people use a cash envelope system to budget their expenses and the grocery budget is included. This means that they carry only a certain amount of money with them when they go grocery shopping. Most times they keep this money in an envelope or a separate area. If you are someone who only carries cash while grocery shopping being short¬† cash at the check-out can be embarrassing for some and for others they simply wave it off as no big deal. Deep inside though we wish we didn’t have to put items back once they are already scanned through. Having enough money to pay for whatever we need at the grocery store is important but not everyone is that fortunate. Planning a grocery shop using the sale flyers, coupons and other savings avenues such as Checkout51, Cart Smart and Snap Saves is […]

grocery game monthly challenge

Do you blow your grocery budget if you rush? : The Grocery Game challenge #2 Mar 10-16, 2014

LET THE GROCERY GAME BEGIN   I guess only you can answer whether you bust your budget on groceries if you are in a rush. I can tell you what our answer to this question is but I’m betting every grocery shopping situation would be different. The key here is not so much the time it’s whether you are prepared the minute you walk through the doors at the grocery store. Alternatively I like to earn cash back on groceries meaning I like to use coupons and other means to trim the grocery budget like just recently learning about Checkout 51. Another way we save is by using our PC Points because saving money is important to us especially when it comes to groceries and other items that we can easily reduce on our own. Free money is good! You may find cash flows in as fast as it flows out if you aren’t watching where you money is being spent. Can you agree?   The grocery rush   Just the other week I watched a mother come zooming in to Wal-Mart with her child who immediately wanted to play on the money operated toys they have in the front […]

How a small town family saves money on groceries

SMALL TOWN SAVINGS   Today we have a guest post from a small town fan of Canadian Budget Binder who wants to share her insights into grocery shopping on a budget when your options are limited. If you are a fan or a personal finance blogger and would like to share a story please read my guest post guidelines and contact me. My name is Christine and I live in a small town in Ontario and have followed Mr CBB for quite a while now on the blog and participating in posting my grocery shops with his Grocery Game Challenge since Sept 2012.   Our grocery budget   I shop for my family of 4 which includes my two adult children, my husband and I. We also can’t forget our family pet fat cat Stuart who eats up a part of our grocery budget as well. Our grocery budget is $650 per month so I have to make that money stretch and living in a small town can make that challenging for me. I have tried very hard to keep things within my budget, not always successfully. It’s been a learning experience to say the least. If you have been […]

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