grocery game monthly challenge

7 Secrets Of The Grocery Shopping Deal Sniffer : The Grocery Game Challenge 2016 #4 Apr 25- May 1

BLINK AND YOU’LL MISS THE SAVINGS   I would consider myself a grocery shopping deal sniffer because I’ve taken the time to learn as much as I possibly can about grocery shopping in Canada even though I knew nothing only 8 years ago. What is a deal sniffer? When I moved to Canada I had no idea about any prices and was led by my wife who helped get me on board with how things happened at the grocery store. I was always a deal sniffer in the UK and I even had a hand scanner similar to the Nielsen Hand Scanner where I scanned my groceries for rewards points. I did just about anything to save money as long as it was legal even if that meant eating the same foods week after week. My kitchen isn’t that boring these days because now I’ve got my grocery shopping goggles on the second I walk through the door. A deal sniffer is someone who knows their stuff when it comes to grocery prices, the grocery store and other places that sell food products. They know where the deals are how to find them and what they need to do in […]

grocery game monthly challenge

Product strategy change may equal grocery savings: The grocery game challenge #3 May 12-18, 2014

A MARKETING PLAN IN ACTION   Sometimes a new business strategy or product strategy forces a company to make changes to their product. In some cases it’s simply the packaging of the product that is changed. Either way any of these new product design ideas mean that the manufacturer likely wants to get rid of old stock products off the shelves in the grocery stores and retail big box stores to make way for new product packaging. I often wondered if the same product was on the shelf and you would see a new and improved label on a product whether the earlier product was any good or not. I’m sure they mean that their other product was great but this is even better. I’m not sure but for the most part they need to keep the product fresh, up to date and appealing to the customers.   Product strategy   What is a marketing strategy? For the most part to me it means they want to find the best way to communicate a new or improved product to the customer, get our attention to purchase items and that means finding appealing ways to do it. It might mean product […]

Spending cuts and increases: Budget Update Jan 2014

COUNTING THE CHANGE   Staying on top of our end of 2013 budget spending cuts and increases are going to be critical for us in the 2014 year. If you missed our December 2013 budget update you can go back and read about where all of our money went and how our budget has changed for 2014. I’m pretty sure that 2014 will be full of surprises for us so we want to be prepared for the unexpected at least with money set aside for emergencies after the mortgage is paid. With our mortgage coming due in April to the exchange rate rising we hope that we are off to a bit of a kick-start. Hopefully in the next month or so we will meet with our financial advisor to go over our investments. We’d like to make some changes for the 2014 year and maybe even talk about if we can get a further discount for being 2 years smoke-free on our life insurance policies.   Spending cuts   Spending cuts came to us in the form of having to spend less in a particular budgeted category or having to move money in the budget to balance it out. […]

grocery game monthly challenge

The Grocery Game Challenge Oct 21-27, 2013 #3: Buying when there is a product limit

A Limit Means A Limit For A Reason   When grocery shopping on a budget and you scour the giant weekly ad flyers that come in the mail you are always searching for the best product prices on everyday items you use in your pantry. If you are a player of the grocery game here at Canadian Budget Binder you know sticking to your grocery budget is imperative to meet your monthly and yearly goals but factoring in some amazing weekly deals is also something to be considered when creating your grocery budget. It’s essential to make sure that you are stocked up so you can create healthy meals for yourself or your family and of course the grocery savings are imperative especially when you want to stick to your grocery budget.   Product limits   When big sales happen for various grocery stores estimating limits for products is a game they have to play otherwise they may run out of product for the customers. The grocery store doesn’t want to overstock a product in which case they may be stuck with it if it doesn’t sell or potentially have a return if that is allowed. I can only assume […]

How I Reduced Our Grocery Budget From $1100 To $600 In 6 Months

ABOUT OUR FAMILY   We are on a very tight budget with food being the second greatest expense, preceded only by our mortgage. My husband and I have spent most of our family years raising our kids and figured we would have plenty of time to save for retirement. Retirement has arrived for my husband and is staring me in the face and we are trying to get our financial house in order. Our kids are the joy of our lives but raising 4 of them has proven to be costlier than we would ever have imagined. This is our story about how we are beginning to climb out of debt and onto the road towards financial freedom. It is never too late to take control of your financial future. My family is a single income family of 5 (two parents and three grown kids at home). Last summer, I sat bemoaning my situation (out of control debt and never enough money at the end of the month) and wondering where my money, which in theory should be sufficient to meet our needs, went. I am a professional person and make a modestly decent income, but through the wonder of the […]

Making The Best Of What Is Available: My Grocery Shopping

I have lived in five different countries over the past 10 years such as  France, Guatemala, Spain, the UK and Morocco. While I love to cook, changing country had taught me that you can’t have the same meal plan wherever you live. Grocery shopping is a different experience in every country. In France, cheese is cheap and delicious, while finding cheese other than orange cheddar is a challenge in Guatemala. You would think that living in a cheaper country means that every daily item is cheaper. It is true. But daily items mean what the people who live there eat. In Guatemala that means beans, rice, meat and vegetables. Not cheese. Cheese is a luxury that is not part of the lower and middle class diet. Even milk is a luxury, which is strange because there are so many cows, but I guess the whole refrigerated distribution is complicated. Instead of having cheese for lunch and dinner as I would in France, I eat mozzarella or cheddar cheese once or twice a week, on pizza or omelets. And once in a while, I pay a premium to enjoy a nice goat cheese from a gourmet delicatessen, with a glass of wine. Wine […]

Reader Question: Homemade or Store Bought~ Which is Cheaper?

Mr. CBB has paid me the compliment of inviting me to help answer a reader’s question: A question I would love to have feedback on from you and your fans is: How do you know when it’s less expensive to make homemade baked goods or buy it pre-made at the store? I’m on a tight budget and I hesitate to try recipes only to find out it’s more expensive with the ingredients and electricity amongst other things. I am sure it’s more nutritious to make my own but right now it’s financial. The short answer is that bakery goods have among the highest mark up in the grocery store, so home baking is almost always more affordable than an equivalent purchase from the store. In reality, though, there are some factors that need to be considered, especially if you’re on a tight budget. If you are not already a baker, you’ll need to have some basic equipment on hand to bake and you’ll also need the ingredients called for in the recipe. My advice? Do bake at home and make homemade. You’ll recoup your initial investment in ingredients and equipment very quickly. Tips on getting started with home baking inexpensively Keep your […]

grocery game monthly challenge

The Grocery Game Challenge Oct 22-28,2012-Welfare Food Challenge Final Thoughts

This is the last week to post your shop for The Grocery Game Challenge in October. You can post your October shops all the way back to the beginning of the month if you have your totals. I will post the WINNER next Tuesday when I post the first week of The Grocery Game Challenge for November. As you might have heard this past week I participated in The Welfare Food Challenge run out of British Columbia although I’m in Ontario. Last weeks Grocery Game challenge I showed you my grocery list and what products I was able to purchase with the $26 I was told that I had to use for a weeks worth of food. The food for the first two days of the challenge wasn’t so bad and as I went along new ideas kept popping into my head. I promised I would do a final follow-up about how the week went and today is the day! Yesterday was the 7th and final day of the challenge and I want to share with you what Mrs. CBB and I have learned. We learned that $26 was a struggle to purchase groceries with an empty pantry. We argued […]

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