New Rules To Keep Your Financial Marriage Happy

NEW RULES MEAN CHANGE WHICH ALL COUPLES SHOULD EMBRACE   Marriage IS financial, marriage IS physical and marriage IS emotional and without a balance that kingdom will crumble and fast. Marriage issues typically arise for more than one reason but for Mrs. CBB and I we created new rules this year to build up instead of tear us down.   Be the contractor of your life together.   Some people might question why would have any marriage issues when we are debt free but remember, money doesn’t make people truly happy from the inside out. It’s easy to fake a happy relationship when money is priority with fancy cars and a frosting of glass that no one can see through, but the both of you. Let’s be realistic, NO marriage is perfect BUT if you choose not to work on it consistently then it will never flourish. On the day we got married we thought we knew everything there was to know about each other but 11 years later and we were dreadfully wrong. Just because you fall in love and spend time dating before you get hitched doesn’t mean you really know the person you are marrying. This could […]

grocery game monthly challenge

Do you track money-back from points cards as part of your budget?: The Grocery Game Challenge #2 Dec 8-14,2014

IT’S YOUR MONEY TO SPEND!   Almost everyone I know has points cards of some description especially cards that offers points to be redeemed for groceries. I was reading a post by my friend Alicia at Financial Diffraction where she discussed “Tallying the other money” ie: rewards points redeemed, PC Points, Shoppers Optimum points, Swagbucks, Coupon apps and so on. What I found interesting is that she considers the money as “found money” or “other money” where I call it “extra income” which means I didn’t spend as much in our budget. My wife and I are both on the fence with this topic as we aren’t sure how we will tackle it moving forward with our budget. I have a section in our budget where we can add in money earned from points, rebates, cheques (ie: coupon app rewards) etc. so it’s put back into the monthly budget as income. I look at it as money I would have spent from the budget but since I was able to redeem points I didn’t have to so I put that money back into the budget as income but it comes back out when I input budget data. I find it […]

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