New Years Resolutions 2014: My Health, My Money

NEW YEARS RESOLUTIONS TO STAY   With the arrival of 2014, New Years Resolutions are on the minds of many people right now. Whether you are striving to meet a new fitness goal, quit smoking or better your finances, staying on track throughout the year to meet these goals can be a challenge. While many people give up on their New Years Resolutions pretty quick, writing down your resolutions and the reasons why you chose these goals can be helpful in motivating you throughout the year. Whatever your resolutions have a plan and you will find the confidence that you will need to achieve them. I have a couple of New Year Resolutions for the year of 2014 to improve my quality of life.   My health   As a single mom of two very busy, active children it isn’t hard to overlook taking care of myself adequately. As the kids get older so do I. I may only be 31 now but I want grandchildren one day and if I am not taking care of myself properly now I may not be around as long as I hope. Being on the go all the time and not always making […]

Are old-fashioned values worth anything?

Common Sense and Courtesy Is Not Old News It seems like these days everyone is switching things up but at some point many revert back to the old-fashioned ways of doing things because they seem like the right way to go. When I’m in the kitchen creating a new recipe in the back of my mind I’m always thinking about the old-fashioned way and how it was done back when my parents and grandparents were younger. If you want to talk to someone these days jump online to Facebook chat, Twitter or hook up via SMS to text someone rather than picking up the phone or sending a letter in the post. Spending money to have fun is more important than a simple walk on the beach or through trails to enjoy nature and spending time talking about life with your loved one or family. Money seems to make the world go round but that’s all it does, it goes round and round and round and doesn’t know when to stop. Times have changed and modern society values have changed alongside but how far is too far before we teeter on the edge of forgetting old-time values in our lives? […]

PF Weekly Reading Line-Up # 23 Grab A Brew: Listening, Learning, Building And Sharing Equals Growth

Listening, learning, building and sharing equals growth that is what the old happy guy up the road told me this morning when I bumped into him at the post box. I always stop to chat to him because I enjoy listening and learning from him then sharing with all of you. Now that he is living the  retirement dream life debt free and healthy as a horse you can tell how much he misses having people around him. Below is essentially paraphrasing what I learned from the old happy guy today. The talk made me think about my life and how I approach parts of it at home, at work and right here on the blog. He made me feel as if I am on the right path with areas to improve in because I know that I am generally a happy guy who likes to put others first while taking care of my own needs.  I also know that I am not perfect and in order to grow I must be willing to change and I may fall down the ladder. The key is to pick right back up, learn from our mistakes and carry on. In conversation I asked […]

grocery game monthly challenge

The Grocery Game Challenge May 20-26,2013 #3: Eating Too Much Food

When I started The Grocery Game Challenge last year we were stocking up on lots of food and soon realized that we were buying too much food. If you stare at the food in your house and know that it’s been there for ages, you’re likely buying too much. If you are a regular reader of my blog you know that I quit smoking as well last year and since then we’ve learned lots about our eating habits. Different people require different foods depending on their personal circumstances. We can easily see grocery budgets go up in expenses but with time we can also see that if we stop eating too much food we can further reduce those costs. Purchasing groceries on a budget means you will plan what you are purchasing and learn how to effectively use the foods you buy to create meals to fit your lifestyle. Just recently with the wife going on a  low GI diet we both noticed that it wasn’t so much what we were eating as we generally eat very healthy. The problem was more so in the fact we were eating too much food. In a conversation with our friend who is […]

grocery game monthly challenge

The Grocery Game Challenge #1 May 6-12,2013- Getting Back On Track With Food Budgeting

Getting back on track with food budgeting and eating healthy can be tough especially if your grocery bill looked anything like ours in April. Since the wife altered her eating habits slightly by starting a low glycemic diet last month she’s been working on putting  a low gi list of foods together. She was struggling with what to eat on a low glycemic diet so a bit of research has gone a long way for her. My mate who is also a doctor but specializes in healthy eating and alternative medicines spoke to us a bit about the gi diet, eliminating fructose and the caveman diet or the paleo diet which I will get into in another post. It’s certainly not a diet for the foodies faint at heart as there’s not much to it. Must like twigs and berries but all kidding aside the paleo diet seems like one heck of a healthy diet. The Mrs. will certainly be focusing on less carbs and more proteins in her meals. Eating Healthy To Lose Weight If you want to eat healthy that means making changes to the diet that may or may not affect your grocery budget. Over time once you build […]

How Smoking Affected The Cost Of Our Life Insurance Premium

We all know the health risks of smoking followed by the dent it can put in the budget just to buy cigarettes. Did you also know that it costs smokers more money when they apply for life insurance, like it did for us? Who knew there would be such a significant cost difference for life insurance for a smoker and non smoker as you will later find out. It’s been over a year now that we butted out (January 29, 2102) and are both still smoke-free today. We will always give thanks to all the support along the way from not only each other but external motivation such as family, friends, our family doctor, the pharmacy team and of course The Smokers Helpline. The Smoking Memory As time went on smoking became less of a habit for us and more of a memory and now we don’t even think about it. We won’t lie and say that if someone sparks up a smoke that the smell is captivating because it still is. We smoked for quite a long time and every smoker knows that the first inhale is the best of a newly lit cigarette. When I’m at work it no longer bothers […]

Bullying To Homeschooling Our Two Kids On One Income- 1 of 2 Part Series

My name is Nicole and I live in Calgary, Alberta and have homeschooled my two boys, ages 14 and 10, for 2 years now. Homeschooling was our oldest child’s idea due to bullying and other peer issues at his elementary school. They were in the public system before that and it was a huge nightmare for us. Homeschooling has been a huge blessing and stress relief for our entire family.   Why We Chose To Homeschool and  the process   Our oldest was dealing with major bullying issues in elementary school and it actually landed him in hospital for a week. During this time he had talked about homeschooling but didn’t think we would be able to do it because my husband and I worked full-time. We explained to him that if he thought it would help him and relieve some stresses, we would look into it. It must have been meant to be because of the way things lined up. He had mentioned this on a Thursday. The following Wednesday we went to an Open House for the Centre for learning at Home. The next day we went to an Open House at CHER where we can buy all of […]

Dollar Store Home Pregnancy Tests-Do They Work?

  FIND OUT IF YOU ARE PREGNANT FOR LESS!   Searching for the right home pregnancy test doesn’t have to be a task that drives you to buy every home pregnancy test you see. In fact you don’t have to go too far to find one that works for the cost of a coffee. A Home Pregnancy Test (HPT) is not a topic I ever thought I would be Blogging about but here I am doing it and I’m sure you are already saying what in the world has Mr. CBB gotten himself into. It seems as you age babies tend to come up in conversation a lot, especially if you don’t have kids and are married. We would love to have a child so naturally this is something we should learn about anyhow right? No I’m not talking about how to make a baby I’m talking about how to find out if you hit the target, if you know what I mean. I’m not complaining, heck I don’t know many men who struggle with the thought of having to get it on almost every day with their wives or significant other to successfully get pregnant. News of being pregnant […]