Clever Online Shopping Saved Our Christmas Budget $400 So Far : The Saturday Weekend Review #242

MAKE ONLINE SHOPPING YOUR SOURCE FOR DEALS OVER THIS HOLIDAY    In general there haven’t been many people I’ve chatted to who don’t have some form of a Christmas Budget. Sounds odd since budgeting for the entire year seems to be one of the laziest financial tasks going even though it is mega easy to do, and valuable. Shopping for any holiday or special occasion without a budget makes for a potential financial disaster. Make sure you read the fine print on your credit card statement which states the length it will take you if only monthly minimum payments are paid. That should be MORE then enough to put the spending without a budget breaks on. Consumers who random-shop tend to spend more money on things they could have purchased cheaper somewhere else. If you care about your money then plan out occasions where you know you will be spending more than typical amounts of money. Compare random shopping to window shopping. Some people like to do their Christmas shopping on Boxing Day and throughout the year which is ideal but again a budget is necessary in my opinion. There were times when we would Christmas shop without a Christmas […]

9 Simple Jobs For Teens To Earn Christmas Shopping Money

PARENTS YOU MIGHT BE GOING THROUGH THIS SITUATION RIGHT NOW WITH YOUR TEEN.   You’re almost done your Christmas shopping when your teen comes to you and mentions that her friends decided to have a Christmas gift exchange. There is only one problem, she has no money. It’s easy to say no you can’t shop because you have no money but that doesn’t solve the problem because no alternatives were offered for your teen to earn money. What do you do? One of my CBB fans is going through this problem with her teen and needs parenting advice. Christmas shopping is fun for just about anyone who plans on giving during the holidays whether gifts are bought online, the mall, downtown shops, small business owners or even at bazaars and craft shows. For some Christmas has turned into a huge consumer money grabbing spree but for the kids it will always be something they look forward to. Not all children participate in Christmas as it depends on the parents but for those that do your child at some point will want to buy their own gifts. Once your teen understands that giving is more important than receiving you may find […]

Christmas Shopping: Online or In-store?

SHOPPING OPTIONS ARE ENDLESS THIS HOLIDAY SEASON Did you know there are only 40 shopping days left until Christmas? With Christmas being not too far away the rush to get one’s Christmas shopping finished begins. Whether you plan to pack your suitcase full of gifts and jet off on holidays to see the family or shop right at home you can easily access shopping at your fingertips without stepping  foot out the door. While some people prefer to shop only in stores there are many people who will choose to do the majority if not all of their shopping online. Tablets, smartphones and free wi-fi access offered in places like Tim Hortons and McDonald’s, have made online shopping even more convenient than just being able to shop from the comfort of your home. Though convenient, online shopping may not always be the best the choice when it comes to your finances and your Christmas budget.   Online shopping   Online shopping allows you to shop from the comfort of your home or really anywhere you are able to gain online access. Shopping online you avoid having to deal with overworked sales people, waiting in long lineups or having to drive […]

grocery game monthly challenge

The Grocery Game Challenge Nov 19-25-Black Friday and 35 Days Til Christmas

There’s only 35 days left until Christmas with Black Friday around the corner and Thanksgiving this Thursday in the USA for our American friends. That means it’s time to get the ball rolling so you don’t leave everything until the last minute including grocery shopping and baking. If you missed my Grocery Game Post from last week you will see all the holiday cookies we will be baking come the first week of December.  I will be posting these recipes every Sunday in December. This week we are staying away from the grocery stores as we have no money left in our grocery budget for the month. What we plan to do is eat what we already have in the pantry, freezer and refrigerator. I think we have more than enough food to pull off a week of no trips to the grocery store especially since today is already Tuesday. My advice would be to not look at the flyers if you really want to stick to your grocery budget or save some money extra each month so you can shop if they have super deals on so you can stockpile some items. We may do this for next year where we add […]

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