Is Father’s Day another marketing ploy to eat into your budget? : PF Weekly grab a brew #76

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STEPPING AWAY FROM THE NORM   Father’s Day is just around the corner and for many that means heading out to the shops to find a gift to give to dad. While reading the weekly flyers last night it’s becoming apparent that that Father’s Day is just another scheme to get more money from us.   Father’s Day   I’ve never bought my dad a gift for Father’s Day simply because we never grew up like that back home in the UK. So how come we have to buy gifts just to say I love you? Some of the best gifts for men aren’t bought at the shop rather they are shared through words and telling your dad just how much you love him. My father always had an important message to teach me and one which stood out in my mind, “You only get one shot” and he’s right. While my parents taught me to save money and to spend it on things that I needed and not wanted I’ve learned why as I’ve gotten older. I’ve also learned that you can make things using creativity and imagination to give to loved ones rather than spending money on them […]

Double-Crust Mincemeat Pies Part 2

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CHRISTMAS MINCE PIES A couple of weeks back I promised you that as soon as 4 weeks was up after making part 1 of this recipe the mincemeat filling we would get started on making some mincemeat pies. You can read about “What is mincemeat pie?” and “The history of mincemeat pie” in the link above if you want more background about this lovely festive treat. Today I am using the mincemeat that has been maturing over the last few weeks. As I opened the jar of mincemeat filling that I recently made my heart just melted it took me right back home to eating Christmas pies with my family with a cuppa tea! My sisters and I would always fight over the mincemeat pies as there was five 0f us in the family. There would always be couple of mincemeat pies left and after mum got hers we were down to the last one which we would wrestle over. My dad on the other hand doesn’t really like mince pies as he prefers his apple pies. My kids were there when I opened the jar of mincemeat asking what we were going to make today as a family because […]

The Saturday Weekend Review #51: Extreme couponing 16 yr old and the holidays

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HOME IS WHERE THE HEART IS   After Sunday I’m officially on holidays which means we’re going home to see our friends and family to celebrate Christmas and New Years for the next 2 weeks. Christmas is one of those times of years that our families can actually all get together in one room and celebrate with the drinks flowing and the chestnuts roasting in the fireplace. Yes, we love roasted chestnuts. In fact it’s hard to stop eating them once you start as long as you have a cold beer in your hand. What I love to hear about most of all is how giving people are over the holidays. I am a firm believer that we should all give to others in any way we can be it time or even donations like 16 Jordan from the UK. It’s not everyday we read about extreme couponing in the UK let alone it being a teenager. Heck, I’ve tried to get my sister on the coupon bandwagon with no success although she has always been surprised at how well we have done using coupons over the years in Canada. Jordan started clipping and saving coupons all year while helping […]

PF Weekly Grab a Brew #46: Gift Exchange Wish List and Holiday Contests Win $1000+ cash

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YOU CAN’T WIN IF YOU DON’T ENTER Ah, the good old saying that you can’t win if you don’t play reminds me of budgeting. You can’t get ahead financially if you don’t play the budget game and know exactly where your money is going. The budget is a game because you play to beat yourself at spending less than you earn. Sure you can be one of those people who can figure it all out in their heads but I personally am a fan of seeing the numbers on paper and knowing where my cash is going at all times. I’m not one to judge but we all manage our finances the way we want and if you are getting ahead and meeting your goals, more power to you. It was early this morning the Christmas gift giving text came in as we had to draw names again due to a glitch in the system… OK I confess we forgot to draw names in January like we traditionally do so it had to get done as soon as possible. This year we are now spending up to $150 per person that we have to buy a gift for in our […]

The Saturday Weekend Review #44: Holiday flyer gimmicks that gets your wallet fired up

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HOLIDAY SALES START NOW… ARE YOU READY?   Time to ring in the holidays with flyers, flyers and more flyers. Are you ready Canada? A better question might be, Is your budget ready? Boredom for many people can lead to spending more money than they need to, but we should be able to control these urges.   Holiday flyers   Yesterday I wrote about Halloween coming to an end and the best time to put up decorations so it came as no surprise opening the weekly flyers that the stores have wasted no time with Christmas marketing. The hard part is when the holidays surround us and the flyer gimmicks entice us to shop til we drop. Many of you know the shelves are already in the making before Halloween is even over. For most stores Christmas is the biggest time of year when it comes to sales and consumer traffic so every day counts especially if the shelves are not ready to go. The glamour of Christmas for many puts them in the ‘spending spirit’ and it may be tough but it’s a time that we all have to buckle down and get control of our finances. I know […]

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The Grocery Game Challenge Oct 14-20, 2013 #2 : Go on vacation and save on groceries

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Fly Away And Save Unfortunately we didn’t fly away somewhere for vacation this week or book ourselves into an exotic resort. We are on vacation though and not at home and it feels good to get away. The good news is that we aren’t going near any grocery stores. One of the hardest things for us to do this past week was trying to eat up all of the fruits and vegetables in our fridge. When you go on vacation the last thing you want is food rotting in the fridge causing waste and costing you money. The process of rotting fruits and vegetables is called heat of respiration. What happens is the more fruits and vegetables in your fridge the harder it is for your fridge to maintain its temperature. Fruits and Vegetables in a controlled environment like your fridge will give off heat as they start to decompose, so not only will the produce spoil but you’ll be paying more to keep bad food if you don’t clear out the fridge.   Eat up   I think near the end of the week we had eaten so much fruit and vegetables that our 5 a day quota was […]

Frugal Ways To Say I Love You This Valentine’s Day

February 14 may be Valentine’s Day but that doesn’t mean you have to break the bank to say, I LOVE YOU. Valentine’s Day is one of the most commercialized times of year next to Christmas in my opinion. Romance is in the air this time of year and when you walk into any shop you will know why. Everything from chocolates, fragrances, jewellery,  lingerie, sexy lotions and potions to unique Valentine’s Day gifts such as furry slippers and cupid shaped candles scream at you to buy me, buy me, I’m the one. Personally we don’t bust the budget on Valentine’s Day because every day is a special day in our relationship. Yes, OK it sounds cheesy but it’s true. That doesn’t mean we can’t plan something romantic for each other. If your woman says she doesn’t want anything for Valentine’s Day, don’t take it literally, do something or risk her heart being broken even if is a hand-written note. In my experience, I’ve found some women anxiously await what their significant other has planned for them; but wait a minute, Valentine’s is not just for women. I wonder if women realize how stressful it can be for a man to pick out the […]

Merry Christmas To All!

Merry Christmas to all the fans who read and follow Canadian Budget Binder. I know today is supposed to be The Grocery Game Challenge but SURPRISE I’m bumping that post to tomorrow. Actually a few of my posts will be different this week as I have a special post slated for Friday so my blog post picks will be on Thursday. FREE GIVEAWAY!! Don’t forget to ENTER the $100 CASH GIVEAWAY that I am co-hosting. Open to USA and Canada or as long as you have PayPal. Giveaway ends on December 28,2012~ Contest is now closed. I just wanted to take a moment today to thank each and every one of you that reads Canadian Budget Binder. I put a lot of effort into making this a fun, informative environment where we all learn from each other’s successes and defeats. Canadian Budget Binder will be coming up for its one year anniversary soon and I’m thrilled to see how fast we continue to grow. I really wanted to do something special so if you don’t already know the blog will be going through a re-design for the new year. I want to continue to champion this site to grow and it’s with your […]