The Saturday Weekend Review #13- Happy Easter! Why Can’t People Just Be Happy?

Weekend Review

It’s going to be a Happy Easter this weekend for us but I often wonder why some people just can’t be happy. I’m a Yahoo nerd and I pretty much scan through the headlines every day to see what’s happening in the world. I mean who needs to pay for a newspaper subscription these days when all the glory and misery is at our finger tips. I am generally a happy person that I hope people enjoy being around. I often try to understand the reasons why I might be thinking something negative in order to improve by inner health. I’m also one of those guys who is happy for my friends and family when something good happens in their life.

Why Can’t People Just Be Happy?

We’ve all had friends and family who have had a rough day or are going through tough times in their lives and we should be there to lend an ear to listen or a shoulder to cry on. When something good happens to people sometimes the jealousy monster come out in people where you kind of sit back and say, wait a minute, who are you to rain on their parade because you didn’t succeed or you weren’t given something free or won money in the lottery, etc? We had friend who won the lottery years ago and man oh man the rumours about how they don’t need it, they don’t donate, they are greedy bla bla kept coming up.

There’s always got to be the people with the conspiracy theory about everything especially when it’s something good that’s happened to someone. I’m sure if people put more energy into making their lives a bit more happier rather than whining about why it’s not the way they anticipated they’d get further ahead. Remember there is someone else who has it worse off than you.

All this chat above leads me to this Reddit thread I read and on Yahoo Canada about this family who went to the Olive Garden restaurant after their parents house suffered a fire. The manager greeted the family and asked how they were and one of the kids told the manager that her grandpa’s house had burned down. I’m sure if anyone was to hear this especially coming from a child that it would be so compelling to hear because of the genuine emotions of someone so young.

Olive Garden Restaurant Receipt

When the bill for the meal arrived the manager had comped the meal meaning there was no charge. What a lovely gesture on his/her part simply to say, I’m sorry to hear about your grandfather, I hope your days get brighter, keep smiling etc. Whatever the meaning, it came from the heart. It touched this family so much that one member posted the receipt on Reddit which quickly went viral.

My brother, wife, 3 year-old daughter and I went to Olive Garden after a recent house fire at my parents. When the manager asked how everything was my daughter said “Grandpa’s house burned down”. Here’s how we received the check:

What caught my attention was the amount of people who came up with all these theories about whether it was true or not and if it was a ploy of the Olive Garden to market their brand. Seriously people need to get a life and just leave it be. The poor guy had felt so compelled to come back and say yes it was true. Really? Did he need to do that for the idiots who had nothing better to do or say. Why can’t people just be happy for other people? In life we have choices, we have the choice to be miserable because we didn’t get everything we “think” we are owed or we have the choice to make positive things happen.

Olive Garden restaurant receipt

Author:Tankek42

Over 1.7 million views of this receipt and 1755 comments and counting after 2 days of being posted on Reddit.

The next day the original poster Tanek42 has to redeem himself and say it is a true receipt and as far as I’m concerned I don’t think he needed to say anything at all. Let the people complain, who cares and really what is this going to prove anyways? Nothing, so that leads me right back to the point of why bother. He did this to make the critics feel at ease that a total stranger that they don’t even know hasn’t ruined their day by posting a positive story that could have been made up in the best interests of the Olive Garden. Bloody hell, there are worse things happening in this world. Better still, Olive Garden stepped up to say that the receipt was real. There are people in this world that do things out of the goodness of their hearts.

My story is real, and I apologize for not responding faster to my critics, but I posted this last night while working on a law review assignment and fell asleep. Luckily, some crafty redditors were able to search and find my entire life history, including my Facebook page where I had posted the story a few days ago. If anyone needs additional proof/evidence, feel free to ask.

You pick your path in life but what I do know is I sure as hell don’t want to be a miserable person all my life just because I think that others are better than me, get more than me, luckier than me, smarter than me, richer than me or more successful than me. Just be you, be happy, make people smile, laugh a bit and loosen up. You might find that people will want to stick around and chat to you, strike a conversation and tell others what a nice person you are. The more people complain the further away people run so stay positive and think  of ways to improve life even if it means helping others just because you can with no expectations, nothing in return.

I posted this quote on my Facebook wall today and it really does say alot about life and how the simple things in life are free and what memories are built on. Leave the negativity and stop wasting useless energy on things that don’t matter. I hope that family finds the strength to pick up the pieces after this devastating event in the family and move on.

Have you ever dealt with people who were jealous of something you did or got? 

Spending Time With Children

Happy Easter Everyone!

What’s Happening At The CBB House?

It’s Easter this weekend which means we will be working on the Easter menu although we aren’t quite sure what we are making. Last year we wanted to come up with Easter food ideas that might help families enjoy their Easter with the family rather than hanging out in the kitchen. That was the popular Easter Dinner in the crock pot that a fan shared with me and I took to another level with my own ingredients.

It doesn’t always have to be ham and spuds at Easter dinner although It’s not often we pull out the ham card until special occasions. It’s sort of like cooking a turkey when it’s not Christmas which seems a bit odd but it’s not as unusual as I once thought it was. Tomorrow I will be sharing my friend Nicola’s mums Easter Butter Shortbread cookies recipe. I love shortbread but that is what my mum always used to make so it’s a cookie that is somewhat traditional for my family.  

I was talking to my family the other day in the UK and my mum who was babysitting said the kids were working on Easter crafts which I thought was a great way to get them involved other than decorating Easter Eggs. (we never got crafts mum, ha) She said that we can expect some art in the post shortly.

Now I hope the wife hides some chocolate eggies around the house for me to find. When you don’t have kids you can still play find the eggies with your spouse can’t you? :)

Happy Easter Crafts

Other than that our plants are growing at a fairly rapid pace and with the sun shining more each day I’m seeing a vast improvement in our other plants that we brought in for the winter. We really can’t wait to get them back outside because some plants simply don’t like to be indoors, it’s like trapping a bird who wants to fly free.

Next week I’ll be taking the snow tires off our vehicle because according to the weather experts we shouldn’t see any more snow. The worst thing we could do is drive the vehicle when it’s warming up with snow tires. That’s a sure-fire way to wear them down quicker and they cost a bloody fortune to replace, so get them off as soon as you can when the snow is gone.

I’ll be gearing up to get out the deck furniture but I need to prep the deck by giving it a good sand then add a coat of protection and a light stain to jazz it up. It cost me around $2000 to build my deck which would have cost me over $5000 if I didn’t DIY build it. I’m going to make sure that I spend the $25 to protect it so it lasts longer and looks good.

There’s nothing worse than spending money on big-ticket items such as  wood decks, gazebos, lattices, and fences to just let them rot to the ground without maintaining them. Might as well just throw your money out the window. It’s no different from a car, if you don’t maintain it the faster the car will turn into a lemon which will cost you a fortune to run, if at all. ON the positive side as long as I take care of my stuff that’s all that matters.

How are your vegetable seeds growing?

What’s Happening With  Canadian Budget Binder?

This week Katrina joins me in bringing CBB fans some landscape and gardening posts this spring and summer along with sharing her experiences with personal finance. Nothing big has happened on the design home front but I’ll be sure to keep you in the loop. I must say that CBB has done well since the beginning of 2013 where we have seen a steady rise in views and subscribers. By the end of today we will have over 40,000 views this months which is amazing only because that means we are reaching out to more people.

Numbers are only numbers but to me the numbers mean more people are coming around to read and learn and I’m happy about that. I have to thank all the supporters of CBB especially the fans who undoubtedly go above and beyond to share, communicate and make CBB a place of their own sharing their personal experiences.

The personal finance Bloggers that take the time to read, comment and share are without a doubt a great bunch of writers who inspire me more than they know and I will always pay that forward. We are well on our way to reaching our 5000 Likes on Facebook a milestone that I never dreamed would happen but we are getting there slowly but surely. We do have one heck of a Facebook page so if you aren’t part of the gang come on over and introduce yourself. Don’t miss our “What’s for Dinner” post nightly which is the most popular ongoing post on the Facebook wall.

Giveaways
  • Win! $250 Cash and a copy of the A-Z of Saving Money E-BookClick HERE to enter now! Contest open to everyone around the world. This contest runs from March 18th 2013 to April 1st 2013. At the end of the contest a winner will be randomly drawn to win a free copy of the e-book titled – “The A-Z of Saving Money and $250 cash”.
  • Enter to Win $500 Cash in this Spring Giveaway I’m co-hosting by clicking the link below! Like Canadian Budget Binder on Facebook! While you are here Subscribe to my blog on the home page so you don’t miss any upcoming contests and posts!! Contest runs March 11, 2013- March 31, 2013
  • Click to Enter to win $500 Cash>>> Starting Our Frugal Garden From Seed
Canadian Budget Binder Blog Posts
Canadian Budget Binder Mentions Around The Web

If you are a CBB fan you must check out these blogs. I follow them all!

Survey Compare Named Canadian Budget Binder Blog of the Month and Interviewed me

Carnival Mentions

web search terms

Google Search terms really help me to understand what people are looking for at Canadian Budget Binder! Any typos below are simply how the person who searched Google and typed it in search incorrectly, or me ;-) Another week of thousands of search terms but only a few good ones worth mentioning.

Top Pick: The Importance of Saying Thank-You Quote- Perfect for today’s topic and something more people would benefit from if they just said Thanks for what they are grateful for in life.

  • Turbo Tax the How To Book Canada- I had no idea they had a “How To” book, I thought the program walked you through step by step
  • Parent upset because day care costs too much money- Day care prices are astronomical for some depending on where you go. If you want to have kids be prepared for all these costs.
  • Chocolate- Really? I think that’s great that someone found me with such a common word like chocolate.
  • Inside the Financial Advisors Mind- I hope that’s not another voodoo attempt to get inside someone’s brain to see what the next big thing will be on the stock market…
  • Chocolate Chewy Bites Mr. CBB- Oh ya.. searching for my recipes is a good thing.
  • Witches Spice Rack- I’m only guessing there is a spice rack that is made by a company called Witches or real witches have their own spice rack…. who knows?

Quote-Budget and Money

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Happy Easter Crafts-123RF

Merry Christmas To All!

Surprise Christmas Gift

Merry Christmas to all the fans who read and follow Canadian Budget Binder. I know today is supposed to be The Grocery Game Challenge but SURPRISE I’m bumping that post to tomorrow. Actually a few of my posts will be different this week as I have a special post slated for Friday so my blog post picks will be on Thursday.

FREE GIVEAWAY!!

Don’t forget to ENTER the $100 CASH GIVEAWAY that I am co-hosting. Open to USA and Canada or as long as you have PayPal. Giveaway ends on December 28,2012~ Contest is now closed.

I just wanted to take a moment today to thank each and every one of you that reads Canadian Budget Binder. I put a lot of effort into making this a fun, informative environment where we all learn from each other’s successes and defeats.

Canadian Budget Binder will be coming up for its one year anniversary soon and I’m thrilled to see how fast we continue to grow. I really wanted to do something special so if you don’t already know the blog will be going through a re-design for the new year. I want to continue to champion this site to grow and it’s with your help that I can make this happen. If you have any brilliant ideas you want to share with me please email me.

The Budget

With 2013 just around the corner now is the time to start setting financial goals and really take a look at areas you can make changes in your budget. If you are not using a budget and want to 2013 is a great starting point. You can read my budgeting series 1-10 which details how Mrs.CBB and I designed and use our budget. If you haven’t had a chance to read how one fan got her budget back on track because of what she learned here at Canadian Budget Binder take a few minutes to read her amazing story.

The Grocery Budget

If you really want to work on lowering your grocery budget and if I can motivate you to post your grocery shop with us each week I’m doing it now. It’s super easy and you can track your shops all year-long. All of us that post our shops help each other out with suggestions and ways to save whether it be coupons, flyer specials, frugal recipes and more. Join in the grocery game challenge fun starting every Tuesday on the blog. I’ve updated the rules to the grocery game challenge to include some new figures that we wanted to track all year. Have a peak and let me know what you think.

I’ll be spending the next few days with our family and friends but I’ll be checking in to see what you are all up to.

Love and Laughter To All,

Happy Holidays,

Mr.CBB

It's Not About How Much Money You Make It's How You Spend It

Mr.CBB’s Quote

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Mr.CBB’s Chocolate Peanut Butter Balls

Mr.CBB's Peanut Butter Balls

Mr.CBB’s Peanut Butter Balls

Chocolate Peanut Butter Balls have been a tradition in Mrs.CBB’s family ever since she was a little girl. She would help her grandmother make these peanut butter balls covered in chocolate, so delicate for the Christmas Holidays. When her granny no longer could make this recipe for peanut butter balls she passed it down to Mrs.CBB who has made them ever since. Now we have made them together ever since we’ve been married. We have made a few changes to granny’s recipe by adding in some green cherries and vanilla although it really is a no fail recipe.

The great thing about peanut butter balls recipes are that they are a no-bake recipe and budget friendly. So if you don’t happen to have an oven to bake and wanted or needed to bring a Homemade Christmas Treat to a party you could easily make these on the stove top. I warn you it can get a bit messy when melting chocolate for dipping the Peanut Butter Balls sometimes called buckeye balls candy.

Alternatively you can switch the recipe up and instead of peanut butter balls dipped in chocolate you could make white chocolate covered peanut butter balls instead. You could do both and they would look lovely on a tray together or gift wrapped for your mates.

How Do You Make Peanut Butter?

Well I didn’t make the peanut butter for this recipe although it is getting costly in some shops but still affordable. I remember when it $1.99 for a huge jar now it can run upwards of $4.99 or $3.99 on sale. Considering the price to make these homemade are far cheaper than if you buy them from the shop. If you wanted to make your own peanut butter because you don’t want to invest in a container you could easily buy what you need at the bulk store or make it yourself. It’s an easy inexpensive recipe to make and much healthier. We already had some jars on hand from a food study we did so we decided to use them up.  Buy the amount of roasted peanuts that you need and put them in a food processor with some peanut oil or vegetable oil, salt, and sugar and whiz away. It’s that easy. Check out the full recipe on how to make peanut butter and try it for yourself.

Directions to Make Peanut Butter Balls

In our peanut butter balls recipe we have red and green cherries, walnuts, pure vanilla, chopped fresh dates,peanut butter,butter and icing sugar. That’s it, not too many ingredients. To dip the chocolate peanut butter balls we used a fork and toothpicks and about 2 boxes of semi-sweet bakers chocolate or we have used 2 bags of Hershey milk chocolate or semi-sweet chocolate chips. It’s up to you what you like chocolate wise. We were fortunate to find the bakers semi-sweet chocolate at Dollarama in 2 different cities for only $2 compared to $3.99 and up at the shops.

Here we Go!

Peanut Butter Balls Ingredients

Peanut Butter Balls Ingredients

Ingredients:

  • 1/2 cup of red maraschino cherries chopped small
  • 1/2 cup of green maraschino cherries chopped small
  • 1/2 cup of fresh dates chopped small then soaked in water for 10 minutes then drain (if you don’t like dates elminate them)
  • 1 cup of peanut butter * yes you can use chunky if you like
  • 1 cup chopped walnuts ( make these small so bang about if you have to in a plastic zip bag)- great way to get frustrations out.. beat your nuts!
  • 1 tablespoon pure vanilla
  • 2 cups confectioners sugar also known as icing sugar
  • 4 tablespoons softened butter
  • 2 boxes of semi-sweet Bakers Chocolate or Bags of Chocolate Chips

Tools:

  • Cutting Board
  • Knife
  • Mixing Bowl
  • Metal bowl or double boiler for chocolate
  • toothpicks
  • fork
  • Parchment Paper
  • 3 Baking Sheets
  • Spatula

Preparation: Yield Approx: 36 Balls

  • Chop all of your ingredients that need to be chopped small and have them ready in bowls.
  • In your mixing bowl add the peanut butter, butter, vanilla, and icing sugar and stir until combined
Peanut Butter Balls

Peanut Butter, Icing Sugar, Butter Vanilla in bowl

  • Add in the cherries, dates and walnuts and stir again until combined
Peanut Butter Balls

All Ingredients in Mixing Bowl for Peanut Butter Balls

  • Once we make the recipe we take the bowl of ingredients and pop them into the refrigerator for about an hour to harden the mix up a bit. It makes it easier to work with when it’ s cold.
  • Take the bowl out and on parchment lined baking sheets start rolling small-medium sized balls uniform in shape. Don’t make them too big as they are meant to be bite size or two-bite peanut butter balls.
Peanut Butter Balls

Frozen Peanut Butter Balls on a Tray

  • Once you have the balls rolled and on the tray put the tray into a freezer to freeze for about 1 hour. I know seems like a lot of hours to make these and it is but it’s super easy to make and worth the effort.
Peanut Butter Ball Dipped in Chocolate

Peanut Butter Ball Dipped in Chocolate

  • Once frozen you are ready to dip. We take a few out of the freezer at a time so they are still frozen when we dip as it yields the best results for us. Drop one into the melted chocolate which you melt in a double boiler or in our case a metal bowl over a pot of boiling water. Lower the heat once the chocolate is melted and you can stream it off your spatula. You don’t want to get any water or steam into your chocolate or you risk it seizing up.
Toothpick with Chocolate Peanut Butter Balls

Toothpick with Chocolate Peanut Butter Balls

  • Drop your peanut butter ball inside the chocolate and with your fork gently pick it up (don’t stick the fork in the peanut butter ball) have the ball sit on the fork. Stick the toothpick into the top and once the toothpick is secure you can twist the peanut butter ball off with your fingers from side to side on the baking tray lined with parchment paper.

If you are thinking this is a tedious job it is, but again, worth it as you just can’t buy homemade like this.

Chocolate Peanut Butter Balls

Finished Peanut Butter Balls on Tray Filling In Gaps with Chocolate

  • Once dipped and back on the parchment  paper we use a toothpick dipped in chocolate to fill in any gaps that we may have missed and the hole where the toothpick was.
Finished Peanut Butter Balls Ready to Serve

Finished Peanut Butter Balls Ready to Serve

  • We freeze the peanut butter balls for about 2 hours or until solid. Take your balls out about 1 hour before serving to bring them to room temperature although we are known to pop them in our mouth straight out of the freezer.
Chocolate Peanut Butter Balls

Mr.CBB’s Chocolate Peanut Butter Balls

Congratulations to Jennifer Taylor for winning my Facebook Contest. When I shared my picture of my chocolate peanut butter balls I asked the fans to comment what their favourite Holiday Treat was!!

Jennifer Taylor -My favourite holiday treat is my home-made chocolate marshmallow log! It’s so yummy! ~Congrats on the 2500 fans & Thx for the contest!

That’s it my friends! I hope you give our Chocolate Peanut Butter Balls a try and let me know what you think. Next week we move on to Coconut Balls… don’t miss that Sunday Recipe. Happy Holidays from my family to yours!
-Mr.CBB

It's Not About How Much Money You Make It's How You Spend It

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Solving Spending Pressures of the Holiday Season

You’re probably at the beach or spending time in the pool and snow and ice are the furthest thing from your mind. It’s only July but thinking about the Holiday Season early can save you money and help take the stress down a notch with a an early planning strategy.

The Holiday Season was special for my family in the UK and there was a feeling of  joy in the air every day in December. We celebrated Christmas in the UK but just not on the level as Mrs. CBB’s family does here in Canada. Looking back I think if we had the snow it might have had a bigger impact on us. You know how we are all dreaming of a white Christmas… well that is part of the experience but not all of us get it.

My father used to always say,”I was lucky if I got an orange son,you don’t know you’re born“. In other words you don’t know how lucky you have it now compared to life before you were born.

My Mum and Dad would always help us kids decorate a tree and we would all have gifts to open on Christmas morning followed by a traditional Goose Dinner. We never really had snow on the ground so no snowmen or snow angels on our front lawns. What we did have is love and although our gifts might have been far and few we can’t deny that money is the topic most chat about leading up to Christmas and thereafter.

I’m not kidding when I say my first Christmas in Canada was outrageous. Not only did I get to make a snowman but I got to drive highway 401 in a snowstorm as my first Canadian driving experience. I also got to feel the crisp cold air up me nose and feel my hands going numb. These times although we may have had them when I was very young were not memories in my mind.

I also got a glimpse of how empty my pockets were going to be if I didn’t start planning for the holidays in Canada. I believe that Christmas is much more Vegas compared to what I’m used to and I’m not a Mr. Money Bags. No, I’m no Scrooge either but I certainly wasn’t ready for the celebrations Mrs.CBB’s family were about to surround me with.

I figured for about 8 of us it took around 5 hours to open our Christmas gifts as it’s the one time of year the entire family is together and boy do they make it a good time. The budget for each person was $150-$300 and was a growing trend each year as if we all needed to deal with a shopping addiction. Although Mrs. CBB’s family is frugal with their money they spare no expense for Christmas.

Mrs. CBB and I didn’t spend that much on each other in fact after the first year we stopped buying gifts for each other. We saved our money to buy what we wanted once per year. Last year was our HD (1080p) Smart television that we envisioned for 3 years on our wall over the fireplace.

Since we were Newlyweds and needed a budget by the time we got round to it last year everything had changed. The family now had to listen to us say no we are on a budget and so we decided to pick names for Christmas with a $50 limit per person. If only more people realized it’s not the amount you spend it’s the love that’s given. So now we only spend $100 at Christmas as opposed to the almost $2000 we used to spend (not really but no one needs to know if you got a good deal, right?)

Stress for many creeps up during the holiday season when people are trying to sort out what to buy and if they can afford it. Sometimes this stress can turn into holiday depression. Some families turn to the food bank or rely upon Christmas hampers, community groups and donations just to see the kids smile. It’s these programs that take some of the stress away for many and continue to gain full support from communities around Canada. Tis, the season of giving, sharing and Love.

Then for others it’s after Christmas when the credit card bills start popping up that stress sets in. This can cause money fights and money problems in relationships. Most people spend far more on holiday shopping than they should and simple planning can help solve this problem. Stop the last-minute shopping and paying full retail price for items. Some people like to shop after Christmas to get boxing day deals, wrap them up and away they go, smart idea.

Not only are gifts and the grocery budget top of the list during the festivities there is also snow tires, under coating protection for vehicle maintenance, shovels, wiper blades, wind shield washer fluid, boots, hats, gloves, scarves, snow pants, ice scrapers, ice-melt etc….

All this can add up and if it is not being saved in the budget these expenses can come at a high price for some. These are not considered emergency expenses either.

Ways we reduce spending pressures of the Holiday Season

  • Budget monthly maintenance costs and save the money in our projected expenses account so the money is there when we need it.
  • Factor in the cost of winter attire into our clothing allowance when allotting money to the clothing category in the budget.
  • We draw names for gift-giving each New Years Eve so that way we know who we are buying for at the beginning of the year.
  • We talk to the person who we are buying for and ask them about things they like in advance so you have options.
  • Search for the best price on items that the person we are buying for wants, then buy it. The best part is we have all year to do this.
  • Save $25 a month in our Budget for projected expenses at Christmas Time and New Years (we don’t go out so not much to save for us).
  • Set a grocery budget that reflects the food we want to bring to the relatives as we don’t normally host. This includes baking as we bake for our friends and wrap up our Christmas Cookies each year.
  • Set a drinking budget-how much alcohol do we want in our home. festive season so we budget this ahead of time so we have the money.
  • We buy items at end of season for the following year. We are well stocked on wrapping paper, bags, Christmas cards, outdoor-lights etc.
  • We don’t buy for each other so we save for want we want and buy it on boxing day if we find an awesome deal.
  • Avoid the line-ups, shop early, time is money and we would rather spend it together than slugging around in the snow from shop to shop.
  • We also like to volunteer during the festive season with our local community groups.

Thanks to my Facebook Fan Mary Campbell for asking me to talk about this topic! I always appreciate listening to what my fans want to know and learn.

What ways do you prepare for the festive holidays? How do you save money? Do you budget your holiday expenses?

Are you on my Blog Roll? Check HERE… if not and you want me to check out your blog and add you to my ever-growing blog roll simply click here and fill out the form. Introduce yourself and lets LINK UP!

I’ve also started working with Linky Tools so now any blogger can LINK to my site each week by posting one post on my LINKY LIST! It’s been very busy so don’t miss this opportunity for free advertising for your blog. My readers enjoy  all sorts of blog posts related to finance all the way to relationships, family, food and more! Don’t be shy, come LINKY with Mr.CBB!

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Budgeting for Love on Valentines Day

Like most men, I wonder what I should plan special for my wife on Valentine’s Day. An automatic Day where love is in the air,  but seems like every other day to me. You ask any man and he is terrified about not doing enough for Valentine’s Day or getting the right gifts for her. He wants to make sure everything is perfect!

I ask myself…..

  • Do I love her more today than I did yesterday?

Romantic Valentine’s Ideas come to mind but at what cost?

  • Breakfast in Bed
  • Candlelit Dinner
  • Dozen Red Roses
  • Box of the best Chocolates
  • A beautiful card that says I love you!
  • A date she will never forget

Men save your dollars for today is the day, you WILL break the bank or potentially break her heart. According to Global TV News men spend an average $158 and women $75 on Valentine’s Day.

  • Planing ahead and budgeting for these expenses are simple.

Did you know that “Rose’s” are most expensive on Valentine’s Day than any other day of the year? Learn how to save money on Rose’s and why Red may not be your first pick.

Whether you are dating or married you should budget in the “Love” if that’s the kind of  spender you are.

My Valentine’s Budget Category suggestion;

  • “Love  Bucks” section of the budget which you could use for all special romantic occasions. Average out what you would both spend on each other for gifts throughout the year exsmple: $200
  • Divide that number by 12 and save that monthly in your budget as a projected expense ex: $200/12=$16.66 a month
  • If you have separate bank accounts you can also stash it away in there. This allows you to take out cash when you want to spend it on each other without having to justify it as you’ve already budgeted the money.

It is for these days your heart is filled with romance and your pockets filled with a hole. Be Prepared! For my wife today on Valentine’s Day I give her my heart, my love, my forever like every day of our lives. This my friends costs you $0 but time, invest in it, nurture it and Say it like you mean it.

Happy Valentine’s Day to Everyone!

It's Not About How Much Money You Make It's How You Spend It

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