grocery game monthly challenge

How Thieves Scam The Self-Checkout System : The Grocery Game Challenge 2017 #2 Sept 11-17

IT’S NOT WORTH CHEATING THE AUTOMATED CASHIER   Should customer service workers worry about shifts in the job market with more stores introducing self-checkout systems? I’d believe so because the more we automate the less we will need human interaction although there will always be customers who pass on technology for a traditional checkout with a cashier. Will self-checkout systems replace jobs as technology moves forward and the crunch of cost-cutting and increased minimum wage blanket consumers and retailers? Possibly and we’re seeing self-checkout systems pop up just about everywhere. Questions upon questions which can only be answered as time goes on and not only from the customer and employee perspective but also the companies that introduce the self-checkout system. If keeping costs lower is the name of the game for a company they most likely would do it especially if that means lowered costs to the consumer. Most often this is just a dream but noteworthy. Stores with the self-checkout system seem to be on the rise in Canada with Walmart, Home Depot and just about every grocery store following suit. With the rise in minimum wage topping $15 in Ontario we are hearing more shops are aiming to […]

$5000 Small Bathroom Renovation With Unavoidable Surprises

HOW TO RENOVATE A SMALL BATHROOM ON A BUDGET   Please don’t be alarmed by my renovation sarcasm hidden in this post but it gets depressing as a homeowner to find so many problems with the biggest investment of your life. Even though we paid our mortgage off 5 years after we bought this house we put off updating the house because it was livable the way it was, until things started to happen. In our house we have a small bathroom which is a standard 4 piece vanity, toilet, bath and shower and a large master en-suite in need of updating for top resale value. Although the dollar signs just keep on rolling we’re learning how to avoid potential problems in the future. Coming from the UK I’m still learning about Canadian homes and one thing is for sure, there’s not a lot of love in some of them. Problems have developed in our small bathroom on the second-level thanks to some awesome home building techniques since the birth of our house just shy of 20 years ago. What was supposed to be a small bathroom renovation has turned into a small budget grab only because it’s what we […]

Free Stuff To Do During A Heat Wave To Keep Cool : The Saturday Weekend Review #182

DON’T LET THE EXTREME HEAT WARNINGS GET YOU DOWN THIS SUMMER   Spending time together this summer with your friends and family outdoors especially during a heat wave will include water, water and more water. Whether you are splashing in it or drinking it water seems to be the highlight of the summer all across Canada. The Weather Network (TWN) has forecast dangerous heat warnings for most of Southwestern Ontario as of Monday with the humidex values reaching near 40. Yes, that’s Hot, Hot, Hot. It’s critical that we stay cool in these types of heat waves and to drink plenty of water. If you live in the GTA and have had a sneaking suspicion that this year’s meteorological summer has been hotter than last years, you’d be absolutely right. -TWN What is a heat wave? According to The Weather Network a heat wave is; No official criteria Generally 3+ days over 32 degrees Celsius is accepted Dew point and humidity not taken into account. With many cities applying a water ban for homeowners it’s easy to see that grass is looking lifeless and plants are screaming for rain. I’m sure many of you will agree with me but one […]

Store saving money tricks to cash in on: PF Weekly Grab a Brew #82

WALLET SAVING STRATEGIES   We’re always looking for store saving money tricks to cash in on so we can save money in our budget. Paying down debt and saving for retirement seems much easier when you can find tricks to save money to invest in other ventures that will get you further ahead. Investing in your future seems easier when you have that spare cash kicking around. It’s undeniable that many Canadians want to save money because these days we aren’t making enough cash to keep up with costs associated with the retail gods. Any way a consumer can hang on to their money they will try it. Unless you aren’t aware the Scanning Code of Practice is one of those great store saving tricks that isn’t widely talked about in the stores but visible in most big box stores on the doors and at the cash register. Picking up rain checks is another great way to get continued savings. If you notice a sale product is out of stock ask for a rain check. Call or visit the store with-in a day or two and the shelves are typically re-stocked but you still have that rain check that will […]

How to create flower beds for your home

SPRUCE UP YOUR YARD   Flower beds are often used as beautiful focal points on the front lawns of many homes. People associate gardening with a lot of work and while flower beds will always require some maintenance, planning ahead can help to limit just how much. Now that spring has finally sprung you may be thinking about how you are going to spruce up your property this year. Adding a flower bed to your front yard or even in the back is a great, quick way to add some colour and liven things up a bit. Don’t worry, if you don’t know how to make a flower bed I’m going to share almost all of my secrets with you today. Think about the amount of maintenance it will require after the garden is installed and are you willing to commit to the upkeep. Why waste the money if you can’t maintain your flower beds? How much time are you able or willing to devote to maintaining the landscape of your home?   The perfect shape for your flower bed   After deciding on the location of your new flower bed you are going to have to decide what shape […]

Reader question: When should you renovate your new home?

Renovate Your Home When It Is Right For You A fan sent me an email the other day and asked me the question, When should you renovate your new home? He said that him and his wife had just bought a home and they weren’t sure if they should renovate before they moved in or after they moved and wanted to know what we did when we bought our house. Home renovation checklist It was a question that I really didn’t have to think much about because we are in this position now. We did not renovate before we moved in and preferred to save the cash first before renovating. When we bought our home I created a checklist so I knew exactly what I needed to do although over the years it seems the list keeps growing. It was easier to read my list as I was going along rather than trying to remember in my head. Every smart planner will have a list so they have information to fall back on. There is no custom list here, you design your own. Grab a piece of paper and start making notes. I also wanted to have the opportunity to […]

The Saturday Weekend Review #23: In-Car Espresso, Home Prices and The Garden

When Saturday rolls around I know it’s my time to reflect back on the week which gives me a moment to check in and see how we’re doing in terms of our goals for the month. So far, so good. Home Prices Not a big shock to read on Yahoo this morning about Canadian home prices and how they are far too high. It’s no surprise and I’m betting there will be a correction to the market, the question is when. Royal Bank has already announced they will be raising their interest rates  from one-tenth to two-tenths of a point depending on the mortgage come Monday according to the Yahoo post affecting mainly the 5 year closed mortgage term. That house I told you about last week in my post  one house, one home, two mortgages and a pool, well it sold. It sold only after they reduced the price further this past week. To be honest I still believe it was overpriced and I hope the new owners have no plans to move any time soon. Good for the sellers, I’m sure they are relieved after 2 price drops that the home sold. They did lose money though having […]

How We Renovated Our First House For Under $25,000

We renovated our first house for under $25,000 can you believe that? Purchasing your first house is an exciting yet stressful time for anyone. Trying to decide between ‘turn-key’ or a ‘fix-er-up-er’ is often a decision people face. There are advantages to both, but for us, we knew we wanted something we could make into a home with a little good ‘ol fashion blood, sweat and tears. This was always going to be our first home. We bought knowing we would probably be here 5-10 years until we built up enough equity to afford our forever home. Finding a home we could put some sweat equity into, but not get so deep into renovations we were knocking down walls and moving bathrooms, proved to be more difficult than I thought it would be. We were looking for a nice house that needed a little TLC.  We eventually found a house and managed to snag it up for a steal of a price. The sellers were motivated to sell due to a job taking them out-of-town. Saving as much money as possible on the purchase was important because we had a long list of things we wanted to renovate all within a […]

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