Why Live A Frugal Life If You’re Always Going To Be In Debt?

JOKES ABOUT BEING CHEAP AREN’T FUNNY TO MOST PEOPLE   I’ve never heard anyone say that they LOVE living a frugal life. Carrying debt is not something to take lightly so choosing to watch where the dollars go is better than the stress of  debt collectors calling. Nobody wants to struggle with their finances. Nobody wants to budget but many of us do it so we can make ends meet and save for the future. We do what we believe we must do to get ahead, but not everyone thinks this way. Anyone that can add and subtract should realize that if you continue to spend money that debt will mount, especially if it’s not being paid in full every month. I’ve had the painful luxury of listening to a conversation between two guys who said there’s no point saving money because we’re all going to die before we can spend it. I’ve also been in the middle of a conversation where an acquaintance was saying to his wife that he doesn’t care about debt because he will never pay it off before he dies. I’ve come to the conclusion that some people are clairvoyant and can see into the […]

Happy New Year 2014 Is here to stay!

As we move into 2014 I notice how life can slip by in an instant if we aren’t paying attention and how it’s a blessing to wake up in the morning. Simplicity and life at it’s best work together when we just live a life that makes us happy as individuals. No amount of money can be put on happiness, not now, not ever. Money pays for things we need to survive, full-stop. It is what it is and to be honest, those who do that are missing out on much of life’s precious moments. One thing I like to do is not dwell on the past, rather look forward to a brighter future and believe that the path ahead will bring much joy and happiness into my life. Life is a series of photos and what you create in these photos is up to you most often but for those times you have no control the only control you have is those over your emotions. Be strong. We create paths in our lives and we also follow the path that gives us or what we believe will benefit us the most. Overall, the end result is mostly a product […]