The Magical Moments Looking Back On CBB 2016: The Saturday Weekend Review #203

IF YOU’RE READING THIS RIGHT NOW, THANK-YOU FOR YOUR SUPPORT THIS YEAR.   You might not think that frugal and finance belong next to each other but when you have control over your money situation with a plan things start to ease up. Money pressures don’t have to rule your life but to change that awful feeling you must endure some of the toughest decisions you may ever have to make. This past year I’ve been fortunate to chat with many fans of this blog about their financial situations, answered questions and offered  tips. I even went as far to spend hours creating budgets for those that did not understand even when I had no time to spare. I care. In 2016 I was honoured to be featured a few times over at The Globe and Mail, The Brighter Life and Rockstar Finance. My posts have been showcased all over the personal finance world by bloggers sharing and you the fans spreading the word. I thank you for that support. How to curb holiday debt hangover– The Brighter Life/Sun Life Canada – January 4, 2016 How to include Fresh Produce in your diet when prices are high– The Globe and […]

Magical Things Happened At CBB in 2015 : The Saturday Weekend Review 2016 #153

NEVER A DULL MOMENT WHERE MONEY IS CONCERNED!   Sitting by myself on New Years Day enjoying coffee in the morning to write this final post I realized that I’ve had a magical 2015 year on CBB because of all of you! Thank-you. I’m over the moon excited that Canadian Budget Binder has done so well over the past 4 years and continues to grow not only with subscribers but how the community has come together. I’ve made some amazing online friends whom I’ve never met but we chat quite often about life in general. As CBB moves into the 5th year of life on the world-wide web I’ve realized that personal blogging really is all about the “Personal aspect” and that’s what people want to read about. I’m fortunate that being a frugal living/budget blog that I get quite a few emails from fans who are looking for answers or support from the Canadian Budget Binder community. The Grocery Game Challenge which has been very successful over the years for all the fans who participate is gaining more and more attention. With the prices of food and utilities going up even further in 2016 I’ve had fans email me […]

Do you pay debt back on time? : The Saturday Weekend Review #89

 NEVER TOO LATE TO PAY DEBT   Sometimes people think that paying back debt that they owe will disappear if they just forget about it. I have helped friends and family pay debt in the past and it has taken months if not up to a year to recover the money owed to me. It’s likely a reason why I don’t offer money to help people out of debt often because waiting to get the money back is sometimes hit or miss.   Pay debt back   Just recently I received money back from a relative which was borrowed well over a year ago and although I didn’t say anything it puts you in an awkward situation when people think their debts will go away. She told us that she didn’t think we wanted the money back right away since we weren’t in any debt and we both made good money with our jobs. The way I look at it is if you can’t afford to pay your debt than borrowing money will either get you by until money comes your way or you will get further into debt just by paying off one debt yet owing another. Sometimes the […]

Celebrate Canada Day enjoying our beautiful country: The Saturday Weekend Review #78

APPRECIATE YOUR SURROUNDINGS   Canada Day is just around the corner and many people are gearing up for a long, long weekend of fun. If you are lucky you may even have a couple of days off next week with the holiday falling on Tuesday, July 1, 2014. This past week I had the opportunity to take some day trips around Ontario as I’m on holidays from work and I can’t get over the beauty that surrounds us here in Canada. I don’t often take the time to sit and enjoy what nature has to offer and breathe in the surroundings but I’m learning to take that break from life. I’ve been going non-stop with work and my education since moving to Canada from the UK almost seven years ago. Last year I wrote about the five things I love about Canada and as another year has passed I still love Canada perhaps more than I did the previous year. There is so much to explore here and I’ve only barely scratched the surface. I know many people like to jet off to other countries but I think we will stay here a while to see what secrets surround this […]

Would you give back a $40k find stuffed in a thrift store couch?: The Saturday weekend review #72

FINDERS KEEPERS……   Imagine that your new comfy couch that you just bought from the Thrift Store for $20 is worth more than you might make in your first year after graduation. Going to school and having to furnish your apartment with furniture can be a costly venture for a student on a budget. Aside from going to garage sales or finding free stuff online the next best place is the second-hand shops. You can find just about any type of basic furniture that you need at a second-hand store including couches that really do sell for less. You know after the school year is up you will find that couch sitting on the curb for free or in hopes the city will pick it up and discard of it, no questions asked. A while back we shared a blog post about places to stash your cash around the house and to be honest I didn’t think many people did that anymore. I’m sure there are few and for those that did it was so long ago they likely forgot they even had the money they buried away for a rainy day.   Couch cushion jackpot   I was reading […]

What’s in your pockets? : The Saturday Weekend Review #63

CHECK THEM TWICE   Empty out your pockets folks, then donate. Donating pants, shirts, toys, furniture etc. to second-hand shops is a great way to help others out who are looking for a bargain. How many of you check through each article of clothing or furniture that you donate before you let someone haul it away? Probably many of you can come forward right now to say you are guilty of not checking pockets before you donate. If you plan to donate clothes make sure you know where that last mustard stain landed just in case you are that one person who forgets a wad of money in the pocket before you give them away. If you are like me you don’t like to keep every penny you own tied up in a bank or investment. You have a stash of money at home although nothing serious enough to go rampant over if it was misplaced it’s simply a bit of cash to get you by if you need some cash. I for one like to keep my money in the bank and don’t keep excess amounts of cash lying around the house although some people come up with unique […]

%d bloggers like this: