Are basic mathematics skills are a must-have when dating? : The Saturday Weekend Review #112

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NUMBERS DO MATTER!   I wonder if these online dating websites have “math” listed as a qualification one can check-off as a “must-have” for their desires in a partner. It wouldn’t shock me because more and more people want partners that understand how to balance a budget and not send them to the poor house. Times have changed and so have dating and relationships. With each new generation of lovers comes new problems that we all must face but one thing is for sure money will always be one of them. Some may ask why understanding math is even a topic for discussion but it is a BIG problem for many couples who end up divorced or a relationship fails because they don’t “get it”, math that is. I know you can all think of someone who spends money like it’s water but that water isn’t flowing in as fast as they are spending it. They simply don’t get the basics of math because if they did, they wouldn’t put themselves into such a terrible debt situation. It was strange when my wife started to tell me about an article she read where a woman from New Delhi, India walked […]

Sneaky wife teaches husband a money lesson he won’t forget

money lesson about cash and budgets

MY MONEY YOUR MONEY OUR MONEY   It’s unfortunate in relationships when both partners aren’t on the same page financially and extreme measures are taken to teach a money lesson. It sounds a bit daft but to be honest when I read this fan question I felt sorry for her but I also applauded her for taking such a desperate step to teach her husband that money is a weighty issue. Although I am completely on board when it comes to telling all of you to talk about finances BEFORE you are married I also understand that for some people it never happens. In fact some couples assume the man is in charge of the money which seems a bit odd but that’s the way it goes. Most people I’ve ever chatted to it seems like the woman does all the money hugging and pays all the bills while the husband nods and takes it all in with a smile. Let’s be honest here money management isn’t a fun job for lots of people especially when there isn’t cash to splash around. I’m pretty sure when debt is deep or when money is on the brain because creditors will come […]

Why marrying for financial security back-fired on her

financial security marriage

MONEY ONLY GOES SO FAR   It’s true that money happiness can be stretched to certain limits but eventually that financial security that so many crave turns to a desire to be loved especially if they married for all the wrong reasons. Sometimes I wonder if we learn about love and money from the way we are brought up. We either look for what our parents were or total opposite, what they were not. Don’t teach your children to find someone based on financial security because you may just be doing your child an injustice of having to rely on someone else for their happiness. Teach them to be independent and that true love will come when they least expect it.   Believe in yourself   If we could all see the numbers hidden behind the scenes of customers at financial institutions there would be even more unhappy marriages ending in divorce. Why? Some people marry for money because they think it’s the only way to create happiness in their lives, especially when they aren’t motivated by their own success. This may even lead to controlling relationships. People may not believe in their abilities to become financially successful so they […]

Young adult teaches us about being house poor in 15 minutes

House poor

DON’T GET CAUGHT SINKING YOUR SHIP   Being house poor doesn’t necessarily mean that you simply have no money but it can mean that you have too much house you can’t afford. House poor can also mean you have too much stuff, no money and/or piles of consumer debt that you are struggling financially to make ends meet. The term “poor” means so many things to everyone that the only way to describe it from a financial perspective would be lack of money. Some people may not consider themselves poor until starvation kicks in and they have to go to the food bank or when they reach the point of bankruptcy. Others may take on a different view but no matter what poor means to you it’s not a place that people “dream” of.   House poor is not easy living   You might consider yourself house poor when you can’t pay your mortgage which could be for a variety of reasons. There are also plenty of poor people living in the ritzy part of town who are struggling to take control of their financial situation. I think there are many misconceptions of the word poor and the only person […]

Do you live in a financial independence la la land?

Financial independence la la land

Do the math it works   A state of being out of touch with reality and in this case with money in debt…. yep that’s living in a financial independence la la land. You dream of retiring and doing anything your heart desires because you were smart with your money when you were younger but were you really? You don’t have to be married or in a relationship either to be a donut with your money. I don’t normally watch too much television but last night for the very first time we watched Money Moron staring Canadian financial guru Gail Vaz Oxlade. You either love her or you hate her because of her no-nonsense to the point approach with personal finance. I happen to think if you beat around the bush with finances you get nowhere. Sometimes it’s hard to hear the truth but if that’s what it takes to wake someone up from a financial independence la la land then so be it. It’s amazing how many people who want to retire early and think that the road to that money independence is easy peasy when in fact it takes lots of work. There’s more to the fat bank […]

Move In With Your Partner: The financial steps

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TALK ABOUT MONEY FROM THE START By: Michelle A couple of weeks ago a friend of mine asked me a question: “Should I move in with my boyfriend?” Normally, I’m one to shell out advice in a matter of seconds, but this one had me a bit boggled. Moving in with a boyfriend or girlfriend can be quite a big leap for the relationship, and moving in too soon could have major ramifications both emotionally and financially.   Move In Ready Conversations   I’m a bit of a narcissist when it comes to love and relationships. I believe that the stars have to do more than just be in line for it to be “the right time.” Each person has to chip in and make some major steps- and that is especially true when it comes to getting financials ready for the big move in date. The first major step is to reveal your finances. Move in without knowing what’s in your partner’s pocketbook? HECK NO. While exchanging credit reports takes away the fun of it, a couple should be comfortable enough to sit down and hash out debts. If one person rebels or squirms away, that move in date […]

How to plan your wedding flower budget in advance

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PLANNING YOUR FLORAL BUDGET   Wedding planning is an exciting time for a bride and groom-to be even though many girls have their dream wedding thought up years before the big day actually happens. Proper wedding planning can end up saving money in some of the more expensive parts of your wedding budget. Take the time to know how much you have to spend and how much you are willing to spend in accordance with your personal tastes. There are so many things to think about when it comes to planning your wedding including your dress, the venue, guest list, menu, flowers and décor, just to name a few. If you have a tight wedding budget or simply don’t want to spend an outlandish amount of money on your wedding, making a couple of right decisions in the beginning may pay off for you in the end. My mom is a florist who over the years has worked with many brides-to-be and I am sharing below some of her tips for saving money on your wedding flowers.   Skip unnecessary planning costs   The internet sure has become a handy tool and is a great place to start to look […]

Dating, career, life and true love: The bundle exposed

By: Katrina Dealing With What Life Hands You We all want our dreams to be bundled up into some sort of fairy tale of a life but who are we kidding, no one has the perfect relationship, career, family all bundled into one. I always dreamed of one day having the perfect family, a couple of kids and a hardworking husband whose family meant the world to him. While we all know life doesn’t always go as we hope it will and it’s without a doubt that we must deal with road bumps along the way. Divorce is an emotionally and mentally draining experience and if you’ve been through it once it’s not likely something you want to experience again. Healing and picking yourself up from the emotional roller coaster of a divorce takes time and when kids are involved it can be even harder to see the light at the end of the tunnel. Dating I’m sure others will agree that being a single mom or a single dad makes dating interesting and harder to do especially when you work full-time and are sleep deprived. Going on that first date after divorce is not always easy because there is […]