grocery game monthly challenge

How To Curb The Fast Food Temptation After Grocery Shopping : The Grocery Game Challenge 2017 #2 Jan 9-15

YOUR BUDGET WILL CHANGE IT’S COURSE IF YOU’RE NOT WATCHING HOW MUCH YOU SPEND WHEN YOU’RE NOT LOOKING.   Let me show you why you’re eating out after grocery shopping and how to beat the temptation that could send your budget into an unbalanced mess. The idea of spending $200 at the grocery store to fill a shopping cart and then buying fast food straight after seems absurd but we’ve all done it. If you want to slash your grocery budget this year it’s important that you look at all the inside and outside factors that influence the way you spend money. The temptation or the idea to cut the time you’ve just wasted in the grocery store seems appealing especially when you’re not in the mood to cook. Eating out means less time doing stuff you don’t want to do after a grocery shop. I am guilty for getting take out after grocery shopping, After all the shopping I’m tired and don’t want to cook- Ami K (Facebook) Eating before you go grocery shopping so you don’t spend more money at the supermarket is a well-known fact. Depending on what you eat and how much you’ve eaten you might […]

Leaving children alone when you can’t afford a babysitter: The Saturday Weekend Review #81

DECISIONS PARENTS FACE…   I’m not going to talk about the movie Home Alone today, don’t fret. What I want to discuss is what parents do when they can’t afford a babysitter? Later in this post you will read about one parent in the USA who was recently jailed for dropping her child off at the park while she worked. If you have the money in your budget you can easily hire a nanny who might also double as your housekeeper, gardener etc. She/He takes care of the children and the home when you are gone to work or are out on business. If you can’t afford having the live-in or out nanny status you would likely hire a family member to babysit, a friend or search out a babysitter to take care of your child (ren). When your child is a baby or toddler you either stay home and don’t work or you send them off to a babysitter or daycare facility. Most parents these days complain they can’t get their children out of the house because they are glued to the computer, TV or video games. Back in the day we were always outside playing but my mum […]

Your minimum wage job might be your success: PF Weekly Grab a brew #64

REFUSE TO GIVE UP   We all want to be successful yet for the average person success comes from hard work and never giving up. Never giving up are powerful words and I’m sure many of you out there have said them to yourselves time and time again. I know I have. Whether it was while I was running or having to prepare for a job interview or meeting someone very important and I was nervous like the CEO of my organization. Preparing your resume is only one part of getting a job, keeping the job and moving up in the company requires a set of skills only you can provide as your negotiating platform for the bosses. I’ve always tried to be a leader in everything that I do which even includes motivating myself because I believe that success doesn’t come from others strengths it comes from your own. If you want to be successful in your career you have to get rid of that negative mindset that so many people carry around with them. Remember that we all have problems. It’s how we choose to deal with these problems and whether we allow them to affect out life […]

Fast food restaurants are a dime a dozen: PF Weekly Grab a brew #60

A LOST BUSINESS IDENTITY CAN COST $   It’s no secret that I use my allowance to buy coffee at fast food outlets like Tim Horton’s or McDonald’s but I don’t ever invest in much more. Some people live and breathe the products that are new at their favourite fast food outlets but in the past few years it’s become overwhelming. There are changes though coming to one of the most popular coffee giants, Tim Horton’s. You may notice some of your favourites missing from the list and ice-cream is on it’s way out the door.   Business model   I don’t know the in’s and out’s of the fast food industry but as a consumer watching in from the outside my feedback is just as important. I’ve participated in many focus groups for the fast food industry over the years and to be honest with you things have changed dramatically. Sure we get fast food back in the UK and although I haven’t been home for about 6 years it’s hard to say what’s changed but what I do know is competition among the restaurants in this industry is cut-throat. It’s about who has the healthiest fast food menu […]

The Saturday Weekend Review #47: How two children share their views about rip-off prices for used toys

CHILDREN ARE SMARTER THAN WE THINK Just when you thought kids didn’t understand value and quality they can tell you what’s hot when it comes to toys and video games. Who knew that I would learn something from a child about personal finance, but I did just the other day while out shopping with my best friend and his daughter at the Bibles For Missions store. Whenever we get together we enjoy cruising through the second-hand shops to see what bargains we can find. It’s no different from when I’m with my wife except the fact that he brings his daughter so we end up in the toy department. While my friend bolted off away from me he left me stranded in the toy section with his daughter and about 6 other children jamming their hands in bins looking for everything and anything that will beep, spin and sing a tune. As I leaned on the wall I watched the kids start to get to know one another and to be honest I was in awe. The conversation went something like this…. As both children were playing with their small toys they started talking.. Girl 1- My name is Elizabeth […]

Christmas Shopping: Online or In-store?

SHOPPING OPTIONS ARE ENDLESS THIS HOLIDAY SEASON Did you know there are only 40 shopping days left until Christmas? With Christmas being not too far away the rush to get one’s Christmas shopping finished begins. Whether you plan to pack your suitcase full of gifts and jet off on holidays to see the family or shop right at home you can easily access shopping at your fingertips without stepping  foot out the door. While some people prefer to shop only in stores there are many people who will choose to do the majority if not all of their shopping online. Tablets, smartphones and free wi-fi access offered in places like Tim Hortons and McDonald’s, have made online shopping even more convenient than just being able to shop from the comfort of your home. Though convenient, online shopping may not always be the best the choice when it comes to your finances and your Christmas budget.   Online shopping   Online shopping allows you to shop from the comfort of your home or really anywhere you are able to gain online access. Shopping online you avoid having to deal with overworked sales people, waiting in long lineups or having to drive […]

Breaking the Budget: Coffee and Lunch Comparison of 2 Co-Workers

THIS IS HOW EASY YOU CAN BLOW MONEY WITHOUT KNOWING IT   I’ve worked professionally for the past 4 years and faithfully bring my own 20 oz travel mug of coffee and a hot lunch to work daily. I wanted to compare the figures of what I bring to work to a buddy of mine whom I will call Mr. Co-worker. It’s amazing how fast convenience can add up in the budget and before you know it your budget is shot. There really is some merit to saving money by making food at home compared to buying it. Sometimes it’s better when people see the final numbers rather than the small numbers. We tend to look at something as only costing $50 a month for example which is a reasonable expense in the budget but over the course of the year that $50 cell phone bill will now cost you $600 out-of-pocket. If you find that you know someone you are trying to talk some money sense into or trying to teach them the importance of budgeting this coffee and lunch comparison is a great way to tally up the numbers and give them a bit of a wake up call. […]

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