The Saturday weekend review #38: Dream big and have faith


Never Underestimate The Power of Your Dreams

If you’ve ever had a big dream and I know you have then you know how easy it is to give up on that dream when you lack confidence and faith. Sometimes when we are alone we sit and think about all the things we want to do with our life but never really do much about what ends up on our bucket list. I hope to change that about me and I did starting with this blog almost 2 years ago.

This blog started with a small dream to make it a place where people came to learn about personal finance and to share their success and lessons learned in their life. I know if you are a personal finance blogger you can probably count how many times you wanted to throw in the towel because you can’t justify the time you spend blogging or you just lose faith in your ability to grow your audience. I’ve been there many times but with that push from my fans like I mentioned in yesterday’s post I’m still here today.

I’m getting ready to embark on the next phase of Canadian Budget Binder moving to self-hosted with a new fresh look and hopefully I can spread the word louder than I have. We don’t always dream about making money, sometimes it’s just an inner peace we crave where we feel we are making a difference in this world.

Others, they like to make money and blogging is certainly an outlet that you can earn some extra cash but it all takes time if ever for some people who don’t go the extra mile, because that IS what it takes and then some.

I’ve had so many people email me wanting to learn about how to start a blog and I always direct them to the Blogging for Dummies book because that is where I started out. I also started reading a blog all about Search Engine Optimization and to be honest I don’t know how I stumbled upon it but I’m glad I did because it really has helped Canadian Budget Binder get out into the internet world.

I’ve had other people who have dreams of finding a better job who want advice and tips and my sister-in-law said it best this morning to me in a Facebook private message. I asked her for job hunting inspiration for my best friend.

Below in the quote is what she said when I asked her if she knew of anyone hiring in the local area since she has a big network of senior level management friends. I wanted to motivate my best friend with her words because I know he needs that push to find the better job plus get his hobby off the ground because he is so very talented. I’m ready to help him any way I can.

When you see someone who has talent no matter who it is, stop at nothing to motivate them because most times they doubt themselves or they fail to see that talent. They may thank you one day.

If someone really wants to find a job they love they will find it. They will stop at nothing and they will do everything it takes to get noticed and show the employer they are the number one pick. Never give up.

It’s easy to see how confidence can play a big role in getting what you want in life especially if you dream big but you must have faith in anything you do. Without faith you are giving up on your dreams but most of all we must have patience because nothing in life is handed to us on a silver platter.

We may get shot down 100 times before 1 person believes in us and when you find that person who accepts you, your dreams or that employer run with it and don’t look back.

Dare to dream big

I was doing my Yahoo weekend reading when I came across this article about a guy Zach Green named “entrepreneur of the year” who didn’t think twice about quitting his day job after coming up with this amazing idea for an illuminated helmet that glows in the dark for fire fighters.

This invention would help save many fire fighters lives and go on to help others. He was fascinated with luminescence technology and this brilliant invention was created which would benefit fire fighters all over the world. He started selling the helmets from the trunk of his car going station to station.

When I read how this guy never gave up on this dream starting with small sales then growing into what it is today solidifies how important it is to have faith. Although Green went out on a limb maxing out credit cards and refinanced his house he rolled this out like a bull and cranked in $85,000 in sales in his first month going to fire fighter trade shows.

I can only imagine what it must have felt like for him to see what he had created was getting so big. His business is now called “MN8″ and he has a sales force and his selling his products around the world. His product line has expanded and now includes stickers, paint and magnets.

Reach for your goals

It is one of those inventions that has made him a million in revenue so far but you sit back and go.. why didn’t anyone think of that sooner?

Sometimes the simple things are the most important things but we tend to overlook them because we are looking for big and bold, flashy frosting type ideas but that doesn’t always mean it will be a success. Don’t overlook the obvious and if you have an idea don’t be negative about it, don’t give up and don’t let others bring you down.

No one really knows I blog but I know if I told people what I do essentially for free because I don’t make any money they would think I was nuts. I’m giving up so much of my time for this blog but for me it was and still is my dream to bring Canadian Budget Binder to the top for my fans not for anyone else.

This blog is for the fans, it’s my dream for all of you and I have faith that we will grow together. If Canadian Budget Binder makes money in the future I’m sure it will be used to continue to improve the site for the fans. Giving back.

Read the full article here.

Have you had an idea or a dream that you wanted so bad and didn’t give up on? What was it and how did you motivate yourself?

Blog update

Make sure you are subscribed via email because once I leave free WordPress if you are not subscribed via email you may stop getting my posts in your inbox.

You can now follow Canadian Budget Binder via Bloglovin and continue to get my daily posts in this reader.

If you are a regular reader you would have already received these awesome posts in your email or reader but just in case you missed reading one I’ve put them all together here just for you.

PLUS…. check out the NEW FEATURE I’ve added which is my New Free Recipe IndexYou get all the recipes that I have posted here at Canadian Budget Binder in one spot so you don’t have to go looking for them.

Blog Posts On Canadian Budget Binder This Week

Making a difference


If you don’t already follow Modest Money, hook up because Jeremy has a great site and he is a fellow Canadian Blogger friend of mine who has been around since the beginning and we have worked together, collaborate on projects and help each other out to spread the word about personal finance and much more.

Hello Mr. CBB fans!  

My name is Jeremy and I run a blog of my own over at I’ve been blogger friends with Mr CBB for a while now…I guess ever since he made some waves in the top Canadian finance blogs polls I hosted this year and last. Obviously he’s got a lot of fans and has been helping a lot of people.  When he asked me to contribute to his “Making a difference” series, I was happy to help out.

Well a bit more about me…I’m just an average guy in my early 30s who’s trying to get his finances in order. I’ve made my share of financial mistakes, but I’m learning from those mistakes and putting my best foot forward. I’ve come a long way already. Now I’ve bought a condo, got engaged and managed to make some progress with my finances.

While I admit that my blog was originally launched to help myself, I soon realized how much I could help other people too.  Early on that was more about helping fellow bloggers since I do website marketing work as a career.  It seemed like I was always e-mailing back and forth with some blogger or another giving tips.

As my audience grew to more than just fellow bloggers I made more of an effort to share my personal finance experiences and advice.  I want to do everything I can to ensure people don’t have to make the same mistakes I did.  For example, I wasted way too much money on a brand new car.  By sharing that story, hopefully some people out there will think twice about making that mistake. I  may not be a financial expert, but I do feel that I have learned lots that I can pass on to others. That includes both personal experiences and knowledge I’ve gained by being immersed in the financial blogging community.

We actually all have the ability to help each other become financial responsible. For whatever reason though, finances are a taboo subject that many people just don’t want to talk about.  I think as the financial blogging scene gets more popular, it will play a role in getting more people talking about this touchy subject.

Blog share

I really appreciate when other blog owners recognize my hard work at Canadian Budget Binder and share my posts with their fans or even mention my blog on their blog or website. Here are the blogs that did just that this past week, so please head over and check them out. If I’m missing you it’s because I didn’t get a ping back so please send me an email and I’ll add you next Saturday.

A big thanks to these blogs for thinking of CBB even though I haven’t been around much this past month. Cheers!

What is a blog carnival?

Some fans have asked me just what a blog carnival is so a little explanation is due here for anyone reading for the first time or for my long-time fans. A blog carnival is where a blog or website hosts what we call a carnival of blog posts from around the web.

Most blog carnivals have a theme and certain rules for submitting which must be followed. If you are a blogger and would like to learn what blog carnival directories I submit to each week you can find the information in a previous Saturday Weekend Review post that I wrote.

A big thanks to these pages for accepting my blog posts and sharing them in the following carnivals

Carnival glory

web search terms

Every week I get thousands of people visit Canadian Budget Binder because they did a search online and found my blog. Here are a few of my favourite searches that may have even brought you here and you’re reading this, right now.

  • Til Debt Do Us Budget- Yup, that’ s the way it goes for us
  • Do you want to be right or happy? – lots to ponder there
  • How to be exposed about love- I’m not sure about this one.. how about you?
  • How to pay off $100,000 quick- Win the lottery?
  • Old man sexy cook- hey… who you calling old.. hahah I’m a puppy ;-)
  •   now we’re really opening the budget gates.. a budget for every sport, career etc.. interesting

That’s all for this week’s edition of The Saturday Weekend Review Dream Big and Have Faith. Join me next week same time, same place to see what trouble I can get myself into.


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The Saturday Weekend Review February #6~Well Behaved Kids Score Their Family A Dining Discount!

Weekend Review

Hot Money Topics Trending Around The Web

You never know where or when you will get a discount, even on your restaurant bill as one family received from Poulsbo, Washington. This has to be one of the most unusual of Yahoo articles I’ve read in a while and I really wanted to share my thoughts on it.  Competition for business especially in the restaurant industry is tight-fisted but for this owner the kids struck a chord with him. A family of 5 was eating at a little Italian Restaurant called Sogno Di Vino and because Laura King’s children were so well-behaved during the service they were rewarded with ice-cream, but that’s not all. When Laura received her receipt for the dinner she noticed a $4.00 discount for “Well Behaved Kids”.  She posted the photo on her blog and she shared this dining experience with the world. What a lovely gesture on the part of the restaurant owner, Rob Scott to recognize his patrons this way. He went on to say in the article the children were well-mannered saying “please” and “thank-you”. It’s spread like wild fire and was a great PR move on his part if you ask me.

When I hear about business owners taking a vested interest in their customers outside the “plate of food” it makes me happy to know there are establishments that take pride in the overall experience while taking it to different levels. We tend to stay away from establishments with the production line mentality, get em in get em out, there’s a line-up after all. It’s not always just about the money, word of mouth goes a long way just as in this case. The personal touch is always so welcoming when you have staff who genuinely care about your dining experience. It’s not everyday you hear stories like this so kudos to Mr. Scott and to Laura and her husband for teaching their children the importance of good behaviour and manners.

At the end Laura offers some tips for eating out with kids such as making sure your kids are well rested, have had a snack and to make sure you are giving them your full attention while dining out. It’s also important to “notice your surroundings”, she says. Although we don’t have any kids I’ve seen my fair share of kids that misbehave but I’m not one to judge as we never know if there is an underlying problem or concern. I wouldn’t expect something like this if we had kids and went out to eat but once in a while it’s nice to hear of someone doing something special for their patrons. I wonder if he will start a trend now and up the playing field for bigger restaurants to give back to their customers even if it is an ice-cream cone. Maybe a “Well behaved Discount Card” for restaurant and retail shops?

Has anything like this happened to you while dining out or in another situation?

How do you teach your children about their manners?

You can read the story in full here.

receipt well behaved kids discount

Photo Credit: Reddit

What’s Been Happening at Canadian Budget Binder?

Now that the happy part of this post is done, let’s move on shall we to the part where my water softener decided to crash on us. I’m moaning about it because the bloody things are not cheap but I’m getting a discount (of course). Who pays full-price for anything these days, not this guy.  I did a bit of research the past few days and will be sharing this expensive experience with all of you in an upcoming blog post. Other than that I’ve been shovelling for the past few days. All I’m going to say is thank goodness I did winter maintenance on my vehicle as it was some rough driving yesterday morning.

The New Website is almost completed and will be up and running very soon, exciting, you bet. Andrea is just fine tuning it because she’s thorough that way and doesn’t like to put out anything but her best work. That’s when the real magic happens and when all the great people that have surrounded themselves with CBB over the past year will be rewarded.  I’ve been branching out and connecting with other Bloggers around the web and it’s been fun getting to know other site owners who share a passion for helping others like I do. It’s amazing just how many personal finance sites there are and I hope to feature some new sites for all of you in the upcoming weeks.

Vote Canadian Budget Binder!

It’s that time of year again where Jeremy at Modest Money has set out to find Canada’s Next Top Personal Finance Blog. If you have a moment and can click this link and Vote Canadian Budget Binder for the 2013 nomination. Thanks for your support.

Top PF Blogs 2012

That’s not all.. oh ya it’s like party time on the web with all these challenges…. Sean at One Smart Dollar has Canadian Budget Binder up for nomination in his challenge for Top Personal Finance Blog… if you have a moment and can click the link here and Vote Canadian Budget Binder I would be appreciative. If we win I get $100 to give to one lucky Fan! If we don’t win, we are still #1 because we have some amazing fans. Every blog on the list is a winner!

There’s no sign up, just click and vote, easy peasy…..

Check Out This Weeks Canadian Budget Binder Blog Posts

Canadian Budget Binder Mentions Around The Web

Canadian Budget Binder is fun place where people come to not only learn about personal finance but also to share. Thanks to these sites who linked up to Canadian Budget Binder this past week. 

Check these awesome pages out!

Carnivals: Thanks for including CBB!

web search terms

What People Searched to Find Canadian Budget Binder:

Search terms really help me to understand what people are looking for at Canadian Budget Binder! Any typos below are simply how the person who searched typed it in search, or me ;-) There were thousands of searches this week.. but not too many juicy ahahaha ones.. so I picked out some of the best ones for you.

Top Pick: What will housing prices to in the year 2016 in BC?- One sec, let me grab my crystal ball… 

  • Horrible Credit Want Mortgage- Say that 5 times… although there are such things as Bad Credit Mortgages.
  • How can you make a woman from Canada love you- Hmm, buddy I’ve learned you can’t make a woman do nothing! If she doesn’t love you for you why would you even want to try and “make” her.. silly.
  • Do I have to say I Love You on Valentine’s Day?- You don’t have to do anything you don’t want to. People that date each other buy gifts, go on dates but it doesn’t mean they are “IN LOVE” with the person.  Chill out!
  • Trick, keep a bottle of Vaseline In your pocket.. that will- That will WHAT? Then again, do we really want to know, lol?

It's Not About How Much Money You Make It's How You Spend It

Are you NEW to Canadian Budget Binder?
  • If you are new to Canadian Budget Binder >>>Start here! Follow Mr.CBB on TwitterFacebook and Pinterest
  • Subscribe to Canadian Budget Binder>> Everyone else has, why wait!
  • Do You Have A Question For Mr. CBB? The best way to get in touch with me is on Facebook
  • I’m currently accepting guest posts. If you are a blog owner or fan who wants to share a story email me today with your topic ideas! I can’t guarantee everyone a spot but give me your best topic pitch and show me what your work looks like.

The Saturday Weekend Review #8 December

Saturday Week In Review Mr.CBB


Mr.CBB’s  Saturday Weekend Review

It’s Saturday and that means working late and sleeping in for me. The best part of waking up this morning was that last night I made Walnut and White Cheddar Biscuits a recipe from my mate Aunt B and they turned out amazing. The goal was to use them with my homemade Pulled Pork that I put in the crockpot this morning. Yep, the house smells.. well. porky!  I couldn’t take it any longer so I had to test a biscuit when I woke up this afternoon so I fried a couple eggs with a huge slice of ham and this is what it looked like…..

Ham and Egg On a Walnut White Cheddar Biscuit

Ham and Egg On a Walnut White Cheddar Biscuit

So keep an eye out in the upcoming weeks for my homemade pulled pork recipe on the blog tucked in between the cushions of this lovely biscuit! Ok now that we have the food out-of-the-way this week I did alot of Christmas baking as you know….

Mr.CBB's Peanut Butter Balls

Mr.CBB’s Peanut Butter Balls

I also went down to the Ministry of Transportation to pick up a $15 temporary sticker for our winter vehicle. On the way there some donut decides to run a red light and do a right hand turn as I’m going 80 up a highway (brilliant) hand on horn and Mrs. CBB could practically touch the car if she opened her window. Didn’t have a minute to live I guess. No accident thank goodness but if there was someone in my left lane things would not have had a happy ending I can assure you. (Anyhow…. while at the Ministry) Upon asking if there was a cheaper way to do this  to eliminate the cost of the temp sticker as we had to get an E-test first then come back and get the actual sticker.  She tells us, of course. Did you know that your E-test lasts for one year? Nope, I had no idea. We didn’t have all of this in the UK so it’s all new to me.  Now I know that I can get the E-test done before I park my vehicles that way I won’t have to waste $15 on a Temporary sticker (money grab ) just to drive the bloody thing to the garage to get an E-test (money grab) and back to the Ministry to get a sticker.  Everyone wants money…. and it’s only bound to get worse.


Financial News Mr.CBB

What’s Been Happening at Canadian Budget Binder

I’ve noticed a nice little spike in traffic for CBB so I’m hoping it’s only up from here. It’s great to have so many fans and Personal Finance and Foodie Bloggers that support CBB because you are all the reason CBB is gaining support amongst the fans and our peers. If you’re not a fan of Canadian Budget Binder on Facebook please head over and give us a LIKE. My goal is 3000 by the end of 2012 so I could use all the support to get me there!! *WINK* Don’t be afraid to come chat on my wall like John at Frugal Rules, Glenn at Monster Piggy Bank and others. My fans like to mingle with other Bloggers and that my friends is how we network!

Did I tell you how excited I am about……..

I know I’ve mentioned it before but I thought I should mention it again to keep everyone in the loop.  Canadian Budget Binder will be going through a facelift… Botox and all.. plump this site up, get it ready for some action. I’m just as excited as the fans are so keep an eye out in the upcoming weeks for this! It will also be our 1 year anniversary at the end of January so I’m looking to gather some neat prizes for the fans. Nothing big as I’m just starting out but just something to say thanks! If you want to add your name to the give-away list, contact me today!!!

I’ve also been collaborating with one of the top sites that I like to check out for finance news and more…. but that’s all I’m going to say. I’m happy to be teaming up with such a friendly bunch of people.

That’s all for now folks… carry on down this post .. you haven’t even gotten to the good stuff…. those search terms! 


Canadian Budget Binder’s Weekly Post Recap

Guest Posts I Wrote:

Top Blog

This is where I will share the top website that sent me the most traffic for the week! The Top Blog To Drive Traffic To Canadian Budget Binder for this week goes to…  Modest Money who is coincidentally holding an amazing contest you might want to check out!! It’s a Cash Giveaway! Good Luck and thanks Jeremy for sharing CBB with your fans!

Weekly Top 2 Honourable Mentions

Top 5 Blog Commenter’s- Imagine that the same as last week!! Gotta love it when the fans take a minute to comment on your hard work. I sure know it makes me feel good when others read my work and have something to say about that is meaningful!

Blogs That Shared Us With Their Fans This Week!

I know many of my fans read this post as they tell me they wait for it each week. To all of my fans please check out these personal finance Bloggers below and follow them. I read their Blogs everyday and I know that you will benefit from them as well.  Come back each week as I will name other Blogs that I think you should follow!

Thanks to all the Bloggers that link up and share my posts and this is why I do my best to share your posts with my Fans via social media, so thanks! -Mr.CBB

(If I miss You..please let me know as I didn’t get the Ping and I will include your post next week as this runs Sat to Sat so if you linked me on Sat it will show up next week)

Carnival Mention

web search terms

What People Searched to Find Canadian Budget Binder on the Web

Search terms of the week are really a hoot! Here are a few of them for your viewing pleasure.  What are you saying about them? Any typos below are simply the person who searched who made the error or me ;-)

Top Pick- Can you pee on a dollar store pregnancy test?- Well I’m sure spitting on it won’t work. Read the instructions that always helps.

  • Babies room with five senses- Better than having six I’d imagine… 
  • Mrs. Fresh Twinki-  As opposed to Mrs. Day-old Twinki haha always like my Mrs. to be fresh..
  • Costco Welfare Diet- I did say buying in bulk would save money for those on welfare as they build their pantry.
  • Sexy and Intelligent Guy- Well you’ve come to the right place…  ok, tootin my own horn, hey nothing wrong with a bit of confidence!
  • Mess with My Family Quote- oh oh lol.. someone’s up the crapper
  • I need my ex back- I need a lot of things to but my ex ain’t one of them.
  • Lawn Darts For Babies- Now there’s a genius idea.
  • Bathtub of hummus-  Ya that’s where I want to dip my nachos..
  • Looking for Mr.Santa- Well mate, hate to break it to you, you’ll be waiting a long time, how about you go grab a $7 Starbucks coffee…
  • Ideas to Decorate Pasta Salad- What, like with a bow? lol…

It's Not About How Much Money You Make It's How You Spend It

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If you are new to Canadian Budget Binder >>>Start here!

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