How A Gift Closet May Be Your Secret Source For Savings : The Saturday Weekend Review #245

FINALLY A CLOSET THAT YOU’RE NOT AFRAID TO OPEN   I’d like to introduce you to our new savings source, The Gift Closet. Just about everyone I know has a junk drawer or closet where odds and ends gets tossed in hopes it may get used again. You know what I mean right? However, last week one of my readers gave me this idea about getting organized with our junk closets and opening up a gift closet. Sounds like you’re starting your own business but in a way, you are. If you consider savings for your bank account a business then you’re in business. It’s that simple. Not everyone has gifts they need to buy for people during the course of a year but there may be those odd times you find something that is too good to be true and you buy it. You may not want or need to use it right away so instead of it getting lost in the dust pockets of your home you open your gift closet. A good example for us are dish towels. Mrs. CBB has a love for dish cloths and towels and quality products are expensive to buy. When she […]

Senior shares trick to save money for retirement in three words : April Net Worth Update 2015 (+1.14%)

EMOTIONAL CONNECTION TO MONEY   We all want to know money saving secrets and this past week I learned something from a witty senior that will help you save money, although it may not come as a huge surprise to you. Do you feel stress coming on when you have to dip into your savings? We do at times because we aren’t getting any younger and know that life as a senior citizen can be difficult especially if you don’t have the funds to back up the lifestyle you need or want to live. There are people who are happy living from the Canada Pension Plan which is by the way max $1065.00 (2015) a month at age 65 but will it really be enough? Jim Yih at Retire Happy says, “Don’t count on the maximum” either when he talks about how much CPP will pay us in retirement. You would think with $120,000 savings that we have in the bank that it would be easy to spend money but it’s not especially after you know it may decrease your overall net worth and set you back a bit from attaining your retirement goals. This is why we budget and […]

An organized kitchen: My time, my money, my happiness

By: Katrina A Kitchen Is A Time And Money Saving Tool Having an organized kitchen is a great way to spark enthusiasm to cook in the kitchen but also to create meals that you might not have done if your kitchen was upside down, like mine used to be. In my last post ‘Happiness is everything;  Saving Money, Buying Time’ I talked about my quest to de-clutter my kitchen to spend less time trying to keep it clean and organized so I can spend more quality time with my kids. A bigger kitchen Many times over the last 5 years I wished I had a bigger kitchen, nothing glamorous mainly just a little more counter space. I shared the post with a few of my friends, one being my awesome neighbour. She shared some of her time and kitchen organizing tips with me and we spent a couple of hours tearing my kitchen apart and now I have an organized kitchen. Having an outside point of view really made me realize I don’t need a bigger kitchen, I need to make better use of the space I have and just have less stuff! Make your kitchen make sense Step back and […]

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